America's 'Invisible' Poor - An Infographic

Tyler Durden's picture




 

Are more and more people in the western world dropping off the radar and becoming the invisible poor or is the opposite happening?  We are always interested in looking at the financial health of real people. We noted earlier that an astounding 46 million Americans are officially below the poverty line (That's $23,050/year for a family of four according to the official sources). That number really caught PaydayLoan.co.uk's eye and as such they decided to do a little more digging to help put some more facts and figures around it. The below is an excellent visualization of the results they came up with. Conservative MP Norman Tebbit when responding to a question on unemployment noted "I grew up in the 30's with an unemployed father. He didn't riot. He got on his bike and looked for work, and he kept looking 'til he found it." Are the American (and possibly other western populations) poor really in this mess because they are lazy (27% of Americans think so) or is it because they don't have the right work ethic (49% of Americans think this is all it would take!)?

 

Infographic: The Invisible Poor

The Invisible Poor by Payday Loan.co.uk

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Tue, 01/15/2013 - 22:44 | 3156391 greased up deaf guy
greased up deaf guy's picture

move along... nothing to see here... (no bread lines necessary with ebt)

Tue, 01/15/2013 - 22:51 | 3156420 idea_hamster
idea_hamster's picture

So they have a section on "why people are poor," and it doesn't include anything about medical bill bankruptcies?  Fail.

Tue, 01/15/2013 - 22:57 | 3156440 economics9698
economics9698's picture

Fuck everything is bankrupt.

Tue, 01/15/2013 - 23:24 | 3156518 Beam Me Up Scotty
Beam Me Up Scotty's picture

"We noted earlier that an astounding 46 million Americans are officially below the poverty line (That's $23,050/year for a family of four according to the official sources). "

Why on earth would you have 2 kids if you are only making $23k/year?  Are you fucking retarded?  Maybe thats why you are only making $23k/year.  You ARE retarded!!

First mistake people make is they have kids when they can't afford them.  Thats a one way ticket to debt serfdom if ever there was one.  You can't afford a decent car, which you need to get to work.  You can't afford day care, which you need to get to work.  You can't afford to take a day off to take your kid to a doctors appointment, but you do it anyway and backwards you go.  The list goes on and on. 

Tue, 01/15/2013 - 23:32 | 3156537 ACP
ACP's picture

I think it may be time for a fat poor index. How is it that people with lower incomes are, on average, fatter than people with higher incomes? Add this into the Doomsday group of indices, along with "Things that make you go...WTF???"

Wed, 01/16/2013 - 00:16 | 3156645 lincolnsteffens
lincolnsteffens's picture

I'll tell you why they are fatter. They eat cheaper food which is often loaded with corn syrup, artificial flavor, chemical

stabilizers, texturizers and processed carbohydrates. I belong to a service organization that does a few major food drives a year for food pantries. We are told not to encourage basic ingredients be collected as most of the people that rely on food donations do not know how to prepare wholesome foods. Canned beans are fine but not dried beans which are cheaper but require more time to use. Instant rice is fine but not bulk dry brown rice that has  more fiber and nutritional value. Canned soups, canned vegetables, canned fruit but no raw vegetables or fruit. Boxed puffed cereal products and no basic bulk cereal like rolled oats, flax seeds, etc. 

One would think that knowing something about basic wholesome food preparation should be part of school education,   how to responsibly manage personal finances and other preparation for health and well being throughout life.

Wed, 01/16/2013 - 01:06 | 3156761 Terminus C
Terminus C's picture

That would assume the government would want people to know how to prepare food and keep themselves healthy...

Wed, 01/16/2013 - 11:21 | 3157561 trav777
trav777's picture

and, of course, the ANSWER to the poor is to throw money at them, taken from someone else.

Because in marxist doctrine, the poor are only poor because of oppression by the rich, and all humans are interchangeable.  The only difference between poor and rich is bank account balance.  There are NO behaviors that lead to poverty or wealth.

Fri, 01/18/2013 - 10:40 | 3165977 TruthDetector
Wed, 01/16/2013 - 01:07 | 3156762 ACP
ACP's picture

It's genius isn't it?

Get people hooked on the gubmint, steer them in one direction, and - VIOLA! - people hang themselves in the noose of total control. Get 'em while they're young, spend a minimal amount of money brainwashing them and all you have to do after that is print money. Their own vices pull them back on the bus.

Like the old saying goes, "Give them enough rope..."

Wed, 01/16/2013 - 01:08 | 3156765 High_Pockets
High_Pockets's picture

I eat like crap also and I only weigh 170 lbs. Then again i have a job and do not sit on my porch doing nothing all day.

Wed, 01/16/2013 - 21:15 | 3160578 Lord Koos
Lord Koos's picture

A lot of poor people have jobs too, just shitty ones, because there are not enough good ones to go around.

http://www.classwarfareexists.com/study-more-than-7-in-10-low-income-fam...

Fri, 01/18/2013 - 10:40 | 3165983 TruthDetector
Wed, 01/16/2013 - 12:29 | 3157772 zuuma
zuuma's picture

"One would think that knowing something about basic wholesome food preparation should be part of school education,   how to responsibly manage personal finances and other preparation for health and well being throughout life."

Cooking a prepared meal of Navy beans, onions, lil' molassas & some tabasco would be a cheap, delicious, nutricious meal.A big skillet of that would feed 4 or 5 people for under 2 bucks.

Alas.. whatever info is transmitted to these peeps in their breif attendance in public schools is barely enough to read, much less think critically.

The only skills they have after finishing around 9th grade are; pipelighting, 40oz opening, EBT-swiping, phukkin, & fighting.

I wonder how things will be when the feeding tubes are withdrawn from the cities?

 

Wed, 01/16/2013 - 15:00 | 3158818 gcjblack
gcjblack's picture

Excellent points Lincolnsteffens, with which I agree.  Unfortunately, food banks choose to cater to these food biases, which in turn perpetuate the continuing need for food banks.  As an alternative, I think food banks need to educate their clients, encourage them to make better food choices, and have those better choices available for their clients to receive.

Second point, Dr. Lustig from USC Medical Centre in San Francisco (see http://uctv.tv/search-details.aspx?showID=16717 ) has found that high carbohydrate diets, especially ones loaded with fructose cause or contribute to people`s brains and endocrine systems being tricked into thinking and acting as if they are starving, even after finishing a 2,000 kcalorie meal (or more).  The brain therefore says `conserve energy, we`re starving`,so the couch and TV or video games become the answer.  They don`t have the energy to get off the couch, let alone the gumption to find or keep a job.

Change their diet, and in 3 days, they have the energy to get off the couch and get busy with the rest of their lives, including finding or keeping their job.

Alzheimer`s Disease, diabetes, obesity, cardovascular disease, arthritis, liver disease, etc. are caused or contributed to by poor diets, high in carbohydrates.  Big food has spent billions of resaerch $ and advertising to make their factory food, high carbohydrate concoctions addictive so as to maximize their profits, and they have succeeded completely.

Can we realistically expect someone to simultaneously fight a war on 2 fronts (ie. fight their own endocrine system, as well as fight the billion dollar research & marketing capabilities of Big Food), and have a reasonable chance of success?

Wed, 01/16/2013 - 14:51 | 3158819 gcjblack
gcjblack's picture

Excellent points Lincolnsteffens, with which I agree.  Unfortunately, food backs choose to cater to these food biases that perpetuate the continuing need for food banks.  As an alternative, I think food banks need to educate their clients, encourage them to make better food choices, and have those better choices available for their clients to receive.

Second point, Dr. Lustig from USC Medical Centre in San Francisco (see http://uctv.tv/search-details.aspx?showID=16717 ) has found that high carbohydrate diets, especially ones loaded with fructose cause or contribute to people`s brains and endocrine systems being tricked into thinking and acting as if they are starving, even after finishing a 2,000 kcalorie meal (or more).  The brain therefore says `conserve energy, we`re starving`,so the couch and TV or video games become the answer.  They don`t have the energy to get off the couch, let alone the gumption to find or keep a job.

Change their diet, and in 3 days, they have the energy to get off the couch and get busy with the rest of their lives, including finding or keeping their job.

Alzheimer`s Disease, diabetes, obesity, cardovascular disease, arthritis, liver disease, etc. are caused or contributed to by poor diets, high in carbohydrates.  Big food has spent billions of resaerch $ and advertising to make their factory concoctions addictive so as to maximize their profits, and they have succeeded completely.

Can we realistically expect someone to simultaneously fight a war on 2 fronts (ie. their own endocrine system and the billion dollar research & marketing capabilities of Big Food), and have a reasonable chance of success?

Wed, 01/16/2013 - 10:50 | 3157447 Iriestx
Iriestx's picture

Maybe it's because they have all day to sit on ass, watch daytime TV and do nothing but eat, breed and do drugs.

Wed, 01/16/2013 - 11:24 | 3157568 trav777
trav777's picture

because they EAT TOO MUCH.

the poor suffer from REASONS they're poor, and ONE of those is low impulse control and an inability to deny immediate gratification!

I find it amazing that this site is populated with so many people who cling tightly to fundamental marxist precepts.

Wed, 01/16/2013 - 20:01 | 3160321 Lord Koos
Lord Koos's picture

Yeah you're right, the fucking poor they are the root of all our problems, and they should just stop eating so much. But hey, you can't blame poor kids, they are trying their best, millions go to bed hungry every night:

http://abcnews.go.com/US/hunger_at_home/hunger-home-american-children-ma...

And it's pretty difficult to have a high IQ after a childhood of malnutrition.

In short, FOAD trav.

Fri, 01/18/2013 - 10:42 | 3165985 TruthDetector
Tue, 01/15/2013 - 23:33 | 3156545 secret_sam
secret_sam's picture

      Why on earth would you have 2 kids if you are only making $23k/year?

Probably because you find abortion abhorrent, since ya ask.

Tue, 01/15/2013 - 23:44 | 3156575 NuckingFuts
NuckingFuts's picture

And/or you find any form of birth control offensive. Usually it is just folks are too fucking stupid to slap on a condom. I know for a fact that a vasectomy from a well respected urologist costs about $300.00 cash (no insurance coverage).... Perhaps the best investment I ever made after I had my ONE child. I would gladly give to a charity that offer them at a discount.

Tue, 01/15/2013 - 23:59 | 3156608 secret_sam
secret_sam's picture

Without some fertility amongst the young of the species, who's gonna pay for Medicare?

Talk about a fuckin' fly with a sledgehammer.

Wed, 01/16/2013 - 00:17 | 3156648 AssFire
AssFire's picture

Here's the deal about welfare:

Those working for the Federal Gov don't realize they are on welfare and those on welfare think it's their job.

Wed, 01/16/2013 - 01:36 | 3156810 Edelweiss
Edelweiss's picture

 Accurate, and succinctly stated.  I encounter many of both.  It still amazes me that those on some form of aid act as if they somehow "earned" the money they receive.  Truly nauseating. 

Wed, 01/16/2013 - 07:08 | 3157006 Bendromeda Strain
Bendromeda Strain's picture

A "progressive" lawmaker in NY said as much, when confronted with the data on EBT withdrawals in strip clubs. "We don't tell the police or teachers what to do with their paychecks..."

Wed, 01/16/2013 - 19:56 | 3160301 Lord Koos
Lord Koos's picture

I'm sure they spend much less at the strip clubs than the Wall St. crowd.

Wed, 01/16/2013 - 05:13 | 3156945 Tegrat
Tegrat's picture

Awesome comment. I left the fed many years ago. To make my mark in the private sector. Now that I have, I'm trying to get back in for a semi-retirment. Compared to the banking sector it's a dreamy way to spend your latter years. 37-47ish

 

.

Wed, 01/16/2013 - 05:34 | 3156957 zhandax
zhandax's picture

I have thought of the ultimate debauchery myself.  As you noted, it is cushy, lucrative, and brainless with unimaginable (for the private sector) bennes.  Just can't repress my self-respect that much, though.

Wed, 01/16/2013 - 06:47 | 3156999 Tegrat
Tegrat's picture

Almost like going back into the womb. Had I not expressed myself so clearly to my previous coworkers, I think I could have already been back. They take their "job" seriously. I had forgotten.

 

Wed, 01/16/2013 - 00:54 | 3156732 Marco
Marco's picture

Productivity gains (ie. robots).

Wed, 01/16/2013 - 00:17 | 3156653 EINSILVERGUY
EINSILVERGUY's picture

I have often wondered why some people are succesful and others are not. Why there is rich and why there is poor.  I have often heard that if you took all of the money in the world and spread it evenly within 2 generations it would be back in the hands of a few.  I think this is true from what I have seen.

As a product of working class parents and walking on this earth for 50 years, I have come to the following conclusion about society.

My reality is that the single biggest determinant of success (as defined by upward mobility in the US) is IQ. I think if you overlayed IQ with economic position you would see a direct correlation. Obviously there are personal circumstances that can change this (i.e. drug addiction for the down side, and a strong work ethic for the up side) but I bet you would find that society's ills will never be resolved by government managed social policy.  As much as the liberals might wish it, you cannot alter the natural order forever by legislating a trophy for everyone.   Its why some people will stand in line every week for a lottery ticket, spend most of their money on the latest crapple fad or that special set of sneakers that they can't live without .   Its not really that hard to understand why some are rich and some are poor. Just sayin

Wed, 01/16/2013 - 04:12 | 3156930 steve from virginia
steve from virginia's picture

 

Why are the rich rich?

 

The poor are honest, the rich are thieves.

 

The rich spend some of their money on PR convincing the rest of us that the poor are lazy, stupid and criminal when it is the rich who are lazy, stupid and criminal.

 

It's that simple.

Wed, 01/16/2013 - 11:28 | 3157580 trav777
trav777's picture

you are stark raving out of your mfing mind

go walk through Detroit at night and tell me about how nice the poor are.  You can't leave something outside in these neighborhoods; it will get STOLEN in about 20 seconds and their justification will be that you shouldn't have left it there if you didn't want it stolen.  Car theft is an EPIDEMIC in poor neighborhoods.  When the police do stings, the beloved noble poor respond that it isn't FAIR, how could you leave a car with the keys in it/a truck with electronics boxes in it/a trailer with merchandise in it/anything of value without protection and actually expect them NOT to steal it?

You effing marxists make me want to puke

Wed, 01/16/2013 - 19:54 | 3160295 Lord Koos
Lord Koos's picture

It is a fact that the people of Detroit, as percentage of income, are some of the most generous contributors to charity in the USA.  

 

Total contributions $1.8-billion Median contribution $2,329 Median discretionary income $53,508 Percent of income given 4.4%

http://philanthropy.com/section/How-America-Gives/621/    

Wed, 01/16/2013 - 05:35 | 3156958 John_Coltrane
John_Coltrane's picture

This is certainly the dominant factor and why socialist redistribution schemes always fails as do welfare programs.  The IQ distribution is a Gaussian centered on 100.  This means 50% of the population has a IQ less than mean of  100.  In a modern technical society one cannot function effectively with an IQ of only 100 or less. To be a useful scientist or engineer requires an IQ of at least 120.  In previous, highly labor intenstive agrian socieities this issue was not as important.  One could still contribute as a field hand, lumberjack, fisherman etc.   Supply and demand governs salary.  So those rare individuals one or two standard deviations above the mean IQ of 100 are in very short supply.  I re-discover this immutable fact everytime I post for postdoctoral positions in my research group.

It is worth noting that the IQ distributions for ethnic groups do not overlap.  IQ tests place a premium  on abstract reasoning.  Those groups lacking this attribute due to evolutionary differences (e.g. African, pacific islanders, native americans) have mean IQs left shifted relative to caucasians and asians.  Since technical knowledge and ability are so valued in modern societies such ethnic groups will be underreprented in highly paid professions and overrepresented in the low income groups.  Nothing .gov can do about it.

 

 

 

Wed, 01/16/2013 - 05:50 | 3156969 hooligan2009
hooligan2009's picture

is a sigma 33% each side (67-133)? is it a fat tail..do they normalize the distribtion using log scales?

smart = street smart or able to read, write, do sums, spot patterns?

or is it drive and determinations

old saying....behind success lies ambition, behind ambition lies effort, behind effort lies someone willing to try

Wed, 01/16/2013 - 10:38 | 3157391 Hayabusa
Hayabusa's picture

Chances are I've given more IQ tests than the rest of you combined over the last 15 years and John Coltrane's comments are accurate - of course he's trained in research methodology, understands demographics, a normal distribution curve, what a standard deviation is, etc.  One would think that those here would recognize and separate opinion from empirical information and appreciate it.

Wed, 01/16/2013 - 08:57 | 3157093 DFCtomm
DFCtomm's picture

I have to disagree. The most wasted commodity in the world is talent. Work ethic is the secret ingredient. Hell, you can even get by with no talent if you work hard enough, but it doesn't work the other way around.

Wed, 01/16/2013 - 09:38 | 3157161 Acet
Acet's picture

Having studied in a environment populated by genious (University-level Physics) and worked in an industry filled with people with above average IQs, many of which are at the genious level IQ-wise (Software Development), I can positivelly say that IQ has very little relation to success in today's society. I know several people with above average IQs (some of them at the genious level) who are in practice natural born loosers.

Roughly my impression is that, the very intelligent and yet looser people differ from others mostly through their lacking the ability to take risks.

Of course, this is all about being somewhat successful but not millionaire-level successfull.

For having true wealth, I would say that what counts the most in today's society is having connections - being the scion of well connected, wealthy parents is the single best predictor of success. What we have is a society of old-boys networks, cronyism, dynastic lines and corruption, which is why social mobilty is at record lows (statistically, the American Dream is now a huge lie), wealth inequality is at record highs and the whole thing is going down the shitter: a society that doesn't use its best people in the best way is condemned to collapse under the weight of all the errors made by the sub-par human resources in positions of responsibility.

 

Wed, 01/16/2013 - 09:58 | 3157252 Sparkey
Sparkey's picture

Acet's analysis cuts close to the bone, he is a smart feller, yet, not a smart speller! so go figure!!

Wed, 01/16/2013 - 11:34 | 3157603 trav777
trav777's picture

frankly, all this means is that you are a dumb@ss.

IQ is analyzed by a lot of people, crunching tons of data and actually what you say is totally false.  IQ is one of the BEST PREDICTORS in existence for socioeconomic success.

That you don't understand that what I just said IS NOT equivalent to "higher iq = higher success" only means that YOU don't have a high IQ.

Wealthy parents tend to be smarter than average.  They are evidence in FAVOR of the trend WRT IQ, not opposition of it.  Smarter guys tend to make more money and get hotter chicks to bear their offspring.

What this ends up meaning is that the upper class gets taller, prettier, smarter, and wealthier as a matter of basic biological breeding.  The under class goes the opposite direction.

You see this if you are willing to look.  It's not a comfortable realization for marxists, which is why most of ZH struggles to accept human biodiversity.

Wed, 01/16/2013 - 19:43 | 3160248 Lord Koos
Lord Koos's picture

Human biodiversity is one thing, not-so-closet racist theory is another.

Thu, 01/17/2013 - 09:23 | 3161731 Acet
Acet's picture

LOL!

The last IQ test I had gave:

Einstein --- Me ----------------------- Genious-level ------- Average ---------------------------------------------------- Doorknob

I'll save you the number, it's my experience that people get huge, wild expectations when I tell them The Number.

 

And yeah, I've crossed paths with people whose daddies were rich so they had lots of money or who had high-level management positions and yet those same people couldn't follow me (even wheb I was trying to slow it down) as I tore down a problem into its components and connections. And these were just the average intellingence ones, some of them were outright stupid.

But hey, just ignore me - who have probably met more geniouses in a year than you will meet in your whole life and who do have an IQ above most of them - when I talk about what I know first hand on IQ from the inside and from social contacts and keep believing your theories: I can understand the comfort that can come from irrationally believing oneself inherently better than other people.

 

Wed, 01/16/2013 - 09:54 | 3157234 Sparkey
Sparkey's picture

You just said it Silver Guy, still, if you are willing, yet your education and social skills, things you learn from the enviornment in which you were raised, are not in demand,,, no job for you!

I believe it is a component of leadership to find useful employment for the people, the fact that so many are non contributators is a failure of leadership, "as the twig is bent, so grows the tree", in America we like to blame the victims for not doing what they are incapable of doing. This nation needs a true Leader to put people to work and restore pride and dignity to the home.

Wed, 01/16/2013 - 09:56 | 3157246 ExpendableOne
ExpendableOne's picture

Half a brain and a bit of work will take you far in this world.  Of course, half a brain and a few bribes and contacts will take you even farther.

Wed, 01/16/2013 - 11:30 | 3157593 trav777
trav777's picture

you feel you have to apologize for pointing out the truth?

Go down this rabbit hole further; most behaviors are genetic.  There is a mountain of evidence which proves the hereditability of traits and tendencies, from math prowess to criminality.

You are going to be all over the mental third rails of the closet marxists on this site and everywhere else.

No matter HOW MUCH you ZH cretins protest, deep down, you are ALL MARXISTS and you don't even know it.  You've been fed conditioning by a bunch of marxists to think in a marxist way and believe marxist precepts.  Salivate when you hear the ding.

Wed, 01/16/2013 - 19:46 | 3160264 Lord Koos
Lord Koos's picture

Do you really think that congress is full of really smart people?  Yet they are successful by mainstream standards.

Fri, 01/18/2013 - 10:44 | 3165988 TruthDetector
TruthDetector's picture

Worth the read regarding why some are productive and some not so much....

http://shooteratheart.wordpress.com/2009/06/14/mr-prez-please-read-this-...

Wed, 01/16/2013 - 00:42 | 3156700 Godisanhftbot
Godisanhftbot's picture

 We've decided that anyone, no matter how loathsome, can have as many offspring as they desire. And we must pay for them.

 

 Suggest otherwise and be accused of genocide and racism.  Doesn't matter who the target is either, its verbotten.

Do NOT follow this link or you will be banned from the site!