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"Operation LeakS" Releases Initial BofA Emails Indicating Premeditated Intent To Deceive Government And Auditors
From Operation LeakS' site, http://bankofamericasuck.com, here is the initial release of what appears to be a whistleblower's (former employee) disclosure that Brian Moynihan's firm is lying to the Federal government. The punchline is that this appears to be a concerted effort from the ground up to hide foreclosure data from auditors and the Fed in order to obtain select preferential treatment in a variety of housing related axes, in many instances to accelerate foreclosures. As the whistleblower summarizes: "Balboa Insurance/Countrywide knowingly hiding foreclosure information from federal auditors during the federal takeovers of IndyMac Federal (a subsidiary of OneWest) and Aurora Loan Services (a subsidiary of Lehman Bros Holdings), falsifying loan documentation in order to proceed with foreclosures by fixing letter cycles in the system, reporting incorrect volumes to all of their lenders and to the federal auditors to avoid fines for falling behind on Loan Modifications, purposefully and knowingly adjusting premiums for REO insurance for their corporate clients while denying forebearances for individual borrowers, etc, etc, etc. In addition, if anyone can get me a copy of the image of the hard drive that Jullian Assange reportedly has from the BofA executive, it will not take a dozen financial analysis to decipher it like I've read in the news. I could find all the dirt on that hard drive within a week." We'll see if Assange steps up. In the meantime we expect Brian Moynihan to pull a Dick Fuld and tell a Congressional hearing he had no idea any of this was happening, leading to the termination of some mid-level employee, notably the person who invalidated the following concerns: "I'm just a little concerned about the impact this has on the department and company. Why are we removing all record of this error?... There is always going to be the paper trail when one of these sent documents come back, this to me, seems to be a huge red flag for the auditors...This just doesn't seem right to me." That's ok - it will most certainly seem right to everyone in "law enforcement." In the meantime, note the date: November 2010. This is not a Ken Lewis transgression (as we previously assumed) - this is all Brian, all the way.
The reason why the whistleblower is stepping up:
His motivation:
The core of the accusation:
My name is (Anonymous).
For the last 7 years, I worked in the Insurance/Mortgage industry for a
company called Balboa Insurance. Many of you do not know who Balboa
Insurance Group (soon to be rebranded as QBE First by Australian
Reinsurance Company QBE according to internal communication sent to all
Balboa associates) is, but if you’ve ever had a loan for an
automobile, farm equipment, mobile home, or residential or commercial
property, we knew you. In fact, we probably charged you money…a lot of
money…for insurance you didn’t even need.
Balboa Insurance Group, and it’s largest competitor, the market
leader Assurant, is in the business of insurance tracking and Force
Placed Insurance (aka Lender Placed Insurance, FOH, LPI, etc). What
this means is that when you sign your name on the dotted line for your
loan, the lienholder has certain insurance requirements that must be
met for the life of the lien. Your lender (including, amongst others,
GMAC, Aurora Loan Services [a subsidiary of Lehman Bros Holdings],
IndyMac Federal Bank [a subsidiary of OneWest Bank], Saxon, HSBC,
PennyMac [a collection agency started by former Countrywide Home Loans
executive Stan Kurland after CHL and Balboa were sold to BAC], Downey
Savings and Loans, Financial Freedom, Select Portfolio Services,
Wells Fargo/Wachovia, and the now former owners of Balboa Insurance
themselves…Bank of America) then outsources the tracking of your loan
with them to a company like Balboa Insurance.
Balboa makes some money by charging these companies to track your
insurance (the payment of which is factored into your loan). If you do
not meet the minimum insurance requirements set by your lienholder,
Balboa Insurance places a force placed insurance policy on your loan.
You are sent a letter telling you that you do not have insurance, and
your escrow account is then adjusted for the inflated premium of a full
coverage policy placed by Balboa’s insurance tracking group, run by
Steven Ramsthel, Sr Vice President of Loan Tracking Operations &
Customer Care at Balboa Insurance Group, as seen on his LinkedIn
profile below:
How is Balboa able to charge such inflated premiums and get away with it?
It’s all very simple.
First, when you call in to customer service, for say, GMAC, you’re
not actually speaking to a GMAC employee. You’re actually speaking to a
Bank of America associate working for Balboa Insurance who is required
by their business to business contract with GMAC to state that they
are, in fact, an employee of GMAC. The reasoning is that if you do not
realize you’re speaking to a Bank of America/Balboa Insurance
employee, you have no reason to question the validity of the
information you are receiving from them. If you call your insurance
agent and ask them for the lienholder information for your GMAC/Wells
Fargo/etc lien (home or auto) you will be provided with their name,
but the mailing address will be a PO Box at one of Balboa’s 3 main
tracking locations (Moon Township/Coreaopolis, PA, Dallas/Ft Worth,
TX, or Phoenix/Chandler, AZ)
Tells me Boa is knowingly hiding Foreclosure information from Feds…
Screen shots of the Emails that was sent…….







Zero Hedge is still going through all the supporting documents, which can be read in their entirety at the following link.
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Poor bastard!
Truth, Justice, and the American way??!! LOL
My quote for this decade: "If ‘War is an extension of Politics by other means’ then, Politics is an extension of Economics by other means and further, Economics is an extension of Servitude by other means. We go to war today so we create servitude in others tomorrow. Politics, Economics, Warfare, Servitude; they’re all manifestations of the same fundamental flaw in the Human Psyche, that Control is a cure for Fear."
I'd like to think that once we had a country where such revelations would actually lead to some prosecutions. Now I say, I'll believe it when I see it. They don't even bother to give lip service to law in order any more.
Peggy's approval.
Yeah, that one gave me quite a chuckle...she can share a Jail Cell with Blythe.
Peggy?
Kirsten?
Pam?
Peggy...but BoA will be talking with her right now...no matter what time it is. They'd be grooming her responses for her and in the back of her mind she'd be thinking which way should I turn...ie, which one will be the winning side.
The truth offers no choices of pathways, only how it is delivered.
Cooter
its time...
THE SIEGE-Federal Reserve Protests beginning March 24Public Group active 2 hours, 34 minutes ago
Due to the incredible abuse of power centered in the Federal Reserve, committed citizens will put the Federal Reserve Banks in a state of siege in order to bring pressure on the Reserve to create policies that focus on restoration of all classes while decentralizing economic control, and to bring attention to the cause. This group is designed to help successfully organize the protests. What we need to do:
Spread the word! Create/distribute fliers, the link to this site, the link to video. (fliers and videos will hopefully be created soon). Talk to college groups (i.e.students for a democratic society, etc) or any other groups who will mobilize support. The more we talk the more people will listen.
Promote: on twitter, facebook, any online forum
This is a democratic community-please feel free to include your own suggestions and opinions, and if you can be of any help in flier/video distribution or promotion on social network sites, say so and then do it! Action is everything!
As stated previously:
WHO: YOU
WHAT: THE SIEGE OF THE FEDERAL RESERVE
WHEN: MARCH 24+
WHERE: 12 DISTRICT FED BANKS PLUS BOARD OF GOVERNORS IN DC
WHY: FREEDOM
These protests are in solidarity with our brothers and sisters in the UK and all those fighting for their economic and physical freedom in the world. The United States is need of a vocal and physical front. A demonstration that is too broad will fall short. Target the Federal Reserve. Organize protests at the 12 Federal Reserve banks. Our goal is to picket the Fed so that there is no movement into the building, and thus to paralyze their operations. We are under siege by the banks and their cohorts; we are entrapped in moats of debt, and they have turned our government against us. Democracy and liberty erode in the face of their assault. Thus it seems that there is no way to break the insidious monster that slowly strangles our economy, throwing millions into poverty and desperation. Class and money are irrelevant in the eyes of eternity. Stand up for your brothers and sisters who have no voice. Stand up for those who are being silenced. On March 24 we will place the great instrument of those who assault liberty, the Federal Reserve, under siege. We will not back down, and the longer we hold out, the more our ranks will swell, and the more effective we will become. You are inspired, now be the inspiration.
Gather all the support you can. Reach out to friends. Spread the word. Are you Federally Disturbed by the Federal Reserve?
The Goal: multi-day protest beginning on March 24 (6 AM) that will shut down the Federal Reserve
The Means: Place the 12 banks under siege. Allow no one into the locations. Peaceful disobedience. The 24th is a Thursday, so hold out until Friday. Return on Monday. STRENGTH IN NUMBERS.
WHERE:
Locations (courtesy of the Federal Reserve): http://www.federalreserve.gov/fraddress.htm
Demonstrations will take place at each of the 12 district banks and the Board of Governnors in Washington, DC:
District 1: Boston: 600 Atlantic Avenue
District 2: New York: 33 Liberty Street
District 3: Philadelphia: Ten Independence Mall
District 4: Cleveland: 1455 East Sixth Street
District 5: Richmond, VA: 701 East Byrd Street
District 6: Atlanta: 1000 Peachtree Street NE
Distrcit 7: Chicago: 230 South LaSalle Street
District 8: St Louis: One Federal Reserve Bank Plaza
Broadway and Locust Streets
District 9: Minneapolis:90 Hennepin Avenue
District 10: Kansas City, MO: 1 Memorial Drive
District 11: Dallas: 2200 North Pearl Street
District 12: San Fransisco: 101 Market Street
Board of Governors:
20th Street and Constitution Avenue, NW
Washington, DC 20551
Also: PLEASE PLACE THE BANK OF AMERICA HEADQUARTERS IN CHARLOTTE, NC UNDER SIEGE: THE ADDRESS IS 100 NORTH TYRON ST, CHARLOTTE, NC
If these locations are inaccessible to you, please look here for fed branches that may be closer:http://www.federalreserve.gov/branches.htm Branch locations: Cincy, Pittsburg, Baltimore, Charlotte, Birmingham, Jacksonville, Miami, Nashville, New Orleans, Detroit, Little Rock, Louisville, Memphis, Helena, Denver, Oklahoma City, Omaha, El Paso, Houston, San Antonio, LA, Portland ORE, Salt Lake City, Seattle
SPREAD THIS MESSAGE
Very nice. This movement will build all spring and summer. I will emphasize crimes against humanity the Federal Reserve Corporation is responsible for. March 24 seems to be a little too soon but you never know. My conservative estimates put dedicated support at 17.5 million nationally. Anonymous community will support, why? Lulz. A wicked 10 or 15 minute video for them may do the trick.
A call should be put out to a employees in the financial services sector to quit their jobs if it is financially feasible, cash out all assets, and join us in solidarity for humanity. This ship is going down and I would think many in that sector won't want to be there as it sinks.
Looks like it's been updated/pushed back to March 28. Maybe the plan is for early movers to lay the infrastructure/groundwork for the masses to show up afterward.
If you show up, wear your Guy Fawkes mask. They will be photographing everyone to make sure they know who to lock up first when TSHTF.
These people's LinkedIn profiles are interesting. None of them have high-profile degrees; Ms. Walters, for instance, is straight Community College. They appear, in fact, to be the sort of glorified pink-collar employees who actually run the business world without getting the pay and perks one would expect. Someone proudly claiming 2 community college degrees shouldn't be making multi-billion-dollar policy decisions on behalf of a corporation that has its fingers on a huge proportion of the active home mortgages in the largest economy in the world.
These people are up-and-comers willing to do anything the corporation tells them to do.
Which is exactly why I think (hope) no one will buy the chinese walls between upper tier management and the actions of the peons. They will be cut loose like lepers, but the question is tying their actions to upper tier management... However, I see no way upper tier management could be oblivious to these developments or, if they are, then they are grossly negligent... likewise, if you hire someone (underqualified) with the sole intent of making them your lapdog through economic incentive, then I can't fathom you will be absolved from liability upon finding they cut corners/covered up transgressions/etc. Especially when your incentive system likely created the problem in the first place... (same with upper management).
Needless to say, this is kind of an appetizer... we don't get anything good til the depositions start flying...
I foresee the whistleblower being prosecuted.
You want law and order, there is only reruns on TV.
Modern law in the US is a tool of incorporated tyrants.
Perverted from top to bottom and a guarantee stamped right on the box -- you will pay for others' crimes, they in turn get paid double.
well. There it is.
"Control is a cure for Fear." .....or the illusion of control at any rate.
Mirror server here
http://www.it-networks.org/2011/03/14/blackmonday-ex-bank-of-america-emp...
OFF WITH THEIR HEADS
In the end.. on the White House Lawn.. the new preisdent will have to prove to the people he is the real deal by shooting all the Bankers / Lobby Whores & Pimps / Old Goobermint Types who allowed this TREASON to go on for so Long!
Non event BAC up a penny
Bank of America Corporation Com (NYSE: BAC )
After Hours: 14.39 0.01 (0.07%) 7:58PM EST
Now down .05 at 8:20
Not a fucking chance. The president (owned by the bankers) will annihilate the entire population of the United States and kiss their feet like the puppet he or she is.
There is no treason. There are owners and there is property. If you are a citizen of the US you are property.
Attempts to have emotional wet dreams over "Freedom" and "Justice" are doomed to ignominy.
Unfortunately you are 100% correct - we are the peons and peasants that pay the taxes and abide by the laws.
Until the Federal Reserve Corporation is ended, that is our status, peasants and peons, doomed to poverty as tax slaves.
It is very possible to achieve other status even while the Fed is existing. Every attorney has acheived "Esquire" status and is no longer "citizen." Every Reverend, Priest, and other officer of the "Court" is not a "citizen."
The ways are not closed, but wise is the one who understands the impact of the choices.
LeBalance: you don't pay taxes then?
It is not about your profession, it is about your money... if you have enough, you can tithe your way to absolution... or have enough to poney up for the best lawyer... or team of lawyers... to help keep you out of the hot seat.
Further, like everything else, lowlie attorneys and preachers, et al, are on the bottom end of the totem pole and will be fed to the sharks just like everyone else... but, I disagree with your premise, in general, for major infractions... too many attorneys and preachers and cops, et al, in jail.
It's a good idea to know the legal definition of a "taxpayer" versus a "non-taxpayer".
"The revenue laws are a code or system in regulation of tax assessment and collection. They relate to taxpayers, and not to nontaxpayers. The latter are without their scope.” United States Court of Claims, Economy Plumbing and Heating v. United States, 470 F.2d 585, at 589 (1972)
Anybody trying to keep what is lawfully theirs in terms of their labor, and wants to starve the beast at the same time owes it to themself to read "Cracking the Code". The collective ignorance of the law regarding the Income Tax is one our countries greatest threats.
www.losthorizons.com
Navigator,
In technical terms, yes we are in fact owned on paper, but I don't see how that trumps Unalienable Rights.
I so do not have a defeatist attitude. I'm not the seeing is believing type.
The Federal Reserve Corporation will end for all to see and believe. The seeds have already been planted. Sit back and enjoy the show.
Got Popcorn?
The Federal Reserve Corporation will end for all to see and believe. The seeds have already been planted. Sit back and enjoy the show.
We don't need an end to the Federal Reserve, we need to remove its ability to create money, same goes for the Bank of England and every other central bank. That means EVERY central bank, not just the Fed. But I do agree, they are unlikely to survive this.
Not sure what 'Unalienable Rights' are, I didn't think we had any that weren't given to us by government, or taken away by it for that matter...
Wouldn't that be something? Lets hope this is the start of some real progress.
Sorry.. all the Law Enforcement in the United States is busy polishing thier rubber bullets so they can shoot thier fellow Americans in the face without catching the PSTD's.
or..
They are busy swapping Porn with the SEC..
or..
They just dont care becuase thier pay checks are in tact and they know they will be at the front of the soup line when the shit hits the fan...
Plainly, Law Enforcement is NOT on "We the People's" side.. thats how come no one was arrested for the $30 billion dollars of Go-Daffy's here in the US.. not like he is not a KNOWN TERRORIST!!! and the like..
Not one FUCKING BANKER ARESSTED!!! NOT ONE!
I feel there are three possible outcomes for the pursuit of prosecution; they are:
1. They are prosecuted and are acquitted. Outcome: Wall Street gets a Green Light for more crime.
2. They are prosecuted and convicted. Outcome: International ‘Class Actions’ are raised, monies/transactions are reversed, home owners reclaim assets…economy collapses (you can’t un-scramble eggs).
3. There is no action: Outcome, a successful Theft without any repercussions except the Middle Class must pay the cost.
He Whom supplied the means and instrumentalities wins !
Winning !
"economy collapses (you can't unscramble eggs)" is unconvincing. the lack of justice and, more, transparency, combined with the constant drag of toxic assets on zombie banks is holding the economy back the most. comparing the nordic countries' and japan's opposite responses to their banking crises and the opposite effects that were achieved supports this perspective.
I'm merely voicing my opinion as to why there seems to be no serious investigation/prosecution action, not whether I aprove or dissaprove.
My opinion is of their mindest, their reasoning, not my belief in justice.
TIME TO GROW SOME BALLS PEOPLE. DO NOT PAY YOUR TAXES!
""TIME TO GROW SOME BALLS PEOPLE. DO NOT PAY YOUR TAXES!""
'Best way to win a Revolution....Starve the Government....Indeed, it is most-effectively withdrawn when the citizens refuse to go to work!
The Beast of Government exists on tax revenues. ALL governments share this fundamental reality. ALL governments fail when the economic capacity to tax is destroyed'......
http://seenoevilspeaknoevilhearnoevil.blogspot.com/2011/03/single-best-way-to-win-revolution.html
Way ahead of all you bitches.
Some of us are already resisting. Who else will join us?
I am Chumbawamba.
Revenues are way down from taxes, but the Fed's QE allows them to "borrow" the difference. Like living off your credit cards when your income takes a major hit. The "big budget cut" Republicans are looking for is less than 3% of the total budget. Multi trillion dollar deficits with no one but the FED to buy the debt, does not bode well for the US.
Most workers don't have the option to "not pay taxes", due to the theft of their wages before they ever see them. All they can hope for is an income tax refund of a portion of the theft.
Grow some balls? Not necessary, Repo 105 is the shining example and accepted by the SEC and IRS.
It's all about off balance sheet accounting. Tried, tested and true.
In the first place, there are two pre-temporal outcomes you should consider before you think about such things -- as far in the future -- as convictions on these accusations.
...and there is much uncertainty right now about #1...
...See Japan. See MENA. (Not "Arkansas" but "the Middle East -slash- North Africa".) See oil and the energy supplies of the daily consumer global economy.
Also: there are many potential nuances within each of the three outcomes you listed -- so many potential nuances that I can see nine possible outcomes out of your three.
Sincerely,
IQ 146
+++ fabulous summation
NONE of our financial problems have been solved.
NO ONE of significance has gone to jail (Maddoff just a side show).
FED delenda est.
You are correct, the police think they will be in the front line and they aren't delusional in that thinking. Even the govt. and public unions thought they where safe and look at them, they are losing what they had. The police look at it as the elite needs us to be their Praetorian guard, if their is no police or military then the people can get to them. So the elite will pay them well and feed them well.
+
I'll put down money that still, nobody goes to jail.
besides said whistleblower??
what was the reason he got shitcanned again??
He was shitcanned for keeping a http://boards.4chan.org/b tab open in his browser at work all day every day.
thanks.. but if you are going to post a 4chan link on ZH..goto k not b
http://boards.4chan.org/k/
b-tards for life
But in all honesty, I don't think I have the stomach for /b/ at this point in my life.
When I was younger, I knew "of" /b/, and I laughed at the depraved content I saw there when I would glimpse of it. Or look at it for 10 minutes. I laughed in the same way as they laugh about it all themselves. I could be one of them, if I let myself.
I think /b/ is like the hydrogen bomb of bullshit. It's where Charlie Sheen is going to end up, unless he picks up Scientology first.
It's a weapon I'd prefer to never have invented.
...What if this "Anonymous" op is just 4chan b-tards trying to take over (or troll) the world?
edit: just playing, Charlie
Allright, could someone please tell me what the hell 4chan/b/ is? I've never heard of that site, no earthly idea what it's about, I must be too old... Anyway, I'm at work now and couldn't go to the link - not allowed... Appreciate it.
#3?
Most of them are probably members of the "Evil Tribe!" Hang ALL the bastards!
those mormon bastards, hang 'em by their magical underwear.
double post
re-fresh and the lil red "x" will become a picture...
Your moniker/pseudonym is so froed. I love it!!! Giggles and Doo doo! Very nice!
america's (and australia's) best and brightest conspiring to defraud the government (the very definition of fraud itself) and a host of other shmucks.
i love the smell of leakS in the morning.....
someone should impale ken lewis for that goddamned bullshit about not knowing what's going on....anyone who believes that happy horsehit earns honorable mention on the daily fucktard citation....
++++++++++++++++++++++++++++++++++++++++
If the Goobermint is the King of Fraud, why would the Banks even try to be honest?
Oh-hum, another financial felony. Wake me up when someone goes to jail.
on Sun, 03/13/2011 - 23:42
#1048976
**********Wake me up when someone goes to jail.**********
LMFAO!!!!! now thats funny shit right there... a Banker going to jail.. you will go to jail for what happened before a Banker will..
Lobby Monies BITCHEZ!!!!
***(0% FED Window to pay for the Lobby, Tax enrichment while paying off the Goobermint!!)***
HA! +10
THEY'LL PROBABLY GET THE MEDAL OF HONOR BEFORE ANY WOULD EVER GO TO JAIL!
A Metallica said................."Kill 'Em All"
The bankers are on their last straw....
http://thehardrightedge.com/america-under-attack-by-treasonous-bankers/
End the Federal Reserve
Ron Paul 2012
Ok thats pretty good stuff .....hope there is lots more
Like lots more... on the rest of the money cartel too?
I'd like to see stuff that proves genocidal conspiracy, fascist conspiracy, etc....
I'll settle for anything but BofA going down while GS and JPM gets BA's territory and keep doing God's work like everything is cool.
This (below) was linked on another ZH post... I forget who shared it... I could find out if I wanted to...
Anyway, this is worth a second look, a second click, or a double-take as the case may be:
http://www.bloomberg.com/news/2011-03-10/dimon-pandit-blankfein-ackermann-join-kremlin-advisory-board.html
edit: http://www.zerohedge.com/article/critical-55-dma-support-about-be-taken-...
No worriez. Those boys have America's best interests at heart.
Of course. I see now.
"I'll settle for anything but BofA going down while GS and JPM gets BA's territory and keep doing God's work like everything is cool."
+1 on that. Let's not forget that this is a systemic problem.
Excellent news!
My money's on Putin. If they cross him, he'll cut them open and strangle them with their own intestines.
B of A: so what? as if you ddin't know already. we owe you!
So far, reads like a poplet, not quite the pop.
Cascading disclosure, getting to to "core" of the matter soonish?
ORI
what do you want - an excel chart from 2002 showing how many fees BAC can pocket on fraud loans with a flowchart showing them all landing in a pool of money and strippers?
just saying Dark, just saying.
I'm as keen to see full disclosure as you are. Same team, perhaps I'm a little impatient.
ORI
problem is, what action will anyone take?? I think the main action will be that most of the sheeple that don't own a home, will avoid them thinking it is all a scam
A whole shift to short term everything.. thinking, renting, working - conditioned to be disposable and irrelevant
agreed ORI.
This gives me some hope however...
Deep, my concern is that a dribble is easier to contaminate/close than a gusher is.
At this point, I'll take a gusher.
Not sure why they don't just release instead of playing games.
Anyways, they're clearly smart. We shall see, together, eh?
ORI
The SEC isn't intrested in this. Maybe a little snuff porn might get their attention. So unless this guy has a video of Moynihan killing Jon Benet Ramsey, nothing will change . . .
HAHA, yeppers the SEC is locked onto youjizz.com and have no time or interest in anything else.
BofA will probably be up 20% tomorrow.
503 error.. too many people on their server?
the bulk of the emails are above.. better to read them here.. if you want to copy from the site the originals like I did to be passed around if needed.. keep re-freshing your screen until it comes up for you.. like two clicks in 1 second.. if you have broad band.. if you have dial up.. them you will need to click and wait until it loads for you.. hang in there.. if you want copies and you cant get them.. track me down and I will email them to you some how.
Still down....
This is sick! Are we even sure that the premeditated fraud was intended to deceive the government? I strongly suspect collusion here. It does not take a rocket scientist or even a g-man to figure out that the redirected PO boxes link back to the true transactors of these illegal deals.
I also suspect that far more damning evidence will be released shortly.
11/1/2010 e-mail from Joanne Anderson:
Peggy Johnson responds:
Joanne Anderson answers:
Joanne Anderson's Coworkers
Join to view all (97)
Craig Carson
Chief Marketing O...
Gary Flowers
EVP Sales/Mktg
David Kuhn
Senior Executive ...
Debi Magruder
Executive Assistant
Ron Closser
Managing Director
Frank Dunn
Executive Vice Pr...
Howard Wexler
Managing Director...
Wayde Hauptmeier
1st VP - Process ...
Pam Smith
Assistant Vice Pr... http://www.spoke.com/info/pDNoao0/JoanneAnderson More removal required
The important work of the DOJ, and our visionary Attorney General will not be swayed by rants from these economic terrorists. General Holder will summon the courage and resolve he so aptly demonstrated at Waco, to bring these so-called "anonymous" leakers to justice.
Yup, they'll make a big show of hunting down and prosecuting the whistleblowers while the real pond scum continue to rake in billions. These people won't be brought down easily. It would be one thing if it were just the corruption an Wall St., but the government is so entangled in this that they can't allow this to happen. They'll bring the whole country down, before anything else. They'll pick a target on the map somewhere in the US, drop a nuke on it and enact emergency executive control over the nation.. indefinitely if need be.
These people play for keeps.
surround the terrorist leakers homes... pump flamable gas into thier homes.. set those flamable gases on fire with auto matic weapons fire... and then dont say shit to anyone about it.. let the CIA spy plane rat you out later.. http://www.youtube.com/watch?v=Qdys4mKFNuw&feature=related
How many cops went to jail for buring children alive? "O" thats right, NONE!
By bringing anyone to justice I suppose you really mean refilling the water fountains and staplers at the DOG, or picking up shiny objects.
It's just sad that no matter how many smoking guns you come out with, the Government has demonstrated that they won't act. Probably because half of them are complicit in the corruption, and the other half haven't got a fucking clue.
You can be sure if any of this threatens to destroy Bofa or cause the DOJ to actually act, that Turbo Timmeh and the Gang will be pulling on the suicide vests and threatening to blow up America if it isn't all swept under the rug with the rest of the lies and crimes.
I fell asleep reading this...
This is a massive Anonymous/Wikileaks public relations FAIL. They should have held off for another week when they could have gotten some headlines. Instead, they choose to release this now? Into a literal tsunami of news? Lame-o.
Interesting stuff, but I'm sure BofA is breathing a sigh of relief tonight. They'll just have the AGs make some statement about how the proposed settlement with the banks (i.e. bailout) will prevent this type of behavior in the future.
only some rouge officers letting the torture happen.. rinse repeat
By having people like this whistleblower asassinated before they can talk.
Hey, people of America - take a lesson from the ME. Take "it" back.
This is what I want to know...
How was it that like 5 minutes after Assange started saying he had something on a bank EVERYONE knew it was bank of America?
Something just doesn't resonate right with me.
-Assange is/has been payed of by bank(s)/hedgefunds
-Assange works for the government
Where is this hard drive?
Banks are like cockroaches, there's never just 1.
uh, because he said he had information on Bank of America spring of last year?
Would be hard for him to do anything now that he has a huge target on his back. Perhaps anonymous will run with it. This could be the first of a long line of releases. Remember they did say they wouldn't stop until their demands are met.
Hi Peggy
"I'm just a little concerned about the impact this has on the department and company. Why are we removing all record of this error?"
Fraud Business vernacular is dam funny.
This is old news BofA and Countrywide committed fraud.
What will be the next big leak?
WaMu and JP Morgan Chase committed fraud too.
The difference here is that these records relate to the loan modification programs touted by Obama. This records release is after the Countrywide scam. What will Obama's response be? What set of new class action plaintiffs will be lining up on the faulty loan modifications? Maybe these are questions you could have come up with yourself if you weren't busy posting links of women urinating in the men's room.
I believe Jefferson said similar smackdowns in his day
Language warning, but sums it all up:
http://www.thesixtyone.com/s/MMd7WhFDstJ/
I smell a two week suspension for Peggy, Kirsten, Jackie, Therese and Joanne. Probably only counseling for Jason as he had "a little concern about the impact this has on the department and company"
Er, no.
That will mean termination for Jason and bonuses and promotions for Peggy, Kirsten, Jackie, Therese and Joanne.
Odds of prosecution: 0.00
Odds of CNBC pressing the issue: -100.0001
Odds of BoA getting away with this: 3:2 in favor
Odds of the .gov giving a shit: 0.01
Odds of any politician raking the dirtbags over the coals: 0.00 (look at the FEC contributions if you wonder why)
I just hope the documents keep coming. Because we Rome needs someone to kick it in the ass like this.
Odds are high for a pretty good class action suit.
Lawsuits against Primary Dealers or massive campaign contributors end poorly for the plantiff and the legal team.
Didn't you ever watch "The Godfather"?????????????????
The lawsuits end favorably, in general, if they should... The issue is actually pinning actions to particular high profile individuals (often the deeper pockets) given their actions are likely protected through the limited liability of the organization. Bringing down a company is not particularly appealing when the purported principal actors in the fraud make out like bandits by extracting capital from the entity pre-collapse. The trick is to tie in the big whigs... and that will likely have to come out through deposition testimony.
The too big to fail bunch of banksters can get away with murder, fraud, coercian, harrassement of the general public and any other illegal activity under the sun because they have a lot of influence on the political class, the rule makers and the rule enforcers due to their enormous purchasing power. So irrespective of the position in the government, everyone works for their benefit. The likes of Geithner, Bernanke and Obama are paid very well to look the other way while the banksters and the rich corporations rob the taxpayers of each and every dollar they spend or save. They do so by inflating the prices of things they consume and selling them toxic assets leaving the rest of the population helpless, starving and broke for their foreseeable future.
The politicians around the world are nothing more than auction items which can be sold to the highest bidder. They will do whatever they can for the lobbyist paying them the maximum amount of money or votes, be it the unions, the banksters, the richest corporations or individuals. They are in the power seat to extract maximum advantage for themselves in the small time frame they occupy the seat of power.
The rest of the population is least of their concerns. The only activity they do is pacify the majority of the population using false statistics and promises of a better future so that they do not lynch them and their masters while they are robbing the taxpayers.
http://www.marketoracle.co.uk/Article24581.html
Nothing will happen.
I bet you one share of PennyMac that nothing will ever come of this. System is terminally broken; as such suitcases of cash become the career case. That or you get Spit's out. Better hope daddy was rich.
the website bankofamericasuck is down anybody see what else was on that website?
The lead page is the capture in the other post below it is...
Home Bank Of America Fraud Emails#BlackMonday Ex-Bank of America Employee Can Prove Mortgage Fraud Part 1#BlackMonday Ex-Bank of America Employee Can Prove Mortgage Fraud Part 1
Written by OperationLeakS on March 13th, 2011. Posted in Bank Of America Fraud Emails, Corporations
I’m @OperationLeakS read every line and screenshots…..
@OperationLeakS : Do you have proof you worked at Bank of America?
@OperationLeakS : Ok send them….
@OperationLeakS : Don’t worry your name will not show you will be Anonymous…
@OperationLeakS : Do you have more emails like this?
@OperationLeakS : Do you know other Employees that want to tell their story?
@OperationLeakS : So why are you doing this?
@OperationLeakS : Let your BoA friends know that we are here to help them tell their story….
@OperationLeakS : It’s like a Cult?
@OperationLeakS : So why do you want BoA head so bad?
@OperationLeakS : What other emails you have?
@OperationLeakS : So do everyone hold on to emails if one day fired?
@OperationLeakS : Was it always like this at BoA?
@OperationLeakS : Do BoA have a Prize system?
@OperationLeakS : That’s not fair that you guys don’t get Awards….
OperationLeakS : So they waste time and money playing matching games…
@OperationLeakS : Was there times you wanted to quit when seeing bad things taking place ?
@OperationLeakS : So the waitresses knew about what happens in BoA ?
@OperationLeakS : You could have still quit….
@OperationLeakS : When you was fired did you take your things like pictures ect.?
He sends me a picture..
@OperationLeakS : If I could plug a mic into Internet what would to say about Bank Of America?
I make a user and password for him to login…..
My name is (Anonymous). For the last 7 years, I worked in the Insurance/Mortgage industry for a company called Balboa Insurance. Many of you do not know who Balboa Insurance Group (soon to be rebranded as QBE First by Australian Reinsurance Company QBE according to internal communication sent to all Balboa associates) is, but if you’ve ever had a loan for an automobile, farm equipment, mobile home, or residential or commercial property, we knew you. In fact, we probably charged you money…a lot of money…for insurance you didn’t even need.
Balboa Insurance Group, and it’s largest competitor, the market leader Assurant, is in the business of insurance tracking and Force Placed Insurance (aka Lender Placed Insurance, FOH, LPI, etc). What this means is that when you sign your name on the dotted line for your loan, the lienholder has certain insurance requirements that must be met for the life of the lien. Your lender (including, amongst others, GMAC, Aurora Loan Services [a subsidiary of Lehman Bros Holdings], IndyMac Federal Bank [a subsidiary of OneWest Bank], Saxon, HSBC, PennyMac [a collection agency started by former Countrywide Home Loans executive Stan Kurland after CHL and Balboa were sold to BAC], Downey Savings and Loans, Financial Freedom, Select Portfolio Services, Wells Fargo/Wachovia, and the now former owners of Balboa Insurance themselves…Bank of America) then outsources the tracking of your loan with them to a company like Balboa Insurance.
Balboa makes some money by charging these companies to track your insurance (the payment of which is factored into your loan). If you do not meet the minimum insurance requirements set by your lienholder, Balboa Insurance places a force placed insurance policy on your loan. You are sent a letter telling you that you do not have insurance, and your escrow account is then adjusted for the inflated premium of a full coverage policy placed by Balboa’s insurance tracking group, run by Steven Ramsthel, Sr Vice President of Loan Tracking Operations & Customer Care at Balboa Insurance Group, as seen on his LinkedIn profile below:
How is Balboa able to charge such inflated premiums and get away with it?
It’s all very simple.
First, when you call in to customer service, for say, GMAC, you’re not actually speaking to a GMAC employee. You’re actually speaking to a Bank of America associate working for Balboa Insurance who is required by their business to business contract with GMAC to state that they are, in fact, an employee of GMAC. The reasoning is that if you do not realize you’re speaking to a Bank of America/Balboa Insurance employee, you have no reason to question the validity of the information you are receiving from them. If you call your insurance agent and ask them for the lienholder information for your GMAC/Wells Fargo/etc lien (home or auto) you will be provided with their name, but the mailing address will be a PO Box at one of Balboa’s 3 main tracking locations (Moon Township/Coreaopolis, PA, Dallas/Ft Worth, TX, or Phoenix/Chandler, AZ)
Tells me Boa is knowingly hiding Foreclosure information from Feds…
(Tools) needed to Decode the emails….
1. SOR = System of Record
2.Rembrandt/Tracksource = Insurance tracking systems
3.DTN = Document Tracking Number..
Screen shots of the Emails that was sent…….
Tags: "operationleaks" "anonymous", #blackmonday, anonymos wikileaks banking, Anonymous, anonymous bank of america, bank of america black monday, bank of america fraud, bank of america fraud emails, bank of america leak, bank of america suck operationleaks, black monday anonymous, black monday boa, BoA Mortgage Fraud, boa wikileaks, Mortgage Fraud, operationleaks
Recent PostsI gotta say, this is pretty weak.
As obviously incriminating as these revelations are, until I see a front end loader dropping an entire pallet of Vaseline on to Ken Lewis’ SUV at Costco, I am hesitant to believe anything will come of it. Of course, the whistleblower may face arrest.
Pardon the crude implications of my words.
The earlier condemnation of Ken Lewis was wrong. The date on the emails is November 2010. This happened 3 months ago.
Sorry Ken, my mistake. Enjoy your "well-earned" retirement. By the way, care to say anything new about the ML takeover and bonus controversy, particular with regard to anything Hank Paulson or Tim Geithner might have said? Come on, plea bargain Kenny.
And Brian, Aisle 7 at Costco, just past anti-fungal cream.
Did the "errors" take place only 3 months ago, or were they uncovered by an internal audit and purposefully covered up only 3 months ago?
Seriously... this is it?
Ok L. Ron Hubbard.
No.
Charlie Bravo
"Anonymous" is sooo naiive....
Why does he/she/they think The U.S. Government woudl be interested in this? It was the U.S. Government that provided BofA with the names of the firms that could help the bank fight agaisnt WikiLeaks? So woudl it be too implausible to allow for a possibility that this and many other improprieties A) known to the government, B) explicitly or implicitly allawed by the governemtn to continue without prosecution, C) may have been designed/recommended/forced upon BofA by the government?
BofA, JPM, GS, C, GM and Fed, FRBNY, US Treasury, POTUS are the parts of the same bloodsucking vampire mega-squid.
There will be no prosecution, no perp walks, no indictments. Unless, of course, Wall St will completly cease giving campaign cash to the POTUS reelection campaign. He's been doign everything to appease The Street. And The Street is not that dumb - they will split cash roughly 50/50, so whoever gets elected in 2012 will be their lapdog.
Anon doesn't think the gov will give a $hit about it, but they are hoping that people will given that they are using false information for loan mods and other audits.
The real question is this, why do you think that this would be all they have as ammo? Is it possible that they have the "hard drive" that Julian was speaking of? They did say they would not stop attacking until their demands are met. So maybe this is just the opening shots.
Thanks for putting that up Tyler, I can't get thru to the Anon website.
well it is fraud, and proof of fraud. but isnt there something about evidence obtained via illegal means? maybe anonymous is actualy BoA clearing out its incriminating evidence?
into a cant be used pile. and already shredded pile
it is public knowledge now.. now the info is good to go, or so it should be after a volley or two.. common knowldge in the public domain.
Nope! The 5th only applies TO THE GOVERNMENT. This information came from a private citizen. There was no illegal search. In fact, there was no search at all, which eliminates the need for probable cause. Private citizens are able to report a crime without having to read their fellow citizens their Mirandas.
Oddly enough, the government is not interested in this evidence, and so no criminal proscecutions will follow, but this allows for CIVIL SUITS.
Disclaimer: I am not a lawyer, but I play one on the internet.
S Gen Holder:"BOA are my people"
that's all they got? some disgruntled back-back-back office grunt? yikes quite embarrassing for the mini-leakers.
That's all you got? Some stupid ad hominem? Yikes pretty embarassing for whatever the fuck you are.
The devil's in the details.
One particularly devilish detail would be these 33k insurance policies funded via TARP.
Pretty sad day in America when a whistle-blower can go neither to law enforcement nor to the media, but has to go directly to the public anonymously.
Pretty fuckin sad day.
Am I the only one that notices the commander of Operation LeakS is a total retard...? I could have made a more grammatically correct presentation after drinking 3 cases of cheap Russian vodka. Seriously, this is a joke. Hackers my ass...
Lots of new users this week...
Indeed. All I'm saying is if I had the dirt on BofA I would have taken the time to present it properly. People will say the info is what matters but tell me.. would you propose to your girlfriend covered in dogshit?
If that was what she was into, then maybe I would.
Trust me, I learned a long time ago that there are few who can hang with Theopco when it comes to Elements of Style. In the end it does not matter in the slightest.
If your girlfriend, after weeks of holding the fort finally said to you: "I'm ready for you, please, come take me", would you say to her, um, sorry, that blouse does not go with that skirt?
Your objection is petty, and your argument is weak.
But thanks for being so cool about it.
With all due respect I don't think my argument is petty.
First of all, hackers are supposed to be intelligent. This person is not intelligent. Strike 1
Second of all, hackers are supposed to be highly skilled with both language and technology. This person is neither. Strike 2
I don't have a strike 3 but 1 + 2 = 3 so I'll call it a day.
Okay, I'll bite.
"First of all, hackers are supposed to be intelligent. This person is not intelligent. Strike 1"
According to whom are they supposed to be intelligent? In my experience, they are not exceptionally so. They are average to somewhat above average. Only once have I met a "hacker" who I would describe as highly intelligent, and he was a total dick, with extreme emotional problems. More importantly, why is this an issue? Courage, morality, and a drive to do the right thing are ample reasons for admiration.
Not that admiration is in any way required here. It's really not about them, it's about you. Someone, or some group, has figured out a way to enforce the laws of our republic even though all of its institutions have been compromised. There is no leader, and there is no plan.
Smart enough for me.
I profoundly agree with the spirit in that last bit:
Someone, or some group, has figured out a way to enforce the laws of our republic even though all of its institutions have been compromised. There is no leader, and there is no plan. Smart enough for me.
I am new to this community but last time I checked I thought places like this existed to create a dialogue. If you're going to tell everyone who doesn't agree with you to "piss off", a dialogue you have not.
I assumed that English was not the hacker's native language.