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Guest Post: 10 Things Baby Boomers Won't Tell You

Tyler Durden's picture


Authored by Catey Hall, via Jim Quinn's Burning Platform blog,

The aging 'me' generation is still putting itself first...

1. “Paws off, Junior. This cash is mine.”

Children of boomer parents shouldn’t expect a big inheritance, even if their parents are rich. Only about half of high-net-worth baby boomers — those with more than $3 million in investible assets — say they consider leaving money to their kids a priority, according to a 2012 U.S. Trust Survey. In contrast, nearly three-quarters of people older than boomers say it’s important to them.

Even boomers — typically defined by demographers as those born between 1946 and 1964 — who do plan to leave an inheritance may do so with strings attached. Indeed, nearly seven in 10 high-net-worth boomers surveyed by U.S. Trust said they were not fully confident that their children could handle an inheritance.

“More often than not, clients leave inheritances in trusts,” says John Olivieri, a partner at New York law firm White & Case who works with a lot of boomer clients. With a trust, a third party manages the money and doles it out at intervals that the parent has specified. “Some parents have concerns about how their kids would invest and spend the money,” Olivieri says.

2. “Make room, kids. We’ll be living with you when we’re old…”

Boomers are expected to live longer than any previous generation. At the same time, many haven’t saved nearly enough for retirement. More than 44% of early boomers (whom the Employee Benefit Research Institute defines as those born between 1948 and 1954) and 43% of late boomers (born between 1955 and 1964) may not be able to afford basic living expenses in retirement, according to a 2012 analysis by EBRI. The result? Kids could be supporting mom and dad well into their 80s and 90s.

One of the biggest drains on boomer retirement savings will be health-care expenses. Medicare pays for only about 60% of the cost of health services the typical retiree will face, estimates EBRI. A couple that is 65 today might need nearly $300,000 to cover health costs. “People who haven’t saved enough for health-care costs may deplete their assets,” says Michael Markiewicz, a partner at New York-based Fogel Neale Partners. “A lot of them may have to live with their kids or depend on them for money and care.”

If parents do move in, their kids should expect to spend an extra $6,000 to $10,000 annually on food, clothing and other basics, says Andy Cohen, CEO of, a website that provides resources for caregivers. Add thousands more for big-ticket items like wheelchair ramps or home health-care aids. Expensive as that sounds, it’s still often less than what it would cost to move a parent into an assisted living community, about $42,600 per year, on average, according to 2012 data from the MetLife Mature Market Institute.

3. “…and we blame you for that.”

Nearly one in six people ages 45 to 64 say that paying for their kid’s college tuition got in the way of saving for their own retirement, compared with just one in 20 who say that buying a home did, according to a 2012 study from Capital One ShareBuilder.

That’s not surprising, given that the typical middle-income family will spend more than $230,000 to raise a child from birth to age 18, up 23% (in today’s dollars) since 1960, according to data from the U.S. Department of Agriculture. When you add paying for college to the mix — for tuition, fees and room and board as of the 2012-2013 school year, you’d pay an average of $17,860 per year for a four-year in-state public school, $30,911 per year for a four-year public out-of-state school or $39,518 per year for a private four-year school, according to the College Board — you could easily spend upwards of $100,000 on the basic’s for your child’s education. This means that retirement savings can really take a hit. “A lot of parents prioritized saving for their kids’ college over saving for retirement,” says Dan Greenshields, the president of CapitalOne ShareBuilder.

The reason? “Parents often equate paying for college with helping their child become successful in life,” says Deborah Fox, the founder of Fox College Funding, a San Diego-based college-funding consulting firm. That’s something they feel they have a duty to do, whether or not they can afford it, she adds.

4. “We can’t face reality.”

What boomers think retirement will be like and what it actually is like are two very different things. A case in point: The forever-young generation just can’t deal with the idea of growing old. Only 13% of pre-retirees (people over 50 who have not yet retired) think their health will be significantly worse in retirement than it is now, while 39% of retirees report that it actually is worse, according to 2011 research by the Robert Wood Johnson Foundation and the Harvard School of Public Health.

Boomers are a little fuzzy on the financial realities as well. While only 22% of pre-retirees think their financial situation will be worse in retirement, roughly one-third of retirees say that it is worse. Along those same lines, only 14% of pre-retirees predict that life overall will be worse when they retire, but a quarter of retirees report that it actually is worse. “There’s a real disconnect because your life pre-retirement is much different than your life post-retirement,” says Hal Hershfield, a professor at NYU’s Stern School of Business who conducts research on judgment, decision-making and social psychology with an emphasis on how thinking about time can alter decisions and emotions.

5. “ ‘Til death do us part’ doesn’t apply to us.”

Boomers are untying the knot at a record pace. The divorce rate for people over 50 has doubled in the past 20 years, says the National Center for Family and Marriage Research at Bowling Green State University, compared with a slight decrease in divorce overall. More than 600,000 individuals over 50 divorced in 2009, and if the rate continues to grow at the current pace, that number will hit more than 800,000 by 2030.

What’s fueling this trend? Empty nesters find they are a lot less compatible when the kids aren’t around is one phenomenon, says Toronto-based psychologist Tami Kulbatski. Another might be that boomers are more likely to have married young (boomers were far more likely to be married when they were between the ages of 18 and 30, than were members of Generation X, according to research from the Pew Research Center for People & the Press). Now, a lot of boomers are in their second, third or even fourth marriage, and these marriages are more likely to end in divorce, says Krista Kay Payne, a researcher at the center.

Divorce will likely take a chunk out of the average boomer’s already inadequate retirement funds. Lawyers’ fees alone can range from a couple of thousand to tens of thousands of dollars or more, says attorney Jeff Landers, author of “Divorce: Think Financially, Not Emotionally: What Women Need to Know About Securing Their Financial Future Before, During and After Divorce.” Add to that things like alimony and having to split up assets, and boomers’ financial picture gets even murkier.

6. “We’re unhappy …”

Boomers are the least happy of all age groups, according to a 2008 study published in the American Sociological Review journal. “The generation as a group was so large, and their expectations were so great,” Yang Yang, the author of the study, told the American Sociological Association, “not everyone in the group could get what he or she wanted due to competition for opportunities.“

Another report from the Pew Research Center came to a similar conclusion: On a scale of one to 10, boomers, on average, rate their lives a 6.2, compared with a 6.7 for older adults and 6.5 for younger adults. That may not look like much of a difference, but this pattern has held steady for the past two decades. In other words, the boomers — even when they were younger — have been consistently less happy than other generations for the past 20 years.

7. “… and we eat our feelings.”

Nearly 40% of people ages 60 and up and nearly 37% of people 40 to 59 are now considered obese, according to a 2012 report from the Centers for Disease Control, compared with less than one in three for people age 20 to 39. What’s more, baby boomers are fatter than their parents’ generation, according to a study released this year by JAMA Internal Medicine, with nearly 40% of boomers reportedly obese, versus 29% of the previous generation.

Obesity can lead to serious health problems, including diabetes and heart disease. A 65-year-old person who has been obese since age 45 personally incurs roughly $50,000 more in Medicare costs over the course of his or her lifetime than a “normal weight” 65-year-old does, according to the National Center for Health Statistics. Medicare and Medicaid end up paying for roughly half of the cost of obesity, which accounts for $190 billion in medical spending annually, according to a 2012 study published in the Journal of Health Economics.

8. “And we’re addicts.”

Maybe it’s because so many grew up in the ’60s, but whatever the excuse, boomers are drinking and drugging their way into old age at a rate much higher than their parents’ generation. The number of people 50 and over who were admitted to substance abuse treatment programs increased 136% between 1992 and 2010, according to the latest data from the Substance Abuse and Mental Health Services Administration.

Alcohol is the most common reason that boomers seek treatment, but the proportion of admissions of people over 50 for heroin abuse nearly doubled and for cocaine use more than tripled over that period. “Because of the magnitude of these changes and their potential impact, it is increasingly important to understand and plan for the health care needs, including the substance use prevention and treatment needs, of this population,” the administration writes.

Treatment doesn’t come cheap. According to the Substance Abuse and Mental Health Services Administration, the mean cost per admission for outpatient substance abuse treatment is more than $1,400 without methadone (a synthetic opioid used to treat heroin and morphine addictions) or $7,415 with it; prices can run into the tens of thousands for inpatient treatment. What’s more, Medicare will only pay about 65% of an outpatient treatment program, and it will pay for inpatient treatment only if a doctor deems it “medically necessary” and the care is in a hospital. (Medicare doesn’t fund treatment at those designer “rehab spas.” Sorry, boomers.)

9. “We will bury you in debt.”

We’re a nation in record debt — an estimated $16 trillion — and the sheer number of boomers is expected to significantly add to that in the coming years, as more begin to receive Social Security and Medicare benefits. (Social Security and Medicare spending represented 38% of federal expenditures in fiscal year 2012, and “both programs will experience cost growth substantially in excess of GDP growth through the mid-2030s,” according to the Social Security Administration.)

But in many ways, boomers have been less willing than other demographic groups to support policy changes that could trim the debt. Fully 68% of boomers oppose eliminating the tax deduction for interest paid on home mortgages, compared with just 56% of all adults, according to the Pew Research Center. Furthermore, 80% of boomers (vs. 72% of all adults) oppose taxing employer health insurance benefits and 63% of boomers (vs. 58% of all adults) oppose increasing the age one qualifies for full Social Security benefits, the study shows.

Many boomers are more opposed to these plans because “they would feel the impact more than other groups,” says Kim Parker, the associate director of the Pew Research Center’s Social and Demographic Trends Project. But without some sort of deficit reduction, future generations will be left with the dire economic consequences a massive deficit can cause, she says.

10. “We’re obsessed with (not) aging.”

Sagging skin, crows’ feet, a dull complexion — these used to be the inevitable signs of aging. But if the boomers have anything to say about it, that’s going to change. Revenue for so-called cosmeceutical companies — which manufacture cosmetics with pharmaceutical capabilities, some of the most popular being wrinkle-reducing moisturizers and creams that even skin tone — is expected to hit $5 billion this year and is expected to grow 7.5% each year through 2018, according to data from market research firm IbisWorld; people over 50 account for more of cosmeceutical companies’ consumers than any other age group.

And it’s not just lotions and serums that they’re into. People 51 and up had 24% of all surgical cosmetic procedures, like face-lifts and tummy tucks, and 30% of all cosmetic “minimally invasive” procedures like cellulite treatments, Botox injections and laser hair removals, in 2012.

It also appears that boomer men are one of the fastest-growing segments of the population going under the knife. While overall cosmetic procedures in men increased just 9% in 2012 compared with 2011, face lifts, which are typically performed on the over-50 set, increased 21%, according to data from the American Society of Aesthetic Plastic Surgery. And this will become more popular, says Jack Fisher, the president of the society, as many boomers want to look and feel young.


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Fri, 07/12/2013 - 21:45 | 3747231 otto skorzeny
otto skorzeny's picture

why can't these old fucks just be put out to die on ice floes like the eskimoes do? the only ones that can actually afford to retire are the .gov retiree shitheads which is ironically why no one else can retire because of having to pay crushing taxes to support these privileged assholes.

Fri, 07/12/2013 - 21:51 | 3747259 phyuckyiu
phyuckyiu's picture

I learned well from the boomers. Always take more than you give. The dying carcass won't be there to feed off of forever ya know.

Fri, 07/12/2013 - 21:54 | 3747269 phyuckyiu
phyuckyiu's picture

I once asked my Mom if the half million she spent on Lhasa Apso's the last few decades might have been better spent helping me start a business. She said 'Well that wouldn't have helped me very much now would it.' True story.

Fri, 07/12/2013 - 22:00 | 3747286 economics9698
economics9698's picture

Blame Wilson, FDR, and the Fed you ignorant assholes.  The boomers, 1946-64, had zero, nothing to do with Social Security and could not vote when Medicare was born.


Your ignorance is amazing.

Fri, 07/12/2013 - 22:12 | 3747294 AlaricBalth
AlaricBalth's picture

Sorry for this repost, however I thought it may be apropos to the conversation.

Collectively, we boomers were lucky. We were the most healthy, educated and privileged generation ever born. Our youth was spent virtually worry free. Our college educations were inexpensive, gas was economically priced, jobs were plentiful and our futures were bright. We were the "Hippies" of the late 1960's and early 70's. Love was free and drugs were cheap (or was it the other way around).

Then the 1980's rolled around and we became "Yuppies". We began to believe that success was our birthright. We bought our BMW's and wore our V-neck sweaters. Our "Sharper Image" catalogue was the preferred choice of reading material. We turned conspicuous consumption into an art form. Hell, even Newsweek Magazine gave us our own year (1984). We were so busy clamoring to the top of the corporate ladder that we forgot to develop any job or management skills which would lay a foundation for future generations to flourish.

Then as we aged, we hit our peak spending and borrowing years in the 1990's. Frankly, we went a bit middle age crazy. We splurged on McMansions and second homes. We thought fuel would be relatively cheap forever and bought gas guzzling SUV's. We also padded our financial statements and maxed out our credit cards trying to "keep up with the Jones's". Some of our brethren became bank CEO's and leading politicians, whose unethical and irresponsible behavior has been a reflection of our entire generation. We didn't want the party to end and they just tried to prolong it for us. We wanted it all and never learned nor cared for moderation.

As the the late 90's and 2000's rolled around, our two decades long debt fueled spending binge started to waver. By 1997, the Congressional Budget Office projected budget surpluses as far as the eye could see, thanks to the "Peace Dividend" and record tax receipts due in large part to baby boomers being in the midst of their peak earning years. But instead of allowing those surpluses to accumulate, boomers demanded and received a huge gift from Congress in the form of a capital gains tax cut. This bribe for votes, led to unprecedented speculation in stocks in the late 90's which resulted in the Dot-Com bubble. When the bubble burst, which all bubbles do, tax receipts plummeted and huge deficits returned. In order to combat the economic effects of the Dot-Com bubble, Alan Greenspan, the patron saint of baby boomers, decided to create another bubble in the housing market by drastically lowering interest rates. This allowed boomers to extend and pretend for just a little longer. The results of this gambit are still reverberating through the economy.

And now, in the Autumn of our lives, it looks like we are going to get it all (of course in devalued dollars). We are the largest special interest voting block and no politician, left or right, will risk our wrath. We will leave those coming up behind us with nothing but debt, austerity and a lower standard of living. We will be reigning in our spending and hoping to save so we can offset future inflation. The malls, our cathedrals of consumption, will be ghosts towns compared to what they were, with "30%-70% off" signs decorating their stores windows. We will be net sellers of equities and mutual funds soon, not net buyers. And unless Ben Bernanke plans on extending Quantitative Easing to infinity, the stock market will reflect our retreat to less risky asset classes. Therefore, trade accordingly.

It was fun while it lasted but now the piper must be paid. You know the old saying, the longer the party the bigger the hangover. Well, this hangover may last 25-30 years until the last of my generation are dead, either through natural causes, death panels or intergenerational warfare.

Have a nice day!!

Fri, 07/12/2013 - 22:40 | 3747395 economics9698
economics9698's picture

What bull shit this post is.  Alan Greenspan was a fucking sleazy cunt.  Reagan sold out Social Security to Tip O’Neil, and a good portion of the baby boomer grew up post hippie generation.

Fri, 07/12/2013 - 22:57 | 3747420 AlaricBalth
AlaricBalth's picture

The "Hippy years" were from about 1966- 1974. Most Boomers were in their 20's or teens in those years so I respectfully disagree.
I lived it.

I agree with you on Greenspan but he did much to prolong the Boomer debt binge and therefore was the "patron saint" of that generation. I did not mean "saint" literally and it doesn't read like that.

Fri, 07/12/2013 - 23:12 | 3747448 phyuckyiu
phyuckyiu's picture

Economics96 you are right, there are greater enemies than the boomers. HOWEVER, there are 100 articles about the fed per one article about the selfish boomers, so you'll just have to let us have this one little tiff eh. It's always fun watching everyone yell at each other. Can I Haz Moar Bitcoinz articlez pweeeez?

Fri, 07/12/2013 - 23:57 | 3747531 markmotive
markmotive's picture

Baby boomers won't tell you that their generation's success is subsequent generations' destruction.

Sat, 07/13/2013 - 04:45 | 3747771 Non-U
Non-U's picture

I'm from the beginning of the 60. When I was a teen, the hyppies were has-been but feminisme, AIDS, immigration and white-man hate were my daily bread. My money for my retirement is spend oversee or is gambled at Wall Street. You just mix all the boomers to fit your way of thinking.

Sat, 07/13/2013 - 04:59 | 3747781 Badabing
Badabing's picture

@Catey Hall
Your mom and dad must suck as bad as you!

Sat, 07/13/2013 - 07:01 | 3747841 economics9698
economics9698's picture

"I'm from the beginning of the 60. When I was a teen, the hyppies were has-been but feminisme, AIDS, immigration and white-man hate were my daily bread."

Non-U pretty much nailed it.  Many baby boomers grew up in the hate whity culture.

Sat, 07/13/2013 - 10:16 | 3748028 Surly Bear
Surly Bear's picture
  • Greatest generation my ass, Tom Brokow is a punk!
Sat, 07/13/2013 - 10:33 | 3748053 MachoMan
MachoMan's picture

I see a lot of excuses for baby boomers, but I'm not seeing any explanations for why nothing was changed...  If you acknowledge the power of the boomer voting block, then how can you deny ratification of programs made before the boomers?  Likewise, how can you deny approval of programs made during the boomers' voting lives?

Not only has there been a life of excess, but now that it is patently obvious the party is over, the victim card gets thrown on the table...  color me unimpressed.

Sat, 07/13/2013 - 12:25 | 3748258 economics9698
economics9698's picture

There is no difference in the parties, it doesn't matter.

For the record the boomers elected "conservative" Reagan, a "conservative" republican president, congress, and senate for 6 years in the 2000's.


Elections have been useless since Nixon. 

Sat, 07/13/2013 - 20:25 | 3749477 LooseLee
LooseLee's picture

Since Kennedy. I remember his death although I was only 2 years old. It was on the TV all the time. I am the youngest of 'boomers' but do not (and have not) considered myself part of that 'cult'...

Sun, 07/14/2013 - 09:55 | 3751034 MachoMan
MachoMan's picture

You're ignoring the point by taking it too literally...  there are many ways to vote outside of ballot boxes...  I think it's fair to say that the lifestyle choices made by boomers merely solidified and played into what happened politically.  Again, more excuses, no explanation.  [mind you, many of these people were the same people protesting vietnam and who saw first hand what happened during the civil rights movement...  it's not like they can play dumb to these methods either].

Sat, 07/13/2013 - 13:52 | 3748461 WarriorClass
WarriorClass's picture

Nothing was changed because our vote doesn't mean squat.  It didn't then and it doesn't now.

Join your local militia.


Sat, 07/13/2013 - 15:07 | 3748771 Non-U
Non-U's picture

 Did you vote for the 8 trillons spent by Bernanke since 2008 ???????

Sat, 07/13/2013 - 11:34 | 3748160 tarsubil
tarsubil's picture

The baby boomers weren't the greatest generation were they? I thought they were boomers' parents. Still, how could they have been so great if they produced the boomers?

I spoke with my sister yesterday and we both felt it was obvious that neither of our boomer parents had ever grown up. It is one thing to be damaged from childhood. It is another to never ever admit who you are or take any responsibility for what you've done. It's too bad but if my parents are anything like a mean in the boomers than they are going to simply become divorced from later generations. My dad has five kids; two never talk to him and three rarely talk to him.

Sat, 07/13/2013 - 12:11 | 3748229 Pemaquid
Pemaquid's picture


Sun, 07/14/2013 - 10:17 | 3751066 grid-b-gone
grid-b-gone's picture

Tom Brokaw's book was about the generation that was mostly the parents of Boomers. 

Greatest Generation = roughly WWII, Boomers = roughly Viet Nam. Korea = parents of late boomers.

I'm amazed how some of these anti-boomer rants can miss the timeline by one or two generations.



Sat, 07/13/2013 - 10:18 | 3748029 Surly Bear
Surly Bear's picture

Double post strike. 

Sat, 07/13/2013 - 10:17 | 3748031 francis_sawyer
francis_sawyer's picture

@econ9698 ^^^... I made pretty much the same comment [in another thread] the other day...


What was funny, is that it generated the typical... [oh poor you] comment reply [at which I had to laugh]... I'm not 'complaining' about any of this...

There's a big difference between 'complaining' about something or simply acknowledging it as a valid &/or substantial element of the larger picture... It's the same ELEPHANT IN THE ROOM dynamic that gets talked about all the time on ZH... Don't like WHO runs banking & MSM?... Take your money out of the system & turn off the TV... It's that simple... OR, maybe it isn't that simple... But if that's too hard for you to do, then you, 'defacto', are a supporter of that system...

Sat, 07/13/2013 - 11:26 | 3748134 jbvtme
jbvtme's picture

"No one ever went broke underestimating the intelligence of the American people."  H.L. Menchen

Sat, 07/13/2013 - 11:33 | 3748159 petolo
petolo's picture

Don,t worry ZH, I have my CO hose ready to attach to the car exhaust when and if I become a drain on the system. BTW, I have never solicited anything from gubbermint. I have lived off the land, grid and a quasi -criminal existence for the last 40 years Proud to be a votary of Prince Kropotkin and Thorstein Veblen  Please no paint brushes here?. 

Sun, 07/14/2013 - 00:12 | 3750200 Chuck Walla
Chuck Walla's picture

Mr. Balth is very correct in his assessment of my generation. Suck it, Mutha's!


Fri, 07/12/2013 - 23:04 | 3747432 Diogenes
Diogenes's picture

Speak for yourself you ignorant fuck. I was born in 1951 and none of those things apply to me.

Fri, 07/12/2013 - 23:13 | 3747452 phyuckyiu
phyuckyiu's picture

This is about averages Diogenes. Cmon now, you are better than that 'all women are not like that' crap.

Fri, 07/12/2013 - 23:44 | 3747508 TimmyM
TimmyM's picture

These generalities are crap though. People are people. Passing judgement on an age group is shallow just as racism and sexism is.
Boomer experiences were vastly different too. Early boomers dealt with Vietnam, Kennedy's , Kent St. and Watergate.
How many GenXers understand what is was like to see your high school buddies get drafted and die for the MIC?
And some late boomers came of age with double digit unemployment rates in 79-83.
But consistently bad throughout is the growth of statism for 140 years. Younger people only have one thing to legitimately blame and that is the unsustainability of statism. The popularity of Ron Paul showed many are figuring that out. This is where there is hope.

Sat, 07/13/2013 - 00:14 | 3747555 phyuckyiu
phyuckyiu's picture

I think peak energy and the boomer generation co-incide, it's not entirely their fault, just the roll of the dice really. But the way I see boomers clutch their jewels like daffy duck in the ali baba cave screaming 'mine mine mine' leaves something to be desired.

Sat, 07/13/2013 - 10:48 | 3748076 greatbeard
greatbeard's picture

>> screaming 'mine mine mine'

How much of your time or assets have you given away?  What have you done to make the world a better place?  Change starts at home and I'm not talking about your diaper.

Sat, 07/13/2013 - 00:25 | 3747565 Creepy Lurker
Creepy Lurker's picture

"And some late boomers came of age with double digit unemployment rates in 79-83."

People like me. I turned 18 in 1980. Since I was born in '62, I get lumped in with the boomers, but I've never identified with them. My experience was very, very different. I grew up expecting to leave high school and take a factory job, and about the time I was supposed to do that, the world changed suddenly. But I'm not posting this to complain. I just want to say I'm tired of being lumped in with the spoiled brats who had everything handed to them. I've always worked for a living, and refrained from having children I couldn't afford. I have a niece about 6 yrs old. Thanks to my husband and I, she will actually get some kind of inheritance. It's for damn sure her loser (single) mother won't be leaving her anything.

I always identified more with Gen X. I went more or less the non participant route. It's been educational. I'm an observer. I read a lot. And what I see happening here is not much different from the decline ot Rome. Yeah I know that's becoming trite, but that's because it's true. There's going to be a dark age, and all this BS is going to be irrelevant. How dark and how deep remains to be seen, but I'm pretty sure it won't be pretty.

Sat, 07/13/2013 - 03:35 | 3747739 Skateboarder
Skateboarder's picture

CL, best wishes to you and your loved ones. It takes balls to admit that many of your years will have gone to waste. But anyone who does, and comes out winning, is a true human for the future, truly deserving to pass on the more excellent traits of this species. Someday I wish to continue my genetic line. It is unlikely.

Sat, 07/13/2013 - 09:14 | 3747921 BoNeSxxx
BoNeSxxx's picture

I am not as convinced that the future necessarily needs to be a dark one.  As long as we wrest the key control grid measures from our captors and protect what is left of the Bill of Rights, there is a chance our future can be brighter.

More and more people - especially young people - are waking up to the failed bullshit of debt serfdom and wage slavery.  They are less materialistic and more inclined to eschew the decaying metropolis/suburban myth.

If we can manage to opt out of the banking scam, keep local, barter, unplug our TVs, and get reconnected to one another, there is hope.  Albeit not a lot... but enough to keep me from eating a .45


EDIT: For those who haven't had the good fortune to read "Ishmael" by Daniel Quinn, I highly recommend it.  Forget about Peak Oil, generational warfare and Ponzi Fiat Fraud for a moment... Quinn takes us back to where mankind 'jumped the shark' spiritually.  There are now two parts of my life (to quote another reviewer), the part before I read Ishmael and the part after I read Ishmael.

Sat, 07/13/2013 - 22:12 | 3747951 Liberty2012
Liberty2012's picture

Thank you Bones

Edit - I'm reading the book. Very interesting right from the start.

Sat, 07/13/2013 - 10:45 | 3748068 Winston Smith 2009
Winston Smith 2009's picture

"More and more people - especially young people - are waking up to the failed bullshit of debt serfdom and wage slavery."

I don't see much of that and what little there is is only because they're being forced to by economic realities, not because of some great cultural awakening and far too many still fall for major party propaganda and believe that voting for Democrats will fix that.

"They are less materialistic"

I see much evidence of exactly the opposite of that.

"If we can manage to opt out of the banking scam"

Most people don't even realize there is one.

"keep local, barter, unplug our TVs"

Don't see much, don't see any, ha!  Where do you live?

Sat, 07/13/2013 - 11:23 | 3748130 BoNeSxxx
BoNeSxxx's picture

"Albeit not a lot... but enough to keep me from eating a .45"

Next time, read the entire post.

Oh, yea, and don't be a douchebag.

Sat, 07/13/2013 - 12:26 | 3748259 Creepy Lurker
Creepy Lurker's picture

Bonesxxx, I sincerely hope you are right. It would be a wonderful thing to see humanity break the cycle its been repeating over and over for millennia. I'd like to think we're due for some actual progress.

Sat, 07/13/2013 - 16:10 | 3748870 BoNeSxxx
BoNeSxxx's picture

Right there with you CL...

I don't think there is much hope for the zombified throngs but, as long as they taste half decent, the enlightened few just might see the other side ;-)



p.s.  the cycle of which you speak is referenced in the book I mentioned above.  +/- 3 million years of evolution in harmony with nature... the cycle of perpetual growth based on a very flawed hypothesis and the ensuing boom/bust cycles has only been going on for about 10,000 years.  Good read I tell ya.

Sat, 07/13/2013 - 08:23 | 3747901 Caviar Emptor
Caviar Emptor's picture

Great post. You (and I) are part of what some have corrctly identified as Geneation Jones

Not boomers (too young for Woodstock, Vietnam draft, remember where you were when Kennedy was shot, I have a dream...) , missing all defining boomer moments and instead : Oil shocks, Inflation, unemployment, crime waves, AIDS, Nixon resigns, Watergate, Carter, urban blight, rust belt, crack is whack, homeless people, Archie Bunker, angry white males, deficits, national debt clocks, wine coolers.

Totally separate experience and times, but we get lumped together with boomers.

Sat, 07/13/2013 - 08:50 | 3747917 Zarba
Zarba's picture

+1, Creepy.  I'm a '61 baby, and I NEVER identified with the Boomers. Whiny, self-indulgent debt junkies. I came of age through the Punk Generation ("...No Elvis, Beatles, or The Rolling Stones, in 1977...".  I saw the decline and fall of the industrial belt in Pennsylvania.  Saw my parent's generation retire with healthy pensions, money in the bank, and intact families.  Their kids (us), found jobs. 

The good factory jobs that supported the middle class had disappeared. The empty shells of the factories stand their as mute monuments to the decline and fall of our civilization.

Pensions? Fugettaboutit.

Families? More than half are divorced. Kids?  When I was a lad, 3-4 kids was the norm, and most moms in my area were stay-at homes. Now? 1, maybe 2 kids, both parents working to pay the bills. Education? Well, we pay dearly for private schools because the Boomers dumbed down public education to the point of irrelevance. $30K+ per year just so my kids can get a decent education and not have to walk through metal detectors every day.

Retirement? We've saved for years, and now Bernanke is punishing savers by destroying the currency.

The Boomers took the richest, freest country the world had ever known, looted it, and turned it into the biggest private and public debtor nation in history, just so they could get the free stuff they were "entitled" to. They have saddled this and future generations to debt slavery to pay for their free Viagra and lavish public pensions. My kids will never see the standard of living we have, and nothing like their grandparents. 

And they will be pissed. We took the promise of America and flushed it.

Every day I weep for my country and for my kids. The looters will outvote them and take everything they can get their grubby hands on.  And then denounce the hard workers for their "greed".


Sat, 07/13/2013 - 11:25 | 3748133 Arrowflinger
Arrowflinger's picture

I could not haver put it better.

The prospect of 70 million Boomers aging and dying guided my strategy for the last 3 decades.

Frugality to the max gave me more than I needed to retire by all previous metrics.

Bernanke has eviscerated the Rule of Law, destroying the "Store of Value" of money. This was to bail out the 401k's chock full of worthless derivatives. Savers were dumped as chumps. Punishing responsibility has destroyed society, utterly so.

I consider myself uniquely blessed and prepared professionally for this dog-eat-dog feeding frenzy, one in which even the wealthy need protection.......from each other.

You cannot get my fellow boomers to comprehend even the basics of what has happened.

"Sated" is the word.


Sat, 07/13/2013 - 11:36 | 3748158 Georgiabelle
Georgiabelle's picture

The Boomers didn't dumb down the education system, the teacher's unions and their Democratic party cheerleaders did. Every Boomer I know did what we did: find an affordable house in the best possible school disctrict, even if it meant a grueling commute, and work your way up from there. Those who couldn't get into a decent school district and couldn't stomach what was happening in their childrens' schools pulled their kids out and started the home school movement. My cohort was, and still is, all about doing whatever it takes to give their kids the best possible chance at a good future. Many of us have also been responsible for caring for our parents and grandparents in their declining years. Given how much of our time has been consumed with these dual responsibilities in addition to working insane hours in an effort to support three generations it's not surprising that we weren't always paying full attention to what was going on in DC. 

Sat, 07/13/2013 - 11:44 | 3748175 Dingleberry
Dingleberry's picture

Zarba, excellent post. 

Sat, 07/13/2013 - 20:55 | 3749534 suicidalpsychologist
suicidalpsychologist's picture

After reading zarba s comment; just a precision; coming from france, knowing europe...the exact same process happened in whole europe, it's not just north america.


Now, will people be honest enough to realize all of this is linked to the disapearing of the Christian religion, and its replacement by the atheist, materialistic, religion ? Probably not a lot, because a lot of people nowadays have no clue about books, reading, history and spirituality. People have troubles connecting the dots because they are overfed with instant crap and have no idea what existed BEFORE. Well, the dark ages that are indeed coming are due to a lack of spirituality. And the very, very few who will survive it will be, spiritual.

Sun, 07/14/2013 - 00:14 | 3750212 Chuck Walla
Chuck Walla's picture

I'd say Creepy is right. He doesn't belong, they over extended the dates for whatever reason.


Sat, 07/13/2013 - 02:24 | 3747686 crazyjsmith
crazyjsmith's picture

TmmyM- Demographics are NOT generalities. They create and explain economic and social trends and are far better at forecasting and predicting economic trends than most other metrics. Any good long term economic forecasting model starts with demographics as it's foundation.

Sat, 07/13/2013 - 10:17 | 3748032 TimmyM
TimmyM's picture

I agree with your point. The spin of this post was too judgmental and inter generational rift baiting.
Personally, I believe we could view the "greatest generation" as a bunch of lemmings, duped into the destruction of our founding fathers anti foriegn war constitutionalism. But that would be falling for the judgementalism I just criticized.
The way I see it. The industrial revolution reinforced a trend toward centralization of all institutional categories. Gov., school, church, corporation became a movement of big bureaucracy. The statism and corporatism have merged into modern fascism.
The individuality empowered by the information age made obsolete all these institutions.
Studying the demographics underneath this is only relavent to timing the anti centralization revolution. Because applying demographics to centralized planning and economic forecasting remains within the unsustainable paradigm, this aspect of social study is limited.

Sat, 07/13/2013 - 10:49 | 3748078 Winston Smith 2009
Winston Smith 2009's picture

Well said!

Sat, 07/13/2013 - 10:57 | 3748088 donsluck
donsluck's picture

What is really happening is classic revulsion and transference. We are suffering from economic contraction and it is becoming more difficult to attack the people who are actually responsible, so we attach each other. Research the tortured rats experiments. The need to lash out is unstoppable.

Sat, 07/13/2013 - 13:08 | 3748358 Errol
Errol's picture

donsluck, +100

Sat, 07/13/2013 - 13:59 | 3748483 Nick Jihad
Nick Jihad's picture

I think that the point of the post, is that we are _not_ suffering the normal ebb and flow of the business cycle here. The situation that we find ourselves in, is the aggregate of millions of individual choices. Like when everyone on the ferry boat rushes to one side of it, these individual choices can have collective consequences.

Fri, 07/12/2013 - 23:42 | 3747503 AlaricBalth
AlaricBalth's picture

I used the word "collectively" in the first paragraph. There are always exceptions. Fortunately, as you so eloquently stated, you are a deviation from the mean.
However, I have been called many colorful names in my life, yet never an "ignorant fuck". It's a first, perhaps not the last. I was merely opining on the aforementioned subject. By utilizing an ad hominem attack on my inalienable right to speak my mind, aren't you no better than those within the government who would attempt to suppress the 1st Amendment.

As Voltaire once said, " Sir, I may not agree with what you say, but I will defend to the death your right to say it". Use all the epithets you feel you need to my good sir. It is your right.

Sat, 07/13/2013 - 02:26 | 3747689 crazyjsmith
crazyjsmith's picture

Masterful prose above Alaric - can I copy and paste for future use?

Sat, 07/13/2013 - 08:48 | 3747914 AlaricBalth
AlaricBalth's picture

Of course, crazyj.

BTW. I truly enjoyed your post from the 4th of July.
" Democracy is a fraudulent Billionaire's game show here in the US."

Sat, 07/13/2013 - 07:25 | 3747859 Non-U
Non-U's picture

You have never been called an "ignorant fuck" in your live. Did you live until now alone in a cave

Sat, 07/13/2013 - 08:39 | 3747909 AlaricBalth
AlaricBalth's picture

Not that I can recall. However, I am a Boomer so my memory may be waning. ;-)

Thanks for the Evelyn Hall link. I stand corrected.

Sat, 07/13/2013 - 09:03 | 3747936 Non-U
Non-U's picture

I like your alias ;-)

Sat, 07/13/2013 - 08:56 | 3747924 shovelhead
shovelhead's picture

Nicely done post Alaric, but I will take exception, to a degree, about a carefree youth.

I have never forgotten the 'Duck and Cover', Cuban Missile Crisis and Ban the Bomb protests. Add in the assassination of President Kennedy and I can see how many early Boomers may have developed a world view, albeit subconsciously perhaps, of a nihilistic bent.

We knew the world was out of control and annihilation was a button push away at a young age. We knew the power of an atomic weapon from films of tests and Hiroshima. We knew an evil that existed that prior generations didn't know.

As the child, so becomes the man.

We took to the streets as teens and students to try and change a world mired in war and tension, but succeeded in only changing a culture, perhaps for the worse in some respects, but we tried.

And most of us stopped trying and got on the best we could.

The life of Ozzie & Harriet was wishful thinking rather than a reality. The reality that I can recall was pretty damn scary.

Any examination of what boomers are and aren't wouldn't be complete without taking these facts into consideration. One would have to consider if these elements are mitigating factors in any judgement placed on an entire generation.

Sat, 07/13/2013 - 09:27 | 3747968 AlaricBalth
AlaricBalth's picture

I agree shovelhead. My post, and IMO the original article from Burning Platform, are mere conversation pieces, nothing more.

Sat, 07/13/2013 - 11:29 | 3748146 Arrowflinger
Arrowflinger's picture

"most of us stopped trying and got on the best we could"


And now are on a train to your own Auschwitz

Fri, 07/12/2013 - 23:46 | 3747505 AlaricBalth
AlaricBalth's picture

Dupe. My bad

Sat, 07/13/2013 - 07:27 | 3747860 cornflakesdisease
cornflakesdisease's picture

Don't be so cynical (LOL).  (Couldn't resist.)

Fri, 07/12/2013 - 23:12 | 3747444 Andre
Andre's picture

It's a repeat, but it's still true:

"What you mean 'we', white man?"

My parents were born in the teens, as in between 1913 and 1919. Old enough to see the Great Depression as teenagers. Let's just say that experience left a permanent mental/emotional mark on everybody who survived it.

The fact is, after WW2 the efforts to engineer a better society took off. Read old classics like "The Organization Man", look at the old Civil Defense videos, "Better living through chemistry" and so on. Much of the technology we have now came from the Boomers. Your ability to bitch on this site is thanks to us. Sadly, so is the ability to monitor the bitching.

And yet, I am not impressed with this article. When did Gen X protest graduating illiterate students? When did this "younger" generation stand up for anything except themselves, like Freedom Riders and others?

Lessons learned are being lost. What will it take for the younger generations to take responsibilities for their actions and act?

Fri, 07/12/2013 - 23:37 | 3747498 Skateboarder
Skateboarder's picture

A big chunk of GenX took to nonparticipation. The earlier part of GenY enjoyed a great childhood/teenage years with the advent of the PC, and saw the age of parabolic debt. The later part of GenY (me) is the beginning of the entitlement generation. Who knows how kids today are gonna turn out (oh wait, I already know).

Fri, 07/12/2013 - 23:47 | 3747514 phyuckyiu
phyuckyiu's picture

I was going to try to think of something witty but i'm too busy playing League of Legends.

Sat, 07/13/2013 - 00:31 | 3747574 Creepy Lurker
Creepy Lurker's picture

Skate, those that are kids today are going to suffer a nasty shock when the lights go out and they find out they are all serfs and most of them are surplus to the needs of TPTB.

Sat, 07/13/2013 - 02:28 | 3747690 Vendetta
Vendetta's picture

usually the bankers and politicians engineer a world war to help deflect attention away from systemic corruption they created and enabled.

Fri, 07/12/2013 - 23:47 | 3747512 Bollixed
Bollixed's picture

Bring back the draft. We had to live with it.

Sat, 07/13/2013 - 02:38 | 3747697 crazyjsmith
crazyjsmith's picture

The last great generation of this country are dying and with them goes the ideals of Humility, The Golden Rule, Courtesy, Respect, Work like you mean it, and Grace - this country will sorely miss you "The Greatest Generation"

Sat, 07/13/2013 - 04:52 | 3747775 Clashfan
Clashfan's picture

Whatever. Maybe when they all die off, pot will be legal, finally, and more people will understand important events like 911. See Griffin own a denier like Taibbi. Yes, Taibbi is a 911 truth denier.

Sat, 07/13/2013 - 11:06 | 3748098 BandGap
BandGap's picture

You know, there are some "Boomers" who ain't gonna get shit. Like me. Some of us will pay into a system far longer than most and get diddly squat out at the end. I was born in 1961 and considered a "Boomer". BIG FUCKING DEAL. I have made roghly 3 million in my career so far and I'll get shit back. FACT OF FUCKING LIFE.

You fucking whiners. Grow up and face the fucking facts. Some people, when faced wiuth adversity, figure a fucking way out. Stop pointing fingers and think.

Sat, 07/13/2013 - 12:53 | 3748316 Creepy Lurker
Creepy Lurker's picture

LOL, I can remember having a conversation with my best friend's mom back in the 80's when I was a 20 something. I told her then I and her daughter weren't going to get anything from SS. I knew it back then.

Sat, 07/13/2013 - 01:34 | 3747639 DestituteYetJovial
DestituteYetJovial's picture

Speaking for early GenY, we'll act when boomers die off -- until then they won't let us. They have the numbers, the capital, the power and they want the status quo with them on top.

We can't depend on GenX-ers to help but at least they won't get in our way, which is all we'll ask of them.

Sat, 07/13/2013 - 01:53 | 3747650 Skateboarder
Skateboarder's picture

I know some good Gen Xers, even the nonparticipating ones. As I've said before, the 25-30 age group at the moment is the last of the children to play without internet, and I was at the tail end of that group. That really shapes a child, in my opinion. Certainly wouldn't have read as much as I did, and certainly would not have appreciation for the ease of access to our collective discoveries.

The 30s is the most important time in your life to churn out as much good shit as you can, and at least a few of those of us there or about to get there are looking at quite a few years of excellent productivity soon to be lost due to the folly of central banking and state control. What a waste!

Sat, 07/13/2013 - 09:40 | 3747982 Bobbyrib
Bobbyrib's picture

I've seen what Gen Y can do and it is more of the same Baby Boomer shit. Thanks but no thanks.

Fri, 07/12/2013 - 23:48 | 3747515 Burr's 2nd Shot
Burr's 2nd Shot's picture

Poor little locusts...

Sat, 07/13/2013 - 09:16 | 3747940 BoNeSxxx
BoNeSxxx's picture


Not sure why, but it reminded me if I, Pet Goat.

Amazing visual metaphor for life in 'our time'.


Sat, 07/13/2013 - 20:29 | 3749484 Burr's 2nd Shot
Burr's 2nd Shot's picture

Thanks for sharing that. Not sure what to make of it (one can only take so much allegory) but it is certainly compelling and well-crafted.

Fri, 07/12/2013 - 23:53 | 3747524 nofluer
nofluer's picture

We were the most healthy, educated and privileged generation ever born. Our youth was spent virtually worry free. Our college educations were inexpensive, gas was economically priced, jobs were plentiful and our futures were bright. We were the "Hippies" of the late 1960's and early 70's.

What's this "we" shit? Just because YOU had fur lined diapers doesn't mean the rest of us did. I started hustling a buck when I was about 8 - picking up pop bottles on the way to and from school. When I was 12 I went on my first plumbing job, and worked for my father every summer (and part of the winter) until I was 15 when I got a job from someone who could actually afford to pay me!

College education? The part of mine that wasn't covered by the crappy "GI Bill" we got (most of it), was paid for by me working a full time job and going to school at the same time. As to being inexpensive - that would be a relative thing. When you're trying to live on about $300 a month and have a wife and kid, there's no such thing as inexpensive - or "left over" money either.

Jobs were plentiful? Uh huh. Sure they were if you grew up with a diamond stick pin in your nose. At 18 I got my first really good job (just before I went in the service and went to VN) at a steel plant. That job was easy to get because half of the workers quit the day before I walked in - seems the day before that one of the workers got pinched in half when a chain broke and a big I-beam fell on him while he was leaning over a skid.

Hippies? Oh, yeah. Those freaks on the TV - the "people" who are "teachng" in the colleges and "pubic" schools now, which is why today's kids don't know how to read or think. I never knew a hippie until I went in the service, and didn't miss them at all.

So my call is I don't care what the numbers might say (especially the numbers that come from the government - 'cause they LIE all the time!). This article is pure unadulterated BS as far as I'm concerned. (Individual mileage may vary...)

Sat, 07/13/2013 - 00:24 | 3747561 AlaricBalth
AlaricBalth's picture

That, sir, is a cogent rebuttal! +1

My post references "intergenerational warfare". I should have added intragenerational warfare as well. We've got boomers debating boomers on this thread. I agree that goverment is the problem and TPTB would be more than satisfied to divide all of us here on ZH.

Sat, 07/13/2013 - 00:37 | 3747579 Creepy Lurker
Creepy Lurker's picture

Yes. and the more people start to wake up to this crap, the more articles you will see like this. They win when we fight each other. But you know, I just can't help wanting to state my bit of resentment of the "wearers of fur diapers" as well. Guess its just human nature.

Sat, 07/13/2013 - 00:37 | 3747581 Bollixed
Bollixed's picture

Yup, these divide and conquer articles sure are counterproductive for what we as a society need to do going forward.

Sat, 07/13/2013 - 00:40 | 3747585 flapdoodle
flapdoodle's picture

The big problem IMHO is that the most sociopathic of the baby boomers (vis. Bill & Hillary Clinton) who fell for the more pseudointellectual bullshit percolating around in the late 1960's and 1970's eventually took over the Congress, White House, Universities, banks, the government bureaucracies, and especially, Madison Avenue and Hollywood, the rest of the boomers were too busy getting on with life to challenge the politically correct totalitarian mindset being carefully assembled right in front of their eyes (vis. watching '24' setting the stage for the new normal)

The chickens have come home to roost from the soft minded listening to too much 'Imagine' and not realizing that 'one world' can only come about as a totalitarian state.

Sat, 07/13/2013 - 10:36 | 3748059 WillyGroper
WillyGroper's picture

What makes you think that any political information was dispersed any better than it is today, WITHOUT THE INTERWEBS?

Sat, 07/13/2013 - 02:49 | 3747704 crazyjsmith
crazyjsmith's picture

Nofluer - Man, that is just called growing up lower middle class. U get no medal for that, every generation has that group. I was in that group one generation later, paper route /mowing lawns at 10, worked my ass off at 14, worked full time AND college FULL time at the SAME time
ESL mom in a red neck / blue collar town. That is most of 'Merica

Sat, 07/13/2013 - 11:10 | 3748105 BandGap
BandGap's picture

Amen. This article is total shit for a lot of us. The people who were born late in the Boomer era put the mosy\t into this stupid system and will get nothing out at the end.

Working hard, playin' hard, helps me get through each day and night.

Sat, 07/13/2013 - 02:24 | 3747684 Vendetta
Vendetta's picture

Bankers, politicians and the globalists love propaganda like that post, it helps deflect blame to someone other than themselves for gutting the economy of its life.

Sat, 07/13/2013 - 04:57 | 3747778 All Risk No Reward
All Risk No Reward's picture

>>And now, in the Autumn of our lives, it looks like we are going to get it all (of course in devalued dollars). We are the largest special interest voting block and no politician, left or right, will risk our wrath.<<

You are wrong.

The bankster hijacked government has already f*ed you and yours up - you just haven't figured it out yet.

You will, but it will be way too late.

Sat, 07/13/2013 - 05:48 | 3747786 rcdavis
rcdavis's picture

It sounds to me like some people have a distored view of baby boomer, based upon some stereotypes of some rich people who made huge amounts of money, and don't want to give it to their kids.  The top 2-3% does not represent our generatoin.

We paid for years into means based "trust funds: that were supposed to return money to us in oldder age, because the government said that we were not responsible enough to manage the money.  Of course, the socialists spent it and broke their promises. You pay the highest rate in, and get the lowest amount back with menas testing.   You have to be near poeverty level to receive any benefits.  Our "trust funds" were squandered, or transferred to unproductive people. We experienced decades of the 'big lie."

Wouldn't have been so bad if the government had not mismanaged the econony so bad that the hedge funds invented new products so that they could short them, like Paulson did, and the econony crashes and our retirement savings got cut in half.  Of course,Paulson and all of the others, none of them go to jail.  These robber barons are instead a role model for success to younger people. 

The world is controlled by the super wealthy and the elite, and the millions of people that are now receiving entitlements, over half of the population, or illegal immigrants that do not pay taxes, and recieve benefits from the goverment.  Our country is not controleed by the baby booomers, as they are getting hosed right now with new cuts in social seaacurity and medicare that you don't even read about. The government knows that the easiest way to raise money is to screw the baby boomers.   The baby boomers don't have the power, the elite super wealthy, the media, and politicians have the power.  They are not afraid to hose the baby boomers. The power now lies with the people that receive government benefits and and havre government jobs or subsidies, as they outnumber the producers.  Hispanics will be the majority of the population in major states in the next few years, illegal immigrants that don't pay taxes have great power.  Whites will be a minority within 20 years.  No need to apologize if ou are a baby boomers.

Hard times are everywhere.  At least younger people did not have their life savings destroyed just as they reached retirement age, and lose half of everything they had worked for all of their lives.

I plan on living on what I have left, and then commit suicide with dignity when I run out of money, rather than live off the government tit.  I think you will see many baby boomers committing suicide, as a result of the financial debacle of 2007-2008. Hatred of big govvernment is in our blood.  No meed to have too much resentment, envy, or jealoousy of our generation, as it all ended in a bomb. 


Sat, 07/13/2013 - 08:25 | 3747902 Tall Tom
Tall Tom's picture

"I plan on living on what I have left, and then commit suicide with dignity when I run out of money, rather than live off the government tit.  I think you will see many baby boomers committing suicide, as a result of the financial debacle of 2007-2008. Hatred of big govvernment is in our blood. "


I have the Massive Overdose of Insulin in my refrigerator. Insulin induced coma followed by death. It is relatively comfortable. Just go to sleep.


It is much better than a Gunshot, Hanging or other grotesque methods. It is a little bit slower and you need to make certain that you are not discovered for some jerk to rescue you... Then to guarantee it you can slip the Plastic Bag over your head right before you pass out.


Of course an 80%-20% Mixture of Nitrogen-Argon Gas is really quick. Hypoxia. You even get high for about 15 seconds, pass out, and Die (stop breathing) within One Minute. Just getting the Airmask and Tank are a little problematic.


Tall Tom

I Cor 13

Sat, 07/13/2013 - 11:14 | 3748116 BandGap
BandGap's picture

Bottle of good Scotch or Irish whiskey and sub zero temps should do the trick. Comfortably numb.

Sun, 07/14/2013 - 19:39 | 3752728 LooseLee
LooseLee's picture

Why kill yourself? May as well take out 2-3 of those 'really' responsible and take a chance of getting gunned down by 'Joe Law' rather than committ suicide. I think this is what I will do instead...

Sat, 07/13/2013 - 05:46 | 3747802 ebear
ebear's picture

"Our youth was spent virtually worry free"

....except for the draft and Vietnam

Sat, 07/13/2013 - 11:12 | 3748111 BandGap
BandGap's picture

Not to mention the Cold War. Duck and cover, baby.

Sat, 07/13/2013 - 11:29 | 3748147 WillyGroper
WillyGroper's picture

you forgot duck & cover.

Sat, 07/13/2013 - 07:39 | 3747868 Pemaquid
Pemaquid's picture

I join the crowd of "none of this applies to me". Our parents were Depression era so we grew up listening to stories of foreclosurer and unemployment, so aversion to debt has been a priority. Spouse and self have been debt free since 1985. We live frugally, keeping our vehicle for ten years or more, heating with wood harvested from our property, shopping where the best deal is available, harvesting and preserving food from our orchard and garden, and vacation in a popup camper. We eat healthy and exercise regularly. We don't think we have missed much by not owning a McMansion or driving a ridiculously fuel inefficient vehicle, but don't dislike them who do. We invested a minor percentage of our savings in the stock market and lost half , teaching us a valuable lesson. Our income is small in comparison to most but that doesn't bother us. We are happy and intend on staying that way.

Sat, 07/13/2013 - 09:15 | 3747949 qualityhardware
qualityhardware's picture

Looks like you have it figured out. It's not how much you make, but how much you spend.

Fri, 07/12/2013 - 22:06 | 3747300 otto skorzeny
otto skorzeny's picture

they sure the fuck aren't voting against it. everybody is fighting for scraps and the old coots are voting in ways sure to bring this bitch down so don't fucking lecture about others' ignorance.

Fri, 07/12/2013 - 22:17 | 3747320 Incubus
Incubus's picture

That's going to be the youth's slogan in these upcoming decades: Bring this bitch down.


I'm not shouldering the costs of boomers, fuck that.  Bring on the resets.  Fuck your debts that I had no say in.


And while we're at it: fuck the MIC, too.


Bunch of leeches sucking wealth from productive citizens to set up a better future for muhammad and his goats an ocean away. While our country collapses from within with a terrorist geezer population. Nevermind the reconquista population coming up from south of the border.


Fri, 07/12/2013 - 22:18 | 3747344 fonzannoon
fonzannoon's picture

It's going to be hard for those kids to say "I'm not shouldering the costs..."

when they are living in their parents house without a savings account or a job and have been dumbed down by the system.

Fri, 07/12/2013 - 22:30 | 3747375 MsCreant
MsCreant's picture

I mean right!!! I laugh at the idea my kid will have to support me. I pray he can get a job. If he ends up a janitor who can support himself I will feel good about the whole deal (it is scary, I mean that). He is bright enough that he has scholarships, so I am getting off really easy with him, but the economy sucks and the standards that were, can't be. I kinda hope he ends up being a really cool Zen janitor, kind and wise, that would make mom pretty proud.

Sat, 07/13/2013 - 01:41 | 3747645 DestituteYetJovial
DestituteYetJovial's picture

"It's only after we've lost everything that we're free to do anything" -- Tyler Durden

Sat, 07/13/2013 - 05:48 | 3747803 malikai
malikai's picture

Good luck getting an unemployed kid to pay for anything when he can't get a job.

Also, what good is a savings account these days? What sort of return are you going to get on a savings account?

I will argue that a bag of grass will provide a better return for a kid these days. And that should tell you a whole lot.

Sat, 07/13/2013 - 07:24 | 3747857 Zero Hung
Zero Hung's picture

This is wwhat the kids will really be saying Fonz


10 Things Children of Baby Boomers Will Be Telling Their Impotent and Demeted Parents

1. "Take your trust money and shove it. At least my dick still gets hard without Swedish pump priming."

2. "Sure you'll be living with us Dad... and we'll take long strolls down by the river every day, while I push you in your wheelchair..."

3. "Whaddya mean you spent all your retirement money on Thai whores, golfing holidays, and trimming the beef curtain off the missus?"

4. "You can't handle getting old? Yeah. Well. I kinda worked that out when you left this morning looking like Keith Richards and came home as Mickey Rourke."

5. "You're getting divorced again and she's taking you for half of everything? Lucky I routed via her IP address then."

6. "You're unhappy? Your generation's surveillance state getting you down? You do know that 1984 was a warning and not an instruction manual, right?"

7. "Mum, while you may be over-eating at bit these days, you'll always be the curvaceous little girl with a bubbly personality to me... because of the Aero bar in you back pocket you fat bitch."

8. "Whaddya say? You want me to get you a freakin' 8 ball? When did Fogie USA start breaking bad?"

9. "I'm starting to get sick of all the jokes mocking Baby Boomers as selfish c**ts burying the United Stasi in debt. Your generation isn't that bad. Look, you've had George Bu.., well definitely Prez Obozo... hang on a minute, but at least the average IQ of the older generation is .... wait up. Yep... You're a pack of c**ts."

10. "Obsessed with not ageing? Dad, I think you need to see the bigger picture on how the world is going to hell in a hand basket. I mean, just the other day, this girl on a bus says she would suck me off for $10 dollars. When she finished, she wiped her mouth and lit a ciggie. What is the world coming to!? I mean, who sells cigarettes to a 12-year-old?"

PS. NSA - Lick my balls.

Fri, 07/12/2013 - 23:16 | 3747460 Kirk2NCC1701
Kirk2NCC1701's picture

Speaking of boomers and the MIC, if you spend enough time in some MIC companies, you'll notice that it employs a lot of boomers.

If they did not have these bastions of employment, most would be out of work for good.

Sat, 07/13/2013 - 02:32 | 3747693 Vendetta
Vendetta's picture

"most would be out of work for good"  like the rest of the country.

Made In China.   When I was your age the only thing I saw 'made in china' were some fireworks.  Something changed alright, its called trade policy.

Fri, 07/12/2013 - 22:13 | 3747331 WillyGroper
WillyGroper's picture

Red or blue pill?

It's a big fuckin club Otto & nun (pardon the pun) of us are in it.

Fri, 07/12/2013 - 22:06 | 3747301 CH1
CH1's picture

The boomers, 1946-64, had zero, nothing to do with Social Security

You are wrong. They defended it with insults, anger and malice. They shut down the voice of sanity with prejudice.

The SS Ponzi could not have endured with them.

Sat, 07/13/2013 - 02:38 | 3747698 Vendetta
Vendetta's picture

Ironically, the only reason social security exists today because the bankers fucked the entire country like they are doing now... your grand parents might have died like many did during that time (but those aren't stories that our 'history' books of today don't say much about do they?)

Sat, 07/13/2013 - 07:11 | 3747850 economics9698
economics9698's picture

One of the defining moments in my life when I had a epiphany, and changed from republican to libertarian, was when “conservative” Reagan sold out to Tip O’Neil on Social ?Security.  I was always against the program.

Fri, 07/12/2013 - 22:10 | 3747316 ersatzteil
ersatzteil's picture

So the boomers were on vacation from 1965 to the present?

Fri, 07/12/2013 - 22:28 | 3747369 economics9698
economics9698's picture

The whole thing was summed up by Nixon in 1971 "the god damn .... own everything.  And we all know how that game is played out.


It never mattered who won the elections after that.

Fri, 07/12/2013 - 23:08 | 3747442 ersatzteil
ersatzteil's picture

Nixon may have axed the gold standard, but the boomers have been enforcing the Petro-dollar, my hat off to you sirs and ma'ams.

Sat, 07/13/2013 - 07:06 | 3747846 economics9698
economics9698's picture

Using the dollar and the military to rip off third world people is not cool.  Not cool at all.  Pretty shitty if you ask me. 

Sat, 07/13/2013 - 03:22 | 3747726 Widowmaker
Widowmaker's picture

The last president elected was JFK.

Everyone is only beginnng to see how the game is still playing out.

Nixon, LBJ, up and including Obama have all had handlers since, installed as they are anything but "the people."

Watch the about-face as they are indoctrinated.  It doesn't matter who wins.  Book it for Jeb Bush beating Ron Paul.  

Organized crime is running the USA into the ground.  Open your fucking eyes (all generations).

Sat, 07/13/2013 - 10:44 | 3748069 TBT or not TBT
TBT or not TBT's picture

And Nixon was paranoid, and compensated by being a control freak and establishing enemies lists etc.

Fri, 07/12/2013 - 22:19 | 3747340 General Decline
General Decline's picture

The "Greatest Generation" raised the stupidest, most selfish generation. "Greatest Generation" my ass.

Fri, 07/12/2013 - 22:39 | 3747393 otto skorzeny
otto skorzeny's picture

that nitwit tom brokaw coined that I think a lot of them were uncomfortable with that monniker.

Sat, 07/13/2013 - 03:38 | 3747740 crazyjsmith
crazyjsmith's picture

I have many clients from both generations and the differences are STARK!
I will miss that generation

Fri, 07/12/2013 - 22:47 | 3747403 ersatzteil
ersatzteil's picture

They were suckered into it to perform mass fratricide against their forefathers, and they ended up enslaving half of Europe to Stalin and bathing the other half in fire.

Now the younger generations have been sold into slavery servicing the national debt. 

Selling their children for thirty pieces of silver in the grand tradition of Judas.

Sat, 07/13/2013 - 00:37 | 3747582 otto skorzeny
otto skorzeny's picture

fucking nailed it. the white christian US boys die for international jewry banking cartels over and over again- this bullshit about freedom fighting is so ignorant fucks don't feel the fool when they pick up a rifle.

Sat, 07/13/2013 - 03:45 | 3747741 crazyjsmith
crazyjsmith's picture

He nailed humanity is all -tragic human spirit

Barely 20% of Americans wanted in that war when the Nazis invaded Poland. We were 50/50 on even arming Britain.

Sat, 07/13/2013 - 01:51 | 3747655 stacking12321
stacking12321's picture

i don't understand all the talk of generation this, generation that.

it's a weird concept, alien to my way of thinking.

each man is responsible for living his own life honorably, and in no way is responsible for those who also happened to pop out of their mothers' lower parts on a date within a few years of when he did.

what a bizarre and twisted way of thinking, to try to group people together like that, to suggest the existence of collective guilt.

i know small minded persons, otto and the like, prefer to view the world that way, so they don't have to think too hard or view each individual as a unique instance, but sloppy thinking of this sort should not be tolerated.


Sat, 07/13/2013 - 03:42 | 3747744 crazyjsmith
crazyjsmith's picture

"I don't understand"
You could have stopped there Stacking 12321

Sat, 07/13/2013 - 18:50 | 3749318 stacking12321
stacking12321's picture

and you could have stopped before you had typed anything at all!

Sat, 07/13/2013 - 05:56 | 3747805 ebear
ebear's picture

"i don't understand all the talk of generation this, generation that."

Just more divide and conquer.  Like Red team, Blue team.  Same thing.

Sat, 07/13/2013 - 06:19 | 3747821 U4 eee aaa
U4 eee aaa's picture

Tell that to a kid in Greece who is getting out of college, looking at 50% unemployment rates among his fellow age group and having to compete for a job, while his neighbor blows his brains out because he couldn't cope. Maybe if the kid just tried a little harder huh?

how about being a Jew in Nazi Germany?

Or a black in 1935 America.

Or France circa late 1800's where the original 2 percenters lived and everyone else was very hungry

The great floods of cultural change affect us a lot more than you are apparently willing to admit. Yes, people are responsible for how they *react* to the cards they are dealt, but many are faced with the cards of chronic discrimination, hunger and, in some cases, starvation. This is often due to the *choice* of others, not because it needs to be this way. This weighs heavily upon a rational person psychologically because we are all built with a conscience and a natural sense of justice

It seems that every once in a while the psychopaths bubble to the top and attempt or do take charge for a while. They usually leave a path of destruction and suffering in their wake. This is what we are arguing about now. That the psychos are passing through the power points of the culture and the rest of us are going to feel pain, unjustly so

Sat, 07/13/2013 - 11:41 | 3748172 sgt_doom
sgt_doom's picture

Exactly, stacking12321, exactly!

But it is part and parcel of how the transnational capital elite, or banksters, misinform, misdirect and redirect the primary discussion.

It is all about divide and conquer, of course, so that when the oil companies' Pew Research Center comes out with a study a few years back indicating that the American media is majority "liberal" --- then every so often comes out with psychometrically designed "studies" indicating that the old are getting over on the young, this group is getting over on that group, etc., ad infinitum, all meant to divide and conquer, and the stooges within the New America Foundation (financed by the [Peter G.] Peterson Foundation and Pew Charitable Trusts) urge an austerity program, 'cause it creates evermore serfs, and 'cause Harvard's Rogoff's study suggests it (and thanks to the due diligence of Herndon we know that Rogoff can't do simple Excel spreadsheeting, Rogoff can only belong to the Bretton Woods Committee, the lobbyist group for the international ultra-rich), the fix is in!

Sat, 07/13/2013 - 02:59 | 3747712 crazyjsmith
crazyjsmith's picture

Society raises a generation
It takes a village...
Parents, try as they may, can be a rudder in a sea of influence, but they can never be the sea

Sat, 07/13/2013 - 03:20 | 3747729 Creepy Lurker
Creepy Lurker's picture

That's true up to a point. But the last few generations, the parents are not even a rudder; they have no influence at all. You can't influence a child's development if the state prevents you from disciplining or even setting boundaries for said child.

Sat, 07/13/2013 - 11:14 | 3748114 TBT or not TBT
TBT or not TBT's picture

Parents choose the LOCATION they raise their kids, which for most families determines the school. Or they can pay for a private school. By working well and handling money wisely. And demonstrating honest moral ethical wise behavior. And by socializing with the parents of other families who do the same. This is the explanation of the layout of our cities and most everything else when you get down to it.

Sat, 07/13/2013 - 11:14 | 3748115 TBT or not TBT
TBT or not TBT's picture

Parents choose the LOCATION they raise their kids, which for most families determines the school. Or they can pay for a private school. By working well and handling money wisely. And demonstrating honest moral ethical wise behavior. And by socializing with the parents of other families who do the same. This is the explanation of the layout of our cities and most everything else when you get down to it.

Sat, 07/13/2013 - 12:58 | 3748330 Baldrick
Baldrick's picture

I shall repeat a quote from a previous poster. "There is only one Greatest Generation for America, and they were born in the mid 1700's."

Fri, 07/12/2013 - 22:52 | 3747414 Dungeness
Dungeness's picture

Social security and medicare was a mean joke our parents played on us.


Sat, 07/13/2013 - 11:34 | 3748162 sgt_doom
sgt_doom's picture

Negative, moron, the mean joke was how the Robber Barons managed to fool the typical Ameritard into believing they are all Philanthropists, and that nobody actually owns anything anymore in America --- that "we all own everything" through "our" 401(k)s and so-called pension plans, etc., ad nauseum!

If you don't know who owns anything, you'll never comprehend who owns everything!

Fri, 07/12/2013 - 23:17 | 3747463 1100-TACTICAL-12
1100-TACTICAL-12's picture

when it all goes to hell , they'll make good compost..

Sat, 07/13/2013 - 00:52 | 3747600 AlaricBalth
AlaricBalth's picture

Compost? I think I would rather be Soylent Green.

Sat, 07/13/2013 - 11:23 | 3748129 TBT or not TBT
TBT or not TBT's picture

Alaric desires to be eaten

Sat, 07/13/2013 - 12:41 | 3748283 AlaricBalth
AlaricBalth's picture

I would recommend a compliment of fava beans and a nice chianti with that main course.

Sat, 07/13/2013 - 03:02 | 3747717 Dr. Sandi
Dr. Sandi's picture

Hey Tact, gardening tip: you don't compost meat.

Sat, 07/13/2013 - 11:12 | 3748109 Hulk
Hulk's picture

Sure you do, the worms and bacteria love meat...

Sat, 07/13/2013 - 13:19 | 3748376 Creepy Lurker
Creepy Lurker's picture

Just takes longer.

Sat, 07/13/2013 - 10:22 | 3748039 Tortuga
Tortuga's picture

Damn right we will. I have been making compost for decades, use it liberally on my garden and don't use fiat at the store for vegetables. So, in hell, I'll be eating and defending with 00 those that feel entitled to my compostables.

Sat, 07/13/2013 - 11:24 | 3748131 TBT or not TBT
TBT or not TBT's picture

Heh. Compost THIS! Boom.

Sat, 07/13/2013 - 01:40 | 3747637 A Nanny Moose
A Nanny Moose's picture

I once councelled by a "boomer", in the woods of easter Iowa, that I was a "good boy"

TMI? Oh, so sorry to crash the parade of Skittle Shitting Unicornz

Sat, 07/13/2013 - 11:30 | 3748150 sgt_doom
sgt_doom's picture

"Your ignorance is amazing."

Wow!  What a breath of fresh air economics9698 is! ! !

His highly intelligent responses to blatant idiocy reminds me of the static I receive whenever I point out that the so-called "Greatest Generation" (is jackhole Brokaw still a member of the Trilateral Commission, BTW?) were the ones who preceded that cohort, that is was this "greatest generation" (assuming there ever was one?) --- not the boomers --- who laid down the groundwork and design, and began all the jobs offshoring, sending ahead the US "foreign aid" to build the factories and production facilities offshore, allowing said American jobs to be offshored there, all OPM, 'natch!

I am a fan of FDR, though, and truly believe that had his  progressive agenda been fully realized (no thanks to Louis Brandeis, who started out good but ended up bad) and not interdicted, we'd be living in a real economic democracy today, instead of a Corporate Fascist State!

The last actions FDR undertook, while in the Oval Office, were to initiate the lawsuit against those 17 Wall Street investment houses (US Government v. Morgan et al.), the outcome of the TNEC study (Temporary National Economic Committee study, major portions of which are still confidential to this very day) --- and then FDR "died" in office......

Sat, 07/13/2013 - 17:54 | 3749208 Metalredneck
Metalredneck's picture

Your denial and ability to rationalize the pauperization of your offspring is typical.

Fri, 07/12/2013 - 22:09 | 3747313 WillyGroper
WillyGroper's picture

When did she tell you that you were adopted?

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