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Obamacare Website Enrollment 90% Below Government Expectations

Tyler Durden's picture


The administration had estimated that nearly 500,000 people would enroll in October, according to internal memos cited last week by Rep. Dave Camp (R., Mich.); but as WSJ reports, initial reports suggest that fewer than 50,000 people successfully navigated the troubled federal health-care website to enroll in private health insurance plans as of last week. The figures represent an improvement from the website's first days. On Oct. 1, when it opened, only six people signed up for coverage, according to internal administration memos but remains 90% below expectations with only 4 months until seven million are expected to have signed up for private coverage when the open-enrollment period is set to end.


And on a quiet news day... (h/t @bondskew)


Via WSJ,

Initial reports suggest that fewer than 50,000 people successfully navigated the troubled federal health-care website to enroll in private health insurance plans as of last week, two people familiar with the matter said Monday.


The early tally falls far short of internal goals set by President Barack Obama's administration in the months leading up to the opening of the site Oct. 1, and the low number has worried health insurers that are counting on higher turnout.




The administration had estimated that nearly 500,000 people would enroll in October, according to internal memos cited last week by Rep. Dave Camp (R., Mich.). An estimated seven million were expected to gain private coverage by the end of March, when the open-enrollment period is set to end.




Health and Human Services spokeswoman Erin Shields Britt said Monday she couldn't confirm the enrollment numbers. She added, "We have always anticipated that initial enrollment numbers would be low and increase over time."


In some cases, insurers have reported duplicated 834s and other data-integrity problems,




The initial federal numbers set for release this week are expected to show enrollment only through the end of October, so the figures are expected to be lower




Supporters of the law say they expect the largest share of enrollees to arrive late this year. When Massachusetts rolled out a similar statewide health overhaul in 2007, only 123 people signed up in the first month. That figure has been cited by Obama administration officials who have taken pains to play down expectations for the early enrollment numbers




Mr. Ulrich, who runs his own financial-planning firm, said he wanted to sign up by Dec. 15 but is hesitating because he also wants to review small-business plans. That part of the site isn't yet working.


"I've got a month to make a decision, and I don't even have the information available to me," Mr. Ulrich said.


The tight timeline has health insurers worried.




The administration hasn't said whether it will release demographic data such as ages when it announces the number of enrollees.


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Mon, 11/11/2013 - 18:06 | 4143741 Looney
Looney's picture

Moocher-in-chief will soon start giving away unlimited Centurion SNAP cards and pre-settled multimillion dollar lawsuits.


Mon, 11/11/2013 - 18:17 | 4143781 zaphod
zaphod's picture

Just wait till they figure out that only high risk / high cost patients signed up for ACA. It will be interesting to look at what the cost for 2015 plans will be.

The screwed up thing is if the premiums rise, then the subsidy will rise as well to fully offset the cost increase, but the "cliff point" where people lose all subsidies will stay the same. It will make the cliff even more extreme and greatly encourage many to stay just below it.

Mon, 11/11/2013 - 18:22 | 4143797 Dear Infinity
Dear Infinity's picture

I personally know three people getting dropped from their health insurance plans, only to have to reapply for a higher premium/copay alternative. Sort of a modern tragedy.

Mon, 11/11/2013 - 18:25 | 4143804 FuzzyDunlop21
FuzzyDunlop21's picture

I bet 49,999 of the people who signed up were named Linda Green

Mon, 11/11/2013 - 18:51 | 4143891 NoDebt
NoDebt's picture

The real sign-up is on the Medicaid side.  What?  You didn't think there was a government insurance option being offered in all this?  Just policies through private insurance companies?

Mon, 11/11/2013 - 19:15 | 4143955 johnQpublic
johnQpublic's picture

better be a lot less than 90% lower

4 people have enrolled here in delaware, and i find it hard to believe the goal was only 40 people from delaware


and if the goal was only 7 million, why change the care for the 250 million others?

Mon, 11/11/2013 - 19:26 | 4143981 Everybodys All ...
Everybodys All American's picture

The goal is to keep the debt system going. What better way than to make people dependent for their health care insurance.

There you go. Now it makes more sense doesn't it. This country is being run by some very sick bastards.


Mon, 11/11/2013 - 19:27 | 4143987 Ignatius
Ignatius's picture


Mon, 11/11/2013 - 21:13 | 4144242 philipat
philipat's picture

It is also very important that we are told what percentage of people signing up are going into Medicaid because that will have to be paid for by the taxpayer.

This is a really dangerous "Advrse Selction" downward spiral. Only the old, sick and those with pre-existing conditions will enroll. The young will not enroll or will enroll only when they get sick. This means costs will rise and premiuns will increase, making it even less likely the young will enroll and so pushing premiums higher resulting in more people not being able to afford to enroll. All of this will result in higher premiums for all (Remember Obozo's other "Promise" that premiums for a typical family would go DOWN by $2500?), FEWER people insured and more of those insured in Madicare and Medicaid. Where does the funding for that come from??

Mon, 11/11/2013 - 21:55 | 4144399 nmewn
nmewn's picture

The whole thing is a trojan horse, prancing towards single payer and stomping on as many of the unsuspecting as possible before it gets there...

...all your personal data are belong to us!

Mon, 11/11/2013 - 22:10 | 4144467 Ignatius
Ignatius's picture

"...prancing towards quarterly earnings..."

They could give a fuck whether it's single payer or (preferably) all payer.

Mon, 11/11/2013 - 22:30 | 4144536 nmewn
nmewn's picture

The point is well taken.

But we all know who rolled this horse through the gate. We also all know its plainly fascist (and again, we recognize who rolled it through the gate). So we definitely don't want single payer system now because the very same people who rolled a fascist horse through the gate is the same ones who would roll a communist one through the gate.

Putting the government in charge (single payer = a tax on everyone earning an income to be taxed) of anyones health is deadly. Those without income become the states liability.

Or ward, if you will.

Tue, 11/12/2013 - 02:21 | 4145077 James-Morrison
James-Morrison's picture

The pieces appear to be in place: flow of funds through IRS and disgruntled mob.

The problem is corruption. With the cozy business/government money sloshing around it will be hard to resist a profitable truce with lobbyists taking their fair share.

Tue, 11/12/2013 - 06:25 | 4145284 Truthseeker2
Truthseeker2's picture

Obamacare: Ongoing Disaster With No End In Sight



"Obamacare (also known as the ‘Affordable’ Care Act or ACA) has proven to be the most disastrous piece of legislation in American history, bar none. And it just keeps getting worse. Yes, worse, even when you thought that they couldn’t “sink the Titanic a second time."

Tue, 11/12/2013 - 03:27 | 4145167 JB
JB's picture


Mon, 11/11/2013 - 19:28 | 4143994 SafelyGraze
SafelyGraze's picture

CBS-MSM reports that over the weekend 3 hackers in the bay area implemented the new healthcare system



problem: the healthgov website is terrible!

reaction: see? that shows you how bad the plan is

solution: oh look! now there is a working website!

this diversion helps keep me from considering that perhaps the 'problem' is not in the ease-of-enrollment, but rather in the entire proposition of compulsory taxation to purchase insurance (or anything else), to be disbursed by a group of thieves



Mon, 11/11/2013 - 20:48 | 4144105 nmewn
nmewn's picture

Thats pretty much it.

Anyone should be able to input, age, gender, past health etc. into a website and come up with a price from different companies. Its not the website per se, which I've always looked at as just another data mining operation...its the law itself that is a crime.


Damn, everytime I peel back another layer of this ObamaCare onion it brings a tear ;-)

"The marriage penalty is a result of the way the government calculates poverty. While the poverty line for a single person’s income is $11,490 per year or less, a married couple is considered above the poverty line if their combined income exceeds $15,510. People are eligible for subsidies under ObamaCare if they make up to four times more than the federal poverty limit – $45,960 for a single person, or $62,040 for a married couple. But unmarried couples living together will have their incomes assessed separately – meaning that as long as each of them makes less than the individual cutoff, they can >>>remain eligible for subsidies<<< while bringing in a joint income of up to >>>$91,920."<<<

Sooo, ummm...what happened to "a couple" bringing in 250k being considered "rich"?

Central planning at its very finest.

Tue, 11/12/2013 - 00:08 | 4144840 Miffed Microbio...
Miffed Microbiologist's picture

Marriage as an institution has been under attack for a long time. Something tells me this wasn't an oversight. But I tend to be a tad cynical. Perhaps we heterosexuals should get divorces and the gays can pick up the slack. I'm tired being the prime target all the time.


Tue, 11/12/2013 - 02:30 | 4145090 James-Morrison
James-Morrison's picture

Must be lot of dumb people out there.

I calculated that if I divorced my wife, we would both qualify for subsidies.

In addition my son and wife togeather would qualify for SNAP and earned income tax credit.

Who the hell is paying for this?

From the trenches -- a foot soldier in the FSA.

Tue, 11/12/2013 - 03:51 | 4145183 JB
JB's picture

What business does the State have in your personal life?

Marriage is an agreement between two people in the sight of God.


Forget state-sanctioned marriage. Starve the Beast.

This is the same argument I have with people regarding same-sex marriage.



They only have authority if you give it to them.

 Government only exists at the consent on the governed.


Tue, 11/12/2013 - 03:44 | 4145178 JB
JB's picture

There is a REASON that you have to enter all your personal information before you get a quote on the .gov site.  There's a REASON that the .gov site has it ass-backwards.


Shouldn't take too much thinking for an astute person to figure it out.

Tue, 11/12/2013 - 08:49 | 4145452 johnQpublic
johnQpublic's picture

i'll take 'dont want people to see the unsubsidized premiums' for 200 alex

Mon, 11/11/2013 - 19:59 | 4144074 lakecity55
lakecity55's picture

I signed Bath House up using his Harrison Bunuel SSN!

I signed him up for the most expensive plan, too!

Mon, 11/11/2013 - 22:09 | 4144463 A Nanny Moose
A Nanny Moose's picture

Her name is my name too.

Mon, 11/11/2013 - 18:45 | 4143874 RSloane
RSloane's picture

One aquaintance of mine who lost her insurance because it was 'sub-par' did so because it did not offer prenatal and maternity care. She found insurance outside the exchange which she suspects will also be eventually dropped because she doesn't have to pay for prenatal coverage in this policy as well. She is 63.

Mon, 11/11/2013 - 19:19 | 4143966 nmewn
nmewn's picture

I wonder if ObamaCare covers seething rage.

Mon, 11/11/2013 - 19:25 | 4143979 Urban Redneck
Urban Redneck's picture

It does- compulsory mental health "insurance", just turn over your gun permit along with your insurance card at the ER...

Mon, 11/11/2013 - 19:55 | 4144065 nmewn
nmewn's picture

Here's a good one Urban:

"With a few late nights, Ning Liang, George Kalogeropoulos and Michael Wasser built "," a two-week-old website that solves one of the biggest problems with the government's site.


"They got it completely backwards in terms of what people want up front," said Liang. He added: "They want prices and benefits, so that they could make the decision."

Out of the mouths of babes ;-)

Mon, 11/11/2013 - 20:33 | 4144144 Urban Redneck
Urban Redneck's picture

I'm torn between "garbage in garbage out" and "making lemonade from lemons"...

"Using information buried in the government's own website built by high-priced government contractors, they found a simpler way to present it"

I applaud the effort and the demonstration of government inefficiency. However, I wouldn't trust their quote (given what they had to work with until) I had it in writing from an insurance company.

They only quoted me a 50% increase and a 500% increase in deductible from my grandfathered plan, but I think they assumed I was still 25, which I haven't been since the DHS techology was actually cutting edge.

Mon, 11/11/2013 - 21:07 | 4144217 nmewn
nmewn's picture

"I applaud the effort and the demonstration of government inefficiency. However, I wouldn't trust their quote (given what they had to work with until) I had it in writing from an insurance company."

Oh absolutely. Theirs is (to me) more of a demonstration of how it should work. Age, gender, medical particulars...price.

Not DataMining .gov.

Tue, 11/12/2013 - 02:50 | 4145120 James-Morrison
James-Morrison's picture

They took the available tables on and included the phone number to the provider for further information. It is a small database: 139 providers and 74.000++ records for each state/county/provider combination You can download it as a cvs or xlsx file.

There are sites like this popping up daily.

The problem is with the subsidies. If you qualify for a subsidy,you must buy your policy on

A better approach would be to just treat the subsidy as a tax credit when you file your YE federal tax return. The providers already have secure enrollment systems in place. Both online and over the phone.

That means that some people who can only afford the unaffordable Obamacare insurance with money from big-gov would drop out and avoid the system -- which has the insurance companies shaking in their boots.

It is the way they should do it though in my opinion. It is much simpler and less error prone.

We needed a toaster and Obamacare is building a breakfast machine.

Tue, 11/12/2013 - 08:54 | 4145463 johnQpublic
johnQpublic's picture

breakfast machine?

tell me more of this wonderous device

....oh....well why does every item come out of it as a milkshake?

i liked bacon and eggs the old way

Mon, 11/11/2013 - 20:39 | 4144150 FredFlintstone
FredFlintstone's picture

Maybe the Gov wants you to put all of your personal data in and invest a good amount of time before you see the price. This way the might snag a few more people who feel they need to make a snap decision given the dilema they have of "do I come back and try this all agian tomorrow or do I just buy now?" Kind of like the hassle of buying a car at a dealership. They also maybe don't want all of the bashers and bloggers to be able to easily see the prices and make comparisons.


Mon, 11/11/2013 - 21:09 | 4144227 nmewn
nmewn's picture

"Maybe the Gov wants you to put all of your personal data in..."

Thats what it looks like to me.

Ralph Lastansky, 54 at 1313 Mockingbird Ln. always works for me ;-)

Tue, 11/12/2013 - 06:31 | 4145287 StychoKiller
StychoKiller's picture

Here's an SSN for ya: 567-68-0515 (R.M. Nixon ain't using it anymore)

Tue, 11/12/2013 - 09:05 | 4145485 johnQpublic
johnQpublic's picture

isnt barry using that one too?

Mon, 11/11/2013 - 22:28 | 4144532 texas sandman
texas sandman's picture

Sorrry to diillusion the young skulls full of mush, but the order wasn't a mistake.....they want your personal info first and foremost.  Buying a MaoBamaCare policy is an afterthought...

Mon, 11/11/2013 - 19:31 | 4143999 texas sandman
texas sandman's picture

My policy is good through Dec. 31, 2014.  In the meantime I am locating concierge Doctors, those who take cash only.  I have a substantial HSA, which I've had since they rolled out the trial MSA in 1998.  I can pay cash for a lot of medical care, here or Costa Rica.  FU MaoBamaCare.

Mon, 11/11/2013 - 20:37 | 4144148 Miffed Microbio...
Miffed Microbiologist's picture

I am jealous. We tried to set up a MSA but it was only available for business owners. Now as wage slaves we are only allowed a yearly HSA that forfeits any monies left at the end of the year. We wanted to save $5000 a year for our healthcare needs when we needed it and the before tax contribution in our income bracket was attractive. Now that cock sucking bastard Obama has lowered our yearly contribution to our HSAs further eroding our ability to pay for chiropractic and alternative health care providers. Obviously we don't know what's good for our own health.


Mon, 11/11/2013 - 22:36 | 4144560 texas sandman
texas sandman's picture

My one problem is figuring out how the takers are going to try and abscond with my money.  Having that cash cushion I'm sure is dangerous in their way of thinking.  Been thinking about cashing it out and claiming I had to have a slipthedictomy procedure....had to get MaoBamas appendage removed from my backside when I saw the options MaoBamaCare offered me.  Just  thought....

Mon, 11/11/2013 - 23:53 | 4144801 Miffed Microbio...
Miffed Microbiologist's picture

Best of luck to you. Our goal was to have $150k in our senior years for our healthcare, a catastrophic plan with a high deductible and use Medicare for all else. We had the foresight to plan this in our mid 20s but were thwarted at every step with government interference. I'm glad someone pulled it off and hope you do any nefarious thing to keep it away from those blood sucking leeches. Of course, I'm sure they are eyeing it as all those juicy 401ks.


Tue, 11/12/2013 - 09:02 | 4145475 dcj98gst
dcj98gst's picture

Your aquaintance got Sandra Fluked

Mon, 11/11/2013 - 19:46 | 4144046 Freddie
Freddie's picture

Tragedy and modern police state.   If you know any Dem retards who voted for this - tell them to go F themselves.

Tue, 11/12/2013 - 02:33 | 4145097 The Heart
The Heart's picture

"If you know any Dem retards who voted for this - tell them to go F themselves."

Only in America can you see a illegal alien elected by 2% of the nations people. The other 50% part of the vote was due to the complete take over of the voting machines.

Maybe next time they have an election, everybody should just stay home and let the machines continue to have their own elections.


Mon, 11/11/2013 - 18:35 | 4143837 RSloane
RSloane's picture

All of those 'visionary' revenue streams they thought would prop up this mess are in fact hallucinatory. This happens more times than not in Maryland. Projected revenues turn out to be about 1/10 of what they actually are and then the state turns to the ever dwindling population of tax payers to clean up the mess. The squeeze is not only by the feds. The squeeze is happening at all levels of government.

Mon, 11/11/2013 - 18:19 | 4143788 jcaz
jcaz's picture

Shhh, don't blow his free greens-fees for him......

Mon, 11/11/2013 - 18:42 | 4143862 Wahooo
Wahooo's picture

No one wants Congress to be their doctor.

Mon, 11/11/2013 - 18:54 | 4143904 trader1
trader1's picture

are you part of this demographic that believes that shit?

Mon, 11/11/2013 - 18:06 | 4143748 RaceToTheBottom
RaceToTheBottom's picture

Insurance companies are laughing all the way to the bank.  And they don't even get any of the blowback......  Priceless. <s>

Mon, 11/11/2013 - 18:55 | 4143905 Everybodys All ...
Everybodys All American's picture

These Insurance companies will be the ultimate loser under a single payer. This what we are witnessing right now is just the preview to the real movie. You knew that I hope.

Mon, 11/11/2013 - 19:13 | 4143948 OneEyedJack
OneEyedJack's picture


 The american taxpayer will be the ultimate loser under single payer. The Insurance companies are expendable.

These numbers don't matter at all and they know it. Remember this is only the first month in forever (or untill single payer arrives). They set this up so you have no choice oather than .gov.

Right now a bankrupcy can discharge medical debt, I wonder why they left that in? (unlike student loans).

Are new businesses going to pop up around Hospitals and Trama centers? (I imagine jails with all the bailbond signs) Signs advertising "Obamacare now, no money down, no waiting.

If you have workplace provided healthcare, better use it this year.

Mon, 11/11/2013 - 19:33 | 4144006 Everybodys All ...
Everybodys All American's picture

Everything is expendable under communism. Let's say tomorrow under single payer it's those terrible health insurance companies. Who is next? Btw there are a hell of a lot of people who work for health insurance companies. What will they do? This whole plan is so fucking stupid there is no end to the problem they are creating by there liberal fixations.

Tue, 11/12/2013 - 02:36 | 4145101 The Heart
The Heart's picture

"This whole plan is so fucking stupid there is no end to the problem they are creating by there liberal fixations."

This whole plan is so fucking stupid there is no end to the problems they are creating by their communist fixations.


Mon, 11/11/2013 - 19:18 | 4143962 jcaz
jcaz's picture

Insurance companies NEVER lose, dude- that's why Uncle Warren takes such huge stakes in them-  they're literally regulated to ALWAYS win.

Mon, 11/11/2013 - 19:50 | 4144054 Everybodys All ...
Everybodys All American's picture

Tell that to AIG shareholders. Single payer means the government will takeover the role of insurance companies. Game set match.

Mon, 11/11/2013 - 21:27 | 4144298 jcaz
jcaz's picture

LOL- you think shareholders are owners?   Last time I looked, the real owners of AIG were doing quite well....

Mon, 11/11/2013 - 22:44 | 4144583 sessinpo
sessinpo's picture

I am not sure why AIG was even brought up considering the thread. AIG isn't into health insurance as far as I know. And as for further information regarding who is profitting, please enlighten me. I know it isn't the average tax payer.

Mon, 11/11/2013 - 18:07 | 4143749 SimMaker
SimMaker's picture

50,000 is a lie too.

Mon, 11/11/2013 - 18:31 | 4143824 Agent P
Agent P's picture

No, that's the real number, but 49,999 are terminally ill, and the other one is Obama's secretary.

Mon, 11/11/2013 - 18:41 | 4143860 RSloane
RSloane's picture

I would bet you any money that Obama's secretary has been able to "opt out".

Tue, 11/12/2013 - 05:12 | 4145230 Kprime
Kprime's picture

depends on what the meaning of "is" is, and did she swallow?

Mon, 11/11/2013 - 19:39 | 4144028 TexasAggie
TexasAggie's picture

Wait:  HHS will ask the BLS to handle the number, viola - problem solved.

Tue, 11/12/2013 - 05:10 | 4145229 Kprime
Kprime's picture

Each person that has signed up knows 9 other people.  Therefore with a heuristic calculation that includes the 9 other people.......

Mon, 11/11/2013 - 18:10 | 4143756 Dre4dwolf
Dre4dwolf's picture

This just goes to show you.... what government TELLS YOU THAT YOU WANT, is NOT ALWAYS what you ACTUALLY WANT.


Government seems to do this thing, where politicians wake up one morning and declare "the people want XXXXXX" and then when they try and produce XXXXX, no one signs up for XXXXX.


People don't want anything from government, people just want to be left the fuck alone.

The people that want stuff from government, shouldn't be the people government caters to because it just ruins it for the rest of th normal people who just want to be left the fuck alone.

Your right to cry shouldn't interfere with my right to privacy and peace and quiet. 

Mon, 11/11/2013 - 18:10 | 4143762 GrinandBearit
GrinandBearit's picture

Fuck you Obama! 

Eat shit and die.

Fuck you Obama!

Mon, 11/11/2013 - 19:58 | 4144070 lakecity55
lakecity55's picture


Mon, 11/11/2013 - 18:10 | 4143764 Leveraged Algorithm
Leveraged Algorithm's picture

Fuck You Obama!

Mon, 11/11/2013 - 18:16 | 4143775 superflex
superflex's picture

Fuck you Obama

Petulant Child

Mon, 11/11/2013 - 18:10 | 4143765 Lmo Mutton
Lmo Mutton's picture

Is it a lie if you lie about lieing?

Mon, 11/11/2013 - 20:31 | 4144139 DosZap
DosZap's picture

Acccording to a different credible source the rate is 3% of expected.That would make 15k the number, Oregon has ZERO enrolled.

Mon, 11/11/2013 - 18:14 | 4143770 adr
adr's picture

Bullshit. You can't enroll.

I tried to sign up to see plans and as soon as you enter a login the site tells you logins can't be processed and to call the Fuckyou hotline.

If the website is down, how do people sign up?

Mon, 11/11/2013 - 18:18 | 4143782 goatmug
goatmug's picture

Not true.  We own a health insurance brokerage and had people sign up and get approved today.  


The trick and where the problem lies is with clients that are applying for subsidies.  


If you are NOT receiving a subsidy, find a broker or go directly to the insurance company, do not share your info with is broken and is a joke, buy from the source that is providing the insurance.

Mon, 11/11/2013 - 18:25 | 4143800 jcaz
jcaz's picture

Yeah, I'd do that, but since my NEW rate would be 430% higher than what I was paying before I got cancelled,  pardon me for not hailing the plan as a success and mindlessly forking my money over.....

I don't give a shit that the website is broken-  the LAW is broken.

Mon, 11/11/2013 - 18:28 | 4143818 trader1
trader1's picture

sounds like ACA/obamacare was really about assuring new revenues for private insurance co's, rather than affordable care...

Mon, 11/11/2013 - 18:32 | 4143828 dick cheneys ghost
dick cheneys ghost's picture

the whole fucking government is CORPORATE FUCKING WELFARE

Mon, 11/11/2013 - 19:26 | 4143980 Herd Redirectio...
Herd Redirection Committee's picture

Which is what I try to remind people, who complain only about the Free Shit Army.

The better part of the US Federal budget is graft for cronies, IMO.

Mon, 11/11/2013 - 18:37 | 4143843 goatmug
goatmug's picture

Agree totally.  Plans are 30% to 70% more expensive than a comparable plan, have higher out of pockets and deductibles, and destroy the only good thing about healthcare for the middle class, an affordable HSA.

Mon, 11/11/2013 - 18:40 | 4143845 jcaz
jcaz's picture

Mmm hmm...  Will be interesting to see who Barry goes to work for, once out of office- shocker.....

Mon, 11/11/2013 - 19:06 | 4143933 Bazza McKenzie
Bazza McKenzie's picture

Whatever Barry does out of office, and no matter what he gets paid, pretty sure he won't be working.

Mon, 11/11/2013 - 19:35 | 4144011 Ignatius
Ignatius's picture

His punishment in hell will be to constantly try and sign up for ObummerCare.

Mon, 11/11/2013 - 23:04 | 4144655 akak
akak's picture

In Swahili.  With an AOL dial-up connection.

Mon, 11/11/2013 - 18:37 | 4143847 Things that go bump
Things that go bump's picture

I think it was just last week that a poster said he knew a vice president for some big phama company who told him it was written by the big pharma and insurance companies, for the big pharma and insurance companies, because they were going to get their bailout too. 

Mon, 11/11/2013 - 18:44 | 4143872 trader1
Mon, 11/11/2013 - 18:53 | 4143896 Wahooo
Wahooo's picture

Back in late September there were countless articles based on an Obama Administration study about how obamacare would be less expensive but have higher deductibles. How the fuck could they not know what the premiums were going to actually be????? Criminal.

Mon, 11/11/2013 - 18:37 | 4143842 Agent P
Agent P's picture

Sounds like you could benefit from my patented three step plan:

Step 1: Pay for medical out of pocket (ask for cash rates) and get insurance only when you truly need it

Step 2: Hide as much income as you possibly can and pay the 1% penalty

Step 3: Don't get caught

Mon, 11/11/2013 - 18:39 | 4143854 trader1
trader1's picture

you must be talking to the upper 50% of income earners ;-)  

what about the po' folk getting cancer and shit like that?

Mon, 11/11/2013 - 21:31 | 4143932 jcaz
jcaz's picture

And stop with the misdirection crap-  the "problem" is NOT "clients that are applying for subsidies"-  the problem is very simple-  this is the dumbest Ponzi ever, perpetrated by those who are too dumb to even see it as a Ponzi. 

At least with Social Security, the originators were smart enough to stretch it out over enough generations, so that they would be long gone before the jig was up.

I can promise you this-  MY insurance broker isn't going to be getting into the "Presidents Club" this year on MY dime.....

Funny part is,  I've paid for my own health insurance for over 20 years, never made even one claim,  but I didn't mind-  I understood and accepted the terms-

With Obamacare,  I have no say in the terms-  it's Socialism,  and I don't give a shit if Obama suddenly "subsidizes" my rate down to 50% of what I was paying-  this isn't about the money, it's about being told what to do, and I'll do what I choose,  because that is MY money acting as "subsidies".

Mon, 11/11/2013 - 18:17 | 4143778 jcaz
jcaz's picture

They're still lying- try 99.9%......

Mon, 11/11/2013 - 18:20 | 4143779 One And Only
One And Only's picture

All were old, terminally ill patients no doubt.

Mon, 11/11/2013 - 18:19 | 4143786 q99x2
q99x2's picture

Boycott ObamaCare.

Mon, 11/11/2013 - 18:23 | 4143799 Bay of Pigs
Bay of Pigs's picture


How fitting for this abortion of a bill.

Mon, 11/11/2013 - 18:37 | 4143801 trader1
trader1's picture

a website to roll-out universal and affordable healthcare....

what dumb fuck came up with this bright idea?

<probably an administration that doesn't want universal and affordable healthcare for its people>

Mon, 11/11/2013 - 18:42 | 4143805 Kirk2NCC1701
Kirk2NCC1701's picture

Health Insurance company lawyers:  "If you can't bet them on principle, you beat them on PROCEDURE".

Stay hungry, stay uninsured.  Let the 'Procedure Games' begin.  /sarc

The US Health Insurance industry is the joke of the Western world.  Both the "old" and the "new" system.  Some day, people will say the EXACT same thing about the US as they now say about the UK*, when they visit: "And THESE people once ran the world?"


* My non-British grad-school classmates and I shared this exact sentiment, recalling our impression when we first arrived in London.  Even while on the Tube/subway from Heathrow Airport to Central London, we were stunned at the appalling/poor condition of homes.  Worse than anything we'd seeing anywhere in Western Europe.  E.g., their waste-water plumbing was on the outside of the house... WTF!?  If you wanted to wash your hands with Warm water, you had to go to McDonald's, as all their sink had separate Hot and Cold water faucets.  And who wants to fill a filthy washroom sink with hot+cold water, to wash hands?  The homes and dorms were drafty and cold, and their beer was warm.  Yet they once 'Ruled the Waves' and the world.

Mon, 11/11/2013 - 19:03 | 4143928 Bazza McKenzie
Bazza McKenzie's picture

I guess you didn't stay in the homes of the people who rule the country that once ruled the world.

Mon, 11/11/2013 - 19:19 | 4143960 akak
akak's picture

Well, at least you were "Secure beneath the watchful eyes".


It's dumbfounding that they actually publicly BOAST about the Orwellian total-surveillance police state they are building in the UK --- and the USA is not far behind them.

Mon, 11/11/2013 - 18:26 | 4143807 trader1
trader1's picture

jay carney must hate waking up each day to go to work...

or he loves bad karma.

maybe both?

Mon, 11/11/2013 - 18:28 | 4143817 devo
devo's picture

Fuck you, Obama!

Fuck you, Bernanke!

Mon, 11/11/2013 - 18:30 | 4143823 trader1
trader1's picture

at least bernanke is helping his key stakeholders.

obama has failed everyone who voted for him :-P

Mon, 11/11/2013 - 18:32 | 4143830 0b1knob
0b1knob's picture

< Fuck 'em all.

< We are ALL fucked.

Mon, 11/11/2013 - 18:29 | 4143820 0b1knob
0b1knob's picture

This will end with a lottery where unenrolled people are "assigned" to a random insurer.   With payments withheld from people's paychecks.


Mon, 11/11/2013 - 18:35 | 4143835 trader1
trader1's picture

well, now you're talking the payroll tax to finance health care.

this is how it's done in germany, although you get to pick your insurer and can choose your doctor(s).


Mon, 11/11/2013 - 18:39 | 4143853 vlad335
vlad335's picture

"With payments withheld from people's paychecks."

I believe I read somewhere that you must have a bank account to sign up. Is this true? Is the government forcing everyone to have a bank account?

Mon, 11/11/2013 - 18:40 | 4143857 trader1
trader1's picture

you keep your loot under the mattress?

Mon, 11/11/2013 - 18:58 | 4143913 0b1knob
0b1knob's picture

The IRS has always had the power to seize people's bank accounts for unpaid taxes.    Since the supremes said Obambacare is all a tax now nothing has really changed.

Mon, 11/11/2013 - 19:26 | 4143982 nmewn
nmewn's picture

As its written now, the IRS can only withold your refund (if you have one coming).

Of course there is nothing to say they can't roll back through in a couple years and amend this POS to lein your property or garnish your wages or hit your bank account. 

I always wind up paying them, I never get a refund...on purpose ;-)

Mon, 11/11/2013 - 18:41 | 4143859 Agent P
Agent P's picture

I think it will end with a single payer system, a reduction in the quality of health care, and a faster bankrupting of the U.S. (but not before taxes are raised numerous times). 

Mon, 11/11/2013 - 18:47 | 4143881 trader1
trader1's picture

bankrupting of the us was set in motion decades ago....

quality of health care would only reduce if american doctors and medical professionals were all about the money instead of hippocratic oath virtues....

Mon, 11/11/2013 - 18:39 | 4143848 Hongcha
Hongcha's picture

Agreed with others here - more lies from the Federal Bureau of Lies.

They know precisely how many peeps have 'signed up'.  They do not have to proffer this ~50,000 estimate nonsense.  And the 50,000 is a lie too.

This administration has significantly degraded the office of the President.

Mon, 11/11/2013 - 18:42 | 4143865 SilverIsKing
SilverIsKing's picture

"This has significantly degraded the office of the President."


This President has significantly degraded the USA.

Mon, 11/11/2013 - 18:56 | 4143911 hmmmstrange
hmmmstrange's picture

The number probably starts with "5". They are estimating the trailing zeros.

Mon, 11/11/2013 - 18:42 | 4143849 Van Halen
Van Halen's picture

Why even question these signup numbers? It's not as if as soon as they need the magic signup number they want, it won't just be there. They've lied about every single aspect of this Obamacare horror so far so they'll lie about the signups too. Or just change the rule so it suits them.

Mon, 11/11/2013 - 18:45 | 4143875 surf0766
surf0766's picture

Designed to fail. This is the transition system

Mon, 11/11/2013 - 18:49 | 4143885 trader1
trader1's picture

it sucks so bad, you must trust the us govt. to unfuck it...

Mon, 11/11/2013 - 18:53 | 4143899 eric89074
eric89074's picture

Surprise! Most that don't have insurance can't afford it at any price even with subsidies.

Mon, 11/11/2013 - 19:02 | 4143923 Trimmed Hedge
Trimmed Hedge's picture

DC is destroying America..

We must destroy DC....

Mon, 11/11/2013 - 19:05 | 4143930 MedicalQuack
MedicalQuack's picture

Like i always, Gov can't model so they could not come up with real numbers to expect either.  This attack they are doing to themselves:) 

Just like the markets, it's the continuous rise and fall of the machines and what the screeching algorithms assigning risk are turning out on the insurer side and again Gov can't model and needs to hire some data sleuths and quants to understand a lot more about how the other side operates. 

Obamacare: The Continuous Rise and Fall Of The Machines With Complex Insurance Math Models Resulting In Spasmodic, Executing “Killer Algorithms”–And Gov Can’t Model…

Mon, 11/11/2013 - 19:06 | 4143934 stant
stant's picture

hes major kong riden this turkey down, only thing in question is what altitude it detonates.

Mon, 11/11/2013 - 19:07 | 4143936 buzzsaw99
buzzsaw99's picture

owebomba care is just another tax on the poor

Mon, 11/11/2013 - 19:53 | 4144061 lakecity55
lakecity55's picture

owebomba is just another Fascist.

Mon, 11/11/2013 - 19:10 | 4143940 Meat Hammer
Meat Hammer's picture

Forcing people to buy health insurance would be like trying to solve the problem of homelessness by creating a law that forces everyone to buy a house!  -Barack Hussein Obama, during the 2008 Democratic primaries, speaking as to why he would never be in favor of an indivdual mandate.


Mon, 11/11/2013 - 19:12 | 4143947 akak
akak's picture

Don't laugh --- that's next.

Mon, 11/11/2013 - 20:08 | 4144093 Everybodys All ...
Everybodys All American's picture

The Marxist con man trained at Columbia University under Cloward and Piven directly for this purpose it would appear. Sounds too crazy doesn't it?

Mon, 11/11/2013 - 19:12 | 4143943 Seasmoke
Seasmoke's picture


Mon, 11/11/2013 - 19:14 | 4143951 Trimmed Hedge
Trimmed Hedge's picture

Listen guys, enough talk..

Time for some action...


Who wants to go first?

Mon, 11/11/2013 - 19:18 | 4143961 Meat Hammer
Meat Hammer's picture

How about some inaction?  Like non-compliance.

Mon, 11/11/2013 - 19:27 | 4143972 akak
akak's picture

It took me all of about three nanoseconds to decide that noncompliance was going to be MY course of action.

Hear that Obamao you fascist pig?  I WILL NOT COMPLY!

Mon, 11/11/2013 - 19:34 | 4144000 Meat Hammer
Meat Hammer's picture

Oooh, you're gonna take my house?  I'll go rent one with cash or buy a used RV/trailer.  Say buh-bye to the property tax revenue.

Oooh, you're gonna garnish my wages?  We live well beneath our means and have money saved for the "fuck you...we're out!" moment.

Oooh, you're gonna freeze my bank account?  There's currently a $14.27 balance.  Go crazy.

Oooh, you're gonna put me in jail?  Try and catch me first, and if you do, I'll take great joy in the fact that I cost .gov exponentially more money pursuing, arresting, trying, convicting, and jailing me than they would've received had I paid the fine.

Ahem....fuck you, Obama.

Mon, 11/11/2013 - 21:15 | 4144254 Quantum Nucleonics
Quantum Nucleonics's picture

They can't do any of those things.  The "penalty" tax for not complying with the individual mandate is unenforcable by design. The IRS's only recourse is to net it against your refund, to the extent you have one.

Mon, 11/11/2013 - 22:40 | 4144568 Angus McHugepenis
Angus McHugepenis's picture

Meat Hammer: I love the way you think. Except for my PM stash (and WB7 art) which only a truly trustworthy, long-time friend knows about, I have nothing in my name. I own nothing, therefore it cannot be stolen from me by force or taxation. My vehicles are in a company name so any cop behind me checking the plate has no idea who is driving, and I don't own the company. If for some reason I get pulled over and refuse to cooperate and get arrested, the company owner or rep can get the vehicle out of impound with minimal fees.

I could rant on, but you already know how to play the game against them.

Tue, 11/12/2013 - 02:29 | 4145087 Meat Hammer
Meat Hammer's picture

Apparently I don't know enough about how to play the game against them.  I own lots of stuff in my name.  I would just have to walk away from it. 

I have some work to do.

Thanks Mr. McHugepenis.

Mon, 11/11/2013 - 19:31 | 4144001 Herd Redirectio...
Herd Redirection Committee's picture

Starve the beast.

Mon, 11/11/2013 - 22:25 | 4144516 Angus McHugepenis
Angus McHugepenis's picture

akak: "three nanoseconds"... you're slowing down in your old age. Or were you distracted by an ananonymous post while on the shitter?

Got an idea... why not try signing up using one of BO's alleged SSN's using the address of a local DC peeler joint. If that doesn't work try using a local CONgresscritter ID since they have their own private plans and their info won't be in the system. Just for shits & giggles of course.


Mon, 11/11/2013 - 19:15 | 4143952 Seasmoke
Seasmoke's picture

I will pay the penalty TAX ...... Tell fucking Lois Lerner to send my bill to the van down by the river.

Mon, 11/11/2013 - 19:20 | 4143969 Goldilocks
Goldilocks's picture

The U.S. protecting opium fields in Afghanistan (2:01)


FKN Newz... Deek Jackson...

Mon, 11/11/2013 - 19:23 | 4143971 OhBaldOne
OhBaldOne's picture

Three 20-year-old programmers build a working Obamacare website in just days (which is more than the government can do) By Daily Mail Reporter
While the Obamacare website still remains broken, three 20-year-old programmers have shown the government how it should be done.
Ning Liang, George Kalogeropoulos and Michael Wasser developed a site in matter of days - and it does things the expensive and faltering can't do. From a San Francisco office the men have built, which presents the Affordable Health Care Act data in a much simpler way to the government website.
Easy: The site, designed by Ning Liang, George Kalogeropoulos and Michael Wasser, allows a user to simply input their zip code and view all the health plans available to them
'They got it completely backwards in terms of what people want up front,' Liang told CBS News. The programmer continued: 'They want prices and benefits, so that they could make the decision.', which is just two weeks old, allows a user to simply input their zip code and view all the health plans available to them. The website claims: 'The Health Sherpa is a free guide that makes it easier to find and sign up for health insurance under the Affordable Care Act. We only use carefully vetted, publicly available data.'

The programmers are also adding features to the site, such as a section on tax subsidies. But the three 20-year-olds say they worked on the project as a service rather than to make money.
HealthSherpa doesn't try to do the more complex operations that the government site will offer - such as actually applying for insurance coverage.
But it does provide a more streamlined way of searching through the plans, and it is actually up and running.

Read more:

Mon, 11/11/2013 - 21:12 | 4144239 Quantum Nucleonics
Quantum Nucleonics's picture

People might want the prices and benefits, but HHS made a conscious decision to hide them until the site collected your personal information so it could show you prices net of subsidies.  Team Obama was terrified that there would be sticker shock if people saw the prices gross of the subsidies.  It was a political decision.

These guys maybe wrote a simple UI that works, but that's just the front end.  The real train wreck is the back end software that needs to talk to social security, the IRS, and all the other government computer systems.  They are all different, and largely incompatible.

Tue, 11/12/2013 - 01:33 | 4145017 Tegrat
Tegrat's picture

Love to see the ignorant people continuing to devise ways of enabling government. Your the same asshole that voted for Obama arent you? Do you realize what a ignorant asshole you are? You just fucked yourselves and everyone else and you cant wait for 3 "wise" men to save your dumb ass.


You and every ignorant MF are what's wrong with the world. You instead of realizing your error of voting for an incompetent, never held a job, worked a day in his life into the position of prez. Instead of saying hey, maybe if the fucking government cant build a website, mabye they cant manage the actual business system behind it.


You and every one like you deserve what bed you made.


Mon, 11/11/2013 - 19:28 | 4143989 grunk
grunk's picture

You mean you need to pay for Obamacare?

Count me out.


Mon, 11/11/2013 - 19:37 | 4144022 grunk
grunk's picture

Barack Okevorkian.

Mon, 11/11/2013 - 19:41 | 4144036 Smiddywesson
Smiddywesson's picture


It is foolishness to shout that we will commit some violent and rash act in defense of our country.  WE ARE OUR COUNTRY.  Rather than posting about how we will fight, I think it is more important to point out that our resolve is more powerful and relentless than our bullets.  We will NEVER shut the f#ck up.  NEVER.  That is the central core of your power.  

You made your mistake in telling us we were free and the government serves us, not the other way around.  We will never bend our knee, bitches!  

Your country doesn't need you to die for your people, it needs you to live and be a royal pain in the ass.  You are winning.  Keep it up.

Mon, 11/11/2013 - 19:46 | 4144044 Pancho Villa
Pancho Villa's picture

Hey guys! You should give Obama some credit. He is a miracle-worker who has done the impossible!

He has taken the US healthcare system and made it worse. Much worse!

Mon, 11/11/2013 - 19:49 | 4144050 lakecity55
lakecity55's picture

meanwhile, bath house barry himself has ended up 900% below expectations.

Mon, 11/11/2013 - 19:54 | 4144064 lakecity55
lakecity55's picture


Mon, 11/11/2013 - 20:07 | 4144088 nmewn
nmewn's picture

Ya know it was about month ago some junior senator from Texas said this thing was going to be a debacle. That it is unjust, immoral, unethical and millions of people would be hurt by it.

He was called a Tea Party terrorist, a hostage taker, a bomb thrower. “I would do anything, and I will continue to do anything I can, to stop the train wreck that is Obamacare." Ted Cruz

Now everyone can see, he was absolutely right.

Mon, 11/11/2013 - 20:18 | 4144106 Everybodys All ...
Everybodys All American's picture

How f'd up are things when a Senator actually tries to do his job and sounds the alarm on a law as bad as this and he is considered an extremist or a terrorist. Even called a whack job by his own party, Man are things upside down.

Mon, 11/11/2013 - 20:26 | 4144124 nmewn
nmewn's picture

We got our work cut out for us...the establishment is our enemy.

Left & Right.

Tue, 11/12/2013 - 01:36 | 4145025 Tegrat
Tegrat's picture

Damn nmewn,

What a great series of comments.

Mon, 11/11/2013 - 20:35 | 4144145 DosZap
DosZap's picture

Yes,nmewn the Dems thought they had a real LEG up on the 2014 mid terms, now they are running like roaches at two a.m.,when the lights are turned on.This will as Faber says END BADLY for them in the upcoming elections.



Mon, 11/11/2013 - 19:59 | 4144073 rosiescenario
rosiescenario's picture

Yes, just received notice from Anthem that my wife's individual plan is being cancelled...was paying $758 / month for it. Now we'll find out what the new rate is to be...and how many totally unrequired items will be in it, such as maternity benefits. What a great deal for the insurance companies...collect premiums for items that will never require a reimbursement.

Is Warren Buffet behind this? How much will Berkshire benefit from this? We know he gets his way in D.C. after the Keystone pipeline debacle.

Mon, 11/11/2013 - 20:00 | 4144076 q99x2
q99x2's picture

They'll have to get a swat team, DHS, FEMA, the TSA and a Drone up my ass before I sign up for that globalist eugenicist program..

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