Gonzalo Lira On The Coming Middle-Class Anarchy

Tyler Durden's picture

Submitted by Gonzalo Lira

The Coming Middle-Class Anarchy

True story: A retired couple I know, Brian and Ilsa, own a home in the Southwest. It’s a pretty house, right on the manicured golf course of their gated community (they’re crazy about golf).

The only problem is, they bought the house near the top of the market in 2005, and now find themselves underwater.
They’ve never missed a mortgage payment—Brian and Ilsa are the kind upright, not to say uptight 60-ish white semi-upper-middle-class couple who follow every rule, fill out every form, comply with every norm. In short, they are the backbone of America.
Even after the Global Financial Crisis had seriously hurt their retirement nest egg—and therefore their monthly income—and even fully aware that they would probably not live to see their house regain the value it has lost since they bought it, they kept up the mortgage payments. The idea of them strategically defaulting is as absurd as them sprouting wings.
When HAMP—the Home Affordable Modification Program—was unveiled, they applied, because they qualified: Every single one of the conditions applied to them, so there was no question that they would be approved—at least in theory.

Applying for HAMP was quite a struggle: Go here, go there, talk to this person, that person, et cetera, et cetera, et cetera. “It’s like they didn’t want us to qualify,” Ilsa told me, as she recounted their mind-numbing travails.
It was a months-long struggle—but finally, they were approved for HAMP: Their mortgage period was extended, and the interest rate was lowered. Even though their home was still underwater, and even though they still owed the same principal to their bank, Brian and Ilsa were very happy: Their mortgage payments had gone down by 40%. This was equivalent to about 15% of their retirement income. So of course they were happy.
However, three months later, out of the blue, they got a letter from their bank, Wells Fargo: It said that, after further review, Brian and Ilsa had in fact not qualified for HAMP. Therefore, their mortgage would go back to the old rate. Not only that, they now owed the difference for the three months when they had paid the lowered mortgage—and to add insult to injury, they were assessed a “penalty for non-payment”.
Brian and Ilsa were furious—a fury which soon turned to dour depression: They tried contacting Wells Fargo, to straighten this out. Of course, they were given the run-around once again.
They kept insisting that they qualified—they qualified! But of course, that didn’t help at all—like a football, they were punted around the inner working of the Mortgage Mess, with no answers and no accountability.
Finally, exhausted, Brian and Ilsa sat down, looked at the last letter—which had no signature, and no contact name or number—and wondered what to do.
On television, the news was talking about “robo-signatures” and “foreclosure mills”, and rank illegalities—illegalities which it seemed everyone was getting away with. To top it off, foreclosures have been suspended by the largest of the banks for 90 days—which to Brian and Ilsa meant that people who weren’t paying their mortgages got to live rent free for another quarter, while they were being squeezed out of a stimulus program that had been designed—tailor made—precisely for them.
Brian and Ilsa are salt-of-the-earth people: They put four kids through college, they always paid their taxes. The last time Brian broke the law was in 1998: An illegal U-turn on a suburban street.
“We’ve done everything right, we’ve always paid on time, and this program is supposed to help us,” said Brian. “We follow the rules—but people who bought homes they couldn’t afford get to squat in those McMansions rent free. It would have been smarter if we’d been crooks.”
Now, up to this point, this is just another sob story of the Mortgage Mess—and as sob stories go, up to this point, it’s no big deal.
But here’s where the story gets ominous—here’s where the Jaws soundtrack kicks in:
Brian and Ilsa—the nice upper-middle-class retired couple, who always follow the rules, and never ever break the law—who don’t even cheat on their golf scores—even when they’re playing alone (“Because if you cheat at golf, you’re only cheating yourself”)—have decided to give their bank the middle finger.
They have essentially said, Fuckit.
They haven’t defaulted—not yet. They’re paying the lower mortgage rate. That they’re making payments is because of Brian: He is insisting that they pay something—Ilsa is of the opinion that they should forget about paying the mortgage at all.
“We follow the rules, and look where that’s gotten us?” she says, furious and depressed. “Nowhere. They run us around, like lab rats in a cage. This HAMP business was supposed to help us. I bet the bank went along with the program for three months, so that they could tell the government that they had complied—and when the government got off their backs, they turned around and raised the mortgage back up again!”
“And charged us a penalty,” Brian chimes in. The non-payment penalty was only $84—but it might as well been $84 million, for all the outrage they feel. “A penalty for non-payment!”
Nevertheless, Brian is insisting that they continue paying the mortgage—albeit the lower monthly payment—because he’s still under the atavistic sway of his law-abiding-ness.
But Ilsa is quietly, constantly insisting that they stop paying the mortgage altogether: “Everybody else is doing it—so why shouldn’t we?”
A terrible sentence, when a law-abiding citizen speaks it: Everybody else is doing it—so why don’t we?
I’m like Wayne Gretsky: I don’t concern myself with where the puck has been—I look for where the puck is going to be.
Right now, people are having a little hissy-fit over the robo-signing scandal, and the double-booking scandal (where the same mortgage was signed over to two different bonds), and the little fights between junior tranches and senior tranches and the servicer, in the MBS mess.
But none of that shit is important.
What’s really important is Brian and Ilsa: What’s really important is that law-abiding middle-class citizens are deciding that playing by the rules is nothing but a sucker’s game.
Just like the poker player who’s been fleeced by all the other players, and gets one mean attitude once he finally wakes up to the con? I’m betting that more and more of the solid American middle-class will begin saying what Brian and Ilsa said: Fuckit.
Fuck the rules. Fuck playing the game the banksters want you to play. Fuck being the good citizen. Fuck filling out every form, fuck paying every tax. Fuck the government, fuck the banks who own them. Fuck the free-loaders, living rent-free while we pay. Fuck the legal process, a game which only works if you’ve got the money to pay for the parasite lawyers. Fuck being a chump. Fuck being a stooge. Fuck trying to do the right thing—what good does that get you? What good is coming your way?
When the backbone of a country starts thinking that laws and rules are not worth following, it’s just a hop, skip and a jump to anarchy.
TV has given us the illusion that anarchy is people rioting in the streets, smashing car windows and looting every store in sight. But there’s also the polite, quiet, far deadlier anarchy of the core citizenry—the upright citizenry—throwing in the towel and deciding it’s just not worth it anymore.
If a big enough proportion of the populace—not even a majority, just a largish chunk—decides that it’s just not worth following the rules anymore, then that society’s days are numbered: Not even a police-state with an armed Marine at every corner with Shoot-to-Kill orders can stop such middle-class anarchy.
Brian and Ilsa are such anarchists—grey-haired, well-dressed, golf-loving, well-to-do, exceedingly polite anarchists: But anarchists nevertheless. They are not important, or powerful, or influential: They are average—that’s why they’re so deadly: Their numbers are millions. And they are slowly, painfully coming to the conclusion that it’s just not worth it anymore.
Once enough of these J. Crew Anarchists decide they no longer give a fuck, it’s over for America—because they are America.
Update I:
The Center for Public Integrity has a story, written by Michael Hudson this past August 6, that shines a light on the issue of perverse incentives of the HAMP program. These perverse incentives came to light because of a whistleblower, a former employee of Fannie Mae, filing a lawsuit. Fannie Mae was so keen on being perceived as a money-maker, after the Federal government bailout, that the aid programs passed by the Congress and signed by the President were turned into profit centers.
The former executive, Caroline Herron, recounts:

    “It appeared that Fannie Mae officers were focused on maximizing incentive payments available to Fannie Mae under various federal programs – even if this meant wasting taxpayer money and delaying the implementation of high-priority Treasury programs,” she claims in the lawsuit. 

    Herron alleges that Fannie Mae officials terminated her $200-an-hour consulting work in January because she raised questions about how it was administering the federal government’s push to help homeowners avoid foreclosure, known as the Home Affordable Modification Program, or HAMP.

Herron further alleged that “trial mods” were implemented regardless of eligibility of applicants, so that Fannie Mae would be eligible for Federal government bonuses.
Ms. Herron’s testimony in fact proves Ilsa’s suspicion that there was a scam at bottom. As Mr. Hudson writes, “Herron charges that Fannie Mae continued in headlong pursuit of ‘trial mods’ even though it knew that many had little chance of becoming permanent. [. . .] Fannie preferred doing trials, Herron alleges, because it was eligible to receive incentive payments from the Treasury Department.”
So in the pursuit of these perverse incentives, people who did not qualify for HAMP were enrolled in the program. And when their “trial mods” were up after 90 days, they would be notified that they didn’t qualify—regardless of whether they in fact did qualify, as in the case of Brian and Ilsa.
All so as to be perceived as a profitable operation, worth having been bailed out. All so as to be perceived as “returning America’s money”.
As of February, 2010, of the over one million homeowners’ mortgages under HAMP auspices, 83% were “trial mods”. One would assume that those 850,000 homeowners would also be assessed an $84 penalty for non-payment.
$84 times over 850,000? You do the math.

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Rodent Freikorps's picture

When Law is not applied equally, it is nothing more than a tool for oppression, and it is not immoral to ignore it.

MsCreant's picture



Bananamerican's picture

i think coolidge was simply aghast (as i am) at how little people paid attention to the bubble. Housing appreciating 20% per annum???

"HELLLOOOOO.....Reality's calling... It wants its Real Estate back"

Otherwise, i'm with you.

Yeah, "Fuckit" makes a nice change from the ubiquitous "Bitches" and it has a nice "The Deer Hunter" flava


Milestones's picture

Like the way you think!!  Milestones

WaterWings's picture

Ms swinging the keyboard at metaphorical, hungry ghouls that wait for the sun to go down...

Continue to fight the good fight - righteous post!

ConfederateH's picture

When Law is not applied equally, it is nothing more than a tool for oppression, and it is not immoral to ignore it.


Yeah, doesn't progressive taxation suck?

rwe2late's picture

 "doesn't progressive taxation suck?" - ConfederateH

 The primary way progressive taxation sucks in the US is that it helps deceive the gullible into believing the taxes fall "disproportionately" on the rich.

Unconvinced that the wealthy rely on other income sources than those taxed progressively, that the wealthy can employ various tax havens and offsets, that Social Security is an income tax thrown into the general funds, that state and local taxes are regressive, or that the massive upward transfer of wealth indicates different, some still mistakenly lament the so-called plight of the wealthy.

 A flat tax that would remove income from from those needing it for food and shelter seems to be a questionable idea. At the other extreme of those having great discretionary income, based on their property rights or interest income protected by the state, it seems questionable not to tax them for society's costs in supporting such discretionary income privilege.

Aside from the extreme incomes, there probably exists a large middle ground of incomes where flat taxation might be fair, certainly more so than the present tax inequities.

Eureka Springs's picture

Time to move into a place where someone wont be threatening to evict you... or living under the looming knowledge the threat can come any day and, btw, bulldoze that house down to the ground! Otherwise these people are far from having a spine... and are willing to negotiate with mafioso/yakuza terrorists, while paying them.


williambanzai7's picture

Is there such thing as a golfer who does not cheat on his or her score if no one is looking?

Gonzalo, please send this to your friends. 

Gonzalo Lira's picture

I sent it to them—very amusing. 



Careless Whisper's picture

a default is NOT illegal. it is NOT anarchy. the mortgage contains provisions for a default. it is an anticipated event. the recourse is that the note holder (who ever that is) may foreclose and take the collateral (if they do it legally) or simply sue on the note. a strategic default is a simple business decision and has nothing to do with cheating. when gonzo writes about a default as if it is cheating, that is simply demonizing the defaulter over a simple business decision. a default has its risks and penalties. it is a financial and legal war. businesses do it all the time:




traderjoe's picture

Like how the mortgage bankers association did on their HQ building?

Jon Stewart had a funny piece on it. 

AssFire's picture

Less is always more

Oversupply and it fails

Haiku to comic

williambanzai7's picture

Cheers to the Italians for allowing a sculpture like that to be displayed in front of the Stock Exchange!  Tnx for this!

Real Estate Geek's picture

Hey, wait a minute!  The finger is oriented away from the stock exchange, & towards US!

The arrogant bastards!


tip e. canoe's picture

exactly, i think that was the point of the piece.

FEDbuster's picture

All I could see is Lloyd Blankfein naked wrapped with barbwire to the middle finger right outside 85 Broad St.

Thunder Dome's picture

These people are doormats.  

Cognitive Dissonance's picture

Of course, it would just be a wild conspiracy theory if I said that the coming chaos was planned, not down to the small details because that wouldn't be necessary, but planned none the less in order to re-engineer social order since the financial system was doomed to failure anyway when it was implemented way back when.

Of course, this is just a silly conspiracy theory, right? Just another wacko on the web spouting crazy ideas with no proof. Right? I mean it's clear that all this "stuff" is happening because of a few independently motivated people helping themselves to the cookie jar, not something deeper or more insidious.


Landrew's picture

What would be the first step in proving such theory?

Cognitive Dissonance's picture

Without being snarky in the least, why would it need to be "proved"?

Let's look at your question from a different point of view. Let's say I had irrefutable "proof" of this conspiracy. What would I do with that proof? How would I widely publish this proof? What "proof" could I use to prove my "proof" if those I prove are involved in a conspiracy deny they are part of a conspiracy?

Who do you think the public would believe, me and my "proof" or those who are in power and can cause the people the most harm mentally, physically and psychically? Would you really want to know that you father was molesting your sister? Would your mother really want to know this? So why would the average Joe want to see "proof" that their protector (the powers that be) was really trying to harm them?

Who do you think the public will choose to believe when they are faced with the idea that their government (or at least those in power who have control over most of the government) isn't trying to protect them but rather rape them? Don't you think that most people will conduct a quick calculation and decide they would rather stay with the devil they know rather than purposely and deliberately invite into their homes the devil they don't know, aka social chaos?

Let's say I somehow widely publish "proof" of this conspiracy. Is the assumption then that "we the people" will rise up and revolt? That some "authority" will remove those in power from the halls of power? What "authority" would that be? Wouldn't a conspiracy of this magnitude involve many different people in many different areas of influence world wide and not just in the USA?

Would the average Joe immediately march in the streets and demand those responsible step down? What if by exposing those in power, they decide the best course to follow is to start to screw with the economy and government even more so and in such a way as to cause chaos or disrupt communications? What's that you say, this only happens in banana republics? Would you like chocolate sauce with that banana republic you currently live within?

My point is that we accept coordinated "conspiracy" all the time when it is done by the "government" or some other "authority". And "we the people" want these conspiracies because they afford us at a minimum the illusion of comfort and control. People know somewhere in their hearts that they were lied to about 9/11 and Iraq and Afghanistan and the Ponzi and so on. Yet they do nothing. Nothing. Nothing. 

So when presented with "proof" that they are being royally screwed and their standard of living is being reduced down to third world territory over the next 10-20 years, will people take a chance of losing it all now by revolting, by putting themselves in harms way now or will they barter with the devil and hope they can somehow keep some of what they currently have without taking any chances?

When people look within for courage, the vast majority come up empty. The vast majority. Have you ever wondered why hundreds of thousands of Jews, Gypsies, Russians and other minorities in Germany and it's surrounding territories allowed themselves to be abused for years, leading up to their extermination? And yet the vast majority of them did nothing, nothing at all, to slow the process down, let alone stop it?

Answer that question and we will know if "proof" is what's really needed here. 

Wynn's picture

CD, have you noticed a change in your beliefs since ZH came online? The daily onslaught of negative news is bound to have a cumulative effect. Personally, my visits here have been like a moth to flame, I just can't stop, and I'm not even a finance guy. I have tried to keep in mind that old advice, 'you become what you think about', thus I try not to dwell on all of the scary stuff happening in the world.

I just can't imagine this meltdown was 'planned', but even if it was, it is out of my control. I have one square foot I'm responsible for, that's all I can do.

Best of luck going forward


Cognitive Dissonance's picture

I was thinking this way well before I started visiting ZH. But I do get your point. Which is why most of my time is spent thinking of the spiritual realm. I make sure I don't always dwell in the sewer.

I just can't imagine this meltdown was 'planned'...

With the utmost respect and with no harm or insult intended, may I suggest that your defense is not based in reality, but within the safety a lack of imagination provides. The idea is so abhorrent to you that it's simply unimaginable. And even if it was, your defense to that idea is to narrow your boundaries even further, to the square foot you currently occupy.

To understand the sociopath's mind doesn't require that we act like one or become one, just that we understand and accept that not only is it possible but that it is an everyday occurrence. By finally accepting this reality, if done so by the general population, it will all end very quickly. The sociopath doesn't take power, we give the sociopath his or her power so we aren't forced to deal with him/her.

It is the ultimate hostage situation. We give up our power in exchange for the illusion of safety from the power the sociopath will wield. In affect, we are telling the sociopaths "Here, have my power. And in return, leave me alone and go kill some brown or black skinned person in the Middle East or South America or Africa."

Blankman's picture

Pertaining to your thoughts, for the beginner I typically recommend the movie "V" as reading is quickly becoming passe.  IF they comprehend "V" I recommend this site and a short read of "The Creature From Jekyll Island".  If they can make it through TCFJI and not have the typical this is all conspiracy nonsense thoughts.  They are on their way.      

Wynn's picture

damn dude, I think you read alot more into my words than was there.

"based on reality" And who's reality would that be, yours? Are you absolutely certain that your perspective is the correct one?

I rarely argue, because frankly, I don't give a fuck. You probably care more about "being right" than I do. The ego, and the mind, are both tricksters, I try to stay out of their webs of deceit as much as possible.

Cognitive Dissonance's picture

My apologies if I mistook you. And I was careful to declare that I am not fighting with you.

But it is you who used the term "I just can't imagine", not me. Using the word "imagine" is not by accident since it's definition is widely known and understood.

Wynn's picture

I enjoy these types of conversations, but there is little point in dragging it on, especially at this type of venue. But, I'll add this:

No aplology is necessary, as no offense was taken. Conversation is imperfect, as words are often ambiguous, and thougts can become lost in translation. And, at my end, a lack of formal language training often leaves me at a disadvantage. I would be well advised to say nothing at all, but my fingers can be hard to stop at times.

Be well


macholatte's picture

nice discussion.

just a couple of quick comments:

consider that millions of people engage in "conspiracy" every year when they meet with their accountants and conspire to avoid taxes. The term "conspiracy theory" is for adolescents who know little about reality and have been quite successfully brain washed by the media and political pundits. The methodical killing of millions by Hitler WAS so hideous as to have been denied by the populace at that time and is now challenged as a "conspiracy theory".

a normal person goes through a very simple thought process when his belief system is challenged.






In this arena, people simply do not want to believe that our government has been seized by a power that means to do them harm. You see it every day when somebody just loses it and you sense that person's frustration. That is the point when they are on the cusp of moving from "Denial" to "Acceptance" and, as my own metamorphosis taught me, it is scary as hell.





Saxxon's picture

Yes; but need to avoid hyperbole.  "When you can keep your head while all about you . . . are losing theirs and blaming it on you . . . "

Rodent Freikorps's picture

If by Rudyard Kipling


I love Kipling. He was inspired by God. Whatever good God you worship.

If you disagree, fuck you.


chopper read's picture

"Now remember, when things look bad and it looks like you're not gonna make it, then you gotta get mean. I mean plumb, mad-dog mean. 'Cause if you lose your head and you give up then you neither live nor win. That's just the way it is."


- josey wales 

Things that go bump's picture

The Gods of the Copybook Headings 

AS I PASS through my incarnations in every age and race,
I make my proper prostrations to the Gods of the Market Place.
Peering through reverent fingers I watch them flourish and fall,
And the Gods of the Copybook Headings, I notice, outlast them all.

We were living in trees when they met us. They showed us each in turn
That Water would certainly wet us, as Fire would certainly burn:
But we found them lacking in Uplift, Vision and Breadth of Mind,
So we left them to teach the Gorillas while we followed the March of Mankind.

We moved as the Spirit listed. They never altered their pace,
Being neither cloud nor wind-borne like the Gods of the Market Place,
But they always caught up with our progress, and presently word would come
That a tribe had been wiped off its icefield, or the lights had gone out in Rome.

With the Hopes that our World is built on they were utterly out of touch,
They denied that the Moon was Stilton; they denied she was even Dutch;
They denied that Wishes were Horses; they denied that a Pig had Wings;
So we worshipped the Gods of the Market Who promised these beautiful things.

When the Cambrian measures were forming, They promised perpetual peace.
They swore, if we gave them our weapons, that the wars of the tribes would cease.
But when we disarmed They sold us and delivered us bound to our foe,
And the Gods of the Copybook Headings said: "Stick to the Devil you know." 

On the first Feminian Sandstones we were promised the Fuller Life
(Which started by loving our neighbour and ended by loving his wife)
Till our women had no more children and the men lost reason and faith,
And the Gods of the Copybook Headings said: "The Wages of Sin is Death." 

In the Carboniferous Epoch we were promised abundance for all, 
By robbing selected Peter to pay for collective Paul; 
But, though we had plenty of money, there was nothing our money could buy, 
And the Gods of the Copybook Headings said: "If you don't work you die." 

Then the Gods of the Market tumbled, and their smooth-tongued wizards withdrew
And the hearts of the meanest were humbled and began to believe it was true
That All is not Gold that Glitters, and Two and Two make Four
And the Gods of the Copybook Headings limped up to explain it once more.

As it will be in the future, it was at the birth of Man
There are only four things certain since Social Progress began. 
That the Dog returns to his Vomit and the Sow returns to her Mire, 
And the burnt Fool's bandaged finger goes wabbling back to the Fire;

And that after this is accomplished, and the brave new world begins
When all men are paid for existing and no man must pay for his sins, 
As surely as Water will wet us, as surely as Fire will burn, 
The Gods of the Copybook Headings with terror and slaughter return! 

Rudyard Kipling 1919


Now that the Gods of the Marketplace have fallen the Gods of the Copybook Headings can't be far behind.  

Ricky Bobby's picture

Hey Wynn, One square foot was all the space some poor souls had on the cattle car to TREBLINKA. I hope at the time they were having "postive" thoughts.

Wynn's picture

my dear friend, as you sound confused, let me help you out

There is only one question in need of asking, and that question is; Who am I?

Who is that who ponders its own existence? To solve said riddle, you must first discard all that is false. Should you allow persistence to lead you, you will realize that everything you believe is in error, that you are a fool. Realize that the thought of an external God is false.

This is it, this is all ther is, and it is perfect.

tomdub_1024's picture

just read and re-read B9K9 and Mako's posts, for example, to begin understanding...its been a longtime coming and a longtime being played. Some sort of feudalism has been the "mean" (no pun intended, at first...) human organization scheme throughout history. This thingy we have been doing the last couple/few hundred years was just a wave function that was used to exploit, the wave function will return to the "mean"...The cycle will return to a rhyme of itself...

A while ago, I read an article on the CFR or IMF website, an essay about the rising of "neo-fuedalism"...they know what they want...always have.

This is why the middle-class is being slowly dissolved. We are not useful to the plan any longer.

Everything I was taught by my middle-class family that was taught to them by the system was a fiction. This realization started for me 11 years ago (actually the seeds were initially planted many years ago by my existentialism teacher in high school, who taught in a style similiar to Mako, CD and B9K9 in a revolving fashion).

All the dots, all the uneasy intuitions that something is amiss, all the research into all areas, have been connected here on ZH by Mako, CD and B9K9 and others too numerous to list.

Yesterday, Mako and B9's posts on a different thread lifted the biggest veils for me, and the reality re-smacked me upside the head, dots connected. A dark evening for me, I posted: "Its like being raped by the man your wife cheated on you with and left you for..."

Today, I am laughing at my own absurdity, that I "knew" or "felt" this most of my life, but for a while, couldn't let go of the fiction, the social conditioning of my family (though I was always one foot off the reservation, just couldn't go full native, though that other foot is moving closer and closer to the reservation's border).

Sorry for the ramble, the realizations are still being processed...


traderjoe's picture

Nice post. 

Now the trouble can sometimes be in relating to those still in the Matrix (I know the movie analogy is tired, but it's late and it's a simple articulation). The strange stares, the shaking of the head, the "Debbie Downer" comments, etc. 

Landrew's picture

Phew! Hold the debt for a moment. I was not suggesting your idea is not an accurate description of what has happened. I was in agreement , asking only as a topic of conformation what would be the leading argument in your hypothesis. Not to many years ago I would have thought any such topic a waste of time and completely illogical. Now, I have been searching for similar conformations of the 1% working as a group rather than self-interest. With a few of the ex-Obummer insiders having left and leaking the insider workings and private statements of this current administration we may get the proof of this conspiracy. For example, it has been said now that Obummer made a statement at a private fund raiser dinner suggesting health care single payer was a none starter even before inauguration in conflict with his hope and change public statements. What would be your smoking gun on this conspiracy along with which groups of people would be the most effective at it's success? Geo. Bush was elected twice, that should tell you something ha!

Cognitive Dissonance's picture

Actually I didn't think you were disagreeing with me. What I was trying to show is the need for "proof" in any form is the endless cycle that keeps so many people chasing their tails. It makes any possibility for resistance a non-starter because we're endlessly seeking proof before we really really REALLY get serious and resist.

I have a tendency to leave broad ideas below some one's comment. Often I'm simply using that person's comment as a spring board and I'm not really talking to that person, but to the entire ZH community. My apologies if that isn't clear. I've been here so long that I sometimes assume people know my style and method of madness. :>)  

What would be your smoking gun on this conspiracy along with which groups of people would be the most effective at it's success?

That's a real easy question to answer. 9/11 was the smoking gun of all smoking guns. Uncovering that stinking mess will help point us to the groups of people you're looking for. This is precisely why heaven and earth are being moved to keep that cesspool of an inside job buried in hell.

Milestones's picture

Your last paragraph was a couter pin I was missing in the grand design. I still don't have an answer either; but it changes the view.   Milestones

DosZap's picture


Not another one,dude!!!!!!! it's the PLAN.

It's been GAME ON for years..........I am flabbergasted some of you do not get it. It's not like it's a major secret.(just how it would be brought about, every jot/tittle,sure,America in the 50's/60's, would have stopped it dead.)

Am I the only one here old enough to have seen the beginnings of this?,20-30+ yrs ago, there was a map drawn, separating the US into 10 Separate Regions, w/ 10 Separate Governors(Overseers).

Some think this is a NEW thing!!,hell I saw it then!.

Why was America's Mfg base sent overseas?,it was part of the PLAN.

Cheap labor?..my ass,just a part.

Do some checking on the U.N. and J D Rockelfeller, and the way to end all Wars.(sans 1948-9).

IF ALL nations were interdependent on each other( $$$$$$ wise), trade, then there would be no need for wars,as it would damage each countries economies.

Before that the Leauge of Nations.......Epic Fail.

Why do you think we want everyone in NATO?.

Anyone, and everyone, CONTROL.

It's all around you,wtfu.

Catullus's picture

I'll object to this theory. 

If the "planners" of this magnificent scheme really have that much control, then why risk the current social order of potentially not being in control?  What would they have to gain by doing that?

If 1% of the population controls 60% of the wealth (or whatever number it is), then why would that 1% risk it? To get the additional 40%? That seems a little silly.

I'll go with the they're fucking it up, they know the current system is unsustainable, but they're rolling the dice one more time to keep it going.  What other solution is there? Just keep pressing hard 8s and 6s and hope you don't crap out. The alternative is for the top 1% to relinquish control. Might has well let the inevitability of the situation become apparent to people. And there's no doubt a level of positioning taking place right now, but no one has some deep insight into the future especially when we're talking about human behavior.

In short, planning the chaos is both illogical and non-solvent. 

Cognitive Dissonance's picture

Seen through the eyes of the sociopath, my theory makes perfect sense. Something doesn't need to make sense or be logical or have a clearly defined end point in order for it to be implemented. Power and control is an end in and of itself and doesn't need any logic to sustain it.

The sociopath, when facing loss of power, will always choose to be the head of a twisted smoking wreckage before they will accept loss of power. King, no matter of what, is still better than not being king. And to 99.9% of the people of this world, this sounds so crazy, illogical and outrageous as to be summarily dismissed.

Sadly, it is our failure of imagination that consistenly leaves us defensless in the hands of the sociopath. 

Rodent Freikorps's picture

"better to reign in hell than serve in heaven"

Quit projecting your decency onto others. It may not fit.

MsCreant's picture

Okay, busted. You are not a wolf, you're really riot dog from Greece, posting as a wolf. AwooAwooAwoooooooo! 

Rodent Freikorps's picture

I've always been nuts. I run TOWARD the sound of the guns.

The Legendary Athens Greece Riot Dog


The only difference between the wolf and the wolfhound is that one preys on the herd, and one does not. Seems small, but it isn't. It is everything, in fact.

MsCreant's picture

Me too, I've actually done it a few times before my brain could stop me. I'm lucky they all worked out okay.

My husband and I use the Sheep, Wolves, and Sheep Dogs frame. And yes, the difference is not small. ZH is breeding and practice grounds for Sheep Dogs/Wolfhounds.  I love your forceful and consistent message. I salute you!