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Obamacare's Failure In One Chart

Tyler Durden's picture




 

Confirming our fears from a few days ago, the early numbers are in for Obamacare... and they are not good. Of course, listening to "bloggers" an be bad for your health, but it seems, very few of the million of "uninsured" have decided that it is as crucial as the "leader" has exclaimed. As Millard Brown Digital reports, fewer than 1% of those trying to register for health insurance under Obamacare have completed the enrollment process. The following inverted pyramid highlights the dismal reality of the Affordable Car Act so far...

 

 

Via Compete.com,

Over the course of Obamacare’s first week, 9.5 million people visited healthcare.gov, the federal government’s official healthcare website and the de facto exchange for residents of two thirds of the states. In addition, the 16 operational state-run exchanges combined to attract over 3.1 million visitors during the same period. In total, 11.3 million consumers visited the federal and state exchanges during their first week of operation. Unfortunately, what started as a fire hose of interest, resulted in only a small trickle of actual healthcare enrollments.

 

...

 

In the end, just 36,000 consumers, or 1% of all those who attempted to register for the federal exchange, successfully enrolled in Obamacare.

Those curious to learn more about the Obamacare exchange rollout trainwreck can do so here.

 

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Thu, 10/17/2013 - 19:54 | 4067140 jcamargo
jcamargo's picture

sarc Do not worry. It is very hard to run a website. Government will be much more efficient in running the national healthcare system. /sarc

Thu, 10/17/2013 - 19:54 | 4067145 reTARD
reTARD's picture

Actually this has been a great success by government standards. The rest are the 99% for a reason.

Thu, 10/17/2013 - 19:57 | 4067153 syntaxterror
syntaxterror's picture

Prepare to be fined you stupid fucks. You deserve it.

Thu, 10/17/2013 - 20:00 | 4067159 Constitutional ...
Constitutional Republic's picture

Pathetic, isn't it? And this from an administration that seeks to threaten the U.S. and the world with its cyber shock and awe. Bull$hit. This administration is incompetent and venal; too stupid to acknowledge its own mendacity.

Give its hubris a very long rope by which to hang itself. Peaceful non-compliance will suffice for now. Let it live with its own nightmare.

Come on, Congress. Start demanding the the Obamacare website is a priority, so people can see the prices.

Thu, 10/17/2013 - 19:59 | 4067164 syntaxterror
syntaxterror's picture

Fukuppy is now the mascot for this scam.

Thu, 10/17/2013 - 20:00 | 4067167 Black Warrior W...
Black Warrior Waterdog's picture

<<<<< Healthcare.gov Enrollment Funnel

<<<<< Full Retard Pyramid Scheme

Thu, 10/17/2013 - 20:07 | 4067189 reTARD
reTARD's picture

Also not surprising... Chimpcare wasn't intented for humans.

Thu, 10/17/2013 - 20:11 | 4067210 Heroic Couplet
Heroic Couplet's picture

and the GOP fail is closing the parks and then Sarah Palin and Cruz show up for a photo op. Crass but Cruz must be practicing for her new husband.

 

Thu, 10/17/2013 - 22:25 | 4067610 booboo
booboo's picture

not  quite as crass as having to smell thunder thigh crevis cheese as Hillary waddles by with her loving boy x prez hanging on her arm.

Thu, 10/17/2013 - 20:13 | 4067215 devo
devo's picture

Why would anyone enroll and pay a premium when they won't receive care until January?

Thus, the message is deceptive. At least be honest.

Fri, 10/18/2013 - 11:26 | 4068864 earnyermoney
earnyermoney's picture

Why not enroll then get a bill in late December?

Fri, 10/18/2013 - 12:49 | 4069249 donsluck
donsluck's picture

They don't receive CARE, they receive INSURANCE. Big difference.

Thu, 10/17/2013 - 20:28 | 4067267 jballz
jballz's picture

 

This is lame.

SO many ways to motherfuck Ocare, really no need to grasp at straws. 36,000 enrollees is pretty huge all things considered. The one thing considered that is probably 30% of th assclowns in the country who are paying enough attention to know they are the ones who are supposed to sign up, and that it exists, etc.

"unique visitors" is the most contrived bullshit stat in all of the interwebs. 9 million of those were bots, hackers, and haters there to mock it. We all know this.

Anyway fuck all of it but this is a bad post.

Thu, 10/17/2013 - 20:32 | 4067275 One And Only
One And Only's picture

Those 36,000 were probably terminally ill cancer patients with some degree of hacking skills.

With the FED printing 85 billion a month who cares? Our currency will be debased in no time and everyone can have a free lunch (1/2 oz can of peas) and free preventative care from a doctor educated in Kenya that can't speak English.

Thu, 10/17/2013 - 20:33 | 4067281 Constitutional ...
Constitutional Republic's picture

+1 for the humor, and then the serious peas...errr...point.

Thu, 10/17/2013 - 20:39 | 4067288 One And Only
One And Only's picture

Don't read blogs.

Your bipass will be conducted by the finest physician who graduated from Guadalaraja elementary (with honors). Just make sure you can speak Spanish so you can communicate your allergies.

Thu, 10/17/2013 - 20:52 | 4067329 W74
W74's picture

In defense of our president's homeland, almost everyone in Kenya speaks English as a first or second language.  I know I talk shit about Africa more than most people on here but I will give most Africans credit for being Polyglots.

Thu, 10/17/2013 - 20:30 | 4067276 orangegeek
orangegeek's picture

goobermint run healthcare = bad

Thu, 10/17/2013 - 20:39 | 4067294 greggh99
greggh99's picture

Try telling that to the millions of seniors on Medicare. And then try getting elected.

Thu, 10/17/2013 - 20:48 | 4067314 W74
W74's picture

We're the only country in the world that allows pharmaceuticals to advertise.  Then we wonder why we have made-up disorders and companies selling placebos (or really just dangerous substances) to make people feel good...for awhile.  We also have a medical system that focus on money instead of the human, and on treatment & maintenence instead of cures.

Thu, 10/17/2013 - 20:34 | 4067286 Seal
Seal's picture

I heard on NPR that to "complete the enrollment" you have to pay and since enrollment closes on 15 Dec few would want to pay now instead of a month and a half from now

Fri, 10/18/2013 - 00:59 | 4067892 Bear
Bear's picture

Yes, you have to complete enrollemnt and pay

Thu, 10/17/2013 - 20:46 | 4067308 One And Only
One And Only's picture

Why would anyone want to suffer going through medical school and graduate with debt to take part in a bureaucratic government run healthcare system? Do our best and brightest really want to enslave themselves and work in a DMVesque enviroment when they can easily borrow free money and invest it in the SnP500 and get rich? 

Come on man....wealth effect; flip homes and buy Tesla shares.

Thu, 10/17/2013 - 20:45 | 4067309 adr
adr's picture

How many of the 36k people who signed up were ones looking for freebie health insurance credits?

I doubt anyone signed up that is actually going to pay for their plan.

I gots my voucher, I'm gonna git me some health insuance so I don't gots to go to the ER to a headache no mo. 

Fri, 10/18/2013 - 00:11 | 4067829 The Joker
The Joker's picture

/sarc on/

RACIST!

/sarc off/

 

Thu, 10/17/2013 - 20:53 | 4067333 JailBanksters
JailBanksters's picture

Ka Ching, another Insurance Fraud Scheme is born. Like the world actually needs another Insurance Scam run by Bankers.

 

 

 

Thu, 10/17/2013 - 20:59 | 4067355 MedicalQuack
MedicalQuack's picture

I'm an Obama fan but Sebelius should have never been appointed and I'm record for that one as I politely said Health IT would eat her up and it has...time to resign with dignity...

http://ducknetweb.blogspot.com/2009/02/kathleen-sebelius-kansas-governor...

Here's a very public accounting of the boo boos...digital illiteracy in the public eyes done by none other than herself...without some data mechanics knowledge she can't prioritize and understand how it all works and the SEC has the same problem.   Again this is not personal but with all the math models and algorithmic formulas used by insurers, she was duped and duped again.  I said the exchanges should have marketed the sites as a “beta” as people would have been a lot more forgiving if put in that context. 

http://ducknetweb.blogspot.com/2013/09/sebelius-has-bees-in-her-bonnetgiving.html

United Healthcare is on it's way to be a too big to fail company and they duped her well, especially with the QSSi story...had her running to the SEC while they sat back as they had her over a barrel on the SEC reporting..

http://ducknetweb.blogspot.com/2013/06/sec-rules-ask-for-disclosure-only...

Here's their recent news and how lawyers did it take to write the press release...use the links here and see the truckloads of subsidiaries they have, breath taking.  It is becoming "creative writing" to hide what they really do with selling data for one, they make millions doing it if not a couple billions...Walgreens make about a cool billion a year selling our data..anyway, this is why she needs to go as we will be duped, duped an duped again while she's in charge.

http://ducknetweb.blogspot.com/2013/10/unitedhealthgroup-and-aarp-get-co...

 

 

 

 

Thu, 10/17/2013 - 21:39 | 4067453 homiegot
homiegot's picture

You are a fan of morons.

Thu, 10/17/2013 - 22:16 | 4067573 HerrDoktor
HerrDoktor's picture

We can share a meeting.

My name is Herrdoktor X, I am and Obama fan...

(I am not now, nor have I ever been a member of the Communist party)

Fri, 10/18/2013 - 00:09 | 4067828 The Joker
The Joker's picture

So I checked out your last two links.  Yep, you're a quack alright.  Learn to write coherently before you start a blog mkay?

Fri, 10/18/2013 - 11:20 | 4068844 earnyermoney
earnyermoney's picture

Typical Barry sychophant.

It's never Barry's problem. Who hired Sebelius in the first place? Barry. Barry and the Democrats own this POS. I suspect the Red team is going to beat the Blue teams ass like a drum with this issue heading into the midterm elections.

Fri, 10/18/2013 - 12:56 | 4069287 donsluck
donsluck's picture

I disagree. You (obviously) can count on the Tea (non)Party to fuck it up. They will press and threaten and throw yet another politically un-winable tantrum in January, well before the elections. The Reps are toast due to the inexperienced idealogues they elect. You should only vote for an experienced idealogue.

Fri, 10/18/2013 - 21:53 | 4071009 bunnyswanson
bunnyswanson's picture

http://www.theguardian.com/commentisfree/2012/dec/05/obamacare-fowler-lo...

Whatever one's views on Obamacare were and are: the bill's mandate that everyone purchase the products of the private health insurance industry, unaccompanied by any public alternative, was a huge gift to that industry; as Wheeler wrote at the time: "to the extent that Liz Fowler is the author of this document, we might as well consider WellPoint its author as well." Watch the five-minute Bill Moyers report from 2009, embedded below, on the key role played in all of this by Liz Fowler and the "revolving door" between the health insurance/lobbying industry and government officials at the time this bill was written and passed.

More amazingly still, when the Obama White House needed someone to oversee implementation of Obamacare after the bill passed, it chose . . . Liz Fowler. That the White House would put a former health insurance industry executive in charge of implementation of its new massive health care law was roundly condemned by good government groups as at least a violation of the "spirit" of governing ethics rules and even "gross", but those objections were, of course, brushed aside by the White House. She then became Special Assistant to the President for Healthcare and Economic Policy at the National Economic Council.

Now, as Politico's "Influence" column briefly noted on Tuesday, Fowler is once again passing through the deeply corrupting revolving door as she leaves the Obama administration to return to the loving and lucrative arms of the private health care industry:

"Elizabeth Fowler is leaving the White House for a senior-level position leading 'global health policy' at Johnson & Johnson's government affairs and policy group."

The pharmaceutical giant that just hired Fowler actively supported the passage of Obamacare through its membership in the Pharmaceutical Researchers and Manufacturers of America (PhRMA) lobby. Indeed, PhRMA was one of the most aggressive supporters - and most lavish beneficiaries - of the health care bill drafted by Fowler. Mother Jones' James Ridgeway proclaimed "Big Pharma" the "big winner" in the health care bill. And now, Fowler will receive ample rewards from that same industry as she peddles her influence in government and exploits her experience with its inner workings to work on that industry's behalf, all of which has been made perfectly legal by the same insular, Versailles-like Washington culture that so lavishly benefits from all of this.

It's difficult to find someone who embodies the sleazy, anti-democratic, corporatist revolving door that greases Washington as shamelessly and purely as Liz Fowler.

Thu, 10/17/2013 - 21:09 | 4067382 W74
W74's picture

You know, I'm a fairly observant guy and I pay attention to what's going on around me.  If you listen to people talk in airports or at the gym or in stores, just the day-to-day stuff....I can tell you I haven't heard a single person talking about Obamacare. 

People have been talking about the sequester.  Some people will talk about Iraq/Afghanistan/Vet Issues.  Some people will talk local politics (guv'nah, etc.)....but I haven't heard a single damn person so much as mention Obamacare.

Well, not in a positive light.  I think even the ACA supporters (and Obama's supporters in general) know they got taken for a ride.

 

Thu, 10/17/2013 - 21:19 | 4067413 NDXTrader
NDXTrader's picture

I guarantee that if they were sent a check all 9 mil would have figured out how to sign up. The problem here is that the user might actually have to pay something in the end

Thu, 10/17/2013 - 21:29 | 4067434 doMiKY
doMiKY's picture

of the 36,000 now enrolled in obamacare - how many are healthier? - better off? - satisfied? - alive? - voting in 2016?

Thu, 10/17/2013 - 21:59 | 4067517 oncefired
oncefired's picture

Fuck ObamaCare! Fuck You NSA!

Thu, 10/17/2013 - 22:17 | 4067580 BlobbyBlueBland
BlobbyBlueBland's picture

You forgot to put on top of the pyramid the $500 million the site (allegedly) cost to develop.

Thu, 10/17/2013 - 22:59 | 4067702 Atomizer
Atomizer's picture

Just funnel your sign up ACA complaints to: If you see something on the web about health insurance sign-up that seems fishy, send it to flag@whitehouse.gov.

 

http://www.whitehouse.gov/blog/Facts-Are-Stubborn-Things

 

/LOL

Fri, 10/18/2013 - 00:04 | 4067819 joego1
joego1's picture

Gee what a deal I get to wait to sign up to go broke paying the insurance companies to hasten my death.

Fri, 10/18/2013 - 00:07 | 4067821 rtrco
rtrco's picture

I refuse to sign up. Everyone should refuse to sign up. Period.

 

TEA PARTY 2.0

Fri, 10/18/2013 - 00:21 | 4067850 combatsnoopy
combatsnoopy's picture

I don't get this infighting over this fraud called "healthcare" in the U.S.
It's HORRIBLE.  The Sick Cult of Metformin Worship is out to get you.  They're also setting Pfeizer up for success.

 

Here's how.

  1. Low thyroid = high insulin
  2. High insulin = high LDL = HEART DISEASE  (This is where Pfeizer and other generic drug makers thanks the Sick Cult of Metformin Worship, since Metformin RAISES insulin levels from raising AMPK.)
  3. High insulin = nitric oxide, Ca2+ release from the parathyroid from cortisone(that's blocked when the Parathyroid sees you have Calcium already in your system)...all this triggers INFLAMMATION, WEIGHT GAIN and uh... AUTOIMMUNE DISEASE (autoimmune disease = $100 BILLION/YEAR MARKET!) 

NOW THAT YOU KNOW ALL OF THIS, JUST CLEAN OUT YOUR DIET, EXERCISE, GET YOUR NUTRITION AND SAVE YOUR MONEY.  Also SAVE YOURSELF FROM UNDESIRABLE SIDE EFFECTS!

They try to tell women with PCOS that it is caused by "too much glucose" and that they're diabetic and that "Metformin will cure PCOS". 
This is false because PCOS is caused by too much insulin!   Had I been prescribed this, I would've been able to sue, but unfortunately that prosecution is up to a bunch of much more gullible women who suffer in pain from the condition.  Many women with PCOS have had miscarraiges, due to excessive insulin levels!

This claim IS false.   Metformin RAISES insulin levesl which makes the PCOS worse unless you're on contracteptives (birth control pill $5 billion/year market), which by itself fixes the symptoms but destroys the woman's metabolism which is the cause of PCOS in the first place. 

Sino-Pharmaceuticals in China actually has the patent on "Metformin cures PCOS".   Sino-Pharmaceuticals is partnered up with Bristol Myers Squibb.

78 Million baby boomers who tossed any random chemical at their problems and boredom since the Summer of Love with Medicare guarentee profits for Big Pharma, who gets their drugs made in India on the cheap.  So Big Pharma has A LOT of revenue and LOBBYING POWER.  

I can't believe they stiffed welfare recipients and fallen soldiers' families for this non-sense.  Of course the boomers aren't really affected by this.  Big pharma is natural selection for the Baby Boomers.   The downside to that is that MY generation will foot the bill and I'm so not happy about that. 

Fri, 10/18/2013 - 08:17 | 4068202 drdolittle
drdolittle's picture

In medicine myself, ED so not much real conflict of interest. Agree chemotherapy and radiation are used mostly because the person receiving doesn't have to pay for the minimal benefit. Agree costs are insane.

You should do some real reading before you spout off complete bullshit.

 Metformin is effective only in the presence of insulin, and its major effect is to decrease hepatic glucose output [3,4]. In addition, metformin increases insulin-mediated glucose utilization in peripheral tissues (such as muscle and liver), particularly after meals, and has an antilipolytic effect that lowers serum free fatty acid concentrations, thereby reducing substrate availability for gluconeogenesis [3-5]. As a result of the improvement in glycemic control, serum insulin concentrations decline slightly [6,7].

Metformin also increases intestinal glucose utilization via nonoxidative metabolism, at least in experimental animals [4]. The lactate produced by this process is largely metabolized in the liver as a substrate for gluconeogenesis [3]. The latter effect could protect against hypoglycemia.

The molecular mechanisms of metformin action are not fully known. Activation of the enzyme AMP-activated protein kinase (AMK) appears to be the mechanism by which metformin lowers serum lipid and blood glucose concentrations [8-10]. Metformin works through the Peutz-Jeghers protein, LKB1, to regulate AMPK [11]. LKB1 is a tumor suppressor and activation of AMPK through LKB1 may play a role in inhibiting cell growth [12]. (See 'Cancer incidence' below.)

Metformin may also inhibit hepatic glucose production via a mechanism independent of AMK and LKB1. In mice deficient in AMK or LKB1, metformin successfully inhibited glucose production [13]. The inhibition was associated with a reduction in intracellular ATP concentration. Thus, alternative pathways are likely to be involved in the inhibition of gluconeogenesis by metformin.

Nice try though. You have a real issue with the healthcare industrial complex but you look like an idiot spouting off completely unresearched  bullshit.

Fri, 10/18/2013 - 09:04 | 4068333 overmedicatedun...
overmedicatedundersexed's picture

Dr D, gotta give you +100, metformin is one of the better poisons we use, (I take it myself)..wt loss, is an added benefit to the DM population..here on ZH science is sometime ignored by those who politics support holistic therapy or some such wish it were so mind sets.

Fri, 10/18/2013 - 00:26 | 4067855 kareninca
kareninca's picture

I keep hearing that hospitals are laying people off in large numbers, "due to Obamacare."  One example:  a hospital in the East Bay (SF bay area) where a friend's wife volunteers, just laid off a lot of people "because of Obamacare."

How can that be?  I thought that these new customers were bringing insurance (of a sort) with them.  Why should the hospitals be shedding employees?  What is going on???

As an aside, the administrators of the hospital were looking into having the volunteers do some of the stuff that the laid-off nurses used to do, but the hospital's lawyers said "um, no."  I think the lawyers were right in this case.

Fri, 10/18/2013 - 02:42 | 4067960 Cthonic
Cthonic's picture

Medicare reimbursement reductions.  Also a lot of hospitals overplanned for never-ending expansion as well, and now are stuck with associated fixed expenses. So same workload, spread around to fewer staff.  Difficult environment for new nurses without clinical experience to find jobs right now.

Fri, 10/18/2013 - 17:25 | 4070282 kareninca
kareninca's picture

Thank you for the answer; makes sense.

Fri, 10/18/2013 - 00:36 | 4067862 combatsnoopy
combatsnoopy's picture

Medicare = me paying for "medical" marijuana and "botox" for migraines for 78 million baby boomers before they go of on their Coumadin/Janeuvia/Viagra/Metformin/Lipitor/Xanax (for their coke addiction) --- then for the smart ones, B-shots.  (It has already happened)

Obamascare = me paying for big pharma's entitlements at the expense of public health.

I'd like to see both held up to the HIppocratic Oath and American Medical Association code of ethics, then held up to scrutiny by all of the best countries for healthcare in the world.

The Japanese socialist healthcare system keeps the cost so low, because their people are soooo frickin' healthy their healthcare sector is not considered a money maker.   So their healthcare participants don't have a conflict of interest against the public health like Bristol Myers Squibb does. 

Now the U.S. on the other hand....  God help us.  The Silver Tsunami has taken over, we're so screwed.

"SILVER TSUNAMI" = baby boomer brain chemisty experiments gone bad with equity lines backed by assets collateralized with Fannie Mae's pinky toenail polish and an Old Bazooka Joe Bubble Gum Wrapper because Social Security payouts in real value is an imaginary asset thanks to Clinton who used that dough to "balance the budget" that make up the fiscal majority in the US.
 
Gawd I can't even wrap my  head around the disaster that is American socialized healthcare by boomers on kosher liquor.

Fri, 10/18/2013 - 14:07 | 4069608 g'kar
g&#039;kar's picture

"The Japanese socialist healthcare system keeps the cost so low, because their people are soooo frickin' healthy their healthcare sector is not considered a money maker."

 

Until the Fukushima effects really start kicking in.

Fri, 10/18/2013 - 00:41 | 4067875 lucyvp
lucyvp's picture

This is true,  it is my situation, not copied or embelished.

I am a long term employee of one of the largest corporations in America.
Being a long time employee, I view my company as always giving the employees
a fair shake and generous benefits, so I trust that they are doing the
best job they can when offering benifits. 

My elections for 2014 have come out for the first time this week.
I have a family of 4, and work in the tech field as an engineer.

Last year I had the following coverage.
Family of 4, $250 deductible for each person, 20/80 coverage after that up to
the out of pocket maximum of $4,000.  This policy cost me $3000 for premiums taken
from my check twice monthly.

Next year (2014) the policy which most nearly matches this coverage is as follows.
Family of 4, $300 deductible for each person, 20/80 coverage after that up to
the out of pocket maximum of $12,500.  This policy cost $4200 a year.

Wow! read that carefully, a 40% increas in premium, and look at the out of pocket
maximum.   $12,500!!!  If someone gets seriously ill, or has an accident,
This will wipe out most of my savings.  If the illness is spread across calendar years
this would result in me having to take out a loan, be severly indebted to my
medical providers, etc.

I assume my employer is covering 80% of the cost of this policy as they have been
in previous years.  This means that my employer is paying an additional $4800
a year in my behalf. 

Like I have said I work for one of the largets employers in the U.S.  We all have
roughly the same plan.  Thousands and Thousands of employees are faced with the same
crushing costs.

So much for the afforable care act.

Fri, 10/18/2013 - 00:57 | 4067890 Bear
Bear's picture

Aetna is leaving California and leaving my wife high and dry.

She has to get individual insurance for 2014. Her premium in 2013 ... $486/month ... in 2014 ... $928.

You should be happy with the 40% instead of my almost 100% for one person. Suggestion .... don't age!!

Fri, 10/18/2013 - 01:37 | 4067911 lucyvp
lucyvp's picture

I can deal with the 40% increase in premium.  the 12.5K out of pocket maximum is the kicker.  I thought insurance was to prevent unaffordable losses.  two years of 12.5K and I'm wiped out, or a debt slave.

What is your wife's max out of pocket?

Fri, 10/18/2013 - 10:58 | 4068754 Thisson
Thisson's picture

Thanks for sharing your anecdote.  It's hard to put aside savings for things like illnesses when so much of your productivity is stolen.

Fri, 10/18/2013 - 10:17 | 4068564 Chaos_Theory
Chaos_Theory's picture

Cheaper to buy a plane ticket to Norway, do some felony-level crime (hopefully one in which you don't actually hurt someone) and get "stuck" in a Norweigian prison.  Then get full medical care, a nice dorm-like private room with a flatscreen TV, internet, and a nice view.  I thought this was BS until I read about Breivik's prison life. 

That's my no-shit catastrophic care plan if the Big C or something similar pops up in my future.  Think outside the box!

Fri, 10/18/2013 - 00:51 | 4067882 Bear
Bear's picture

Failure is assured ... Failure is desired

Whenever the governments attempts to conduct commerce it takes them a long time to get it working. But once done, it is impossible to stop it from working (against you)

Fri, 10/18/2013 - 01:47 | 4067919 James-Morrison
James-Morrison's picture

Still possible to get a catastrophic plan, not on an exchange, and pay the fine/tax/penalty.
It might be a better policy depending on income level.

Fri, 10/18/2013 - 08:43 | 4068262 Dewey Cheatum Howe
Dewey Cheatum Howe's picture

Self insurance plans aka ERISA. This is how the 'private exchanges' work that are outside Obamacare this is what companies like IBM are doing when they drop coverage. Expect smaller businesses to start doing this to get around onerous burdens of Obamacare.

https://en.wikipedia.org/wiki/Self-funded_health_care

Fri, 10/18/2013 - 02:13 | 4067940 jtg
jtg's picture

That will show the world yankee knowhow, NOT.

Fri, 10/18/2013 - 04:22 | 4068018 the tower
the tower's picture

Have you seen the website? It's a disaster..

Check the ESTA website, it's one of the first things foreigners get to see of the US before they travel:

https://esta.cbp.dhs.gov/esta/

Who built this? Someone's secretary?

Seriously.. a country that claims to be the epitome of tech should be able to build a better website than THAT.

Fri, 10/18/2013 - 03:09 | 4067981 heinrich6666
heinrich6666's picture

You didn't build that... website.

Fri, 10/18/2013 - 03:19 | 4067983 evernewecon
evernewecon's picture

 

 

 

 

 

The chart's a picture of 

pre-texted Simpson Bowles

(and the conforming of risk

to privatization and monopolistic

pricing such that it's the driver

of eligibility.)

 

 

ObamaCare overall's pre-texted

privatization.

 

Risk equalization and an across

the board carrier level minimum

accountable care percentage

is the opposite, with a few 

other items, once immunity

from anti-trust is repealed.

 

Restoring the public benefit corporate

charter and adding patient/doctor/nurse

carrier level management mimics

the hospital (and isolated HMO's as to

the patients, but their say's been

glaringly missing generally,) which all in

all makes more sense than mimicing

the bakery store, and which makes more sense than

simple insurer centrism.

Fri, 10/18/2013 - 03:22 | 4067989 are we there yet
are we there yet's picture

Obamacare is rolling out like Roseanne Barr trying to get asked to do a $100 table dance nude, only you have to pay for permission to look elswhere.

Fri, 10/18/2013 - 06:52 | 4068074 Bluz
Bluz's picture

These are 36,000 people with pre existing conditions who haven't been able to get medical insurance at any price. That ought to really bring the premiums down.

Fri, 10/18/2013 - 06:58 | 4068080 Dingleberry
Dingleberry's picture

The people have voted. 

Now it's time they be punished.

Fri, 10/18/2013 - 07:01 | 4068083 nwcruiser
nwcruiser's picture

It wont be long before they start to offer 50% off healthcare for the first 3 month if you enroll.

Fri, 10/18/2013 - 08:25 | 4068214 d edwards
d edwards's picture

And a free toaster!

Fri, 10/18/2013 - 10:49 | 4068714 g'kar
g&#039;kar's picture

And a free Opad

Fri, 10/18/2013 - 07:04 | 4068086 SubjectivObject
SubjectivObject's picture

Who needs Obamacurare when we got the ZH comments section.

Gallows humour is the best medicine.  Very therapeutic.

Fri, 10/18/2013 - 07:07 | 4068090 Incubus
Incubus's picture

MY suggestion:

 

Get out while you still can. If you're sticking around, entertaining your good ol' boy fantasies of taking the country back from the largest police state and MIC the world has ever seen, good luck.

 

Fri, 10/18/2013 - 07:34 | 4068136 muleskinner
muleskinner's picture

Why do I get the feeling that, if I sign up for the ACA, I will be electronically inducting myself into a German concentration camp?

The Auschwitz Care Act is a better title for the legislation.

Fri, 10/18/2013 - 09:16 | 4068331 g'kar
g&#039;kar's picture

Your tatoo is close at hand in the form of this little device:

 

 

 

CFR - Code of Federal Regulations Title 21

 

-

New Search Help | More About 21CFR [Code of Federal Regulations] [Title 21, Volume 8] [Revised as of April 1, 2013] [CITE: 21CFR880.6300]


TITLE 21--FOOD AND DRUGS CHAPTER I--FOOD AND DRUG ADMINISTRATION
DEPARTMENT OF HEALTH AND HUMAN SERVICES SUBCHAPTER H--MEDICAL DEVICES

PART 880 -- GENERAL HOSPITAL AND PERSONAL USE DEVICES

Subpart G--General Hospital and Personal Use Miscellaneous Devices

Sec. 880.6300 Implantable radiofrequency transponder system for patient identification and health information.

(a)Identification . An implantable radiofrequency transponder system for patient identification and health information is a device intended to enable access to secure patient identification and corresponding health information. This system may include a passive implanted transponder, inserter, and scanner. The implanted transponder is used only to store a unique electronic identification code that is read by the scanner. The identification code is used to access patient identity and corresponding health information stored in a database.

(b)Classification . Class II (special controls). The special control is FDA's guidance document entitled "Class II Special Controls Guidance Document: Implantable Radiofrequency Transponder System for Patient Identification and Health Information." See 880.1(e) for the availability of this guidance document. This device is exempt from the premarket notification procedures in subpart E of part 807 of this chapter subject to the limitations in 880.9.

[69 FR 71704, Dec. 10, 2004]

 

http://www.accessdata.fda.gov/scripts/cdrh/cfdocs/cfcfr/CFRSearch.cfm?fr...

 

Fri, 10/18/2013 - 09:14 | 4068367 Canoe in the Desert
Canoe in the Desert's picture

The Medical Group I have been going to for 50 years has announced they are not accepting ANY insurance after January 1 and will only offer "concierge" doctor services. So to keep my doctor I would have to pay them additional thousands for membership and process my own out of network claims for reimbursement.

How many people have trouble just putting food on the table?

Tip of the iceberg...

 

 

Fri, 10/18/2013 - 11:01 | 4068774 Thisson
Thisson's picture

It will be much cheaper than Obamacare. 

Fri, 10/18/2013 - 09:32 | 4068422 esum
esum's picture

you see it doesn't matter if the website works or not. the IRS will lower the "seize your bank account hammer" and then you have to fight to get your money back.... and a failed pirate goivernment website is NO EXCUSE... next

When do the NAVIGATORS kick in ? that ought to be a beautiful thing also. yeayah right from burning fries in rancid grease to guiding people through the obamacare maze...

with the perk of selling personal info for extra spending money.. no mo walmart for these crafty folks... next stop brioni and ferragamo and louie v and patek fo me bro...then off to get that custom low rider droptop benz... and some pussy poppin yeayah...

Fri, 10/18/2013 - 10:25 | 4068603 Dewey Cheatum Howe
Dewey Cheatum Howe's picture

Stop using the banks. Simple and easy that is what checking cashing businesses, pawn shops, bitcoins are for. If you don't have any assets on the books and no bank accounts it is going to be very hard for them to collect.

Fri, 10/18/2013 - 09:34 | 4068430 Curt W
Curt W's picture

36,000 people with a life threatening disease, will now attempt to suck the system dry.

Good thing we have an unlimited debt ceiling.

Fri, 10/18/2013 - 09:35 | 4068437 FreeNewEnergy
FreeNewEnergy's picture

Having tried to access the NY website (not that I was going to sign up for anything in the first place) six times without success, being unable to get past the first registration page due to "syntax errors" in the terrific code they've built, I tried the main .gov site and began the enrollment process by lying, saying I was in Michigan.

Then used all bogus data:

james23@yahoo.com

 

james23

 

Bullshit23

 

WGN

dildo

greek

 

Clicked the button that said, "next step" and got this:

 

Important: Your account couldn't be created at this time. Call the Marketplace Call Center at 1-800-318-2596. TTY users should call 1-855-889-4325.

 

Uh, no. I have never actually planned on signing up for any health care, so when the IRS asks on the 1040, which health care plan I'm using, I'll probably just write in "aetna Silver" or something like that, and, if they need a number or something, I'll make one up.

 

I just figure they'll never get around to checking, so, I'll avoid the penalty, which I would refuse to pay anyhow. So, audit me or whatever. The government sucks, and I stopped playing a long time ago. Understanding the tax laws, I have my own business and so many deductions and exemptions that I'll likely never pay tax until I'm dead, at which point I will leave all my worldly belongings to Vlaimir Putin.

 

How ya like them apples, assholes?

Fri, 10/18/2013 - 10:28 | 4068613 Dewey Cheatum Howe
Dewey Cheatum Howe's picture

Yep as long as you don't raise a red flag in their automated systems will probably slip right by. But we know all the collection on political affliations through common core and other methods is being used to make that a red flag trip in the systems for automatic closer scrutiny. The non-profits was just the beta testing for this.

Fri, 10/18/2013 - 09:49 | 4068466 FreeNewEnergy
FreeNewEnergy's picture

Forgot to mention, I always send my 1040 and state income tax form in the old-fashioned way, ON PAPER.

Does anybody believe anyone actually looks at paper returns these days. I figure they go straight into the shitcan. I've never been audited, BTW, and the day they MANDATE that you file electronically, as they tried to do here in NY, is the day I stop filing altogether.

It's come to a point in this country that it should be the patriotic duty of all citizens to fuck with government - AT ALL LEVELS - as much as possible in order to make their dysfunction paramount. File paper returns, stop recycling, don't comply with regulations, call government agencies with ridiculous requests, do shit that makes them spend hours and days trying to figure out what the hell is going on.

It's a pretty easy way to throw monkey wrenches into the government system and everybody can participate. If some on the inside start thinking along those lines, all the better.

One thing I've always encouraged everyone to do is to set up a small business, or even just name one, and file a schedule C with your taxes. A little work and a little understanding of how you can legally lose money every year for seven years and deduct those losses from your gross income, would save billions in needless taxation.

I've told hundreds of people to do this. As far as I know, nobody has done it. Americans are just plain stupid, which, if I think about it, is probably good for me. I'm smart and can profit from their ignorance.

Go ahead and hate me, but I'll outlive the useless eaters.

Fri, 10/18/2013 - 10:55 | 4068737 earnyermoney
earnyermoney's picture

LOL

Nice game plan.

Fri, 10/18/2013 - 09:49 | 4068467 esum
esum's picture

OBAMACARE WILL PUT THE ECONOMY INTO A DEATH SPIRAL... the EBT crowds at Walmart was a sample of the pandemonium before us. How much money will be diverted from discretionary spending to the insurance companies bottom line.

However if the DOCTORS refuse to play then obamacare should implode as a fraud. Why pay premiums if you cant see a doctor... and not some "designated doctor today" TRANSMISSION SPECIALIST yesterday..

What the libs dont care to reveal is that in Cuba only the top 3% get real medical attantion... the rest get shit.. Another thing the libs dont like to discuss is they plan to get rid of 30 million people who need to be "reeducated"... yeah you .. you get to see the FEMA doctor....bit first you ned to take a shower...

Fri, 10/18/2013 - 10:02 | 4068498 jay28elle
jay28elle's picture

The take away I have here is that 3.7 million people registered or attempted to register, but because of technical problems only a fraction are today enrolled.  The proponents to ACA should be saying that overall, the results are encouraging in that there are already 3.7 million that likely would have enrolled.  The more that the exclusive focus seems to be on the technical problems and lack of enrollees, the easier it will be that once thse technical glitches are "resolved" all will be good.  And we all know that if the govt wants to say tomorrow that 3.7 million have sucessfully enrolled, they will and all will then be good...

The focus, IMO, should be on the quality, cost and effect of ACA - those things that can't just be fixed with the wave of a wand or manipulated govt #'s. The only mentions of the web problems should be severly limited.

 

 

Fri, 10/18/2013 - 10:44 | 4068630 Dewey Cheatum Howe
Dewey Cheatum Howe's picture

This whole thing illustrates a key principle of statists and Keynesians in general. They honestly believe money is production and things like value and market driven allocation of resources doesn't matter. Just spend baby and eventually you'll achieve your desired objective. Their solution will be more of the same which is keep spending until we get it right.

Fri, 10/18/2013 - 11:08 | 4068795 Thisson
Thisson's picture

They also believe in the paradox of thrift and that saving is bad for the economy.  In reality, production only increases when savings are successfully deployed as investments.

Fri, 10/18/2013 - 11:22 | 4068849 FrankDrakman
FrankDrakman's picture

You've answered your own question. To many people, 'thrift' is not spending money, and socking the savings away under the mattress (literally - they won't put in the bank). How does that money get deployed as investment? Answer: it doesn't. It just gets removed from the money supply. So, you have both a slowdown in monetary velocity, and a reduction in the money supply, which has a double whammy on GDP.

Fri, 10/18/2013 - 11:18 | 4068836 FrankDrakman
FrankDrakman's picture

This whole thing illustrates a key principle of statists and Keynesians in general. They honestly believe money is production

Statists, sure, JM Keynes? Not a chance.

I get so tired of people who haven't read a word of what the man has written criticising him. Keynes would run screaming from the abominations currently performed in his name.

Fri, 10/18/2013 - 12:42 | 4068890 Dewey Cheatum Howe
Dewey Cheatum Howe's picture

Modern Keynesians, Krugman being an example most certainly do believe this. That they pervert Keynes original ideas is another issue but they perpetrate it in his name. Kinda like Christians who believe the church (churchists/statists) has authority over personal spirituality (individualism).

If you don't like it then come up with a better label, for better or for worse the idea of deficit spending is tied to Keynes. And yes I know Keynes primarly advocated economic output is increased by government spending (deficit spending) during recessions and should be throttled back during times of non recession.  Modern Kenysians don't believe in taking the foot of the throttle and also use it in conjunction with Marxist style ideology. Keynesians of today don't practice Keynesian economics or philosophy of Keynes during his time same with Christians and Christ.

Fri, 10/18/2013 - 11:47 | 4068962 Chaos_Theory
Chaos_Theory's picture

Pure conjecture either way.  For all we know the 3.7 million saw the price tag and it finally dawned on them what an individual mandate really means.

I for one have a Schadenfreude chubby now when I walk by the coffee shop 20-something crowd wearing their hipster glasses and driving their Priuses and Leafs and complaining about the reality of the programs they demanded with their votes.  I do however get angry when some of the people in my social sphere who aren't subject to the ACA financial neck chain (cough cough cough .gov workers and .mil troopers) support the program.  Just wait til their parent departments realize they can cut their healthcare costs by pushing their workers onto the ACA plantation too.

Fri, 10/18/2013 - 10:28 | 4068611 Bobbyrib
Bobbyrib's picture

Ladies and gentleman--"Universal Healthcare."

Fri, 10/18/2013 - 10:30 | 4068628 Richard Chesler
Richard Chesler's picture

I propose everyone receives an ObozoPad clearly explaining the process.

Fri, 10/18/2013 - 10:30 | 4068627 SheepDog-One
SheepDog-One's picture

Fuck all this.

Fri, 10/18/2013 - 10:37 | 4068660 rationaldemocracy
rationaldemocracy's picture

turn the pyramid upside down and put "those who benefit from destroying Obamacare" at the top

 

Fri, 10/18/2013 - 10:43 | 4068681 Dexter Morgan
Dexter Morgan's picture

Whoever is the one person giving all the down arrows, go fuck yourself.

Fri, 10/18/2013 - 10:51 | 4068725 earnyermoney
earnyermoney's picture

Probably Barry. Can not stand people listening to bloggers.

Fri, 10/18/2013 - 11:04 | 4068789 rationaldemocracy
rationaldemocracy's picture

Pretty sure history will cast "Barry" into the too little too late archetype

The main villains? The land and slave owners (some of whom wrote the constitution and thought that the unalienable rights where for only proper old rich guys like them...hence you have...

 

 

WALL STREET

 

 

 

Fri, 10/18/2013 - 11:10 | 4068804 Wooden Tiger
Wooden Tiger's picture

I think I will be paying the fine on principle. I can cross the border(for now) to get medical health.
It cost my friend $100 US to get a cyst removed from his forehead in Ecuador. A doctor greeted us at the door, took us to his office and started working immediately. We where out of there in about 30 minutes.

Fri, 10/18/2013 - 11:34 | 4068902 Louie the Dog
Louie the Dog's picture

It cost my friend $100 US to get a cyst removed from his forehead in Ecuador.

 

For $700 in cash a doctor in Costa Rica sewed up my stepson's wounded leg, infection and all.  After a several day stay in a US hospital, and a big chunk of leg muscle later, he's OK.  

Fri, 10/18/2013 - 12:00 | 4069041 Chaos_Theory
Chaos_Theory's picture

Hell, I'll give any female 18-44 between 100 and 140 lbs and at least a "5" an oral pelvic exam without an appointment  for $10 flat.  Latina and Asian discounts available.

beat that deal Blue Cross/Blue Shield!

Fri, 10/18/2013 - 11:21 | 4068846 richsob
richsob's picture

I wonder if the same thought that just hit me has hit anyone else.  OF COURSE the government knew something like this was going to happen and they didn't care.  That is why they got ahead of the game and put regulations into place that will FORCE people to join....eventually if not sooner.  If you don't join at some point, you will get skinned from the "fines" disguised as taxes enforced by that cancer AKA the Internal Revenue Service.  It was not a surprise to Obama or anybody else.  They knew it was going to be a clusterfuck and not something that people would want.  So they have the mechanisms in place to overcome the horrid problems they already knew would be forthcoming and those mechanisms may not fix the problems but they will damn well force people into Obama Hellcare anyway.

Fri, 10/18/2013 - 11:28 | 4068874 dexter_morgan
dexter_morgan's picture

Let me ax a question - why would someone in good health bother purchasing this shit until they were diagnosed with something?

Isn't the penalty like $200 or something, and part of the deal is that nobody can be turned down for coverage, so what is the point of getting it and paying for it until you actually need it?

Fri, 10/18/2013 - 11:39 | 4068925 q99x2
q99x2's picture

When do we exodus out of Egypt?

Fri, 10/18/2013 - 11:50 | 4068978 Max Cynical
Max Cynical's picture

I just received my Kaiser renewal package...

Monthly premium goes from $312 to $328. Deductible goes from $1,500 to $3,500 with absolutely no benefit (except for a routine physical exam) until after the $3,500 deductible is met. After the deductible, I'm responsible for 30% of all costs.

The truth of the matter is that if I ever incurred a $100K bill, the +/-$35K I'm responsible for is more that the actual cost to deliver the medical care.

So WHAT AM I PAYING FOR? A future 70% discount on an inflated hospital bill that will be substantially discounted when I offer to pay cash?

And by the way, Kaiser isn't an insurance company. They're the end user. They hire their own medical service providers and buy supplies directly from manufacturers. They're a non-profit organization that delivers medical care directly to their members. And for the life of me, I can't imagine how the cost of delivering medical care has gotton so out of control.

In any event, with all the news about monthly premiums and dedutibles skyrocketing, I contemplate how these companies expect to stay in business.

Fri, 10/18/2013 - 11:54 | 4068985 Sixdeuce062
Sixdeuce062's picture

i wonder if we will get obama care in the FEMA camps........  oh we will wait its one of those billion roundsthat we cant find...... you cant seem to get cheaper than a 30 cent hollow point  that my family will be billed for

 

Fri, 10/18/2013 - 11:53 | 4069001 Never One Roach
Never One Roach's picture

Barry's not gonna like this.

Fri, 10/18/2013 - 18:15 | 4069663 are we there yet
are we there yet's picture

The US has about 320 million citizens and only 36,000 sign up? Epic fail. If Obamacare was a movie it would be 'Plan 9 From Outer Space'.

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