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Meet The Foreclosure "Experts": Hair Stylists, Walmart Floor Workers And Assembly Line Workers, All Hired To "Defraud Homeowners"
This is just surreal: the Associated Press has put together a must read profile of all the people who the mortgage servicing industry has been scrambling to get together since 2007. The outcome, and stereotypes, are stunning: "In an effort to rush through thousands of home foreclosures since 2007,
financial institutions and their mortgage servicing departments hired
hair stylists, Walmart floor workers and people who had worked on
assembly lines and installed them in "foreclosure expert" jobs with no
formal training, a Florida lawyer says." And it gets even scarier - these "experts" pretty much all confirm they participated in fraud, either willingly or unwillingly: "In depositions released Tuesday, many of those workers testified that
they barely knew what a mortgage was. Some couldn't define the word
"affidavit." Others didn't know what a complaint was, or even what was
meant by personal property. Most troubling, several said they knew they
were lying when they signed the foreclosure affidavits and that they
agreed with the defense lawyers' accusations about document fraud." And here is punchline: " In what is perhaps a
sign of things to come, a Simi Valley, Calif., couple and their nine
children broke into their foreclosed home over the weekend and moved
back in, according to television station KABC of Simi Valley. The family was evicted
from their Spanish-style two-story in July. The home has been sold, and
the new owner was due to move in soon." And this is a problem that will go away in a few months?
"The mortgage servicers hired people who would never question authority," said Peter Ticktin, a Deerfield Beach, Fla., lawyer who is defending 3,000 homeowners in foreclosure cases. As part of his work, Ticktin gathered 150 depositions from bank employees who say they signed foreclosure affidavits without reviewing the documents or ever laying eyes on them -- earning them the name "robo-signers."
The deposed employees worked for the mortgage service divisions of banks such as Bank of America and JP Morgan Chase, as well as for mortgage servicers like Litton Loan Servicing, a division of Goldman Sachs.
Ticktin said he would make the testimony available to state and federal agencies that are investigating financial institutions for allegations of possible mortgage fraud. This comes on the eve of an expected announcement Wednesday from 40 state attorneys general that they will launch a collective probe into the mortgage industry.
"This was an industrywide scheme designed to defraud homeowners," Ticktin said.
The depositions paint a surreal picture of foreclosure experts who didn't understand even the most elementary aspects of the mortgage or foreclosure process -- even though they were entrusted as the records custodians of homeowners' loans. In one deposition taken in Houston, a foreclosure supervisor with Litton Loan couldn't define basic terms like promissory note, mortgagee, lien, receiver, jurisdiction, circuit court, plaintiff's assignor or defendant. She testified that she didn't know why a spouse might claim interest in a property, what the required conditions were for a bank to foreclose or who the holder of the mortgage note was. "I don't know the ins and outs of the loan, I just sign documents," she said at one point.
Until now, only a handful of depositions from robo-signers have come to light. But the sheer volume of the new depositions will make it more difficult for financial institutions to argue that robo-signing was an aberrant practice in a handful of rogue back offices.
Judges are unlikely to look favorably on a bank that claims paperwork flaws don't matter because the borrower was in default on the loan, said Kendall Coffey, a former Miami U.S. attorney and author of the book "Foreclosures."
"There has to be a cornerstone of integrity to the process," Coffey said.
Unfortunately, there isn't. And the distant thunder in WFC and BAC CDS is just the beginning. And here is the confirmation of the total clusterfuck about to envelop the nation:
Meanwhile, the public outrage continues to mount. In what is perhaps a
sign of things to come, a Simi Valley, Calif., couple and their nine
children broke into their foreclosed home over the weekend and moved
back in, according to television station KABC of Simi Valley. The
couple, Jim and Danielle Earl, say they were working with the bank to
catch up on payments until they discovered a $25,000 difference between
what they owed and what the bank said they owed. The family was evicted
from their Spanish-style two-story in July. The home has been sold, and
the new owner was due to move in soon.
Read the full unbelieveable piece here.
h/t Ian
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This reads like a bad Scott Turow novel (but I repeat myself).
+1
Nobody would otherwise believe a plot like this a few years ago. Unbelievable.
Comically, things are actually much darker than this article states.
Too surreal.
When CNBS did the show called "House of Cards" on the mortgage mess, there was a guy in CA who had started some chop shop HELOC/refi company which made him millions of dollars in 4 or 5 years. If I remember correctly, he had been a Mercedes Benz salesman who noticed many of his buyers were in the mortgage business. At the height of the cash out refi craze, that company would offer jobs to the pizza delivery guys bringing them pizzas to the office.
Suppose you were an idiot. And suppose you were a member of Congress. But I repeat myself.
- Mark Twain
Fannie Mae and Freddy Mac intiated the crap-ass mortgages (a.k.a Casino chips) which the To-Big-Too-Fail banks promptly scooped up to play high-stakes poker in the leverage-up-'til-the-cow-come-home market (a.k.a the Wall Street casino). The SEC looked the other way (as usual) and the middle-class tax payer is left holding the bag. Now not only to we not know what anything's worth (due to no mark to market), but we don't even know WHO owns it.
If that's truth, justice, and the American way, I'm ready to emigrate.
Close but not quite on target.
The mortgage companies (banks, Country Wide, Wells Fargo, etc.) "initiated" the loans. They had the retail outlets where the consumers went. It was Freddie and Fannie who bought the paper from the mortgage companies.
That's how the daisy chain worked. So the guys who "initiated" the loans might have paid money to escrow to get the loans closed, but got their money back, plus fees, after the loan was sold to Freddie and Fannie or whatever other "major investor" there was like an insurance company or Ice Land. Some would keep their name on the loans called "warehousing".
Like all ponzi's, the last guy holding the paper, had too much in his warehouse, got hammered. There was nobody to peddle the paper to and no real cash to support the inventory.
As I understand it, the loans became securitized like shares of stock and sold off by and to the great wall street fog.
Those of you who are new here and don't understand how mortgages, wallstreet, CDO's, CDS's all were wrapped together. This 10 min video will save you some time.
Now it needs to be updated with all the fraud that took place in securitizing all of these products. And who actually "really" owns the note when someone isn't paying their mortgage. It used to be easy when the mortgage checks were still arriving but then suddenly becomes obscure once the losses need to be assigned or the house foreclosed.
Crazy how no matter what the problem is, it's never the Banks holding the blame, it was always someone else's fault.
http://www.youtube.com/watch?v=Q0zEXdDO5JU
http://www.youtube.com/watch?v=iYhDkZjKBEw
Right.
Fanny and Freddie were used by the Private Banks as a repository to off load the toxic waste off the banks books to the Taxpayer.
How ? Who Helped? Try this one.
JAMES B. LOCKHART. Jim was the head of Fannie Mae, He oversaw the transfer of debt off the banks books onto Fannies (ie Your Debt and My Debt). What reward did Jim get for Transfering The Wealth? ( ie Debt from Banks to YOU) ? James B. Lockhart III to become Vice Chairman of WL Ross & Co. You see, for these guys, doing a stint in the Gov or Regulatory agencies is like doing time in the service to their "Country" (ie Corporations). After doing his stint in Fanny, Jimmy Lockhart was rewarded with a 'retirement' at Wibur Ross's company. 'You did a good job for us Jimmy, You get a corner office and a bimbo secretary with kneepads for the rest of your days.'What's so surreal about the US mortgaging its entire national economy just a few short years after we reached peak domestic oil production? As real incomes stagnated, we went on a 30+ year borrowing binge, living large while we still had our good name & the 'credit card' was still widely accepted.
What's really interesting is that the 80s (S&L), 90s (.com) and now 00s (housing) all relied on wide-spread, systemic fraud in which to boost and maximize available credit leverage. If there was ever any proof that the US has simply been resting on its laurels since the 70s, and hasn't come up with a competitive, productive economy that can actually provide anything close to level employment, this is it.
The entire exercise of the last two years have been nothing but a mad attempt at re-blowing a bubble, anywhere, in which to cover up the sins of the past. KD is spot on when he notes that the underlying mortgages where never expected to be paid (off). The entire game was based on recycling total indebtedness in a never ending series of re-securitization schemes.
Ben, Timmy, the whole crew, has known all this from the git-go. They are now literally in a race against time - if they can't get something kick-started in pretty short order, the mortgage mess is finally going to catch up and put this mofu over the tipping point.
It's not a 10, or even 20 year, hang-over that is staring us in the face. More like 30+ years of flying in the face of physical reality.
They are now literally in a race against time - if they can't get something kick-started in pretty short order, the mortgage mess is finally going to catch up and put this mofu over the tipping point.-- They will simply take all this garbage from the banks' balance sheets onto the taxpayers'. No other way out. Just a question of how they try to sell it. I anticipate words to the effect that we have to keep working Americans from losing their homes.
Love the big picture analysis.
If they do manage to inflate another shadow economy/bubble, do you have a best guess as to the asset class? Alternative energy, T-bills...?
One things for sure, it sure ain't Main Street.
I nominate 1969 for "Peak U.S.A".
Alt Energy/Cap & Trade. Carbon Offsets.
http://www2.goldmansachs.com/services/advising/environmental-markets/bus...
When I think of trading in Carbon offsets, this is all that comes to mind for First Bank of Carbon offset trading. Just add MERS 2.0, Walmart greeters, a couple sun servers and Mary Schapiro. Stir in some animal spirits and the new normal and viola!
http://www.youtube.com/watch?v=nSRwzP23ifI
Don't agree.
We developed the Internet here in the U.S.A. and it has in fact changed the world for the better.
That alone is more than anyone else has done in the same time frame.
Don't be sooo quick to write us off as a bunch of douche-bags.
Dude, the military developed the internet and cellular infrastructure, and these will be our undoing in the end...just for kicks, what is the #1 business on the internet? you guessed it, porn.
religion i believe, if you call it a business.
It's my argument that most of our innovations over the past couple of decades have actually reduced employment. Efficiency is by definition the reduction of costs, and what is the best way to reduce costs then fire people?
Overnight/air-freight shipping => offshore factories
Online retailing => gutting main street retailers
And on and on. Sure, it means that the precious few at the top can leverage their gains further. But the middle class gets squeezed.
And then the focus on consumer electronics fractures families and communities and keeps people from really being involved with each other. I'm not some "good ole days" person, but I agree with Peak America.
And our sense of arrogance about our status as King of the Hill will also lead to our downfall. That is an age old meme...
Bingo. Not just America though, but all developed countries with capitalist economies (which is not necessarily the same as a "free market" economy).
http://peakcomplexity.blogspot.com/2010/09/complexity-manifesto.html
JPM got it's fat ass sold today.
I know it has been said over and over, but I will add to the chorus - someday very soon I expect to wake up and see the Index futes down 3% across the board.
They tried to yesterday but got the hose again.
All in SPXU in my gambling account.
can you say silver squeeze.....
If you're a compulsive gambler, like me, there's BGZ.
I'll remember that x=x; but SPXU has 3x leverage and that is enough juice for me.
Shorting the POMO steamroller is insanity, the truth is it will be very hard to predict when this thing collapses.
Personally i think gold is a better investment because you don't have to time it as much, if you are holding gold and the spx collapses you are fine, if you are in SPXU timing is huge as the FED can at any time flatten you with another $50 billion POMO.
We don't need no Stinkin Banks !!
Litton Loan Servicing claims its "People" are its Top value!!!!! YOU CAN'T MAKE THIS SHIT UP!
https://www.littonloan.com/companyvalues.asp
>
Oh and I have saved a picture because I'm sure Litton will update or take down that link tonight.
All the boardroom chairs are empty!
Quick men, to the lifeboats.
"Ethics - Commitment to honesty and integrity" HA HA HA HA
"Community - Give something back to your community" HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA It hurts, it hurts!
Perserveration
The persistence of a repetitive response after the cause of the response has been removed, or the response continues to different stimuli.Yeah, I need a lid snap and could you sign here, here annnnnnd here.
Sank you so much!
This is a message from the emergency broadcast system...
This is NOT a test.
Well thats it...
I've heard it all. This would be funny if it wasn't true, but it is true, and that scares me.
We need to re-check the people at our nuclear facilities.
They're fine...we put the cosmetologists on that.
Yea...the blind cosmetologists at the rate this type of news comes out
Those people have to be licensed, after all.
licensed for what???? to wear a thong?
Hell, if they can sign their name in crayons, the automated machine rubber stamps that license.. no different then the house deeds
Exactly, they went to schooool too...we paid for that too!
You have no idea what it takes to operate a nuclear plant, so shut up. And what is it that you do?
Just wait until the fraud of the mortgage creation is exposed. We have massive amounts of fraud with two presidential administrations completely asleep at the wheel.
If you watched "House of Cards" on CNBC, there was a 'quickie loan' guy that said he was hiring pizza delivery guys to do the loans and they were shagging $20k per month.
Yea, we've jumped the shark, leather jacket on and all.
These are state issues, not federal ones.
If you haven't gotten the memo, then you should know that there are no more "states", just federal jurisdictions, and the 10th amendment got buried in a pit filled with lyme.
Everything is a Federal issue in the USSA.
I understand your anger, but some things still hold true. We are heading into the storm...and America will survive and be re-born. This I promise you.
LOL
Just had to
Becuz ....
Too late. Your promise is not worth the electrons it's written with. I admire your faith, but not your logic.
Not if we sew it's cunt shut.
If the mortgages are federally backed I disagree.
Quite so - that is the reason Timmy is backing F&F to the hilt. It makes the Gummint an 800lb gorilla in the mortgage mess.
SEE This is WHY they did away with STOCK CERTIFICATES.
Mark My Words This Day 10/14/2010.
Notoriety (here)
Aren't those the same people that BP hired to throw on some orange smocks and 'clean up' the beaches?
I think you have "sons of beaches" and "sons of bitches" mixed up. Not sure, just sayin'...
Well done, well done.
+ you are good!
The hits just keep on coming...I can't wait til the next Senate hearing spectacle on this. Maybe all the Bank CEO's should start hitchhiking to DC now...
Alan Grayson needs to dress as a giant vampire squid for a senate hearing instead of just sporting the monopoly money tie. Make the Stephen Colbert hearing look like preschool. You don't have to admire Grayson politics, but you surely can support his ability to help communicate the state of the banana republic for what it is.
http://graphics8.nytimes.com/images/2009/11/01/weekinreview/01herszenhor...
Release the hounds!
http://www.youtube.com/watch?v=At3cU20WYIM
I'd be glad to tell you who owns your mortgage note sir....right after I put these highlights in my other customer's hair.
Liked that one !
I don't know if it is fair to say they were all hired to "defraud homeowners" but maybe to insulate the real criminals from attention - "the bankster executives and their bribed politicians".
Just another deflection...these people know how to play the game.
It's fair to say pretty much anything you want....may not be accurate,but it's fair to say.
I just prepared this foreclosure expert composite image based upon the above descriptions. Can you figure out who he is?
Ben Bernanke as the Night Rider...
bingo
Respect!!!!!!
Sarah nailed in in 5 minutes!
All of the other answers below are worthy ideas for new photo mash ups.
And I an going to do this some more given the positive response.
Ben Bernanke as Gollum looking for his precious!
George Michael and Bernanke?
Miller, the dude from Repo Man?
Who the fuck is that? Evil from fright night? Or is it Mason Reese?
Repo Man's a classic. Go here:
http://filmbabble.blogspot.com/2009/03/celebrating-25th-anniversary-of-repo.html
Look about 2/3 the way down, the guy next to the 55 gallon drum
The Night Rider/Bernanke hybrid.
Lars Hannibal Ulrich Bernanke Micheal III ?
Christ, WB7,
the picture is gona make me wet the bed tonight.... yikes!
I know, Hybrid Bud Bundy and Erick the angry midget
Festus, from Gunsmoke?
Billy Joel?
Thats just wrong William, almost tossed my cookies scrolling down the page...
Bernankenstein?
Isn't that Lars from Metallica?
The werewolf kid from "Fright Night" all grown up??
All I know for sure is that those are Bernanke's eyes...cold, souless and with lines indicating that the face has produced very few smiles in its time on this Earth, inside or out.
As George Orwell said, before age forty your face is up to God; after age forty your face is up to you.
The Evil scientist from Bugs Bunny... Cummmmmm back heeeeerrrre youuuuu Raaaaaaaaaaaabit.
Dow up significantly for no apparent reason? Check. Muddying the water with stories about how MortgageGate is contained and nothing to worry about? Check. Talking heads raving about "strong earnings"? Check. Cue Robo with a pretty chart in 3....2....1....
aaaaaand...... scene.
This is not the end, it is only the beginning of phase 2. It took a while to get started, but now I'm even a little surprised at how quickly the onion layers are peeling away.
Title insurance companies WILL go bankrupt on this. DJSP likely will too, thank God.
For those interested in more stories on the fraud here, google two things. 1. Wells Fargo Bank sues Wells Fargo Bank (a 2008 story). 2. Assignments and affidavits signed by Cheryl Samons.
"Pack up the kids in the mini van honey, we're finally moving out of this shithole of a city and going to the burbs."
"But dear, where will we live?"
"No problem, we'll just drive around at dusk and move into the first house where no lights come on after dark, now get a move on, we don't want to be late."
I was saying many months ago, why would anyone bother buying a house today when pretty soon youll just be able to pick whatever one you like and just move your crap in and squat?
This started picking up last year. Look up your local crime stats, should be under something like illegal occupation of structure or some such. Went from virtually nil to a couple dozen cases in a single year, in the smallish suburb I was living in.
+1
You forgot,
"And tell the sheriff we OWN it."
I would strongly recommend that you get out of Dodge altogether -- before shit gets very hectic -- and take that mini van over the border. If heading south, would recommend an armed wagon train of fellow pilgrims for the trip through indian territory ... err, Mexico.
Best to do it before they get all those full-vehicle-scan x-ray machines set up at every border crossing, too. Just sayin'.
You really can't make this shit up. Actually you can if it was always intended to go down this way.
Actually it sounds like they made up everything and are proving you really can make this shit up, any time you like.
I wonder if they were processing their own foreclosures.
Reminds me of the good old days when we heard who got jobs at Moodys.
All prodducks of hour wunderfull edoocashun sistim.
Ebonics bitches
Yawn.
Bullfeathers! You made the effort to post that yawn. Don't try it. You, do in fact, give a hoot.
No, the more I think about Foreclosure-gate the more I think it's just another form of kicking the can down the road. Net-net, it's creating more spendable dollars now and relying on debtholders to just die off. Really, nothing new here...
it looks like the fan is not big enough for what's coming...
I KNOW I will regret laughing hard at that.
I would like to nominate that for Quote of the Day.
Thank you for calling the foreclosure hotline. How may I grift you?
Um, guess I'll just take the usual FED korn holing with a side of fries, supersized I guess WTF heres my credit card.
That will be $5.99. Plus $45 for overdrafting your account. Thank you, come again!
Here's one of the clerks:
http://www.youtube.com/watch?v=19NYstwdKcw
Some clerks are going to do time for this fraud. Mark my words.
Clerks? Well as yesterday evenings zerohedge article points out, Citibank said that big banks are going down over this, its just the tip of the iceberg, and is was larger than that little sub prime thing.
I think what he's getting at is that if at all possible they will target one big guy blame him for authorizing it without board of director, shareholder or bondholder knowledge then toss about 1,000 clerks straight under the bus for committing froad...you know the typical logjam in the ass.
sounds right hope we're wrong
Like I said, some clerks will take the fall. Upper management will skate and get bonused.
Come on guys! It's all ball bearings now!
Hank Paulson - Scene II
That's the sad thing. The clerks and low level managers will do the time . . . while their uber-criminal Overlords will retain not only their freedom, but all their ill-gotten gains.
It's the New American way.
Unless we start demanding more.
No Sir, you cynic. This is big! I'm predicting it moves from clerks all the way up the food chain to...the Human Resource people who hired them. And that, my friend, will send a powerful message. Make no mistake. Let the word go out henceforth to all the mahogany panelled corner offices and all the member clubs from Manhattan to Montauk. If you direct your staff to hire the unqualified to circumvent the law so that you can earn a larger bonus, those unqualified will pay dearly for your crime. Think about that as you sip your Petrus and puff on that Robusto!
Sorry to bother you, Jamie.
That's the way it works. Let's hope that there are a series of ever higher positions that finger-pointers take aim at. I'm sure they won't take the fall for this on their shoulders alone. Where did the orders issue from?
I predict many fires of residential property.
The insurance companies will, of course, be bailed out.
Fires! Yes that's suggested at the end of this article. http://www.observer.com/2010/wall-street/foreclosure-fiasco-and-wall-streets-shrug
TICK TOCK, TICK TOCK
It is ever so slowly coming together.
There, it's fixed now.
is it me, or is momentum gaining? Things, all sorts of things, are going to hell. The average citizen, just about everywhere, is getting crushed and robbed and the bad guys seem immune to the law and seem to know it. They don't care and they're rubbing our faces in it. Only one thing happens when things come to this.
Cue the squadrons of small aircraft flying into US Govt buildings...
A democratic process, providing upward mobility, and certainly politically correct. Come one, you all! Why do I sense the complicity of Waddell and Read in this?
from Topeka
Just a few days ago I couldn't even spell affadaveit.
Affa-what? I didn't sign no affa-anything...
Oh yeah? Well Affa-you too! (Smack) Woo Woo Nyuk Nyuk! http://www.entertonement.com/collections/dwtwklhjjn--The-Three-Stooges
An no, you don't affa-sign it if you don't want. Got Robotz foe dat.
Thank you for that link! Oh the fun I will have with that web site!
Oh shit! I thought I was supposed to sign this after David.
winner
Yesterday I couldn't spell Lone Office Sir, Now I are one.
I think affidavit it was King Solomon. Or was it the other way around?
Gosh, do we have Agencies that oversee this debacle of Mortgage Horror gone wrong? When and where were these Agencies? FBI? Just like Karl D. says, when do we see handcuffs for the fraud. And the one media source first said "mis-steps" on the forclosure issues. Give me a break and all of the americans in this country a break that are here legally.
This shit is going to be the vacuum cleaner sucking the price of everything down with it. Weak indirect demand at "T" auctions from China not wanting to participate anymore with Turbo Timmy declaring their currency manipulation schemes. Grown men and women acting like children when the shit hits the fan. There is going to be some major splattering going on now....HEHEHE
Yeah as usual the regulators have got a tight handle on the issue.
I blame Waddle & Reed for it
Yep, Waddell and Reid obviously are at the bottom of all this.
What's the avg Joe to do? Machine shop job got shipped to Mexico. Become a foreclosure expert. Rumor has it, online degree's are coming soon!
The REAL Beauty of the family that broke in and re –took the foreclosed house is – the new owners had paid to have it renovated and remodeled. Where else other than this GREAT Country can you buy a house you can’t afford – not make payments – get the boot – only to have the new owner pay to renovate what was most likely a living shit hole – and then move back in and CRY – WE WERE SCREWED!!
Ben is going to need that helicopter to look out upon the destruction he has created across the nation by promoting irresponsibility and it begins and ends at the Fed.
Mos def - we got some smart cookies on this board, but the only ones I would hang with are the ones who can already hear the blades rotating. K Winter is coming, time to put up the storm windows.
Just say yes to Insulation, in all forms. Financial and thermal.
PERFECT, JUST PERFECT!
Paper pushin' is a lot more boring than walking the floor at WalMart. In the store you are at least entertained by the clientele......the Creeple of WalMart.
And maybe next year it finally dawns on Joe Sixpack that the bailed out banks never deserved a single penny, and that arranging for a $2 trillion bailout (or whatever the huge number is) will end up being less efficient that actually just handing the same amount the US taxpayer. At least the taxpayer would've spent it rather than to park it on a balance sheet......
Didn't I see an ad for "foreclosure expert" on ZH recently?
I see dead people...
now the banks are squeeling like pigs. they want "the free market" to let foreclosures proceed. of course they really mean the free market, absent the rule of law for banks.
True 'dat. Heard the bankers squealing on Bloomberg that they just wanted the market to clear so we could move on with the economy.
It would be funnier if it weren't so sad...
"Meanwhile, the public outrage continues to mount. In what is perhaps a sign of things to come, a Simi Valley, Calif., couple and their nine children broke into their foreclosed home over the weekend and moved back in, according to television station KABC of Simi Valley. The couple, Jim and Danielle Earl, say they were working with the bank to catch up on payments until they discovered a $25,000 difference between what they owed and what the bank said they owed. The family was evicted from their Spanish-style two-story in July. The home has been sold, and the new owner was due to move in soon."
I loved this one, the NEW owner will have to SUE the OLD owners, as the OLD owners sure the Bank, and title company,that the NEW owner will also have to sue.
Hell, the OLD owners, and the NEW one, may become butt buddies.
Likely two seperate Title Co's,differnt Banks, and we know separate Lawyers........
AND no WAY anyone can make the old owners leave............possession 90% of the Law...
You say it's yours, PROVE IT................
The thing that should be most compelling here is that this message got main stream enough for the old owners to "move" in already. It takes a lot to "wake" the senses of the general US populace.
Possi/probability of being on the street with 9 kids can be a powerful motivator...