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Obamacare Delayed By One Year: What Does It Mean? 6 Questions And Answers

Tyler Durden's picture


Confused by last night's bombshell white flag of defeat by the Obama administration which delayed the implementation of the employer mandate, aka the "shared-responsibility rules" by one year until 2015 derailing the public education campaign that the rollout of Obamacare was set to take place in October? Then the following list of 6 questions and answers from Politico analyzing the ins and out of the decision is for you.

From Politico: 6 questions about the Obamacare mandate

Does this derail Obamacare?

It doesn’t derail it. But it hurts, at least in how the public sees it and how the critics can talk about it.

Polls have already shown that Americans still don’t know much and have a lot of misperceptions about the 3-year-old law. This won’t help, particularly with the critics emboldened to talk about chaotic implementation of a fatally flawed policy.

The administration insists that the new health insurance exchanges or marketplaces will start enrollment on time this Oct. 1. A lot more people will get covered in those new markets than through the employer mandate, which wasn’t as central to the coverage push because most big businesses already offer health benefits. But it could mean that fewer people do get coverage next year.

The announcement gave fresh ammunition to GOP opponents.

Republicans used it to again say that the law should be repealed and replaced. Repeal won’t happen as long as President Barack Obama’s in the White House, but some groups on Tuesday renewed their calls for defunding the health law – a throwback to congressional fights in the previous Congress. Even before this announcement, some in the GOP had been pushing for another funding fight, maybe tied into the coming battles over the debt ceiling. And of course it will resonate in the 2014 House and Senate campaigns.

“Pushing the implementation of the employer mandate until after the 2014 election confirms the law was a historic mistake,” said Sen. Lamar Alexander of Tennessee, the top Republican on the Senate Health, Education, Labor and Health Committee.

Will more health law dominos fall?

One immediate question people were asking: Is this the only delay the Obama administration will be announcing? Or is it the first in a line of dominos — with the individual mandate being the most important domino. After all, the administration has already delayed until 2015 a key feature in the small-business exchanges that would have given workers more choice in health plans.

And the individual mandate is a prime target for opponents who can say, why should big companies get out of confounding Obamacare rules if an average citizen cannot?

The White House put up a blog post stressing that the main elements of the law will be ready to go in October. And allies said the move Tuesday put a piece of the law — but not the core of it — on hold.

Asked whether the individual mandate could be pushed back, Ron Pollack, head of the Families USA advocacy group said, “I believe that is inconceivable.” The employer mandate is a segment of the law, but the individual mandate is its core.

And don’t expect the individual mandate, which survived a Supreme Court challenge last year, to go down easily. For starters, insurance companies would pitch a fit. They need the individual mandate if they are going to provide costly new services to cover everyone, sick and healthy, as the law requires.

Why did Treasury have to do this?

Businesses with more than 50 workers were supposed to provide health insurance starting in 2014 or face a penalty of $2,000 per employee. That’s been put on hold after a noisy outcry from business groups and a lot of commentary about how the law was hurting business as the economic recovery was still fragile.

Business groups said the rules and regulations about employee coverage — who was full time, what kind of benefits they were getting, what requirements were being fulfilled — were cumbersome. So on Tuesday the Treasury, which is responsible for this piece of Obamacare, said it had agreed to go back to the drawing board.

Later this summer, “after a dialogue with stakeholders,” Treasury will try to come up with a streamlined set of regs,”consistent with effective implementation of the law,” an official wrote in a blog post announcing the decision.

Who will be hurt by the delay?

Conservative health analysts predicted employers would drop coverage and dump employees into the taxpayer-subsidized exchanges.

“Essentially for calendar 2014 the act of dropping coverage and dumping employees into the exchanges is on sale,” said Douglas Holtz-Eakin, president of the American Action Forum and a former head of the Congressional Budget Office.

More liberal health experts predicted that big business would stick to the status quo. The CBO in the past has said the employer mandate wouldn’t add a lot of newly covered people.

Even though critics of the health law often complain that it’s killing small businesses, any business with 50 or fewer workers is exempt from the coverage rules. They can cover workers — but don’t have to. Those that do may get subsidies, and that’s not changing under the policies announced Tuesday.

Big businesses tend to cover workers already. In 2012, 98 percent of companies with more than 200 employees provided health benefits to their workforce, according to an annual Kaiser Family Foundation survey.

It’s the midsized companies that may have the biggest impact from this delayed policy. But even here, 94 percent of firms with 50 to 199 workers offer coverage, although not necessarily to everyone.

“At the margins, some firms that might have otherwise offered insurance may wait to see how things play out,” said Paul Van de Water, a health policy expert at the Center on Budget workers, especially in the restaurant and retail industries, are likely to see their hours cut by businesses trying to avoid paying the penalties, Brian Haile, senior vice president for health policy at Jackson Hewitt Tax Service, wrote in an email.

And if people do lose coverage on the job — or don’t get coverage at work that they anticipated in 2014 — they can get insurance in the exhanges, possibly qualifying for tax credits depending on their income.

Who’s pleased about the mandate delay?

Businesses who don’t have to worry about the rules for another year and Republicans who got more chances to say that Obamacare isn’t ready for prime time — and may never be.

“This announcement means even the Obama administration knows the ‘train wreck’ will only get worse,” House Speaker John Boehner said. “This is a clear acknowledgment that the law is unworkable, and it underscores the need to repeal the law and replace it with effective, patient-centered reforms.”

Democrats were largely silent, but a few did depict the delay as a sign that the law is being implemented responsibly.

“Flexibility is a good thing,” said Adam Jentleson, a spokesman for Senate Majority Leader Harry Reid. “Both the administration and Senate Democrats have shown — and continue to show — a willingness to be flexible and work with all interested parties to make sure that implementation of the Affordable Care Act is as beneficial as possible to all involved. It is better to do this right than fast.”

Is there a silver lining for the White House?

Maybe a few small ones. It should quell some of the outcry from the business community about the paperwork burden, and it may stop some of the drumbeat of businesses cutting their workers’ hours to avoid having to cover anyone who works 30 hours or more. But if that bad news subsides, the pattern of Obamacare is there’s always another critical storyline to replace it.


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Wed, 07/03/2013 - 10:45 | 3717798 RaceToTheBottom
RaceToTheBottom's picture

I suppose I can put off my operation for a year....

Wed, 07/03/2013 - 10:50 | 3717826 francis_sawyer
francis_sawyer's picture

I'd rather have a bottle in front of me, than to have a frontal lobotomy...

Wed, 07/03/2013 - 10:55 | 3717858 NoDebt
NoDebt's picture

What is most shocking is that he can just decide willy-nilly to change things at his discretion.  I guess that's what you get to do when it's YOUR law- YOU can change it anytime you like.

We are so screwed on this thing it's not even funny.

How far are we from Obama just deciding to raise income tax rates or capital gains and just call it a "discretionary change to Obamacare"?  Or authorize the purchase of more Drones through Obamacare?  Is there anything thise law CAN'T be used for by the administration?

Wed, 07/03/2013 - 11:00 | 3717879 McMolotov
McMolotov's picture

It's good to be the king.

Wed, 07/03/2013 - 11:04 | 3717911 El Viejo
El Viejo's picture

God and the devil are always in the details. It's a complicated global village now.

Wed, 07/03/2013 - 12:24 | 3718337 TuesdayBen
TuesdayBen's picture

Aetna has sent me two letter recently, informing me that my coverage is going up in price by some as yet unspecified amount.

Fuck-off, Obama, you boobish Goon.

Wed, 07/03/2013 - 13:52 | 3718727 Colonel Klink
Colonel Klink's picture

Sorry OT but ****Please read****

Wonder what this "upcoming" disaster is:



"Important to note, this report says, is that FEMA Region III, the area Russian troops are being requested for, includes Washington D.C. and the surrounding States of Maryland, Pennsylvania, Virginia and West Virginia, “strongly suggesting” that the Obama regime has lost confidence in its own military being able to secure its survival should it be called upon to do so."


PS - Spread the story/link around!!

Wed, 07/03/2013 - 11:04 | 3717914 NoDebt
NoDebt's picture

Yeah, I know.  Just when you think we've gotten past that whole "despotic kings and emperors" phase of our political evolution, it rears it's ugly head again.  Like a case of the clap you just can't get rid of.

Wed, 07/03/2013 - 11:21 | 3717989 donsluck
donsluck's picture

There is no such thing as political "evolution". We still have kings and emperors and always will.

Wed, 07/03/2013 - 14:42 | 3719053 Binko
Binko's picture

The bizarre thing is that Congress passes "laws" that are 800 or 1000 pages long. But the laws are still just a broad outline with all the details to be worked out later by bureaucrats. When Obamacare was passed NONE of the difficult details were actually included.

Wed, 07/03/2013 - 12:01 | 3718207 InTheLandOfTheBlind
InTheLandOfTheBlind's picture

-tom waits

Wed, 07/03/2013 - 22:48 | 3720408 MeelionDollerBogus
MeelionDollerBogus's picture

holy shit, you must be THE WIZAAAARRRRRD!

Wed, 07/03/2013 - 10:53 | 3717844 DosZap
DosZap's picture

Well it helps the corporations, but the INDIVIUAL mandate is still in effect, and WE pay.


Wed, 07/03/2013 - 10:54 | 3717851 MillionDollarBonus_
MillionDollarBonus_'s picture

This is a disgrace. I am absolutely shocked at this decision. Progressives have been fighting for this law for decades, and we want results now. America is living in the 19th century. Europe and Canada are way ahead. America is the only first world country that has not yet implemented a universal health care system. When are we going to join the ranks of forward thinking liberal countries and end health inequality once and for all?

Wed, 07/03/2013 - 10:55 | 3717859 Dr. No
Dr. No's picture

Yawn... boring....

Wed, 07/03/2013 - 11:35 | 3718068 Beam Me Up Scotty
Beam Me Up Scotty's picture

Yes, MDB, lets be like all the Euro countries that have universal healthcare!!


Oh wait, remind me again about their robust thriving economies??  Can you explain that part of it to me MDB?

Wed, 07/03/2013 - 10:58 | 3717867 McMolotov
McMolotov's picture

"I want it now! I want cake now! I want it now!"

Wed, 07/03/2013 - 10:58 | 3717869 quasimodo
quasimodo's picture

Color me stupid but I like life was better in the 19th century...where the fuck do I begin?

Wed, 07/03/2013 - 11:23 | 3717994 XitSam
XitSam's picture

I disagree. In the 1800s I would have died from appendicitis 10 years ago.

Wed, 07/03/2013 - 12:08 | 3718254 MrSteve
MrSteve's picture

I color you confused- medical advances and being overcharged for insurance are not the same thing...

Wed, 07/03/2013 - 11:02 | 3717896 Matt
Matt's picture

Obamacare is NOT Universal Healthcare. It's an "Everybody MUST buy insurance from a cartel" plan. Americans already pay nearly twice as much as everybody else for healthcare, and Obamacare looks set to double those costs again.

While the idea is sound enough, the power of lobbies, along with poor planning and now poor execution, make this a terrible plan over all, in my opinion.

Wed, 07/03/2013 - 11:49 | 3718146 Beam Me Up Scotty
Beam Me Up Scotty's picture

Obamacare is just a step in the path to universal healthcare.  They want to royally fuck up the current screwed up system, so that everyone will beg for universal healthcare.  And all universal healthcare is, is another big step in total control of our lives.

Wed, 07/03/2013 - 12:21 | 3718327 zerozulu
zerozulu's picture

I prefer to pay the fine and wait till all dominoes fall.

Wed, 07/03/2013 - 14:58 | 3719112 DaveA
DaveA's picture

I prefer to not pay the fine.  Other than withholding a refund, the IRS is strictly forbidden to enforce Obamacare penalties against individuals, aka voters.

Wed, 07/03/2013 - 11:15 | 3717964 azzhatter
azzhatter's picture

I want a fucking pony

Wed, 07/03/2013 - 11:27 | 3718012 SRVDisciple
SRVDisciple's picture

I'm confusd. Was that an adjective or a verb?

Wed, 07/03/2013 - 12:55 | 3718518 Save_America1st
Save_America1st's picture

That was classic...milk shot out my nose.

Wed, 07/03/2013 - 14:27 | 3718974 rustymason
rustymason's picture

Why would anybody come here if they had a pony? Who leaves a country packed with ponies to come to a non-pony country? It doesn't make sense ... am I wrong?

Wed, 07/03/2013 - 12:01 | 3718213 ZDRuX
ZDRuX's picture

So you think you'll be able to afford the fees when it's socialized, but can't somehow afford them when it's private? So where how is this gap going to be filled by government? Are the drug companies going to suddenly drop their prices for government, or raise them? Did you even think this through before you said anything?

And how is paying for your own health not "euqality"?! Do you scream we want car equality because one person can afford a car an another can't? Why not socialize everything including food too?

Wed, 07/03/2013 - 22:46 | 3720404 MeelionDollerBogus
MeelionDollerBogus's picture

"drop their prices for government, or raise them?"

In Canada: drop them.

We just offered more market stability by offering to buy more in bulk. That offers business stability to get so many more sales all at once rather than hope & wait over time that they come in when you need them most. They want the larger bulk income to post to their balance sheets. Fine. We want lower price per unit. Fine. Deal is struck.

Wed, 07/03/2013 - 12:32 | 3718388 thunderchief
thunderchief's picture

Million Dollar Bonus...

Fuck Off...

Wed, 07/03/2013 - 12:57 | 3718527 Save_America1st
Save_America1st's picture

it's okay, don't get angry...MDB always forgets to put:  "/sarc off" at the end of his posts.

Wed, 07/03/2013 - 13:21 | 3718647 QE4eva
QE4eva's picture

Uh no.  Obamacare was designed to be a train wreck, and jack the costs of healthcare so high that the new FSA majority would beg for universal healthcare.

Wed, 07/03/2013 - 15:54 | 3719346 Go Tribe
Go Tribe's picture

Easy enough to do: get government and "insurance" companies out of healthcare and let people pay cash for services. Would take maybe 3 months to sort itself out, but we'd all be better off.

Wed, 07/03/2013 - 19:07 | 3719848 Quantum Nucleonics
Quantum Nucleonics's picture

We know MDB is just trolling, but sadly, there are people a lot of people that actually think like this.

Just for the record, all those countries don't have better health systems/outcomes.  Universal health care is universally worse health care.  They ration by scarcity instead of by cost.  Wait times for diagnostic imaging in Canada are months, in the US they are hours.  They stifle innovation - why do you think there are more pharma/biotech/medical companies in the US than the rest of the world combined?  Health outcomes are in many cases MUCH worse.  For example, 5-year survival rates for virtually all cancers are 50 - 200% higher in the US than the UK.  We spend a lot on health care, but we have among the highest disposable income in the world.  Do you need another iPad?  Maybe a CT for that persistent cough instead?

Wed, 07/03/2013 - 22:43 | 3720400 MeelionDollerBogus
MeelionDollerBogus's picture

incorrect. In Canada it's easy as pie to get a broken arm, leg, whatever fixed right up, owe nothing and go right back to work once your body is able to handle it. Americans on the other hand can kiss their life goodbye. You will likely never work enough after that unless you are very rich to afford the debt for your surgery.

Been there (Canadian story), done that (went back to work right away).

Flat out, we got it better than you.

Americans OWE a lot on healthcare. The primary amount they spend is to a bank repaying a loan that was used to COVER the health care because there was no other way to pay.

Collective / universal health care is not great because it's socialist.

It's great because it reduces redundancies having a larger purchasing power negotiating bulk payment for services, materials & terms of contracts. At the same time the people in it can be removed using an electoral process, indirect as it is, whereas a corrupted corporate insurance company (American) being the ONLY model means you have zero accountability.

The only way a market could take over without universal care and exceed Canada's performance, in America, is to limit the size of the insurance companies and to expose to the market with ZERO EXCEPTION all details of all denials AND I mean all the time. No trade secret or corporate privacy permitted whatsoever.

My wait time in Canada for diagnostic imaging MANY times was hours to days tops. Never weeks, never months.

Wed, 07/03/2013 - 11:02 | 3717897 MillionDollarBogus_
MillionDollarBogus_'s picture

As of 2012, 26 American hospitals had a Mc Donald's on the premises.

Health care not a priority in the USA..??


Dear Hospital Administrator,

On behalf of thousands of health professionals who work daily to improve public health and who have joined the Value [the] Meal campaign, we are calling on you to help curb the epidemic of diet-related disease and to stop fostering a food environment that promotes harm, not health. We urge you to end your contract with McDonald’s and to take action to remove the McDonald’s restaurant from your hospital.



Wed, 07/03/2013 - 11:38 | 3718083 island
island's picture

You are soooo passe!  Today America is the land of promoting and rewarding irresponsibility.  Eat fast food, we have you covered with health insurance and sick care.  Lend money to people for things they can't afford, we will bail you out!

Wed, 07/03/2013 - 14:22 | 3718967 johnQpublic
johnQpublic's picture

mcdonalds style care...but without the low price

quality of care is the same though

Wed, 07/03/2013 - 11:21 | 3717987 ejmoosa
ejmoosa's picture

Only at the pleasure of the President, who apparently can overrule the Legislative branches by deciding which laws will be implemented, and which ones not.


It pays to be King.

Wed, 07/03/2013 - 11:24 | 3717999 donsluck
donsluck's picture

Actually, that is how our system works. The executive branch executes the laws that the legislative branch passes. Sorry.

Wed, 07/03/2013 - 11:42 | 3718119 Weisshaupt
Weisshaupt's picture

Did you notice how you said "executes" - that means it is thier job to execute ALL of the laws, not just the ones they happen to feel  like following or want to follow. 

Under the system as intended and ratifed  President does not have the option to NOT execute a law, not that the rule of law means anything to politicans or liberals. They prefer the rule of men.  Much easier. 


Wed, 07/03/2013 - 12:05 | 3718232 ejmoosa
ejmoosa's picture

He executed it when he signed it.  

If he did not want it executed he should not have signed it.  But he does not get to pick and choose enforcement.

Sorry you do not understand how it works.  

Wed, 07/03/2013 - 12:45 | 3718445 malikai
malikai's picture

I encourage you to contact Attourney General Eric Holder about this most serious grievance.

I can assure you, he will address this immediately.

If anyone will ensure the just laws of our great nation are enforced, he's the man for the job!

Wed, 07/03/2013 - 11:29 | 3718028 SkottFree
SkottFree's picture

Hold up now, we have some earth shaking breaking news coming in on Paula Dean and the N word, go ahead MARZ 1.

Wed, 07/03/2013 - 11:54 | 3718179 Parabox
Parabox's picture

Large employers over 50 employees are even more incentivised to drop their employer sponsored healthcare in 2014, as there is now no penalty for doing so until 2015.  Anybody with a household income within 400% of the Federal Poverty Level will get subsidies in the individual state exchanges come January 2014.  A househould of 4 earning $94,000 would still qualify for subsidies.  It's about destroying employer sponsored care and getting them on the government subsidy program.  Low wage retail employees working for companies over 50 had better educate themselves about the state exchanges, as they will most likely be their only option for insurance soon, affordable or not.

Wed, 07/03/2013 - 10:46 | 3717801 Shizzmoney
Shizzmoney's picture

I love how the corporations get a reprieve, but individuals don't from this fail tax.

Maybe we need to petition the Supreme Court to rule that people are also in fact, people.


Wed, 07/03/2013 - 11:05 | 3717918 Skateboarder
Skateboarder's picture

Black's Law Shittionary says:


n. the designation for the prosecuting government in a criminal trial, as in People v. Capone. Such a case may also be captioned State v. Davis or in federal prosecutions, United States v. Miller.

And y'all know what a PERSON is. People are not persons, but people are only people when someone's being prosecuted by the government. Otherwise you're a baa-baa black sheep.

Wed, 07/03/2013 - 13:14 | 3718615 SDShack
SDShack's picture

That was my first thought when I first saw this yesterday. How does 0zer0's action not violate the Equal Protection clause of the Constitution? How does he get to choose one group of people (employees with employer healthcare) over non employee citizens with no healthcare? Of course, everything 0zer0 does is pit one class against another, so why should 0zer0care be any different. But it clearly isn't constitional.

Wed, 07/03/2013 - 10:46 | 3717806 The Master
The Master's picture

It means this guy has no fucking clue what he's doing.

Wed, 07/03/2013 - 10:47 | 3717813 NidStyles
NidStyles's picture

I already knew that, didn't you?

Wed, 07/03/2013 - 10:46 | 3717807 Pairadimes
Pairadimes's picture

Can you say 'mid-term elections', boys and girls? Knew you could.

Wed, 07/03/2013 - 10:50 | 3717828 r101958
r101958's picture

Exactly! Thanks for saying it so I don't have to.

Wed, 07/03/2013 - 11:02 | 3717899 Vincent Vega
Vincent Vega's picture

Mid term elections was my first thought too. But now I'm thinking that someone has figured out this piece-of-shit law will drive an already struggling economy even further into the shitter. I now think this is the first jawboning session (taking a play straight from the Fed's paly book) and it will next be pushed out to 2017.

Wed, 07/03/2013 - 11:34 | 3718063 kralizec
kralizec's picture

And the idiot Pubbies will not press the matter...they'll let him punt past the election because they are too weak to fight him and they'll blow any chance at using this in the midterms because they are too stupid and too beholden to their high-buck consultants like Karl "the Butthead" Rove!

Fuck 'em all!

Wed, 07/03/2013 - 12:11 | 3718272 hound dog vigilante
hound dog vigilante's picture

disagree. establishment repubs may not press this, but the constitutionalists and liberty candidates will get more mileage from this "delay" (bad idea+botched implementation) than they would have if the employer mandate had occured as scheduled.

2014 is going to bring more tea party populists into congress, and we are rapidly moving into a three-party era.


Wed, 07/03/2013 - 12:37 | 3718418 zerozulu
zerozulu's picture

I doubt it is Repub or Dem thing. The cartel got chickened out. They asked for too much and got it and now they feel every thing will blow apart.

Wed, 07/03/2013 - 10:46 | 3717808 NidStyles
NidStyles's picture

Sounds more like it is incapable of seizing complete control.

Wed, 07/03/2013 - 10:47 | 3717809 Meat Hammer
Meat Hammer's picture

Get your DOW 20,000 hats on.

Wed, 07/03/2013 - 10:48 | 3717816 Bosch
Bosch's picture

Just when you think Obama can't possibly be any bigger of an Asshole, he does this while in Africa.  

/According to the Supreme Court it is a tax so since when can presidents arbitrarily decided not to enforce tax laws? 


Wed, 07/03/2013 - 11:01 | 3717889 NoDebt
NoDebt's picture

Thank you.  My point as well.  If he can just willy-nilly make changes like that, what else can he do at his whim under this law?

And not a WORD, not a PEEP in the media calling him out on this.  Just "thank goodness King O has spared his wrath for another year.  All hail our merciful King!"


Wed, 07/03/2013 - 11:02 | 3717898 Colonel Klink
Colonel Klink's picture

I just heard on the MSM that it was specifically written into the bill that he can make such decisions.

I guess we're now finding out what was in the bill, after they approved it.  Piglosi, the cunt that keeps on giving.

Wed, 07/03/2013 - 11:25 | 3718003 Cursive
Cursive's picture

@Colenel Klink

If the MSM is to be believed (and that's a BIG "IF"), then the concept of the "imperial presidency" is completely out in the open.  There are no laws, only the whims of his highness.  So much for fighting that war ~235 years ago...  

Wed, 07/03/2013 - 11:28 | 3718021 Colonel Klink
Colonel Klink's picture

It was judge Napolitano who stated it.

Every life given in defense of the Constitution has been in vain.  We've lost control of our nation and tyranny has taken over.


Wed, 07/03/2013 - 11:39 | 3718093 Colonel Klink
Colonel Klink's picture

Cursive, the bill gives almost complete discretion to the secretary of H&HS on how to implement the bill.  Kathleen SeBILLUS (sic) is under full control by Obama.  Thus the Odictator can delay implementation.

Wed, 07/03/2013 - 11:45 | 3718125 Cursive
Cursive's picture

@Colonel Klink

Fuck.  My kids are really into flying the flag on national holidays, but I want to burn the motherfucker.  How to seem rational and level-headed when they unfurl the flag tomorrow....

Wed, 07/03/2013 - 11:52 | 3718143 Colonel Klink
Colonel Klink's picture

Have them fly it upsidedown to signify a nation in distress.  The flag is a symbol of the nation, not the government.

Defend and support your country, not what can be deemed a tyrannical government.

Wed, 07/03/2013 - 12:03 | 3718220 MrSteve
MrSteve's picture

Just put out the flag UPSIDE DOWN- an international distress signal.

Wed, 07/03/2013 - 19:14 | 3719890 Quantum Nucleonics
Quantum Nucleonics's picture

Because Nancy Pelosi and Harry Reid largely delegated Congress's authority by putting the phrase "the secretary shall" (that's the Secretary of HHS) in the health bill over 1,000.

It's an insidious, very dangerous way in which the government is doing an end run around the separation of powers built into the constitution.  I wish there was a legal case that could challenge it, force the judiciary to set limits on Congress giving its power to the executive branch.

Wed, 07/03/2013 - 10:49 | 3717818 janchup
janchup's picture

No doubt that the recognition of disaster prior to the 2014 elections is an element.

Wed, 07/03/2013 - 10:50 | 3717829 dobermangang
dobermangang's picture

It means they finally read the bill.

Wed, 07/03/2013 - 10:52 | 3717836 r101958
r101958's picture

Janchup - The main element that is.

Wed, 07/03/2013 - 10:51 | 3717837 sbenard
sbenard's picture

It's not Obamacare! It's TYRANNYCARE!

Wed, 07/03/2013 - 11:00 | 3717886 Seasmoke
Seasmoke's picture


Wed, 07/03/2013 - 11:00 | 3717887 Colonel Klink
Colonel Klink's picture

Same thing!

Wed, 07/03/2013 - 11:03 | 3717903 Boiling Frogs
Boiling Frogs's picture


Wed, 07/03/2013 - 10:58 | 3717871 GCT
GCT's picture

Bottomline is the adminstration was informed that employers were going to convert even more jobs to part time. So Obama delayed its implementation.

The working stiffs are getting a royal screwing over this dam law! 

Wed, 07/03/2013 - 10:58 | 3717872 Yen Cross
Yen Cross's picture

    Someone, please hit Obunga over the head with a " Waffle Iron"...  That F**ker lies like a rug!

Wed, 07/03/2013 - 10:59 | 3717874 krispkritter
krispkritter's picture

<-- Obamacare will be implemented as proposed

<-- Obamacare will be trashed once it's political usefulness is gone or someone finally reads the whole bill

Wed, 07/03/2013 - 12:32 | 3718390 Colonel Klink
Colonel Klink's picture

IMO Obamacare is nothing about helping people with healthcare but a way of propping up the government's coffers to keep the game going longer.  It was a replacement for siezure of 401k money.  It also keeps the medical boondoggle going.

Wed, 07/03/2013 - 19:18 | 3719912 Quantum Nucleonics
Quantum Nucleonics's picture

Lots of people have now read the whole bill.  When the get to the end, the say "that didn't make any sense, maybe if I read it again."

It will be repealed when it is clear to even the most wacky leftists that it's going to bankrupt us, which should happen in 2017-ish.

Wed, 07/03/2013 - 11:01 | 3717875 island
island's picture

Though only a small percentage of health insurance buyers, those of us who buy our own insurance (individual or family plans) are getting screwed. 

My carrier will no longer be offering the same plans they currently offer.  I've reviewed their filing with my insurance commissioner.  For the plan analogous  to the one I currently have, if approved, my premium (I don't qualify for any credit or reduction) will double, the deductible will increase 43% ($3500 to $5000), and my out of pocket limit will increase 25% ($5000 to $6250).

People who are buying their own insurance are in for a big surprise.

If there isn't a change, I'm likely to forgo the insurance - and just stash away the $7000/year.  I'm healthy, take care of myself, and I'm not big on allopathic medicine anyway.  If I want care for a serious illness, I'll head overseas.

There you have it:  The UNaffordable Care Act



Wed, 07/03/2013 - 11:13 | 3717954 adr
adr's picture

Just go with the Fuck You Overpriced Assholes Medical Plan.

When the hospital sends you an $8000 bill for what should only cost $250, send them a check for $250 with a letter saying that you refuse to pay the $7750 that amounts to nothing but paper pushing bureaucratic fraud.

When the billing department calls, ask them why a room at the hospital costs $1200 per hour when one of the best rooms with full service at The Plaza in New York costs $1200 for 24 hours. Tell them to justify that charge. Say that you went to Walmart and found a box of band aids for $.99, and wonder why a single band aid was billed to you for $250. Ask why one Tylenol cost $125.

Try to figure out how 75% of the charges on the bill have nothing to do with the actual care you received. Say you won't pay for any equipment the hospital did not use for your condition, even though it was billed.

Wed, 07/03/2013 - 12:27 | 3718365 bread n circuses
bread n circuses's picture

Just went through something along these lines.  Not so drastic as described above but I was able to negotiate with them and got my bill down from $90k to $20k for a 9 day stay and still avoid the bankruptcy.  Still, at that price, the food should have at least been edible.

Wed, 07/03/2013 - 11:16 | 3717968 QQQBall
QQQBall's picture

Helps if you do not own anything...just in case you get sick.

Wed, 07/03/2013 - 11:28 | 3718016 donsluck
donsluck's picture

Correct!! Either be rich, or poor. Get out of the middle.

Wed, 07/03/2013 - 15:26 | 3719254 NeedtoSecede
NeedtoSecede's picture

In my part of the country, there are these box turtles that can be seen crossing roads this time of year.  Not sure if they are looking for food, or for a Mrs. Turtle, but I have no clue why these little guys feel the need to cross everything from country roads to major 4+ lane highways.  Even though I am a hunter (my freezer still has some venison and pheasant safely waiting for consumption) and not even close to some envirofreak, whenever I see one of these guys trying to get across that highway at rush hour, my heart sinks because I know he is doomed and will not make it.

Donsluck, you are correct, the middle is getting destroyed and I feel like one of those damn turtles on the highway with a line of 18-wheelers headed my way...

Secession anyone?

Wed, 07/03/2013 - 19:31 | 3719973 kareninca
kareninca's picture

Up-arrow for the turtles, and the pitiful middle class.

Secession, no:  the last attempt cost too many lives.  It is quite incredible how many lives people in power are willing to sacrifice, in order to not let the scope of their power be reduced.  It is almost as if even a tiny reduction in their power threatens them with death; that is how they feel and respond.

Wed, 07/03/2013 - 11:29 | 3718020 island
island's picture

I've taken that into consideration.  Among other things, I prefer death to chemo & radiation.  I'm probably one of a few.   I'm now trying to figure out the best way to convey that I refuse all medical treatment that I haven't specifically approved - maybe a medic alert bracelet?

Wed, 07/03/2013 - 11:42 | 3718113 Debt Slave
Debt Slave's picture

After watching a man die on chemo... No fucking way.

Wed, 07/03/2013 - 13:30 | 3718691 Jena
Jena's picture

@island, for starters make sure you put exactly what you want or do not want in writing via a living will that spells out the fact that if anything major happens to you, you don't want to be kept alive via heroic measures when they are unlikely to result in your recovery. 

Next, find someone you trust to be in charge if you're ever indisposed so that your wishes are carried out, because the default setting for all medical types is to do everything first and ask questions later.  You can include any parameters you want, including chemo and radiation.  (I'd leave that open a little because some cancers are responsive to some treatment modalities but overall I'm there, too.) If you have a smart phone make sure you list their number(s) in a group as ICE: In Case of Emergency.  First responders look for that for both notification and also guidance when possible but again, the default setting for care is to go all out unless there is time.

Next, tell everyone you know -- including any doctors you see that these are your wishes and back it up with the legal paperwork.

These aren't foolproof measures because as I siad, default settings are what they are and to go against that may result in a malpractice suit whether you're a paramedic with a screaming family member "TO DO SOMETHING!" at the scene of a your code or a doctor in the ER or a doctor in an ICU.  They all need the right paperwork for this to go your way.

Outside of tatooing "NO CODE" on your chest (which some first responders and ICU personnel have been known to do), the legal paperwork is the next best thing.

Wed, 07/03/2013 - 13:42 | 3718768 island
island's picture

Thank you!

Wed, 07/03/2013 - 10:59 | 3717877 youngman
youngman's picture

Obamacare will cost millions of jobs...and cost trillions in doing will be a nightmare...this is just one little issue...wait until the individuals get their Obamabills...doubling their costs....I/they will not be happy

Wed, 07/03/2013 - 11:06 | 3717923 Matt
Matt's picture

It is more serious than that. Obamacare could add a trillion dollars each year to the deficit, rapidly accelerating the devaluation of the USD. It could be the thing that pushes the whole pile over the edge into the abyss.

Wed, 07/03/2013 - 11:30 | 3718033 sleigher
sleigher's picture

Ahh yes, the intended consequences.  

Wed, 07/03/2013 - 11:31 | 3718037 Kobe Beef
Kobe Beef's picture

If Illegal Amnesty doesn't Cloward-Piven, Obamacare will.

I'm no longer celebrating the Fourth of July. Henceforth, I will celebrate August 24th, in honor of the burning of Washington DC in 1814.

Happy "Burn it Down Day", bitchez!

Wed, 07/03/2013 - 11:38 | 3718088 Toolshed
Toolshed's picture

Brilliant! I like it a lot. Marking my calendar right now.

Wed, 07/03/2013 - 12:32 | 3718389 Kobe Beef
Kobe Beef's picture

See you at the flagpole! Bring fireworks!

Wed, 07/03/2013 - 12:56 | 3718522 tenpanhandle
tenpanhandle's picture

will it be like "festivus"?

Wed, 07/03/2013 - 11:01 | 3717878 Dr. Engali
Dr. Engali's picture

"Democrats were largely silent "


But they where quietly cheering to themselves about the fact that another piece of shit legislation was pushed off until after the elections.

Wed, 07/03/2013 - 11:37 | 3718079 Toolshed
Toolshed's picture

The elections are most likely the true reason for the delay.

Wed, 07/03/2013 - 11:01 | 3717890 adr
adr's picture

Ha, all part of the plan.

You still have to buy health insurance but your company doesn't have to provide it for you.

You think your company is going to continue to pay $4000 a month to cover you and your family under Obamacare? Obamacare was designed to shift the responsibility from the employer to the employee, who in turn can not afford to pay, in order to turn all responsibility over to the state. Single payer is the goal and it will happen if Obamacare goes through.

Large corproations all want to find more ways to cut benefits to grow "profit" to support the ever increasing P/E level of the market. Adding up an extra $1500-$5000 per month per employee can give the accountants a lot of ammo for EPS beats.

The stock price and the fool the insider can sell to is all that matters.

Walmart applauds the decision, even though any employee who buys takes coverage from Wallmart is an idiot becuase you pay more for the insurance than it pays out.

Wed, 07/03/2013 - 11:11 | 3717910 Dr. Engali
Dr. Engali's picture

I thought the president's job was to enforce the laws, not arbitrarily decide when they do and do not apply. I may be a simple person, but that sounds an awful lot like a dictatorship.

Wed, 07/03/2013 - 11:36 | 3718074 Toolshed
Toolshed's picture

Law enforcement is the job of the judicial branch. The president, supposedly runs the administrative branch. We all can see how that is working out. Obama's management group makes Home Depot's managemnet appear competent by comparison. The writing of laws is the job of that other group of raging idiots, the legislative branch, better known as CONgress. Grouped together they are correctly referred to as a bannana republic.

Wed, 07/03/2013 - 11:41 | 3718107 Cursive
Cursive's picture


The writing of laws is done by lawyers for big corporations.

Wed, 07/03/2013 - 11:38 | 3718084 docj
docj's picture

Take a trip in the WAY BACK Machine - you know, to like, 2006 - when then-Senator Obama was wailing and gnashing his teeth over GW Bush's "signing statements" - with the media all over the issue every freaking day.

Those were good times, no?

Let it burn. We were idiotic enough to re-elect this moron and 90% of the Insane CONgress Posse. We deserve the epic screwing we will most surely get.

Wed, 07/03/2013 - 11:04 | 3717912 IridiumRebel
IridiumRebel's picture

it means its a fucking train wreck.........Far be it from Congress to undo the Great Master's, with help of the puppeteers, fuckass plan. 

Wed, 07/03/2013 - 11:04 | 3717917 Seasmoke
Seasmoke's picture

So why follow any laws, when they can be changed at anytime, interpreted any way they like and do not apply everyone equally

Wed, 07/03/2013 - 11:29 | 3718027 donsluck
donsluck's picture

Why? Well, at least for me, jail.

Wed, 07/03/2013 - 11:10 | 3717946 aka Gil
aka Gil's picture

The Obama administration will re-focus on health care at a later date. They are presently too focused on apprehending Ed Snowden in order to throw him in a cold, dark hole as a deterrent to any would-be whistle-blowers.

Wed, 07/03/2013 - 11:11 | 3717951 Georgeofthejungle
Georgeofthejungle's picture

The $2000 fine per person is less than health insurance costs per person to the company every year

Wed, 07/03/2013 - 11:15 | 3717965 island
island's picture

Take Note:  "For individuals earning above 400 percent of the poverty line, where no subsidies are available, those who cannot find coverage that costs less than 8 percent of their income are not required to buy coverage. They will not face a fine, in other words, for going without a health plan."

Wed, 07/03/2013 - 11:22 | 3717992 Boiling Frogs
Boiling Frogs's picture

And surely these fines, collected by the IRS as taxes, will be accounted for as revenue, and put towards .gov's healthcare expenditures?
Tell me it's not going to "pay" for more hollow points, more drones, more NSA servers, more EBT cards, MOAR WHARRR...

Wed, 07/03/2013 - 11:27 | 3718015 Toolshed
Toolshed's picture

My company pays about $10,000 per year per employee for health insurance. If the exchanges open in October, yet the fine for not insuring employees does not begin until 2015, it is a win-win for the business and screwjob for the employees. The absudly expensive health insurance will be dropped and no fine will be incurred. Huge savings for the business. Thank-you Obama. What a incompetent ass clown you are.

Wed, 07/03/2013 - 11:12 | 3717955 island
island's picture

You want to reduce healthcare costs?  Here's a start:

1.  Require providers to charge the same prices for everyone (no $1700 for you and $500 for someone else).

2.  Require providers to post their prices online and make them available via phone as well.

3.  Require providers to provide CPT codes to patients for procedures performed and recommended (so they can find and compare prices).

Seems simple to me.  It is fair and creates competition.

Wed, 07/03/2013 - 11:19 | 3717979 WeekendTrader
WeekendTrader's picture

"It is fair and creates competition."

Which is why that will not happen in the next couple of decades....

Wed, 07/03/2013 - 11:39 | 3718089 alien-IQ
alien-IQ's picture

If your plan does not provide the insurance companies a way to fuck you right in the'll never pass.

Wed, 07/03/2013 - 13:14 | 3718614 bread n circuses
bread n circuses's picture

That is not the right place to start to reduce health care costs.  More requirements and more regulation is not the answer.

My 3 point plan.

1. De-ball the AMA.  They limit competition by restricting entry into the service market keeping rates artifically high.

2. No patents for drug and medical device manufacturers.  They are raping and pillaging on their govt. backed monopolies.

3. Stop regulating the insurance alltogether.  Free the marketplace from restrictions and mandates and amazingly creative solutions will come to fruition.  As it is, insurance companies hold hospitals' and doctors' money hostage until they agree to take a small percentage.  All this does is drive up the list price to negotiate down from.  This same list price is passed on to the uninsured and under-insured.

By the way, what does healthcare have anything to do with employment, anyway?? Why are they tied at the hip in this ridiculous contrived system Americans are stuck with?


Wed, 07/03/2013 - 11:12 | 3717956 Greshams Law
Greshams Law's picture

I'd like to know Obama's reaction when he found out about this in the news media.

Wed, 07/03/2013 - 11:18 | 3717974 Handful of Dust
Handful of Dust's picture

Maybe Pelosi and Reed will read it now?

Wed, 07/03/2013 - 11:20 | 3717981 QQQBall
QQQBall's picture

When he runs away, its bad moon rising. He spent $100MM at least to hide in Africa while this announcement was made. $100MM in taxes is a lot of life energy to generate revs, pay expenses, etc., to pay $100MM in taxes. Obomber is a total tool and so is Mushy, his buck-toothed sidekick. She can come in handy opening coke bottles in the desert though.  

Wed, 07/03/2013 - 16:08 | 3719385 therearetoomany...
therearetoomanyidiots's picture

Seriously, come on with all this shit about how's she's beautiful.  

My God, the two of them are both cartoons, him - Alfred E Newman

Her - Muttley

Wed, 07/03/2013 - 11:25 | 3717998 CaptainSpaulding
CaptainSpaulding's picture

I have no health insurance. The cheapest insurance for an individual male according to runs about $700 /month. If i am still living next year, I guess i will owe the tax man some money

Wed, 07/03/2013 - 11:34 | 3718059 island
island's picture

If the lowest rate is $700/mo, you will only owe the penalty if your income is more than $8750/mo ($105000/yr).  There is an exclusion to the penalty if the lowest premium on the exchange is more than 8% of your income.

You gotta love the Unaffordable Care Act!


Wed, 07/03/2013 - 11:36 | 3718071 alien-IQ
alien-IQ's picture

at that rate, providing it doesn't go up, if you carry insurance for 10 years without getting sick enough to need a doctor or will have thrown away $84,000. that's fuckin criminal.

Wed, 07/03/2013 - 11:41 | 3718109 island
island's picture

You haven't thrown it away, you have given it to nice people in suits, sitting in the exec offices at the insurance companies. 

Wed, 07/03/2013 - 13:24 | 3718665 bread n circuses
bread n circuses's picture

Ideally, you're really not throwing it away.  It's supposed to be insurance.  It is there in case something happens.  You don't think you're throwing away car insurance money if you never get in an accident, right?

Now I know that the so called heath insurance that we're talking about in ACA is not really insurance.  Insurance, in a pure form, wouldn't cover pre-existing conditions, routine doctor visits, elective surgeries, medications, etc.., unless of course you purchased (and paid through the nose for) an insurance package that specifically covered those items.

Wed, 07/03/2013 - 13:46 | 3718789 island
island's picture

Yep -- it isn't solely insurance, it is a pre-paid sick care plan, with insurance attached (max out-of-pocket).

Wed, 07/03/2013 - 12:31 | 3718384 They trynna cat...
They trynna catch me ridin dirty's picture

Research traditional hospital plus plans; they cover virtually everything except for drugs and cost only a couple hundred a month.

It's the PHARMA costs that drive the premium through the roof.

Wed, 07/03/2013 - 11:25 | 3718005 viator
viator's picture

The headline should be Obama postpones Obamacare employer mandate until after the 2014 midterm elections.

Wed, 07/03/2013 - 11:29 | 3718030 Serenity Now
Serenity Now's picture

I stated on another thread that I don't think Obamacare will be implemented at all.  Almost half the states are refusing to set up the exchanges, the government has not implemented several of the provisions that were supposed to start right away, and now this.

The House has repealed this thing several times now.  My guess is the Senate's constituents (on both sides of the aisle) also want it repealed.  The Senate Dems want to save face, so it will just quietly go away....

Wed, 07/03/2013 - 14:35 | 3719020 Binko
Binko's picture

I tend to agree. If it even gets to the point that the insurance exchanges go live there will be a massive shit-storm of anger.

Poor people around where I live believe that Obamacare means they will get "free medical". When they find out that they have to actually buy a high-priced insurance plan and then get a rebate for much of the cost next time they file their taxes it will be quite a shocker.

If you make eight or ten bucks an hour you cannot afford to front the cost of insurance no matter how much the Feds promise to give back to you next year. This is a huge issue that gets no focus at all in the media.

Wed, 07/03/2013 - 11:32 | 3718047 alangreedspank
alangreedspank's picture

Got to make sure that when the SHTF, people don't remember where it came from then pols on both side will be able to blame it on the market.

Wed, 07/03/2013 - 11:33 | 3718054 pocomotion
pocomotion's picture

Obama must have the IMMIGRATION BILL (744) to go with OBAMACARE health trap.  They go hand-in-hand to phuck-up and bankrupt the YOU and ME and the system.  We all will receive v-chip E-verify cards, eye retinal scans, fingerprinted cards to transacted with the DEVIL...


I am just full of it and don't know squat what's going on...

Wed, 07/03/2013 - 11:34 | 3718061 monad
monad's picture

It means they expect to get the international slave ID card thats in the TREASON Act aka immigration reform in order to shackle us all under this unconstitutional despotism.

Wed, 07/03/2013 - 11:34 | 3718064 Debt Slave
Debt Slave's picture

When do I get my FREE health care? I have a hang nail that needs immediate attention!

Wed, 07/03/2013 - 13:26 | 3718678 bread n circuses
bread n circuses's picture

gim' my money!

Wed, 07/03/2013 - 11:42 | 3718111 GoldenDonuts
GoldenDonuts's picture

So I guess that even the first decision that Barry made when he won the first time was wrong.  HMM Should I do what I can to fix our economy, get people working by getting out of the way of real business.   Or should I make the bankers even richer while designing a "health care" funding system to make the insurance company execs even richer.  Yes I think that I will go with door number two.

Wed, 07/03/2013 - 11:42 | 3718115 GrinandBearit
GrinandBearit's picture

Obama is a complete liar and abysmal failure. 

The US military needs to arrest this bankster puppet and 95% of US government officials.

Wed, 07/03/2013 - 15:59 | 3719361 therearetoomany...
therearetoomanyidiots's picture

Unfortunately, so is the military.  Apologies to those that serve faithfully.

The head of the military is OBAMA

The Chief of Staff is Panetta.

It doesn't get much more corrupt.

What you talk about is a military coup, much like what's happening in Egypt.

It just isn't going to happen, sadly,

Wed, 07/03/2013 - 11:49 | 3718142 island
island's picture

@ DebtSlave - You bring up another important point.  The Unaffordable Care Act is going to put massive pressure on the sick-care system.

ALL plans SHOULD be similar to high deductible catastrophic HSA plans (it IS insurance after all) as they have been over the past few years.  Include preventive care, then people pay out of their own pockets an amount like $3000, then the catastrophic coverage kicks in (e.g. 60/40%), with a max out of pocket of $5000. 

These kinds of plans promote prudent use of the system, and encourage competitive shopping.

Wed, 07/03/2013 - 12:03 | 3718222 King_Julian
King_Julian's picture

When the Supreme Court found this abomination constitutional, I finally figured out the fix was in. There is no reforming, there is only submission or resistance. Some concrete steps you can take to resist:

1) Act locally. Our best chance is to build a network of resistance in our local community. Identify providers who will take cash for services and avoid electronic recording of your health history.

2) pressure local and state authorities to resist. If they say "it's the law of the land," put them on the list, they are collaborating.

3) publish an underground newspaper. Take the stuff you've learned here and write it down for other people to read, not just in Fight Club. Leave a few copies wherever you go.

4) create a cellular structure within your organization. No one person should know everyone or what they do.

5) become intimately familiar with anonymizing tools on the Internet. Train others in their use. Practice good tradecraft.

6) get a decent rifle and learn how to use it. Train others you know once you get good. If you live behind the Plastic Curtain where this is not legal, take a vacation to somewhere it is. Texas comes to mind. Buy one from a friend. Hide it. Stockpile as much ammo as you can afford.

7) Do not write shit down. Begin identifying the fascist command structure and key nodes in your local area. Know where they live. Update periodically.

8) turn your phone off on a regular basis. Meet your friends and network at places that afford some privacy. Leave your phone at home or in the car. Walk to your destination.

9) Use cash

10) Sponsor a billboard. Find a non-profit liberty organization and offer to pay for a billboard and do it anonymously.

11) Choose the laws you will disobey carefully. The entire U.S. government covenant is corrupt at this point. The Constitution is your guide. In times of such rampant corruption, have a moral compass but do not feel obligated to obey the volumes of laws meant to enslave you. Bend when you have to.

12) Believe with certainty you are going to win. Create a life where this is possible. Encourage those around you. Understand that you may not survive this and accept it with honor.

Wed, 07/03/2013 - 12:28 | 3718374 sosoome
sosoome's picture

The Supreme Court did not find the law Constitutional. They RE-WROTE the law to make it appear Constitutional. Since they have no power to write law, it is invalid, and should be ignored by all.

Wed, 07/03/2013 - 14:03 | 3718881 King_Julian
King_Julian's picture

All true. I would only say that resistance means that it may be tactically convenient to go along at times. Pick your hill you are willing to die on with care. Decide how you will resist effectively. You have no moral obligation to comply.

Wed, 07/03/2013 - 14:52 | 3719093 sosoome
sosoome's picture

It's my line in the sand. I will not bow down and participate in an unconstitutional program mandated by massa. I will walk into any courtroom bearing nothing but the Constitution, and do time in jail if they so rule. I'm older now, and have little to lose, so bring it on!

Wed, 07/03/2013 - 12:53 | 3718506 zerozulu
zerozulu's picture

That's where NSA comes in. People who think like you said will be rounded for traffic misdemeanor and will be charged for treason with proves provided by your Google and friends.

Wed, 07/03/2013 - 12:16 | 3718299 StarTedStackin'
StarTedStackin&#039;'s picture

!) The National SOCIALIST Democrat Party are panicking....

Wed, 07/03/2013 - 12:23 | 3718339 MyBrothersKeeper
MyBrothersKeeper's picture

Election cycle...that is all

Wed, 07/03/2013 - 12:25 | 3718346 They trynna cat...
They trynna catch me ridin dirty's picture

I buy my own health insurance right now. It's a hospital plan that covers most things that one might want health insurance for: hospital costs, routine doctor visits, maternity ward, etc. This coverage costs me about $180/mo.

The next plan up, which is basically the same thing plus a prescription drug plan, would cost me an additional $1,100 A MONTH!!

Now ask yourself this: when was the last time you heard of someone being cured of a condition by being on prescription meds?

In light of all that it's not hard to see where the sick care cartel makes the lion's share of its profits.

Wed, 07/03/2013 - 14:25 | 3718978 Binko
Binko's picture

I find that exceedingly hard to believe unless your plan has a huge deductable.

The current norm for individual health insurance plans that completely cover things like routine doctor visits and maternity is well over $1000 a month and rising. And that would be for somebody who is young and healthy.

If a magical plan like you described were actually available to the public it would magically solve most peoples medical problems.

Do NOT follow this link or you will be banned from the site!