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California Admits Only 1.65% Of Exchange Visitors Signed Up For Obamacare

Tyler Durden's picture




 

While early "guesswork" had estimated the sign-up rates were not 'terrific', Covered California - the Obamacare exchange - has released data on the final enrollment rates. They are not great:

  • *COVERED CALIFORNIA SAYS WEBSITE GOT 987,440 UNIQUE VISITORS
  • *CALIFORNIA EXCHANGE COMPLETES APPLICATIONS ON 16,311 HOUSEHOLDS

Assuming each household is a 'unique' then that is a 1.65% sign-up rate. Doesn't seem like the huge success so many have proclaimed.

 

Odd that the Press Release did not mention that rate...


Covered California™ received tens of thousands of enrollment applications during the first week consumers could officially apply for health insurance at the agency’s online marketplace, as well as those newly eligible for Medi-Cal coverage.

“We’ve started strong,” said Executive Director Peter V. Lee. “The amount of interest and number of applications we’ve received in the first week underscores the demand among Californians for quality, affordable health care.”

Website and Call Center Weekly Report: Oct.1-5

Unique visits to CoveredCA.com 987,440

...

Applications completed with household eligibility determined 16,311

Number of Californians determined eligible for coverage 28,699

Small Business Health Options Program businesses registered as of 10/8/2013   430

...

“It’s just the beginning, but these numbers are truly exciting and encouraging,” Lee said. Consumers were equally excited about being able to enroll online in Covered California health insurance plans that provide quality and value, and uniform benefits, without worry about pre-existing conditions.

...

“With almost three months to enroll for coverage effective Jan. 1, the fact that thousands of Californians and hundreds of our small businesses are stepping forward in our first week is a testament to the need for the Affordable Care Act,” said Peter Lee.

Subsequent weekly statistics will be based on a Sunday-through-Saturday schedule. Total enrollment for October will be released in November.

“Covered California is committed to sharing information and will continue to report weekly on the numbers of visits to our website and the number of consumer calls to our Service Centers,” Lee said.

 

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Tue, 10/08/2013 - 22:07 | 4036703 Meat Hammer
Meat Hammer's picture

Hey, come on!  There's a number to left of the decimal point.  That's real progress there. Obviously, the fact that healthcare for the people who don't have it is totally unaffordable didn't stop these wonderful patriots. Nothing but cynics, the lot of you.

Tue, 10/08/2013 - 22:20 | 4036746 Pure Evil
Pure Evil's picture

Well, the fact that any douche-bag in Califonicate signed up for Obamycare should be considered a success.

Next time take blood samples cause their all probably high on hopium.

Tue, 10/08/2013 - 23:01 | 4036861 Rubbish
Rubbish's picture

Thank God Trader Joes is now letting my wife work over 30 hrs. to save our company plan. Obammy care would cost me $4k and be shit coverage comparatively.

 

Now I have to get a cleaning lady....hmmmmm

Tue, 10/08/2013 - 23:23 | 4036908 TruthInSunshine
TruthInSunshine's picture

Once Californians found out it doesn't cover elective cosmetic procedures, they were crushed.

Tue, 10/08/2013 - 23:24 | 4036911 DoChenRollingBearing
DoChenRollingBearing's picture

1.65% signed up.  How many will be in the plan?  What kind of coverage will they get?  Will they still be paying next year?

This ain't over...

Tue, 10/08/2013 - 23:51 | 4036936 TruthInSunshine
TruthInSunshine's picture

Obamacare is a failure out of the box.

Explain to a typical, non-smoking 26 year old that they will pay a monthly premium of about $150 for the cheapest plan (i.e. "Bronze"), but that they have a yearly deductible of $6,000.00, which means that they will pay 100% of all costs of doctor visits, medications, treatment & procedures until they expend $7,800.00 (so, $6,000.00 + $1,800.00) - in any given 12 month period, and they'll laugh then cry.

And the costs will only increase faster than the rate of inflation in subsequent years.

It's all one big pork program for the insurance & pharma industries.

That the Supreme Court upheld the compulsory purchase of health insurance (i.e. the "Individual Mandate") tells anyone all they need to know how far beyond a banana republic, governed by an Animal Farm government, we've become.

Wed, 10/09/2013 - 00:23 | 4037025 Crash Overide
Crash Overide's picture

I will not comply.

Wed, 10/09/2013 - 01:16 | 4037093 eatthebanksters
eatthebanksters's picture

Isn't Moonbean as well trying t o sell a bridge that the state does not have the money to demolish?  Nice spin on the bullshit...

Wed, 10/09/2013 - 06:32 | 4037271 GetZeeGold
GetZeeGold's picture

 

 

I hate the progressive rat bastard with a passion.....but all I can say is go Boehner go!!!

 

Screw Obamacare!

Wed, 10/09/2013 - 06:40 | 4037278 nmewn
nmewn's picture

Who's up for some moar hilarity via ObamaScare?

"Amid all the attention, bugs, and work happening at Healthcare.gov in light of the Affordable Care Act, potential registrants talking to phone support today have been told that all user passwords are being reset to help address the site's login woes. And the tech supports behind Healthcare.gov will be asking more users to act in the name of fixing the site, too. According to registrants speaking with Ars, individuals whose logins never made it to the site's database will have to re-register using a different username, as their previously chosen names are now stuck in authentication limbo."

Perfect!

What, you say there's moar?

"A test of the site this morning had me waiting four minutes to get to the signup page; others got on instantly. But problems persist beyond the front door. The contractors responsible for the exchange—CGI Federal for the website itself, Quality Software Systems Inc. (QSSI) for the information "hub" that determines eligibility for programs and provides the data on qualified insurance plans, and Booz Allen for enrollment and eligibility technical support—are scrambling to deploy more fixes. Technical support call center operators continue to handle an onslaught of calls from users who can't get back into the system after registering."

Booz Allen....OMG...lol. Nothing says competent, compassionate, care like having the spooks at Booz Allen checking "your eligibility" and pawing over your personal medical records, right?

And whats that Call Center number again Bueller?

1-800-FUCKYO...no, seriously. Thats the number.

http://arstechnica.com/information-technology/2013/10/obamacare-site-hits-reset-button-on-passwords-as-contractors-scramble/

Enraged yet?

Wed, 10/09/2013 - 03:14 | 4037168 Telemakhos
Telemakhos's picture

Only 1.65% of the visitors signed up; but that's not a very important number, since no one knows how many visitors were seriously looking for insurance and how many were just curious but insured citizens (or hackers' botnets, or whatever). The real question: what percentage of the total uninsured population of California signed up? There are 7.1 million uninsured people in California and 28,699 people were determined eligible.  That's 0.4%.

Wed, 10/09/2013 - 12:11 | 4038111 whirlaway
whirlaway's picture

Even if all the unique visitors were uninsured, that is still about only 15% of them even visited the site.  But this is still early days.   We can't say how things are going until the start of next year when the coverage starts.  I would think about a third of the uninsured i.e. about 2.5 million people, will sign up by the time the enrollment period ends on March 31, 2014.   And that is pretty sizable, even for a state as large as California.

Wed, 10/09/2013 - 14:44 | 4038699 Telemakhos
Telemakhos's picture

I don't know why you got downvoted so much.  Your thesis seems to be that the people who haven't gotten healthcare are less likely to try signing up at the first available opportunity and more likely to wait until the last possible moment.  That's plausible, and by April, 2014, the apparent lack of interest that we see now might be reversed in a way that could prove infelicitous and embarassing to those making too much of the initial numbers.

Wed, 10/09/2013 - 02:01 | 4037113 A Nanny Moose
A Nanny Moose's picture

Bruce Jenner doesn't need coverage. Price on nose jawbz, and bewb jawbz are falling.

Tue, 10/08/2013 - 23:29 | 4036925 phaedrus1952
phaedrus1952's picture

I think Ahhnold's former maid might be available ...

Tue, 10/08/2013 - 23:02 | 4036862 CheapBastard
CheapBastard's picture

I looked at the web site...it's still a mess.

Wed, 10/09/2013 - 02:14 | 4037126 toady
toady's picture

That's the real story here. I Heard this morning that 100k people have created IDs on the site. 100k in a week? That's RIDICULOUS! There should be 100 MILLION after a week!

Whoever built that should be shot!

I've set up an ID, but I still haven't made it any further.

AFTER A WEEK!

Wed, 10/09/2013 - 03:20 | 4037173 OldPhart
OldPhart's picture

I' m thinking of chicking into it out of sheer curiosity.  Using my Vietnamese name:  Phuck Yew.

I also happen to have one of Bank of America's checking account numbers handy...one from the State of California.  I should be good to go.

Wed, 10/09/2013 - 00:55 | 4037064 grgy
grgy's picture

Those wonderful patriots of yesteryear would hardly believe how fucked up their beloved nation has become.  May they continue to rest in peace.

Tue, 10/08/2013 - 22:02 | 4036705 Long-John-Silver
Long-John-Silver's picture

No one can afford it.

Tue, 10/08/2013 - 22:05 | 4036710 booboo
booboo's picture

Don't enter the Matrix

Don't enter the Matrix

Don't enter the Matrix

Don't enter the Matrix

Tue, 10/08/2013 - 22:10 | 4036718 SafelyGraze
SafelyGraze's picture

"California Admits Only 1.65% Of Exchange Visitors Signed Up For Obamacare"

.. and that's precisely we need to go ahead and *make* people enroll in it

Tue, 10/08/2013 - 22:15 | 4036731 SHEEPFUKKER
SHEEPFUKKER's picture

Surely persiankitty.com got more "unique visitors" to their site. 

Tue, 10/08/2013 - 22:08 | 4036713 Meat Hammer
Meat Hammer's picture

It's called the Affordable Care Act, which makes it affordable, dummy.

Tue, 10/08/2013 - 22:12 | 4036726 Long-John-Silver
Long-John-Silver's picture

Perhaps 98.3% discovered it was not free.

Tue, 10/08/2013 - 22:21 | 4036752 Pure Evil
Pure Evil's picture

Especially those that wandered in from Mexico.

Tue, 10/08/2013 - 22:30 | 4036774 Bay of Pigs
Bay of Pigs's picture

"And therein lies the rub".

Tue, 10/08/2013 - 23:27 | 4036917 DoChenRollingBearing
DoChenRollingBearing's picture

Yes, L-J-S, I will be very curious to see some numbers a year and half from now.

Tue, 10/08/2013 - 23:42 | 4036950 Renewable Life
Renewable Life's picture

Free, that shit is the polar opposite of free,it's fucking outrageously expensive!!!

I guess the WH's thought, shit those people elected us twice, lets thank them with some affordable healthcare!! This shit continues like it is out here and CA might go red state in 2016, that is if anyone can still afford to live here by then??

Wed, 10/09/2013 - 01:40 | 4037101 Troll Magnet
Troll Magnet's picture

red, blue, wtf is the difference?

Tue, 10/08/2013 - 22:18 | 4036749 CCanuck
CCanuck's picture

Just like the Patriot Act....full of patriotism.

Americans can't afford to print it out, let alone sign-up.

Move up here we have FREE Health-care.....s/...fuck that was hard to type, almost puked....

Tue, 10/08/2013 - 23:07 | 4036875 RideTheWalrus
RideTheWalrus's picture

They should of gone with the "iAffordable Care Act S"

People would of lined up for days to get it then.

 

 

Tue, 10/08/2013 - 22:48 | 4036823 darteaus
darteaus's picture

It's expensive because it has to cover Gender Reassignment Surgery, etc.

Wed, 10/09/2013 - 04:22 | 4037204 lunaticfringe
lunaticfringe's picture

I went to the statist base camp yesterday and conducted a survey of liberal cockbags,atheists, social work majors with tax payer subsidized loans, assorted ne'er do wells, cross dressers, cock chugs, dope smokers, fudgepackers, douche bags, and boomerangs.

After 10 or 11 nasty ass responses to a simple question, "Are you entitled to healthcare?" we had a libertarian sneak in and offer up the correct answer. I am sending him a meat and cheese tray for the holidays.

http://thecivillibertarian.blogspot.com/2013/10/a-fg-survey-are-you-enti...

 

Wed, 10/09/2013 - 05:07 | 4037234 Winston Churchill
Winston Churchill's picture

The cancellation(lapse) rate was 30% on voluntarily bought insurance back in the 1970.s.

last public data  I could find.

I'm sure the lapse rate on this will be over 50% within a year.

Tue, 10/08/2013 - 22:07 | 4036714 CCanuck
CCanuck's picture

Free Healthcare, where do I sign up???

What....its not free!!!!   OBAMA!!!!! WTF !!!!!!

Tue, 10/08/2013 - 22:59 | 4036854 NoDebt
NoDebt's picture

Oh, if ONLY people would blame Obama for this fiasco.  No, it's the fault of his political opponents who are sabotaging this glorious social advancement.  Besides, he just heard it wasn't free on the news last week, like everyone else.  It wasn't his fault.  He wasn't even in the room for 7 hours while it was happening.  He's working hard AGAINST these leeches who are trying to charge money for his free healthcare plan.

Tue, 10/08/2013 - 22:09 | 4036715 RmcAZ
RmcAZ's picture

Unique visits to the CoveredCA web site has little to do with how many people are going to sign up. Probably some people just wanting to see what it's about.

Not that I would expect it to be a success either way, but it's Apples and Oranges.

Tue, 10/08/2013 - 22:09 | 4036716 Spastica Rex
Spastica Rex's picture

I'm waiting for the affordable morphine plan so I can just die in comfort.

Tue, 10/08/2013 - 22:19 | 4036748 booboo
booboo's picture

I think the fabians are going to be surprised at the reaction of the free shit zombies they created.

Tue, 10/08/2013 - 23:03 | 4036860 NoDebt
NoDebt's picture

Please refer to the other article on the site tonight about SSI/Disability fraud.  There is an 800 number you can call listed in the article.

Wed, 10/09/2013 - 02:21 | 4037132 NidStyles
NidStyles's picture

I'm next in line. Go out with a smile...

Wed, 10/09/2013 - 08:00 | 4037359 GMadScientist
GMadScientist's picture

If I promise to pay will you promise to shoot it?

Tue, 10/08/2013 - 22:11 | 4036722 Abiotic Oil
Abiotic Oil's picture

Obamacare fines to the IRS are GDP positive right?

Bullish!

Tue, 10/08/2013 - 22:14 | 4036734 PC Load Letter
PC Load Letter's picture

1.65% more then I expected

Wed, 10/09/2013 - 02:06 | 4037121 vulcanraven
vulcanraven's picture

PC Load Letter.... what the fuck does that mean?

Tue, 10/08/2013 - 22:15 | 4036743 Keyser
Keyser's picture

The IRS will be very busy tracking down and prosecuting all these folks that are not in compliance. The Boss will not be happy. 

The gubbamint has found a way with the ACA to tax every man, woman and child in the country, regardless of age and whether they earn a wage or not. Now when you are born in the US, you are already in debt to the g-men for ACA. 

Tue, 10/08/2013 - 22:28 | 4036764 Pure Evil
Pure Evil's picture

That's the problem with even going to look. You have to give so much information just to get a quote.

Next, you'll get solicitations in the mail like notices from a collection agency trying to either scare you or entice you into finishing your application.

If that doesn't work the Obama goons dressed in black ops gear will be beating on your door and implying that if you don't sign up you're in a shiite load of trouble.

Like trying to unsubscribe to a spam email, they now know your email address is valid. And, now they know exactly where you live.

Tue, 10/08/2013 - 22:46 | 4036820 darteaus
darteaus's picture

If I lived in Nigeria, I'd be cooking up some e-mails threatening fines for not yet being in Obamacare.  Then I conveniently provide a link to a web site where you can sign up.  You know the rest...

Wed, 10/09/2013 - 02:57 | 4037152 SonOfSoros
SonOfSoros's picture

God, you are a genius.

I'm creating a website as we converse.

Wed, 10/09/2013 - 10:16 | 4037723 SkottFree
SkottFree's picture

Unless you were born to illegal alien parents then its all free free free plus inclued parents aunts uncles grand partents and anyone claiming to be related its all free free free! Do I feel lucky now to be able to pay for everyone elses insurance, no wonder Obama gave himself an out on that!

Tue, 10/08/2013 - 22:17 | 4036744 Atomizer
Atomizer's picture

This survey was rated +/- 20% error to continue MSM talking points. 

Tue, 10/08/2013 - 22:43 | 4036758 darteaus
darteaus's picture

That's about the response rate of junk mail.  Pathetic given the MASSIVE PR and WH advertising effort over the last 3 years.

If they hook it to an EBT card, that will rock the numbers.

Tue, 10/08/2013 - 22:25 | 4036759 ebworthen
ebworthen's picture

That shit is too expensive.

Give me a subsidy and it's still too expensive.

Besides, the fucking corporations aren't paying a fucking dime this year so why should I?

Fuck you assholes, fuck you to HELL and back on an over-sized witches broom with splinters you fuckuing PARASITES!!!

Tue, 10/08/2013 - 23:26 | 4036913 ghengis86
ghengis86's picture

If corporations are people...equal protection under the law?

Tue, 10/08/2013 - 23:42 | 4036946 ebworthen
ebworthen's picture

They aren't people, despite what the "Supine Court of the Corporations" may say.

I'll give them equal protection, after they are hung from the nearest tree, or drawn and quartered on the public square!!!  Right next to the FED, the CONgress, and Exsuckutive Branch!!!

Wed, 10/09/2013 - 00:30 | 4037041 Crash Overide
Crash Overide's picture

One set of rules for them, one set of rules for us... I am done with that shit.

Tue, 10/08/2013 - 22:25 | 4036762 q99x2
q99x2's picture

Ya, The FEDs are going to have to go door to door with swat teams and dogs, force everyone down on the floor and make them sign.

They removed the rule of law and expect people to do something out of a moral obligation. They must be idiot inbred globalists.

Wed, 10/09/2013 - 10:22 | 4037743 SkottFree
SkottFree's picture

Is that what happened to that woman in DC that they claimed rammed things with her car?

Reality she didn't want to sign up for Obamacare because it cost more than he crack habbit, so they had to shoot her?

Tue, 10/08/2013 - 22:27 | 4036768 trillion_dollar...
trillion_dollar_deficit's picture

I think a good metric to go by is the interest in the Obamacare preexisting condition insurance plan (PCIP) that went into effect in 2010. It ended up enrolling only 29% of their expected demand of 375,000. And despite that low enrollment figure, the costs ended up being 2.5x greater than what they expected for full enrollment.

Tue, 10/08/2013 - 22:28 | 4036773 Seasmoke
Seasmoke's picture

won't be long now before the blacks realize they can't afford Zerocare and start blaming the white folks. 

Tue, 10/08/2013 - 23:29 | 4036927 DoChenRollingBearing
DoChenRollingBearing's picture

That's because Obamacare is all George Bush's fault.

Wed, 10/09/2013 - 08:01 | 4037364 GMadScientist
GMadScientist's picture

No, that's Medicare Part D.

Wed, 10/09/2013 - 10:35 | 4037778 DoChenRollingBearing
DoChenRollingBearing's picture

Touché!

Tue, 10/08/2013 - 22:29 | 4036775 A Lunatic
A Lunatic's picture

What they would be just as happy with is 300 million people paying the fine.....

Tue, 10/08/2013 - 23:26 | 4036914 Jethro
Jethro's picture

Oh, you mean the Affordable Care Tax!?

Wed, 10/09/2013 - 09:31 | 4037595 Pool Shark
Pool Shark's picture

 

 

If 47% of Americans pay no income tax, how does the IRS expect to collect the fines?

 

 

Wed, 10/09/2013 - 10:08 | 4037696 MachoMan
MachoMan's picture

Not only that, but if you don't qualify for free/subsidized coverage AND you live paycheck to paycheck (the bottom 80% of the socioeconomic ladder), then how do you expect to get medical care when you haven't met your deductible?  You think that co-pay is going to get you seen again by your doctor?  Many folks will have to go to a different medical group each visit so they don't have to pay their balance due before being seen.  Good luck with that shit.  Hope you have a lot of independent doctors in your locale.

Looks like catastrophic coverage + paying the penalty for many folks...  of course, this is what insurance companies wanted anyway...  collect premiums without having to pay out benefits.

Wed, 10/09/2013 - 09:32 | 4037602 Pool Shark
Pool Shark's picture

 

 

If 47% of Americans pay no income tax, how does the IRS expect to collect the fines?

[deja vu all over again...]

 

 

Tue, 10/08/2013 - 22:29 | 4036776 g'kar
g'kar's picture

To be fair, can those that apply read and write english?

Tue, 10/08/2013 - 22:35 | 4036792 Keyser
Keyser's picture

I believe the Dems have screwed the pooch this time and it is going to backfire on them in '14 and '16. This boondoggle is too big to just sweep under the rug. 

http://2.bp.blogspot.com/-R1XdVgGUrm4/UMuaoby7GdI/AAAAAAAAP_w/_UIovi0PKj...

Tue, 10/08/2013 - 22:39 | 4036801 Ralph Spoilsport
Ralph Spoilsport's picture

"As California goes, so goes the Nation" - straight to hell.

Wed, 10/09/2013 - 10:11 | 4037702 MachoMan
MachoMan's picture

Only so long as we agree to be bootstrapped by their idiocy.

Tue, 10/08/2013 - 22:39 | 4036802 Inbetween is pain
Inbetween is pain's picture

1.65%--that's just a stupid statistic.  Undoubtedly many people logged on multiple times and there were many looky-loos.  California only has 12 million unique households.  You want me to believe that 8% of all households checked out the website?  I doubt it.  Further problem with your statistics.  In reality only 15% of households are really in need of Obamacare--that's 1.8 million households.  So now you want me to believe that more than 50% of all elleigible households checked it out--even more unlikely. 

Tue, 10/08/2013 - 22:41 | 4036809 ForWhomTheTollBuilds
ForWhomTheTollBuilds's picture

It's been at least 15 years since I read Atlas Shrugged, and I still occasionally see something that feels like it came right out of that book.

Many of the government stooge character names escape me, but it feels like one of the times the failing state fills the front pages of all the papers with scant details of some munificent new program that will get us all back on the right track once and for all.  

Not only does it fail, but it does so spectacularly for the most pedestrian of reasons (thats the part making me think of the book).  

I think a bunch of chapters started with the sentence, "A copper wire broke..." to describe the start of a sequence that brings whole industries to a standstill.  

This time its an inscrutible website that doesn't even work (according to other press coverage I've seen).

 

The failure will eventually be acknowleged on page 16.  There will be a few token resignations.  Then a bigger program...

Tue, 10/08/2013 - 22:58 | 4036845 carbonmutant
carbonmutant's picture

I noticed that they didn't mention what percentage were legal US citizens...

Tue, 10/08/2013 - 23:10 | 4036884 are we there yet
are we there yet's picture

Does Obamacare cover radioactive california womans makup? This is a funny video of a makup company that made some radioactive womans makup to test how its cleaning products cleaned womens faces. Wow, times have changed, just go swimming in the Pacific ocean instead.

http://youtu.be/cBoD_zRfz_4

Tue, 10/08/2013 - 23:16 | 4036899 phaedrus1952
phaedrus1952's picture

I've talked to 5 or 6 people here in the SF Bay area about this in the past few days, including a middle-aged woman today. Everyone of them ... Every. One. said the same thing ... they cannot afford the policies that are offered.  Premiums seemed to range from 200 to 600 per month with deductibles in the 6 to 8k range.  The ages were from early 20's to late 50's. 

I didn't detect anger in these people so much as subdued shock and a sense of forboding.   This is hard core Obammy land. If this thing pisses off these folks, I wouldn't want to be a flag-bearer for this hopey/changey thing.

Tue, 10/08/2013 - 23:56 | 4036977 sharky2003
sharky2003's picture

I came to the same conclusion while overlooking some of the plan documents last night. Even if people get subsidies, there's no way people could afford a 2000-6500 deductible. Most people today live paycheck to paycheck. And god help you if your expense is created on Dec 31st into a new year and new deductible. 

Wed, 10/09/2013 - 08:11 | 4037388 GMadScientist
GMadScientist's picture

Ironic, since high-deductible unhealthcare insurance was the biggest recommendation from conservatives on what should be done about healthcare costs.

 

Wed, 10/09/2013 - 10:30 | 4037737 MachoMan
MachoMan's picture

That would be a possible solution, however the problem is that the second half of the equation isn't forced.  Insurance is at the top of the list of "regulated industries."  When you give insurance companies the benefits of subsidies, whether it's tort reform or a system of higher deductibles, then you have to impose a hardship as well, e.g. mandatory premium price decreases.  This is how you can tell the provisions are simply bailouts for insurance companies...  there is no corresponding detriment imposed for all the benfit provided.

Doing the math for my state's exchange, it is only an extra $100/mo. (over the high deductible bronze plan) for a low deductible silver/gold plan (something similar to the insurance that everyone has now) and, oddly enough, the price of these plans is about the same as we pay for insurance now (maybe $100/mo. tops extra if factoring in dental/vision)...  If you have to itemize these expenses, then you're fucked with the increase to 10% of AGI for schedule A medical deductions.  However, if you're self employed, then the newly added line 29 is your buddy.  http://www.irs.gov/pub/irs-pdf/f1040.pdf

 

Wed, 10/09/2013 - 13:11 | 4038368 Missiondweller
Missiondweller's picture

That was my experience as well.

For me the "cheapest plan was $486 per mo w/ a $6000 deductibe.

Before ACA I paid Kaiser $177 w/ no deductible.

There is nothing "affordable" about this and they will experience extreme "adverse selection", that is, only the sickest people will sign up.

This insurance plan is doomed.

Wed, 10/09/2013 - 00:18 | 4036984 kadoka
kadoka's picture

You have to wonder what the default rate of people signing up for Obummercare will be?  How unusual is it for Americans to purchase something they later find they can't pay for?  By the end of 2014 probably half of the initial policies will be void due to non-payment.  So these people would have lost whatever money they spent on Obummercare and then still have to the the IRS fine (oops....tax) also.  This has to be very bullish for the economy.

Wed, 10/09/2013 - 10:25 | 4037756 MachoMan
MachoMan's picture

If home loans, car loans, or student loans are any example...

Wed, 10/09/2013 - 00:18 | 4037007 Bear
Bear's picture

Setup account ... tried to login ... got following message:

"Logging in. Please wait... (If you are not logged in within ten seconds, please click here to proceed.)"

never past this point ... the only thing that doesn't work better than DC is Sacramento

https://v.calheers.ca.gov/apspahbx/login.portal#

Wed, 10/09/2013 - 00:19 | 4037009 guinea
guinea's picture

The California site visitor volume is dropping like a dead fly. 

It was 650k on the first day.  And after a whole week they only got 900k?  Watch by the end of the month, they're only at 1.5 million.  Only deadweights are even looking at that site, that's going to do wonders to premiums in the long run.    

MWAHAHAHAHAHA

Wed, 10/09/2013 - 00:25 | 4037028 I Write Code
I Write Code's picture

Actually, 1% signup in one day is excellent performance, ask Amazon what their browse to buy ratio is, bet it's 10x to 100x worse.

Only a few percent of people have gone without insurance for any reason that Obamacare is going to fix, and the equivalent of those policies has long been available (I assume, if the deductibles are THAT high then these are new policies after all).

BUT, these are also SUBSIDIZED, so just wait until the eligible for those figure it out.  AND, whaddaya bet there is a subsidy to pay that deductible, if you just beg and plead in the right way.  I dunno, I'm just sayin.

Wed, 10/09/2013 - 00:40 | 4037047 hmmmstrange
hmmmstrange's picture

<---- 16,311 healthy Californians signed up

<---- 16,311 sick Californians signed up

Wed, 10/09/2013 - 00:52 | 4037061 IridiumRebel
IridiumRebel's picture

If you're bored, give the park Rangers at Yellowstone a little call and tell them how you feel about them playing Gestapo. Fuckin pieces of shit.

307-344-7381

I'm finding all of their numbers and posting them everywhere.

Wed, 10/09/2013 - 01:22 | 4037096 are we there yet
are we there yet's picture

Park rangers are unrelated to obamacare. Don't get it.

Wed, 10/09/2013 - 08:47 | 4037490 GMadScientist
GMadScientist's picture

Look past the spittle; I believe this is "shutdown" rhetoric.

Wed, 10/09/2013 - 01:03 | 4037075 icanhasbailout
icanhasbailout's picture

Even if you presume that as much as 10% of the population consists of frothing Obama lovers, then 5 out of 6 frothing Obama lovers have not signed up for Obamacare.

Wed, 10/09/2013 - 01:03 | 4037079 WallowaMountainMan
WallowaMountainMan's picture

 "Assuming each household is a 'unique' then that is a 1.65% sign-up rate." 

equating visits with eligibility distorts the merits of the sign-up rate % you cite.

the bettor look at the numbers seems to me to be to see how many were eligible, the % of those applications completed, and how long it took. then track the rate of eligible over time. (16,311 / 28,699 eligible = 57% completed so far)

after all, with your context, one could say that % of 'unique' households eligible for coverage would be 28,699 / 987,440 = 2.9 %

or that of 987,440 households who tried to sign up, 958,741 were not eligible.

 

"Odd that the Press Release did not mention that rate...(the 1.65%) "

not to me. not at all.

:)

 

Wed, 10/09/2013 - 01:09 | 4037084 markar
markar's picture

Of course no one is signing up. You can't even get past "log in" once you've set up an account. Tried w/ both IE & Chrome

Wed, 10/09/2013 - 01:17 | 4037094 MedicalQuack
MedicalQuack's picture

There should be some kind words here though for the folks working their fannies off in this thankless job...I said that a couple days ago, as this is a huge project and California has done well.  Let's compare Covered California to the 20 year old project the state has going to replace the legacy payroll system which now is in a lawsuit against SAP...so when you compare these folks have done one heck of a job in a short time.

HHS missed the opportunity to call it a "beta" as well which would have helped a lot with perceptions.  I said myself to my readers, expect to get on the phone as this is the biggest data connected project ever attempted like this.  Granted our HHS director could have done a better job with starting earlier but that's what you get when you have a Secretary of HHS with no tech experience.  Time for a change there and and SEC has same problem.  If you didn't see the Jon Stewart video, worth a look as well as the MSNBC video...kind of sad as she's over her head here and scrambling.

http://ducknetweb.blogspot.com/2013/10/jon-stewart-talks-to-kathleen-seb...

But what do I know...here's my opinion from 2/2009....said Health IT would eat her up and here we are...

http://ducknetweb.blogspot.com/2009/02/kathleen-sebelius-kansas-governor...

DeParle too...

http://ducknetweb.blogspot.com/2009/03/nancy-ann-deparle-and-kathleen-se...

We need some hybrid tech/administrators in these top positions now as what we have there is no contest for the complex math business models used by insurers and their subsequent profit algorithms that execute. 

 

 

Wed, 10/09/2013 - 01:39 | 4037100 Binko
Binko's picture

When you go to the California website (which is actually very nicely done) and discover that you have until mid Dec to sign up and benefits don't start until Jan then it makes no sense to actually submit an application now when it's all just getting the kinks out.

Smartest thing is to wait, learn more and then apply later. Amazing what people read into things.

Wed, 10/09/2013 - 02:12 | 4037118 dale digler
dale digler's picture

I've decided that I'm going to give up my  smartphone and cable/internet package to be able to get cheap health insurance. With all the extra freed up time, I'll be able to get a second job and possibly afford the silver plan.  It will be worth it because it is my duty as an American to pay for those that don't want to work or pay for it themselves. Those productive Americans, which I somehow still consider myself, must be willing to sacrifice for the greater good of President Obama's legacy. It is very important to send this signal of surrender  by full acceptance and acquiessence.

We are very fortunate to be living at this particular time in history as our President and elected congress peoples have decreed how we should live, love, and pray. Live for the government, love your government, and pray to your government. It really simplifies things. Please everyone, sign up and pay through the nose for cheap ass insurance. It will send a clear message that we have been indoctrinated into the New  America as envisioned by our  commander and leader.  There are many people unwilling to work or contribute anything  waiting for you to give them a hand up. If you won't get the health insurance for yourself, can you at least get it for them?

Wed, 10/09/2013 - 03:38 | 4037177 OldPhart
OldPhart's picture

+1 for subtlety...you're devious..or a deviant... either way, I like that!

Wed, 10/09/2013 - 08:44 | 4037483 GMadScientist
GMadScientist's picture

Why not?

You do it so Exxon and GE can turn higher profits. So General Dynamics, KBR, and Halliburton can be guaranteed business. So that every rich asshole in the Hamptons can get a giant write-off and keep the real-estate flippers flipping. Why shouldn't redistribution help actual Americans for once?

I'll believe Republicans stance on the ACA when I see them vote to defund the military along with it. Until then, they only represent socialism for corporations and fascism for the people.

 

Wed, 10/09/2013 - 02:08 | 4037120 hunglow
hunglow's picture

And I still think I could have been a park ranger if I turned left at the fork.

Wed, 10/09/2013 - 03:19 | 4037171 syntaxterror
syntaxterror's picture

Look on the bright side. The hackers will wait a while longer before stealing all victim data.

Wed, 10/09/2013 - 04:03 | 4037194 devo
devo's picture

Come on, ZH--people would be stupid to sign up since coverage doesn't start until January. If they signed up now they'd have to pay premiums without coverage, so of course they aren't signing up.

Wed, 10/09/2013 - 06:31 | 4037270 Downtoolong
Downtoolong's picture

insurance plans that provide quality and value, and uniform benefits, without worry about pre-existing conditions.

So its high percentages you want. Why didn’t you say so? Go check out the percentage of the 1.65% who are obese smokers?

Wed, 10/09/2013 - 06:38 | 4037277 overmedicatedun...
overmedicatedundersexed's picture

seeems the young healthy guys and gals after seeing that hey mr hope and change is making us pay insurance co's for health care we don't need - have said FU. why they are making us pay for old sick people's care. Obuma better send in the park rangers and then make em sign up. how many hope and change folks are feeling duped?

Wed, 10/09/2013 - 06:44 | 4037282 Heroic Couplet
Heroic Couplet's picture

How does the California sign up rate compare to the early days of sign up for RomneyCare in Massachusetts? According to the campaign site Mitt Romney Central, after 6 years, the majority are satisfied with the Mass health insurance exchange and wouldn't want to return to the previous system.

I read some place online that Republicans should be trying to get more people health insurance. I thought that's the first time in the history of the universe that group of words has appeared together. My professional group had a guest speaker planned for this Friday who now cannot come because of the shutdown. There are about 2-3 dozen people who see the Republican clusterf3ck for what it is and will never vote Republican again. I've been telling them I certainly don't vote Republican; now they understand at the gut level why.

Wed, 10/09/2013 - 06:51 | 4037291 overmedicatedun...
overmedicatedundersexed's picture

heroic, did not get enough free stuff so she's PO'd , rest of us be glad we never married the bitch.

Wed, 10/09/2013 - 06:47 | 4037288 surf0766
surf0766's picture

What until the illegals get auto-enroll when they get food stamps.. It's a twofer

Wed, 10/09/2013 - 17:45 | 4039387 MeelionDollerBogus
MeelionDollerBogus's picture

not to worry - you're all illegal.

http://youtu.be/knHE31FtJww

Wed, 10/09/2013 - 07:34 | 4037334 belogical
belogical's picture

I would say that likely 90% of those, were people with prexisting conditions that are seeing reduced premiums. 

Wed, 10/09/2013 - 07:41 | 4037337 safe as milk
safe as milk's picture

of course, nobody signed up immediately. it's not a decision you are likely to make that quickly. you guys are acting like it's the end of the world but it doesn't seem like that big a deal to me. i'm a freelancer and my current policy will end after 2013 and from what i've seen from the new york exchange, my obamacare policy in 2014 will be $200 less expensive with somewhat more out of pocket expense than my current policy.

btw, i'm pretty sure the deductable doesn't apply to office visits. at least, it doesn't in the nys bc/bs silver plan. the deductible is for hospital stays.

Wed, 10/09/2013 - 07:42 | 4037342 overmedicatedun...
overmedicatedundersexed's picture

your milk is spoiled, how many dependents do you have? living in high tax ny your gonna get it right where ob uma loves it. fool

Wed, 10/09/2013 - 08:34 | 4037450 GMadScientist
GMadScientist's picture

It's better to be unemployed in Alabama than employed in New York? Neat logic!

Wed, 10/09/2013 - 10:24 | 4037738 safe as milk
safe as milk's picture

not sure i follow you, overmedicated. i have two dependents. i'm not a big fan of obamacare but it's the law of the land and i don't know why people can't get past that. i think the effect on tax rates will not turn out to be as dire as some people would lead us to believe.

Wed, 10/09/2013 - 13:23 | 4038438 overmedicatedun...
overmedicatedundersexed's picture

so safe I guess you got exemptions like so many other insiders, law of the land except for friends of obuma..you need to go where connecting of dots does not take effect..like politico.

Wed, 10/09/2013 - 10:24 | 4037739 safe as milk
safe as milk's picture

'

Wed, 10/09/2013 - 08:35 | 4037440 GMadScientist
GMadScientist's picture

The unique visitors count is problably off by ~2; most people log on from work, and then again from home to actually apply and that visitors count covers < 3% of the people in CA (1.5% if you buy my argument).

Extrapolating from this data point this early is either incredibly dumb or intentionally free of veracity.

Wed, 10/09/2013 - 08:40 | 4037461 FreeNewEnergy
FreeNewEnergy's picture

I am not going to be in compliance with ACA and thought I'd be assessed the $95 fine in 2015, but, but, but, I found out that if you're in danger of losing your home to foreclosure - I am, kinda - you get an exemption.

Still, I've tried five times to sign up on the NY state site and when I click to register, I get:


This page contains the following errors: error on line 50 at column 194: XML declaration allowed only at the start of the document Below is a rendering of the page up to the first error.

------------------------------------

In my world, I go by the "three strikes and you're out" rule, which means I've gone two strikes beyond, giving the asshats two extra chances to get me into compliance.

Ain't gonna try no more. Obama, you lose.

Wed, 10/09/2013 - 09:03 | 4037529 skippy9
skippy9's picture

The amazing thing is that people still believe the bullshit eminating from the Hitler White House.Hitler and his cronies have zero credability. And we all know that the 84% of us that have health insurance have been forced to pay for the minorities who have learned to suck at the tit of Uncle Sam.For all of you go gooders let me hear from you when your tax bill comes and you have to pay with your dollars and not your mouth.

Wed, 10/09/2013 - 09:12 | 4037547 GMadScientist
GMadScientist's picture

Lord knows you'll never make enough money for the tax hit to matter to you.

Psst...it's not brown people that are the problem...it's old ones.

Wed, 10/09/2013 - 11:38 | 4037976 roadhazard
roadhazard's picture

lol, not two weeks in and we already have, "final enrollment rates". I love it.

Wed, 10/09/2013 - 17:42 | 4039370 MeelionDollerBogus
MeelionDollerBogus's picture

but Obamacare is affordable! Because you can always print more healthcare - right?

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