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Obamacare Website Enrollment 90% Below Government Expectations

Tyler Durden's picture


The administration had estimated that nearly 500,000 people would enroll in October, according to internal memos cited last week by Rep. Dave Camp (R., Mich.); but as WSJ reports, initial reports suggest that fewer than 50,000 people successfully navigated the troubled federal health-care website to enroll in private health insurance plans as of last week. The figures represent an improvement from the website's first days. On Oct. 1, when it opened, only six people signed up for coverage, according to internal administration memos but remains 90% below expectations with only 4 months until seven million are expected to have signed up for private coverage when the open-enrollment period is set to end.


And on a quiet news day... (h/t @bondskew)


Via WSJ,

Initial reports suggest that fewer than 50,000 people successfully navigated the troubled federal health-care website to enroll in private health insurance plans as of last week, two people familiar with the matter said Monday.


The early tally falls far short of internal goals set by President Barack Obama's administration in the months leading up to the opening of the HealthCare.gov site Oct. 1, and the low number has worried health insurers that are counting on higher turnout.




The administration had estimated that nearly 500,000 people would enroll in October, according to internal memos cited last week by Rep. Dave Camp (R., Mich.). An estimated seven million were expected to gain private coverage by the end of March, when the open-enrollment period is set to end.




Health and Human Services spokeswoman Erin Shields Britt said Monday she couldn't confirm the enrollment numbers. She added, "We have always anticipated that initial enrollment numbers would be low and increase over time."


In some cases, insurers have reported duplicated 834s and other data-integrity problems,




The initial federal numbers set for release this week are expected to show enrollment only through the end of October, so the figures are expected to be lower




Supporters of the law say they expect the largest share of enrollees to arrive late this year. When Massachusetts rolled out a similar statewide health overhaul in 2007, only 123 people signed up in the first month. That figure has been cited by Obama administration officials who have taken pains to play down expectations for the early enrollment numbers




Mr. Ulrich, who runs his own financial-planning firm, said he wanted to sign up by Dec. 15 but is hesitating because he also wants to review small-business plans. That part of the site isn't yet working.


"I've got a month to make a decision, and I don't even have the information available to me," Mr. Ulrich said.


The tight timeline has health insurers worried.




The administration hasn't said whether it will release demographic data such as ages when it announces the number of enrollees.

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Mon, 11/11/2013 - 18:06 | 4143741 Looney
Looney's picture

Moocher-in-chief will soon start giving away unlimited Centurion SNAP cards and pre-settled multimillion dollar lawsuits.


Mon, 11/11/2013 - 18:17 | 4143781 zaphod
zaphod's picture

Just wait till they figure out that only high risk / high cost patients signed up for ACA. It will be interesting to look at what the cost for 2015 plans will be.

The screwed up thing is if the premiums rise, then the subsidy will rise as well to fully offset the cost increase, but the "cliff point" where people lose all subsidies will stay the same. It will make the cliff even more extreme and greatly encourage many to stay just below it.

Mon, 11/11/2013 - 18:22 | 4143797 Dear Infinity
Dear Infinity's picture

I personally know three people getting dropped from their health insurance plans, only to have to reapply for a higher premium/copay alternative. Sort of a modern tragedy.

Mon, 11/11/2013 - 18:25 | 4143804 FuzzyDunlop21
FuzzyDunlop21's picture

I bet 49,999 of the people who signed up were named Linda Green

Mon, 11/11/2013 - 18:51 | 4143891 NoDebt
NoDebt's picture

The real sign-up is on the Medicaid side.  What?  You didn't think there was a government insurance option being offered in all this?  Just policies through private insurance companies?

Mon, 11/11/2013 - 19:15 | 4143955 johnQpublic
johnQpublic's picture

better be a lot less than 90% lower

4 people have enrolled here in delaware, and i find it hard to believe the goal was only 40 people from delaware


and if the goal was only 7 million, why change the care for the 250 million others?

Mon, 11/11/2013 - 19:26 | 4143981 Everybodys All ...
Everybodys All American's picture

The goal is to keep the debt system going. What better way than to make people dependent for their health care insurance.  http://investmentwatchblog.com/why-obamacare-because-healthcare-reform-will-help-keep-this-babylon-debt-money-system-going-eustace-mullins-warns-us-from-the-grave/

There you go. Now it makes more sense doesn't it. This country is being run by some very sick bastards.


Mon, 11/11/2013 - 19:27 | 4143987 Ignatius
Ignatius's picture


Mon, 11/11/2013 - 21:13 | 4144242 philipat
philipat's picture

It is also very important that we are told what percentage of people signing up are going into Medicaid because that will have to be paid for by the taxpayer.

This is a really dangerous "Advrse Selction" downward spiral. Only the old, sick and those with pre-existing conditions will enroll. The young will not enroll or will enroll only when they get sick. This means costs will rise and premiuns will increase, making it even less likely the young will enroll and so pushing premiums higher resulting in more people not being able to afford to enroll. All of this will result in higher premiums for all (Remember Obozo's other "Promise" that premiums for a typical family would go DOWN by $2500?), FEWER people insured and more of those insured in Madicare and Medicaid. Where does the funding for that come from??

Mon, 11/11/2013 - 21:55 | 4144399 nmewn
nmewn's picture

The whole thing is a trojan horse, prancing towards single payer and stomping on as many of the unsuspecting as possible before it gets there...


...all your personal data are belong to us!

Mon, 11/11/2013 - 22:10 | 4144467 Ignatius
Ignatius's picture

"...prancing towards quarterly earnings..."

They could give a fuck whether it's single payer or (preferably) all payer.

Mon, 11/11/2013 - 22:30 | 4144536 nmewn
nmewn's picture

The point is well taken.

But we all know who rolled this horse through the gate. We also all know its plainly fascist (and again, we recognize who rolled it through the gate). So we definitely don't want single payer system now because the very same people who rolled a fascist horse through the gate is the same ones who would roll a communist one through the gate.

Putting the government in charge (single payer = a tax on everyone earning an income to be taxed) of anyones health is deadly. Those without income become the states liability.

Or ward, if you will.

Tue, 11/12/2013 - 02:21 | 4145077 James-Morrison
James-Morrison's picture

The pieces appear to be in place: flow of funds through IRS and disgruntled mob.

The problem is corruption. With the cozy business/government money sloshing around it will be hard to resist a profitable truce with lobbyists taking their fair share.

Tue, 11/12/2013 - 06:25 | 4145284 Truthseeker2
Truthseeker2's picture

Obamacare: Ongoing Disaster With No End In Sight




"Obamacare (also known as the ‘Affordable’ Care Act or ACA) has proven to be the most disastrous piece of legislation in American history, bar none. And it just keeps getting worse. Yes, worse, even when you thought that they couldn’t “sink the Titanic a second time."

Tue, 11/12/2013 - 03:27 | 4145167 JB
JB's picture


Mon, 11/11/2013 - 19:28 | 4143994 SafelyGraze
SafelyGraze's picture

CBS-MSM reports that over the weekend 3 hackers in the bay area implemented the new healthcare system




problem: the healthgov website is terrible!

reaction: see? that shows you how bad the plan is

solution: oh look! now there is a working website!

this diversion helps keep me from considering that perhaps the 'problem' is not in the ease-of-enrollment, but rather in the entire proposition of compulsory taxation to purchase insurance (or anything else), to be disbursed by a group of thieves



Mon, 11/11/2013 - 20:48 | 4144105 nmewn
nmewn's picture

Thats pretty much it.

Anyone should be able to input, age, gender, past health etc. into a website and come up with a price from different companies. Its not the website per se, which I've always looked at as just another data mining operation...its the law itself that is a crime.


Damn, everytime I peel back another layer of this ObamaCare onion it brings a tear ;-)

"The marriage penalty is a result of the way the government calculates poverty. While the poverty line for a single person’s income is $11,490 per year or less, a married couple is considered above the poverty line if their combined income exceeds $15,510. People are eligible for subsidies under ObamaCare if they make up to four times more than the federal poverty limit – $45,960 for a single person, or $62,040 for a married couple. But unmarried couples living together will have their incomes assessed separately – meaning that as long as each of them makes less than the individual cutoff, they can >>>remain eligible for subsidies<<< while bringing in a joint income of up to >>>$91,920."<<<


Sooo, ummm...what happened to "a couple" bringing in 250k being considered "rich"?

Central planning at its very finest.

Tue, 11/12/2013 - 00:08 | 4144840 Miffed Microbio...
Miffed Microbiologist's picture

Marriage as an institution has been under attack for a long time. Something tells me this wasn't an oversight. But I tend to be a tad cynical. Perhaps we heterosexuals should get divorces and the gays can pick up the slack. I'm tired being the prime target all the time.


Tue, 11/12/2013 - 02:30 | 4145090 James-Morrison
James-Morrison's picture

Must be lot of dumb people out there.

I calculated that if I divorced my wife, we would both qualify for subsidies.

In addition my son and wife togeather would qualify for SNAP and earned income tax credit.

Who the hell is paying for this?

From the trenches -- a foot soldier in the FSA.

Tue, 11/12/2013 - 03:51 | 4145183 JB
JB's picture

What business does the State have in your personal life?

Marriage is an agreement between two people in the sight of God.


Forget state-sanctioned marriage. Starve the Beast.

This is the same argument I have with people regarding same-sex marriage.



They only have authority if you give it to them.

 Government only exists at the consent on the governed.


Tue, 11/12/2013 - 03:44 | 4145178 JB
JB's picture

There is a REASON that you have to enter all your personal information before you get a quote on the .gov site.  There's a REASON that the .gov site has it ass-backwards.


Shouldn't take too much thinking for an astute person to figure it out.

Tue, 11/12/2013 - 08:49 | 4145452 johnQpublic
johnQpublic's picture

i'll take 'dont want people to see the unsubsidized premiums' for 200 alex

Mon, 11/11/2013 - 19:59 | 4144074 lakecity55
lakecity55's picture

I signed Bath House up using his Harrison Bunuel SSN!

I signed him up for the most expensive plan, too!

Mon, 11/11/2013 - 22:09 | 4144463 A Nanny Moose
A Nanny Moose's picture

Her name is my name too.

Mon, 11/11/2013 - 18:45 | 4143874 RSloane
RSloane's picture

One aquaintance of mine who lost her insurance because it was 'sub-par' did so because it did not offer prenatal and maternity care. She found insurance outside the exchange which she suspects will also be eventually dropped because she doesn't have to pay for prenatal coverage in this policy as well. She is 63.

Mon, 11/11/2013 - 19:19 | 4143966 nmewn
nmewn's picture

I wonder if ObamaCare covers seething rage.

Mon, 11/11/2013 - 19:25 | 4143979 Urban Redneck
Urban Redneck's picture

It does- compulsory mental health "insurance", just turn over your gun permit along with your insurance card at the ER...

Mon, 11/11/2013 - 19:55 | 4144065 nmewn
nmewn's picture

Here's a good one Urban:

"With a few late nights, Ning Liang, George Kalogeropoulos and Michael Wasser built "thehealthsherpa.com," a two-week-old website that solves one of the biggest problems with the government's site.


"They got it completely backwards in terms of what people want up front," said Liang. He added: "They want prices and benefits, so that they could make the decision."


Out of the mouths of babes ;-)

Mon, 11/11/2013 - 20:33 | 4144144 Urban Redneck
Urban Redneck's picture

I'm torn between "garbage in garbage out" and "making lemonade from lemons"...

"Using information buried in the government's own website built by high-priced government contractors, they found a simpler way to present it"

I applaud the effort and the demonstration of government inefficiency. However, I wouldn't trust their quote (given what they had to work with until) I had it in writing from an insurance company.

They only quoted me a 50% increase and a 500% increase in deductible from my grandfathered plan, but I think they assumed I was still 25, which I haven't been since the DHS techology was actually cutting edge.

Mon, 11/11/2013 - 21:07 | 4144217 nmewn
nmewn's picture

"I applaud the effort and the demonstration of government inefficiency. However, I wouldn't trust their quote (given what they had to work with until) I had it in writing from an insurance company."

Oh absolutely. Theirs is (to me) more of a demonstration of how it should work. Age, gender, medical particulars...price.

Not DataMining .gov.

Tue, 11/12/2013 - 02:50 | 4145120 James-Morrison
James-Morrison's picture

They took the available tables on healthcare.gov and included the phone number to the provider for further information. It is a small database: 139 providers and 74.000++ records for each state/county/provider combination You can download it as a cvs or xlsx file.

There are sites like this popping up daily.

The problem is with the subsidies. If you qualify for a subsidy,you must buy your policy on healthcare.gov.

A better approach would be to just treat the subsidy as a tax credit when you file your YE federal tax return. The providers already have secure enrollment systems in place. Both online and over the phone.

That means that some people who can only afford the unaffordable Obamacare insurance with money from big-gov would drop out and avoid the system -- which has the insurance companies shaking in their boots.

It is the way they should do it though in my opinion. It is much simpler and less error prone.

We needed a toaster and Obamacare is building a breakfast machine.

Tue, 11/12/2013 - 08:54 | 4145463 johnQpublic
johnQpublic's picture

breakfast machine?

tell me more of this wonderous device

....oh....well why does every item come out of it as a milkshake?

i liked bacon and eggs the old way

Mon, 11/11/2013 - 20:39 | 4144150 FredFlintstone
FredFlintstone's picture

Maybe the Gov wants you to put all of your personal data in and invest a good amount of time before you see the price. This way the might snag a few more people who feel they need to make a snap decision given the dilema they have of "do I come back and try this all agian tomorrow or do I just buy now?" Kind of like the hassle of buying a car at a dealership. They also maybe don't want all of the bashers and bloggers to be able to easily see the prices and make comparisons.


Mon, 11/11/2013 - 21:09 | 4144227 nmewn
nmewn's picture

"Maybe the Gov wants you to put all of your personal data in..."

Thats what it looks like to me.

Ralph Lastansky, 54 at 1313 Mockingbird Ln. always works for me ;-)

Tue, 11/12/2013 - 06:31 | 4145287 StychoKiller
StychoKiller's picture

Here's an SSN for ya: 567-68-0515 (R.M. Nixon ain't using it anymore)

Tue, 11/12/2013 - 09:05 | 4145485 johnQpublic
johnQpublic's picture

isnt barry using that one too?

Mon, 11/11/2013 - 22:28 | 4144532 texas sandman
texas sandman's picture

Sorrry to diillusion the young skulls full of mush, but the order wasn't a mistake.....they want your personal info first and foremost.  Buying a MaoBamaCare policy is an afterthought...

Mon, 11/11/2013 - 19:31 | 4143999 texas sandman
texas sandman's picture

My policy is good through Dec. 31, 2014.  In the meantime I am locating concierge Doctors, those who take cash only.  I have a substantial HSA, which I've had since they rolled out the trial MSA in 1998.  I can pay cash for a lot of medical care, here or Costa Rica.  FU MaoBamaCare.

Mon, 11/11/2013 - 20:37 | 4144148 Miffed Microbio...
Miffed Microbiologist's picture

I am jealous. We tried to set up a MSA but it was only available for business owners. Now as wage slaves we are only allowed a yearly HSA that forfeits any monies left at the end of the year. We wanted to save $5000 a year for our healthcare needs when we needed it and the before tax contribution in our income bracket was attractive. Now that cock sucking bastard Obama has lowered our yearly contribution to our HSAs further eroding our ability to pay for chiropractic and alternative health care providers. Obviously we don't know what's good for our own health.


Mon, 11/11/2013 - 22:36 | 4144560 texas sandman
texas sandman's picture

My one problem is figuring out how the takers are going to try and abscond with my money.  Having that cash cushion I'm sure is dangerous in their way of thinking.  Been thinking about cashing it out and claiming I had to have a slipthedictomy procedure....had to get MaoBamas appendage removed from my backside when I saw the options MaoBamaCare offered me.  Just  thought....

Mon, 11/11/2013 - 23:53 | 4144801 Miffed Microbio...
Miffed Microbiologist's picture

Best of luck to you. Our goal was to have $150k in our senior years for our healthcare, a catastrophic plan with a high deductible and use Medicare for all else. We had the foresight to plan this in our mid 20s but were thwarted at every step with government interference. I'm glad someone pulled it off and hope you do any nefarious thing to keep it away from those blood sucking leeches. Of course, I'm sure they are eyeing it as all those juicy 401ks.


Tue, 11/12/2013 - 09:02 | 4145475 dcj98gst
dcj98gst's picture

Your aquaintance got Sandra Fluked

Mon, 11/11/2013 - 19:46 | 4144046 Freddie
Freddie's picture

Tragedy and modern police state.   If you know any Dem retards who voted for this - tell them to go F themselves.

Tue, 11/12/2013 - 02:33 | 4145097 The Heart
The Heart's picture

"If you know any Dem retards who voted for this - tell them to go F themselves."

Only in America can you see a illegal alien elected by 2% of the nations people. The other 50% part of the vote was due to the complete take over of the voting machines.

Maybe next time they have an election, everybody should just stay home and let the machines continue to have their own elections.


Mon, 11/11/2013 - 18:35 | 4143837 RSloane
RSloane's picture

All of those 'visionary' revenue streams they thought would prop up this mess are in fact hallucinatory. This happens more times than not in Maryland. Projected revenues turn out to be about 1/10 of what they actually are and then the state turns to the ever dwindling population of tax payers to clean up the mess. The squeeze is not only by the feds. The squeeze is happening at all levels of government.

Mon, 11/11/2013 - 18:19 | 4143788 jcaz
jcaz's picture

Shhh, don't blow his free greens-fees for him......

Mon, 11/11/2013 - 18:42 | 4143862 Wahooo
Wahooo's picture

No one wants Congress to be their doctor.

Mon, 11/11/2013 - 18:54 | 4143904 trader1
trader1's picture

are you part of this demographic that believes that shit?

Mon, 11/11/2013 - 18:06 | 4143748 RaceToTheBottom
RaceToTheBottom's picture

Insurance companies are laughing all the way to the bank.  And they don't even get any of the blowback......  Priceless. <s>

Mon, 11/11/2013 - 18:55 | 4143905 Everybodys All ...
Everybodys All American's picture

These Insurance companies will be the ultimate loser under a single payer. This what we are witnessing right now is just the preview to the real movie. You knew that I hope.

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