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Is The Consumer Protection Bill Just One Huge Governmental Subversion Of Privacy Ploy?
If anyone has been curious why the Fed, banks and politicians have all been pushing for the "consumer protection" portion of the Financial Regulation bill, it appears we may have the answer. As CNSNews.com reports, the bill "would create the Bureau of Consumer Financial Protection and empower it to “gather information and activities of persons operating in consumer financial markets,” including the names and addresses of account holders, ATM and other transaction records, and the amount of money kept in each customer’s account. The new bureaucracy is then allowed to “use the data on branches and [individual and personal] deposit accounts … for any purpose” and may keep all records on file for at least three years and these can be made publicly available upon request." Goodbye privacy, hello 1984.
More from CNSNews:
Shelby slammed the new consumer bureaucracy, saying that it was meant not to protect consumers but to “manage” them by monitoring their behavior.
“Mr. President, make no mistake, behind the veil of anti-Wall Street rhetoric is an unrelenting desire to manage every facet of commerce under the guise of consumer protection.
“They may be interested in protecting consumers, but they are more interested in managing them,” Shelby said.
Shelby also criticized the idea that Americans need government to watch over their every financial move, saying that it was better to allow people the freedom to make their own choices and fail than to never allow them the freedom to choose at all.
“Mr. President, I have faith in the American people and their ability to make good choices,” said Shelby. “Granted, we do not always choose well. But I believe that a poor choice freely made is far superior to a good choice made for me.”
And the punchline:
Shelby further said that the ability of the Federal Reserve to collect such detailed information about the most basic of financial transactions was the beginning of an effort by government to regulate every financial action of every American citizen.
“This new consumer bureaucracy is intended by its architects in the Treasury to begin the process of financial regulation with the intent of changing the behaviors of the American people,” said the senator.
Shelby appears to be correct. The bill allows the bureau to collect any and all information on any person operating in the financial markets.
As it reads: “[T]he Bureau shall have the authority to gather information from time to time regarding the organization, business conduct, markets, and activities of persons operating in consumer financial services markets.”
In other news, communist, and other, dictators everywhere are now copying the US constitution and laws verbatim, in their own attempts to recreate the biggest centrally planned, communist regime ever seen.
h/t John
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I hope they find me. I'll be waiting.
Goldinsacks
Hope they don't make it messy. You really want to see you kids all crispy like Waco?
Gully, your post assumes much about Goldinsacks personal situation but reveals more about your own.
You are either an outright pussy, government suck-up or you actually work for the government and troll these types of web sites.
Either way you should off yourself because the coming days will have no place for an ass kisser like yourself.
NOVEMBER INCUMBENT BLOODBATH !!!! MAKE IT HAPPEN !!!!!
Ripped Chunk
I'm a self interested bitch.
I only care about you, a total stranger, in the relationship to how it effects my life.
Beyond that I only post what I have surmised from observation.
Right now I see more balls than brains, more blather than action. No one with a wife and kids is entering a shoot out with the Feds. 99.9% of the violent speak people will willingly knuckle under and give up everything they own. Much like bar drunks who threaten to fight instead of actually throwing the first blow.
But you are right when I see those little laser dots on the front of my chest I am sucking up to anyone that will stop the trigger from being pulled.
"The object of war is not to die for your country but to make the other guy die for his."
— George S. Patton Jr.
I don't give a fuck what you think about me. In fact I hope you hate me. I don't drink and I have never been in a bar fight. Assumptions about anyone that posts on any internet opinion site (most especially about balls and brains) really shows a lack of any strategic thinking abilities at all.
Why not respond to the post instead of fabricating more bullshit?
You assumed Goldinsacks has a family or just did so to further validate your post. If people want to read lyrics to songs, there are at least 10 sites where they can look them up.
Ripped Chunk
I think Howard Rourke said something like " But I don't think about you".
But you respond anyway.
I quit if you do. When you think about it, it is the only reason mankind has made it this far.
I'm with you on this one GF... and yes I proudly admit to being an outright pussy RC.
I'll be hiding from them and hope they don't find me.
Until I choose to hide no more.
ZerOhead
Much like the old joke about the two guys being chased by the Bear, I only have to be faster than the other guy.
Funny how Daffy Duck had it right all along.
Correct... and the bears will have literally millions of campers to chase... no need to make yourself an easy target until you get a clear shot with a 30 odd 6 at the bears derriere if you catch my drift...
Think Sun Tzu ladies and gentlemen... think 'The Art of War'...
There's a graveyard a couple dozen blocks away from me full of brave idiots.
It's braver, really, to survive. Violence is the first choice of the coward.
I don't know about it being braver to survive... it just makes me happier to do so... that's all!
I think bluster quickly followed by running is the first (and second) choice of the coward... I know it's worked kinda well for me all these years... but yes... there is a point where a stand must be taken...
In many ways ZH is just such a stand... until the next stand that is.
Think Southern Hemisphere. Mountains in South America perhaps.
Get dressed for the occasion so you can blend in when you arrive. Practice at you local mall.
http://images.smh.com.au/2009/10/02/767418/Bolivia-Gran-Poder-Women-420x...
Goddammit WaterWings... is that the BEST you can do?
Miss Colombia Pagent guys!!!
http://www.ricklatona.com/wp-content/uploads/2009/06/miss_colombia_2009.jpg
Now that's what I'm talkin' about! These Chicas are second to none!
Damn these are the losers? Wow
I think of South America often... the people are very friendly... the weather in the interior of Colombia (amongst others) is fantastic year round and if you need some heat well Cartagena has been a personal favorite of mine for years. Try to avoid the CIA and DEA guys though... they are usually easy to spot!
Bob & weave, give the majority what they want to hear.
When do you announce your candidacy?
Just as soon as I can locate a mous... err... chicken for every pot!
Zer,
assuming dey be cracka's?(:>
White guys with no tans mainly...
Yeah,
My luck,some radical Left Wing Anti Gvt group would be waiting for me, w/ FA FALS, and G3's...........LOL
Colombia... for all it's faults... including President Uribe (former narcotrafficker...) is a top notch destination. Very safe unless you are looking for trouble... or large quantities of happy powder!
Right. The first choice is see if one can make reasonable arrangements for peace. If that's not an option..."Front sight! Fire! Front sight!"
Initiate force against me or loved ones and you leave me no choice. To fail to act in that manner is more cowardly IMO.
And when you "choose to hide no more" you will....................?
Leave the country on a tramp steamer with a sack full of silver and my tail between my legs probably... "Vive la revolution!"
If you don't like this bit of invation consider what Fannie Freddie and FHA are doing:
http://www.fanniemae.com/newsreleases/2010/5040.jhtml?p=Media&s=News+Rel...
What information will this "joint" effort be gathering?
? loan characteristics;
? borrower information;
? the property securing the loans; and,
? the identity of the parties creating the transaction.
Basically that is everything on a significant number of properties in the US. Credit scores second liens, divorces you name it is on this file.
Between FINREG and FHFA the only thing they won't know about you is your shoe size.
There will not be anybody to loan to after they finish gutting the economy...i do not get these people. I think they are idiots.
You know what they say about big feet...
thought we gave up privacy with the Patriot Act?
Classic double-speak. This is capital control managed at the individual level. The corporatist state is now. Embrace your serfdom or prepare for battle, the dogs of war are unleashed and nothing can go forward the same as it was.
Kinda like when the War Department became Defense... who could oppose spending gazillions defending ourselves after all? (Not a patriot to be sure!)
War? ... not such an easy sell at times... which is why we only fight the 'just' defensive wars lately... where there is oil screaming to be liberated. (Kinda like the Gulf actually...)
This administration desperately needs the money to avoid hitting the wall. And this bill shows how desperate they are.
The whole Climategate scam really threw a monkey wrench into their plans to generate tax revenue.
There are now two kinds of people in the US. Those who work for the government and those who don't...
tax revenue as well as economic growth and jobs
r
carbon,
Yeah, 60/40 Baby!!, haven't you heard Climate Control/Cap & Sack, has been changed,, NEW name,.............American Power Act(or somesuch Hrseshit close to it).
These dudes are smart.........they get too much Publicity, and attn,they just change the name/s.Gotta keep dose 501c3's!!
Kind of Like ACORN, now they have 4-5 different names,and even expanded overseas( that Rathke dude DO get around).
He may not make it in the long run, some of the CURRENT 3rd world cesspools gubmint, just off your ass, for stirring the natives.
Yea, now Pelosi is blaming Bush for the oil spill because lack of oversight leading up to the Gulf oil spill.
You gotta wonder when the current reisdent in the White Hous is going to start taking some responsibility for current events.
http://www.washingtonexaminer.com/opinion/blogs/beltway-confidential/pelosi-blames-bush-administration-for-bp-oil-spill-95175304.html#ixzz0pNK3nfykWhoah! Read this:
IG report: Meth, porn use by drilling agency staff:
"Staff members at an agency that oversees offshore drilling accepted tickets to sports events, lunches and other gifts from oil and gas companies and used government computers to view pornography, according to an Interior Department report alleging a culture of cronyism between regulators and the industry.
In at least one case, an inspector for the Minerals Management Service admitted using crystal methamphetamine and said he might have been under the influence of the drug the next day at work, according to the report by the acting inspector general of the Interior Department.
The report cites a variety of violations of federal regulations and ethics rules at the agency’s Louisiana office. Previous inspector general investigations have focused on inappropriate behavior by the royalty-collection staff in the agency’s Denver office."
Holy Shit Leo !!!
How Shocking!!!
It's a good thing nobody else in the government uses drugs or porn while at work.
faustian bargain
It always amazes me how people never tie "Not Safe For Work, NSFW" to the fact this shit should not be done at work but at home. It's like there is a whole generation of morons who want to be paid for jacking off.
Actually if you work for the government they give you the speed... seriously... but only if you promise to kill someone...
http://www.cbc.ca/news/background/friendlyfire/gopills.html
faust,
Unless, of course it's for Research Purposes.................
Nice feeling knowing your futures are in the hands of Marxist's Crackeads................I feel all warm and tingly.
"Feel the LOVE!"
Before you criticize internet porn recall it was the primary motivation for both the internet and especially graphical browsers.
The financial regs were doing the same thing. Prostitutes, blow, trips to vegas. Nothing suprizes me anymore.
Maybe at some point we can offer the government a deal: we'll give them some money if they agree to cut out the middle man (us) and just play Sim Life directly on computers. We don't want the hassles anymore and eventually even they will realize that central planning tends to get messy when actual human beings are involved.
It's a win-win I tell ya.
That's a pretty fucking brilliant idea.
This has already been going on for many years!
I, disgusted. With all of it.
In a related note
http://www.usatoday.com/travel/flights/2010-05-24-TSA-threatening-fliers...
Pushy fliers may show up on TSA's radar
The Transportation Security Administration says it is keeping records of people who make its screeners feel threatened as part of an effort to prevent workplace violence.
Privacy advocates fear the database could feed government watch lists and subject innocent people to extra airport screening.
"Is this going to be the baby watch list? There's a potential for the misuse of information or the mischaracterization of harmless events as potential threats," American Civil Liberties Union lawyer Michael German said.
A TSA report says the database can include names, birth dates, Social Security numbers, home addresses and phone numbers of people involved in airport incidents, including aggressors, victims and witnesses.
Incidents in the database include threats, bullying or verbal abuse, remarks about death or violence, brandishing a real or fake weapon, intentionally scaring workers or excessive displays of anger such as punching a wall or kicking equipment, the report says.
And someone admits the truth.
http://www.nytimes.com/2010/05/23/opinion/23kristof.html?hp
Moonshine or the Kids?There’s an ugly secret of global poverty, one rarely acknowledged by aid groups or U.N. reports. It’s a blunt truth that is politically incorrect, heartbreaking, frustrating and ubiquitous:
It’s that if the poorest families spent as much money educating their children as they do on wine, cigarettes and prostitutes, their children’s prospects would be transformed. Much suffering is caused not only by low incomes, but also by shortsighted private spending decisions by heads of households.
That probably sounds sanctimonious, haughty and callous, but it’s been on my mind while traveling through central Africa with a college student on my annual win-a-trip journey. Here in this Congolese village of Mont-Belo, we met a bright fourth grader, Jovali Obamza, who is about to be expelled from school because his family is three months behind in paying fees. (In theory, public school is free in the Congo Republic. In fact, every single school we visited charges fees.)
We asked to see Jovali’s parents. The dad, Georges Obamza, who weaves straw stools that he sells for $1 each, is unmistakably very poor. He said that the family is eight months behind on its $6-a-month rent and is in danger of being evicted, with nowhere to go.
The Obamzas have no mosquito net, even though they have already lost two of their eight children to malaria. They say they just can’t afford the $6 cost of a net. Nor can they afford the $2.50-a-month tuition for each of their three school-age kids.
“It’s hard to get the money to send the kids to school,” Mr. Obamza explained, a bit embarrassed.
But Mr. Obamza and his wife, Valerie, do have cellphones and say they spend a combined $10 a month on call time.
In addition, Mr. Obamza goes drinking several times a week at a village bar, spending about $1 an evening on moonshine. By his calculation, that adds up to about $12 a month — almost as much as the family rent and school fees combined.
I asked Mr. Obamza why he prioritizes alcohol over educating his kids. He looked pained.
Other villagers said that Mr. Obamza drinks less than the average man in the village (women drink far less). Many other men drink every evening, they said, and also spend money on cigarettes.
“If possible, I drink every day,” Fulbert Mfouna, a 43-year-old whose children have also had to drop out or repeat grades for lack of school fees, said forthrightly. His eldest son, Jude, is still in first grade after repeating for five years because of nonpayment of fees. Meanwhile, Mr. Mfouna acknowledged spending $2 a day on alcohol and cigarettes.
Traditionally, a young man here might have paid his wife’s family a “bride price” of a pair of goats. Now the “bride price” starts with oversized jugs of wine and two bottles of whiskey.
Two M.I.T. economists, Abhijit Banerjee and Esther Duflo, found that the world’s poor typically spend about 2 percent of their income educating their children, and often larger percentages on alcohol and tobacco: 4 percent in rural Papua New Guinea, 6 percent in Indonesia, 8 percent in Mexico. The indigent also spend significant sums on soft drinks, prostitution and extravagant festivals.
Look, I don’t want to be an unctuous party-pooper. But I’ve seen too many children dying of malaria for want of a bed net that the father tells me is unaffordable, even as he spends larger sums on liquor. If we want Mr. Obamza’s children to get an education and sleep under a bed net — well, the simplest option is for their dad to spend fewer evenings in the bar.
Because there’s mounting evidence that mothers are more likely than fathers to spend money educating their kids, one solution is to give women more control over purse strings and more legal title to assets. Some aid groups and U.N. agencies are working on that.
Another approach is microsavings, helping poor people save money when banks aren’t interested in them. It’s becoming increasingly clear that the most powerful part of microfinance isn’t microlending but microsavings.
Microsavings programs, organized by CARE and other organizations, work to turn a consumption culture into a savings culture. The programs often keep household savings in the women’s names, to give mothers more say in spending decisions, and I’ve seen them work in Africa, Latin America and Asia.
Well-meaning humanitarians sometimes burnish suffering to make it seem more virtuous and noble than it often is. If we’re going to make more progress, and get kids like the Obamza children in school and under bed nets, we need to look unflinchingly at uncomfortable truths — and then try to redirect the family money now spent on wine and prostitution.
Wow... delayed evictions in the CONgo. who knew?
I'll tell you what would be even more easier, you moron - for dictatorships like the United States to stop pillaging other countries.
Gordon_Gekko
So people dont' have any responsibility for their own lives? The Great Satan does steal their souls, and leave nothing but drunken cell phone toting husks?
Nick Kristof loves to fly overseas to get some poverty-porn and make noise about prostitution in a sanctimonious manner.
Maybe he should go to my neighborhood, where public High School students pimp each other out on the streets. He can take a subway ride from the shitty NY Times building and find all the poverty he wants in the public housing projects.
These people are fucking ridiculous. I have no idea how a guy like Bill Gates can run around spending billions in foreign countries when there's still horrific poverty in the Bronx, in states like Indiana, in Alabama, in Georgia, in South California, and elsewhere.
They're disgusting hypocrites who could care less about healing genuine poverty.
+ 1000
LMAO.
You're a lil' mean about it, but right.
If you lived in those shitholes, you would imbibe excessively also, if the chance presented itself...............it's called "Getting a break from Reality".
Would some here, like that right about now?.
I would..............ahhhhhh,,,,,,,,,,,,the good ole day's, 2007.
Funny how TPTB act as if we the people aren't armed to the teeth. Sometimes it appears to be a giant game of chicken between this government and the people.
How long will the ammo last?
That's why it's a good idea to keep a sharp ax hung over the door.
Plenty of them down at the hardware store, and all the sharpening stones you want, and no one will ever know you have it.
And it kills like a mo'fo.
Cats. We're a bloody-minded bunch, and we've been dragging monkeys out of trees since Adam.
cougar,
Just sent you a present via "Gulf oil free" carrier e-mail stork. :>)
See it. Shall unwrap it over lunch. Hmmmm ... stork croquettes ...
Insane overconfidence combined with underestimating your adversary=Epic Fail.
TPTB are morally, ethically, and in every other conceivable way insane.Their power, derived from us, has made them crazy and dangerous.
What part of the power inheres in the people do you think they misunderstand?
I would say they misunderstand the people in a way that, if not changed quickly,will lead to tragedy.Which is sad.
Sad? How exactly would it be sad? We've been killing tyrants and destroyers for 10,000 years. Nothing wrong with them coming back every so often for another go, we just kill them all over again. Nothing sad about it, if you value the outcome, which is a few generations of peace and relative freedom.
Maybe you need to read up on how it's done. Been a while, right? You could start with the Thomas Jefferson's penning of the Declaration of Independance, if only because it is fairly recent and a really good example of the mindset. But I'm sure others can recommned more along the same lines.
Sad in the sense innocents will be killed.It is sad to have to resort to war, even if victory means a glorious future.Getting rid of the tyrants is very good indeed, but war is ugly...no matter how just the cause.It is ugly because we have progressed so little that it is necessary, and it's prosecution is ugly too.
That is the sense in which I meant sad.The revolution is overdue, no doubt...but make no mistake:it will be an ugly affair.Once unleashed, it will be savage.
Thomas Jefferson was right.
We will just have to agree to disagree, because I do understand your sentiment. It is my fault here; I am unable to round up the words that would exactly convey -- without sounding crass, insensitive and irresponsible -- how glorious it will be to place these fiends to the knife.
Cougar, according to TJ, every 20yrs, would likely been a good timeline...........
Gotta remember, all the Founders were terrorists in their day.........and they paid a hell of a price.
But, they were( for the most part) men of character, and values, and truth.At least they put us on the map, at the cost of much blood/treasure/land, and families.
Permit me to suggest that the patriots did not put us on the map, they put the idea of representative democracy on the map, for the first time since the Greeks. That was their intent from the start.
Only recently did their dream actually die.
DeweyLeon
Dude watch Tropa de Elite.
Gangbangers armed to the teeth but those elite forces just blow them away.
Besides I can't see any of you day trader types firing out the front window while mom and baby sally cower behind the sofa.
Black Dynamite: Listen sucka, I'm blacker than the ace of spades and more militant than you and your whole damn army put together. While you out there, chantin' at rallies and brow beatin' politicians, I'm takin' out any money-frontin' sucka on a hummer that gets in my way. So I tell you what, when your so called revolution starts, you call me, and I'll be right down front showin' you how it's done. But until then, you need to SHUT the FUCK UP when grown folks is talkin'.
"Besides I can't see any of you day trader types firing out the front window while mom and baby sally cower behind the sofa."
Thanks for showing your hand. Call back when you have a life and some people in your life that you (might even) love and are responsible for.
The British of the 1700's were the "Tropa de Elite" of that age. Same as the Various forces that have been (and are still) defeated in Afganistan. And I'm not a day trader.
To quote Davy Crockett upon his leaving the US Congress . . .
"You can all go to hell, I'm going to Texas"
"Remember that a government big enough to give you everything you want is also big enough to take away everything you have." - Davy Crockett
The six step self help program:
Buy Gold [check]
Wait for QE2 [check]
Wait for gold to triple in price [in process]
liquidate some gold holdings in exchange for $400k+ house in St. Kitts
expatriate
keep looking over shoulder, because they will never let you leave...
All I can say is I can't wait till November - now that Craig Venter's found a way to synthesize life from DNA, perhaps we can resurrect the Friedman/Rand ticket for 2012
This agency will be another intended failure, Inside the FED and conspiring with the FED to keep things under the radar. We won't need a future audit now because we will have another government agency looking out for us. I can just hear the Senate Committee in the future asking them questions and them answering " Uh I don't know, I"ll have to get back to you on that, I don't have that information ". Some more wasted tax dollars we don't have.
All of these antics will lead the sheeple further into PM as they are one of the few freedoms left..
USA = Soviet Union
'nuf said.
1984, 'nuff said.
I realize I'm a long way from the financial centers of the world, but that is by design. Out here in the middle where the buffalo roam (nod to Robert Earl), we use cash. I imagine that when the day comes that they digitize that, we will go back to pre 1963 coins. They're going to have to make it illegal to hold, and even if they do I suspect we'll find something else to use as currency. Remember the Alamo. Viva Zapata. The day is coming when we're all gonna have to choose sides. Choose carefully.
If they ban cash, it'll be the last nail in their coffin. Gigantic black markets will arise and people will simply switch to PM's. Not only will their worthless currency collapse, they won't be able to trace transactions and tax 'em. If you think this is hyperbole, just go to any "third world" country such as India, etc.
They don't have to ban it, just change the way cash is taxed.
Then you wind up with the Greek or Italian situations. Entrenched VAT avoidance.
Expatriates also tend to benefit from VATs. Many countries exempt foreigners from VAT taxes, allowing for refunds to attract tourism.
There's just no way they can accomplish it. They might attempt it, but frankly, the power of the internet as a media network will make it almost impossible to accomplish.
Nerds have been running encrypted currencies for a while. It's certainly feasible for small scale trading networks.
How can they even make it illegal? If it's just digits on a spreadsheet, it's not taxable. If even Facebook can put together credits (how can you tax those?), it'll be impossible for the IRS to keep up.
Well, hope you guy's are correct, but I see cash going away.
Debit cards,Chipped, and everyone in the Banking system.(whether you want to be or not).Before the MARK....even.
They are already starting to track Debit use,(and proposing a Cking Acct tax, and same for Debit cards) and the topic of this thread say's it all.
The bamster wants to stop making nickels out of nickel, as it cost $.06 -$.07 each to coin.........so, their losing money coining it.
It's already illegal to melt down cents and nickels for metal content.
What you are describing is coinage debasement and the Romans were the poster child.
Gigantic black markets sounds about right, great observation Gordon.
As each crazy day goes by, I will try to get lower. Low enough to be under their radar.
So, somebody tell me why we are not already catalogued and dossier-ed by TPTB. The registrations here on ZH should provide them with lots of info on the folks to pay a quiet visit to in the night. Tell me. Why can they not subpoena the records of all the registrants here?
here's yet another interesting twist.
http://www.heartland.org/healthpolicy-news.org/article/27671/Health_Care...
bills have a tendency to be called the opposite of what they are
r
With options expiring, gold and silver will, once again, fuel the next rally, unless PMs decouple, which could happen. It appears the FX guys woke up and started hitting the codes right.
Today banks pay for this data, now Uncle will do it for ‘em – Genius!
If this post is accurate, and the gov't is indeed collecting/using/distributing personal & financial account data via this Consumer Protection Bill, then I have used my credit card, bank account, and brokerage account for the last time. I am going 100% cash & barter, and I refuse to 'give' this sort of financial & personal data to unauthorized gov't klepto-crats.
Again, if this post is true, then the black & grey markets in the US are about to grow by a factor of 1000 or more...
Thanks, Gulley for some substance amidst the graffiti.
BTW, the IMF wasn't exactly the best of friends for the original microcredit bank(Grameen Bank) If our
economy wasn't of the banks, by the banks and for the banks, you wouldn't have Credit Unions restricted like they are.
Obamza? Did you make that one up?
The more BS laws they pass, the more laws worth breaking. Another good reason to remove all funds from the fucking banks. Get your own vault; deal in cash/metals; barter; buy local; get a second or third SS# and ID; pre-paid credit cards; get the house/car into someone elses name or a trust; etc, etc.
Launder your life and spread your existence so thin that you become invisible.
And for the Love of all that is worthy, STOP PAYING FUCKING FED/STATE TAXES!
I have a two handed broadsword made of spring steel, light and sharp.
this was supposed to be a reply to an ax comment above, sorry.
http://www.gmanreviews.com/wp-content/uploads/2008/07/machete.jpg
Bad ASS! I'd like to have him on my side in a hand-to-hand. Not much good against the otherwise armed, however.
Anyone who sold at the open today just got crushed.
Socialism
I figured they were doing this already.
And as reality screams "REDUCE GOVERNMENT SPENDING!!!" the idiots in Congress create another bloated beaurocratic behemoth
Predictive Modeling / Predictive analytics
Using consumer credit and financial data to predict behaviors.
Bad enough that the folks at Amex or for that matter Google can profile you but give this to the Government and they will be able to win elections in perpetuity.
Thats when I go all cash and live off the grid....seeya MF's
hey washington... FUCK YOU!
+100