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Obamacare's Critical Success Factor Summarized (In One Cartoon)

Tyler Durden's picture




 

This is who we are pinning the hopes and dreams of Obamacare's success on?

 

 

(h/t Sunday Funnies at The Burning Platform blog)

 

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Mon, 01/20/2014 - 18:41 | 4349442 JLee2027
JLee2027's picture

And whose going to pay his premiums?

Mon, 01/20/2014 - 18:45 | 4349458 Mr Pink
Mr Pink's picture

They will pay when healthcare.gov accepts empty pizza boxes and crunchy kleenex

Mon, 01/20/2014 - 19:45 | 4349669 Crash Overide
Crash Overide's picture

All Obamacare needs is Justin Bieber telling kids Sizzurp is covered in the copay...

 

Sizzurp
The original formula:

Promethazine w/Codeine syrup
Any fruit flavored soda
A jolly rancher

Put it all in a styrofoam cup and enjoy. The codeine is mainly responsible for the euphoria felt after drinking sizzurp. Promethazine causes motor skill impairment, lethargy, and extreme drowsiness. If it doesn't have promethazine, it ain't real sizzurp.

Mon, 01/20/2014 - 20:01 | 4349716 NoDebt
NoDebt's picture

It's a bit tough to buy healthcare if you don't even have a job.  And little incentive if you can ride on your parent's insurance till you're 26 (assuming they have a job).

The fuse is already lit on this bomb.

Unfortunately, the next thing that happens is the government will supply bail-outs to the insurance companies to make them whole (and prevent radical increases in the already-high preminums and deductibles) when adverse selection's teeth really start to bite.  Everyone wins.  Except taxpayers, of course.

Tue, 01/21/2014 - 03:32 | 4350830 AldousHuxley
AldousHuxley's picture

auto insurance != automobile

health insurance != healthcare

 

 

 

Tue, 01/21/2014 - 03:56 | 4350865 James
James's picture

All thats done already NoDebt.

Any patient who incurs over 40k in costs per year the .gov picks up the tab over that.

Mon, 01/20/2014 - 21:11 | 4349961 Occams_Chainsaw
Occams_Chainsaw's picture

http://www.tmz.com/2014/01/20/justin-bieber-drugs-raid-sizzurp-codeine-marijuana-weed/

Just sell his stash and you too can be of the 1% of the 1%!!!  MOAR....

Tue, 01/21/2014 - 01:36 | 4350684 A Nanny Moose
A Nanny Moose's picture

 Rhetorically speaking....why the styrofoam cup? Why not glass, paper, gold, silver, or wood?

Better living through chemistry.

Tue, 01/21/2014 - 03:53 | 4350861 jeff montanye
jeff montanye's picture

because it's only the one month anniversary?

Tue, 01/21/2014 - 03:39 | 4350837 2¢Wurth
2¢Wurth's picture

We need to come up with a term more descriptive than " younger 'adult' ."

Mon, 01/20/2014 - 18:55 | 4349489 davinci7_gis
davinci7_gis's picture

Hey, don't worry about it.  When the health insurance companies begin to go bankrupt, Obama will bail them out just like he did with the banks and then they will be part of the Federal governemnt..and that's how he'll get his single payer system!  Sad....so sad!

Mon, 01/20/2014 - 19:08 | 4349536 derek_vineyard
derek_vineyard's picture

my son a recent state university grad with no loans wants to thank you all for providing him free health care as he intends to do internships, travel and work part time while living at home and stay below the poverty line for the foreseeable future until real opportunity comes his way. 

Mon, 01/20/2014 - 20:09 | 4349746 Things that go bump
Things that go bump's picture

My granddaughter would like to thank Obamacare for getting her work week cut back from 37 hours a week to 27. She is expected to produce in 27 hours what she used to produce in 37. She has informed her employer it is quite impossible as she produces an actual finished product and at 75% of the hours she can only produce 75% of the product. It still takes the same amount of time to decorate a cake. 

Mon, 01/20/2014 - 21:35 | 4350042 Not Too Important
Not Too Important's picture

At least she will still have a job as Obama yells "Let them eat cake!"

Mon, 01/20/2014 - 22:00 | 4350135 JLee2027
JLee2027's picture

I thought Moochelle already ate it.

Tue, 01/21/2014 - 01:39 | 4350689 A Nanny Moose
A Nanny Moose's picture

Speaking of the Wookie's eating habits..has anybody actually seen Barry lately?

Tue, 01/21/2014 - 03:42 | 4350843 2¢Wurth
2¢Wurth's picture

He's recovering from the 50th party.  Nothing like a big blowout to remind you what you've been hitched to for 21 and a half long slogged-out years.  I would be hunched over the porcelain throne too.

Tue, 01/21/2014 - 08:08 | 4351059 Carl Popper
Carl Popper's picture

Being married to the Wookie would make me hang out at the bath houses too

Tue, 01/21/2014 - 04:57 | 4350904 Things that go bump
Things that go bump's picture

And she will be in the enviable position of having her cake and eating it too.

Tue, 01/21/2014 - 06:11 | 4350962 Tom_333
Tom_333's picture

Resource allocation...the eternal problem. Only logical way to solve this is to move to single payer system. Then again - who will be picking up the tab at the end of the day? Or more likely have it deducted directly out of the pay check. If you have a pay check. If you don´t have a pay check...it can be taken out of benefits...or more likely be pushed on to someone else. Who will have to pay more to off-set the losses for those that do not have any substantial income. In fact that is how socialized medicine works. The bills will have to be payed one way or the other. That in combination with restraints on how much resources are thrown at the medical problem at hand. After all ,  thinking that you deserve full medical attention per current standards may just be a view...your view and may not fit with the views of the system. The system. Wonderful word.

Tue, 01/21/2014 - 10:31 | 4351411 Offthebeach
Offthebeach's picture

Who pays?

Dollar savers, and the no job, mal-skilled, in debt 30 year old youths.

Of course they can't so they won't.

Print dollars.

Mon, 01/20/2014 - 18:42 | 4349447 I am more equal...
I am more equal than others's picture

 

 

You are not living up to the implied social contract.                       OK, just die already.

Mon, 01/20/2014 - 21:37 | 4350049 Not Too Important
Not Too Important's picture

"The problem won't be solved unless you let them hurry up and die." - Japanese Finance Minister Taro Aso.

http://www.theguardian.com/world/2013/jan/22/elderly-hurry-up-die-japanese

Tue, 01/21/2014 - 06:42 | 4350999 Tom_333
Tom_333's picture

Problem is...such views do not apply personally to those that hold such views. Of course. Which means that no matter what there will be different standards applied to different folks. Wait...where did I read something like that...different value of different people in different age brackets. Wasn´t it that Emmanuel guy. The one from Harvard interested in medical ethical questions...?

So then we are back to to inequity in healtch care based on things like projected societal value...or just how much money you have.

Tue, 01/21/2014 - 08:11 | 4351062 Carl Popper
Carl Popper's picture

I dont see anything wrong with the "problem" as you put it. I guess all the statist control and huge dysfunctional governmentt and coercion and theft it takes to provide something for nothing to the FSA is Aok with you

Mon, 01/20/2014 - 18:50 | 4349467 Dr. Engali
Dr. Engali's picture

Can't mom I have to run down to the nearest cannabis store, and pick up some brownies.

Mon, 01/20/2014 - 19:27 | 4349612 artless
artless's picture

@Engali

Funny and maybe some truth there but the kids at which you direct the comment are the ones who are gonna get truly fucked for the rest of their lives for mostly what the generations or their parents and grandparents have done or allowed to happen.

The "greatest generation" will be recrowned BY NECESSITY because some future generation (hey, maybe mine the Gen xers) will BE FORCED to clean up the absolute shit mess that those who are over 55 now or already dead and gone left the rest of with.

So if the "kids" decide to let it all just burn I for one do not blame them. THEY did not fuck it up.

Yet.

Mon, 01/20/2014 - 20:01 | 4349723 GeezerGeek
GeezerGeek's picture

FWIW, most of the "greatest generation" have assumed room temperature. That's the generation that survived the depression, beat the Axis powers in WW II, and went on to raise the most disfunctional generation of children ever, the Baby Boomers (of which I am one, on the leading edge.) Too many on ZH keep referring to the Boomers as the "greatest generation". If any subsequent generation wants to clean up the mess begun under FDR (if not Wilson or Teddy Roosevelt) they should start by never again electing a Boomer to any office, even dog catcher. Hear that, all you clueless Hillary-sycophants?

Mon, 01/20/2014 - 20:06 | 4349737 Dr. Engali
Dr. Engali's picture

I agree wholeheartedly. I feel for the future generations who have had their inheritance squandered by those who had to have it now. Hopefully when this shit finally collapses in on itself they can build something better.

Mon, 01/20/2014 - 21:20 | 4349992 Not Too Important
Not Too Important's picture

When "this shit finally collapses in on itself" there won't be something better down the line. Fukushima will see to that. We're going to get 'The Road', then 'On The Beach'. The next generation will have nothing but mutated DNA strands  - if their parents even take the massive risk of having kids. The Japanese women are choosing abortions in increasing numbers, miscarriage and Infant Mortality rates are skyrocketing both in Japan and the US/Canada, while the mutants that are born in Japan now never see life outside the delivery room.

There aren't going to be 'future generations' that have any chance of a lifestyle worth living. And our Masters? Money can't fix this shit. They're reaping what their parents sowed.

Kyle was right to short Japan. The question is who's going to pay off when they're all sick and dying? Sue in a Japanese court when the judges are all sick and dying? What a fucking nightmare.

Mon, 01/20/2014 - 23:09 | 4350385 kadoka
kadoka's picture

Inheritance squandered?  LOL.  My kids are welcome to everything I have when I am dead but be VERY clear it is NOT their inheritance until I am dead.  This idea that we owe an inheritance to anyone is about as stupid as a concept can be.   Maybe you think someone owes you their money but I don't have my sights set on anyone elses money or inheritance.  I make it on my own and expect my kids to do the same.  If you inherit something, that is just a pleasant bonus not  something owed to you. I have worked every day since I was 15 (45 years of working and counting).  Don't act like I am some freeloader spending whats not mine. 

Tue, 01/21/2014 - 01:39 | 4350692 Dr. Engali
Dr. Engali's picture

It's thinking like that which has pulled the wealth of future generations forward through debt so that the gotta have it all crowd can be satisfied. Future generations will be paying for this folly for a long time.

Tue, 01/21/2014 - 03:48 | 4350852 AldousHuxley
AldousHuxley's picture

with folks living till 90s, your "kids" will get inheritance at age 60 when the prime of their lives are past and wealth won't be that meaningful.

 

boomers grabbed wealth generated by putting the country in debt similar to that of leveraged buyout.

Make USA go in debt, give money to those who don't deserve it, capture profit by selling to the welfare recipients, tell kids it was all smarts and hardwork and luck of timing had nothing to do with it.

 

wars will disappear if you put old man on the front lines and have them pay for it as well.

Tue, 01/21/2014 - 06:07 | 4350957 hootowl
hootowl's picture

Wars will disappear when those who declare war and their spawn will be the ones required to fight them.

Tue, 01/21/2014 - 10:46 | 4351448 Offthebeach
Offthebeach's picture

Leverage buyout. ( Mitt was the man. To bad. He could of made it so smooth, slick )
Anyway.
I prefer a Mafi bustout.
Say they take over a marginal dinner. They order massive liquor orders from every distributer they can, shrimp steak lobster from the purveyors.
It all goes on the dinners good credit and out the back converted to cash. They make Stavos take out 1st and second mortgages, hit Citi, AmEx to the max, siff the employees. And then screw.

Detroit, Chicago, the old GM and countless befor and to come until the dollar itself lays leg spread, raccooned eyed, bleeding and oozing from all orifices like a cracked out Fairfield blond turned Harlem street whore.

Mon, 01/20/2014 - 19:56 | 4349701 GeezerGeek
GeezerGeek's picture

Is medical marijuana covered by Choom-O-care?

Mon, 01/20/2014 - 21:23 | 4350002 Not Too Important
Not Too Important's picture

Pot gets legalized, prices go up and the sick people that really need it can't afford it. The ultimate irony would be if Choom-O-Care subsidizes it, while we're still paying trillions for the 'War On Drugs'.

If you pitched a movie with this whole script, you'd get laughed out of town.

Mon, 01/20/2014 - 21:59 | 4350129 fxrxexexdxoxmx
fxrxexexdxoxmx's picture

As a result of legalization in California, producers have seen a reduction in the amount they can charge. There is a glut of high potency weed which can legally be sold. Who would have thought that? No one except a producer of anything.

Market forces and all that silly shit.

Tue, 01/21/2014 - 04:41 | 4350897 TheRideNeverEnds
TheRideNeverEnds's picture

There is a glut of high potency weed


worry not good citizen!  the central planners will surely fix that free market right up for you just as soon as the Monsanto patents on marijuana get approved. 

Mon, 01/20/2014 - 22:14 | 4350197 F em all but 6
F em all but 6's picture

Long munchies

Mon, 01/20/2014 - 18:50 | 4349472 MedicalQuack
MedicalQuack's picture

The everything/anything health insurance company now in the urgent care clinic business...United/Optum..2 opening in Texas...will these be placed across the street from hospital ER rooms:)  Maybe not Dignity hospitals, they have another arrangement with another United subsidairy to make money on billing...

http://ducknetweb.blogspot.com/2014/01/united-healthcare-now-entering-ur...

Now we have the RNC entering the picture and they want to fix everything..it's bad enough we have such an excellent HHS director that really knows her stuff when it comes to Health IT, so here comes the challengers...(grin)...augh...the Sebelius syndrome is non partisan..this would be like me telling a mechanic how to fix my care..doesn't work that way...

http://ducknetweb.blogspot.com/2014/01/republican-national-committee.html

Mon, 01/20/2014 - 18:51 | 4349475 Heroic Couplet
Heroic Couplet's picture

Have Mitt Romney go to Massachusetts, where his RomneyCare program has been running for x years, and try to find one user who has dropped RomneyCare b/c of something said on the Faux Entertainment Channel. There won't be anyone.

Mon, 01/20/2014 - 19:07 | 4349531 nmewn
nmewn's picture

So, you can actually opt out of being forced into buying health insurance in Massachusetts? ;-)

Mon, 01/20/2014 - 19:44 | 4349660 disabledvet
disabledvet's picture

didn't fact check but the headline "only those who already have insurance are buying the ACA" did stand out. Not a resident of the fine State of Taxachussets...having said that it is interesting to ruminate on the implications of "zero ACA" plus what has been going on in that State vis a vis health care for some time.

As far as I can tell "they're it" when it comes to universal coverage...which sounds very expensive to me right now.

http://en.wikipedia.org/wiki/Watson_(computer)

Mon, 01/20/2014 - 20:05 | 4349730 nmewn
nmewn's picture

Extremely expensive, if I recall correctly, only in Vichy DC are insurance costs higher...and I did note, that in the centrally planned world of the statist mind, there was a deafening "No Comment!!!" on the absolute force & coercion (let alone the cost) of it all.

Quite "progressive" ;-)

Mon, 01/20/2014 - 22:04 | 4350152 fxrxexexdxoxmx
fxrxexexdxoxmx's picture

Face it, everything Obama has done or thought has already been done better and at a lower cost by a Republican.

That is really what you are saying, when you point out that is was done by Bush, Mitt, Reagan, ect, when you defend your wet dream half a cracker wanna be king.

Obama is waiting for his choom session, get on your knees.

Tue, 01/21/2014 - 10:59 | 4351475 Offthebeach
Offthebeach's picture

Romneycare, always on and growing federal 0.5-1 billion dollar hand out was in further hiden hand collapse. Doctors quitting, nurse/worker income falling, hospitals closing, lots of rent seeking and gaming.
Now its even worse with Obamacare showing up like a thug at a tripple decker house party.

Mittens, the always carpetbagger has left the plantation, having gotten what he wanted, his resume, his ticket punched as a wimpy, political hack who couldn't play in the big leagues. He got p-wiped. by a guy named Hussain.

Mon, 01/20/2014 - 18:53 | 4349486 RafterManFMJ
RafterManFMJ's picture

Read an article by Eric Peters not long ago where he posited Oblamo Kare will be the death knell of the provider state for the simple reason the over grasping criminals FRONT loaded the costs while back loading the Benefits.

Any true socialist ponzi MUST do the opposite, like Social Security or Medicade.

This Obama care will burn as the pain comes before the pleasure; even a bacteria will retreat from inhospitable conditions.

So, too, will the FSA - although their speed might be slower than bacteria.

Mon, 01/20/2014 - 21:25 | 4350007 Not Too Important
Not Too Important's picture

This isn't socialism/facism. This is the quite successful steady march to totalitarianism. Well done, sirs.

The rest of us, not so much.

Mon, 01/20/2014 - 19:03 | 4349503 OC Sure
OC Sure's picture

Is it about the source of premiums or is it about the 10th amendment?

This isn't really funny. It is shifting the crux of the debate away from the Constitution and into the black hole of discussing the machinations of the usurpation; it is about acceptance, submission, and defeat.

Once upon a time, far greater men stood up and risked their lives for far lesser usurpations.

Mon, 01/20/2014 - 19:23 | 4349591 Debt Slave
Debt Slave's picture

Yeah, but they didn't have big screen HDTV and Superbowl Sunday.

Mon, 01/20/2014 - 19:35 | 4349638 OC Sure
OC Sure's picture

Their bread and circuses will keep them gazing at totem poles.

Tue, 01/21/2014 - 03:50 | 4350855 2¢Wurth
2¢Wurth's picture

And their beer tasted 10 times better, so they had something to fight for.  We got Fritos (TM) made with GM corn...

Mon, 01/20/2014 - 22:13 | 4350190 F em all but 6
F em all but 6's picture

10nth amendment irrelevent. State police powers waived to the feds under the Social security act. the feds create the privilege and then tax it. Justice Roberts was correct.

The States sold us down the river when they gave the fed the power to interfere with the obligation of contracts.

Mon, 01/20/2014 - 23:41 | 4350493 OC Sure
OC Sure's picture

States are inhabited by persons who elect representatives to megaphone their voice. We are dealing with the man made which can be unmade. It is time to reset the Republic.

Tell two friends to tell two friends, please.

Mon, 01/20/2014 - 19:02 | 4349510 q99x2
q99x2's picture

I don't worry about healthcare. I do it myself. I have to remove a liver from a plate tonight. Couple of breasts with a bernanke massage in the morning followed by an eye exam by hunting the mint symbol on silver dimes.

Mon, 01/20/2014 - 19:04 | 4349516 Pseudonymous
Pseudonymous's picture

"Just a second"? Like hell! More like "You're on your own now, get used to it, mom and pop! About time you grew up! Hope you got your savings, pensions and insurances all figured out"!

Mon, 01/20/2014 - 19:05 | 4349525 Payable on Death
Payable on Death's picture

They are not adults.

Mon, 01/20/2014 - 19:19 | 4349574 cossack55
cossack55's picture

So who is talking about CONgress?

Mon, 01/20/2014 - 19:07 | 4349535 Mi Naem
Mi Naem's picture

Speaking of Obamacare, I trust you all had a happy and blessed St. Martin Luther King day? 

Mon, 01/20/2014 - 19:11 | 4349542 Oldwood
Oldwood's picture

Now that's sarcasm!

Mon, 01/20/2014 - 19:26 | 4349576 Debt Slave
Debt Slave's picture

Oh I sure did. Stopped at the liquor store on the way home and it was closed, dammit.

BTW did you notice how light the traffic was today? I thought it was Sunday morning.

Mon, 01/20/2014 - 20:36 | 4349856 FredFlintstone
FredFlintstone's picture

Traffic situation was divine. Maybe this is what the aftermath of a pandemic would be like. Peaceful, tranquil.

Mon, 01/20/2014 - 21:15 | 4349970 Occams_Chainsaw
Occams_Chainsaw's picture

I was able to drive to and from work without a single gun being pulled on me.  We need moar days like this....

Mon, 01/20/2014 - 21:34 | 4350033 Not Too Important
Not Too Important's picture

'On The Beach' has many scenes like that.

Tue, 01/21/2014 - 05:56 | 4350943 hootowl
hootowl's picture

Shutting down my business to celebrate the birth of a black communist, serial adulterer is irritating......symptomatic of a dying culture.

Mon, 01/20/2014 - 19:09 | 4349540 Oldwood
Oldwood's picture

I find everything is more affordable if I can make someone else pay for it. Cost shifting and wealth redistribution is our only path to prosperity, well mine at least, once I get off this treadmill and fall back into the easychair of government entitlements. I can't wait until they start selling Hopium by the case at Walmart.

Mon, 01/20/2014 - 19:18 | 4349564 Debt Slave
Debt Slave's picture

Add to the cartoon: "Get a JOB" and "Contribute something to society".

- Oh that's right, in the Obama Fantasy world we now have, jobs and productivity no longer factor into the equation.

Never mind, carry on.

Mon, 01/20/2014 - 20:08 | 4349749 GeezerGeek
GeezerGeek's picture

Obama Fantasy World: You didn't have to pay for that, someone else did.

Tue, 01/21/2014 - 08:53 | 4351113 RKDS
RKDS's picture

Yes, a "job" that "contributes" like securitizing derivative swaps...

Mon, 01/20/2014 - 19:24 | 4349602 Race Car Driver
Race Car Driver's picture

What's with ZH lately? This cartoon shit is lame. If you're gonna use cartoons, at least give us a dozen or so - maybe we'll find something useful.

This - is not useful ... nor funny. It's just lame.

Mon, 01/20/2014 - 20:07 | 4349738 wisehiney
wisehiney's picture

It's not  neccessarily about you.

Mon, 01/20/2014 - 20:18 | 4349789 Blano
Blano's picture

Off to HuffPo with you then.

Mon, 01/20/2014 - 19:26 | 4349607 bronzie
bronzie's picture

the 20-something thinks he is invincible and doesn't have $200/month to spend on anything much less health insurance

Mon, 01/20/2014 - 22:49 | 4350310 Miffed Microbio...
Miffed Microbiologist's picture

Besides, the reality is all he needs to do is show up at the ER and get treated. This is not Calcutta. You'd be shocked what people go to the ER for nowadays. Sore throats, stiff backs, indigestion. 20 years ago it was only people severely injured. Had a guy today come in with a sore throat. They did a urethra swab on him and he had GC. Your mind really goes in weird places working in a hospital.

Miffed;-)

Tue, 01/21/2014 - 05:54 | 4350938 hootowl
hootowl's picture

What is GC?

Tue, 01/21/2014 - 11:07 | 4351502 Miffed Microbio...
Miffed Microbiologist's picture

I'm assuming that's sarc. ;-)

Miffed;-)

Mon, 01/20/2014 - 19:56 | 4349699 LocalBoy
LocalBoy's picture

HMO is not insurance and one does not pay premiums.....
It is a pre paid medical buyers club at best.

Insurance is risk aversion. What is the risk a person needs a prescription ? 99%
What is the risk a person goes to a local doctor, gets a mammogram or needs a physical ?

If you tell a lie long enough it becomes truth, is that it. If enough people call the Wall Street buyers club and shake down insurance it becomes that ?

Good grief

 

Mon, 01/20/2014 - 20:28 | 4349823 ThirdCoastSurfer
ThirdCoastSurfer's picture

HMO and Prior Auth are devices to shuttle medical care to the cheapest alternative devoid of choice. 

If you have a heart attack, or any procedure that requires authorization, the ambulance or healthcare provider will call for authorization. The authorization will not direct you to the closest or even the most specialized facility, but the one with the lowest cost/most favored contract. 

If you have an elective procedure, like a knee replacement, authorization will delay the procedure until the 1st of the financial quarter if the EPS for the current quarter are in trouble. 

Mon, 01/20/2014 - 21:31 | 4350025 Not Too Important
Not Too Important's picture

In Japan, if you have thyroid nodules, they tell you to come back in two years. If you have cancer then, well, too bad. Oh, it kills the kids first, as it works its' way up the food chain.

Coming to a clinic near you.

Keep an eye on your white blood cell count - if you trust your 'government certification' required blood lab.

Mon, 01/20/2014 - 20:34 | 4349849 FredFlintstone
FredFlintstone's picture

A gargantuan tragedy of the commons scenario. It was fun while it lasted.

Mon, 01/20/2014 - 19:59 | 4349715 Father Lucifer
Father Lucifer's picture

Excellant, I got one of those living at home.

Mon, 01/20/2014 - 20:10 | 4349759 GeezerGeek
GeezerGeek's picture

Why?

Mon, 01/20/2014 - 20:05 | 4349732 wisehiney
wisehiney's picture

Happy Holiday! See ya later, gotta get back to work.

Mon, 01/20/2014 - 20:16 | 4349777 BullyBearish
BullyBearish's picture

If the young'uns don't sign up, by law the taxpayers are on the hook for the insurers losses for at least 3 years

Mon, 01/20/2014 - 20:21 | 4349796 ThirdCoastSurfer
ThirdCoastSurfer's picture

If you haven't already purchased healthcare by now, what are you waiting for? 

If you are young and healthy, the only reason for health insurance is primarily for an unforseen injury and, since you have no idea when that might occur (outside of something like a skiiing trip), why would you risk waiting a month or so till the deadline?  I'm sure there are some who will wait until the last minute, just because, but I'll be very suprised if they enroll in anything approaching expectations between now and the end of March. 

I also wonder what the breakdown between men and women enrollment is. I've seen some stats that show that enrollment of the 18-35 is around 20%-40% depending on location, but the percentage of those who are "low utilization" within that age group can handly be presumed to be more than 50% of the total, so young AND healthy enrollment must be at about 10%-20% or less. 

Mon, 01/20/2014 - 23:04 | 4350364 Carl Popper
Carl Popper's picture

If you are young and healthy and have no significant assets to protect you are better off going without insurance, saving the premiums, and buying gold to hide.

If you develop a catastrophic illness or accident you will qualify for a medicaid spend down if your assets are low enough and after your bills reach acertain point. Hospitals dont mind if you rack up a big bill you cannot pay because they know medicaid will look back and pay all previous bills once you qualify.

Every state has a medicaid spend down. You will get medicaid if you have assets below a certain threshold after a catastrophic illness or injury. I know this because I help people in my clinic qualify for a spend down.

Mon, 01/20/2014 - 20:22 | 4349800 Platinum
Platinum's picture

Beware the Ides of ObaMarchcare.

 

Mon, 01/20/2014 - 20:30 | 4349833 ebworthen
ebworthen's picture

My 20-something Son's exact words after he looked into Obamacare and found out the cost, the co-pays, and the deductible:

 

"Fuck that shit!"

Mon, 01/20/2014 - 21:27 | 4350014 Not Too Important
Not Too Important's picture

x 300 million more.

Tue, 01/21/2014 - 02:17 | 4350752 StychoKiller
StychoKiller's picture

How much in student loans did he have to sign up for to get that smart?

Tue, 01/21/2014 - 02:36 | 4350774 ebworthen
ebworthen's picture

Zero; he was wise to that one as well.

Mon, 01/20/2014 - 22:50 | 4350316 The Shodge
The Shodge's picture

I think by now Obamacare can be ignored. As long as Obama can jerk off on his creation, it's good enough, there is no more in it and people shouldn't bother further.

Mon, 01/20/2014 - 22:57 | 4350337 Carl Popper
Carl Popper's picture

Who is gonna pay his premiums and all the others when adverse selection sends obamacare into a death spiral?

We all are. Did you not see the fine print in obamacare that the insurance companies have a free stop loss reinsurance agreement with .gov?

Keeping the zombie alive next year, when the government has to begin paying tens of billions to the insurance companies with exponential projected payments under the stop loss agreement continuing as far as we can see, will be a sight to behold.

Mon, 01/20/2014 - 23:21 | 4350430 Rhino
Rhino's picture

It's a great example of cronyism. The government makes a deal with the corporations. You turn all your plan into premium plans. If people don't buy it because it's too expensive, the government will buy the plans, guaranteeing you higher profits. Even if you're only allowed a 20% margin, it's 20% of a much larger pie. guaranteed by the taxpayer.

Mon, 01/20/2014 - 22:56 | 4350338 xavi1951
xavi1951's picture

2.2 Million signed up and 6.2 million lost their issurance coverage.  A liberal progressive dream!

Tue, 01/21/2014 - 02:09 | 4350741 noless
noless's picture

You all have no idea what a drain ide be on the healthcare system if i actually participated. That's if i could ever get coverage that is, instead of just paying for some Bitches plastic surgery or viagra.

Tue, 01/21/2014 - 02:55 | 4350792 RTUT
RTUT's picture

Ahhh.  I feel comforted now.  I would ask who the 'brains' of Obamacare is but that would be what, an oxymoronic question?  I am at a loss for words as this cartoon pretty much says it all and 52% of those who voted the first time Obama ran and less, but enough, voted for him the second time are still lurking around voting booth. Sigh......

Tue, 01/21/2014 - 09:07 | 4351141 d edwards
d edwards's picture

0bozo and his minions thought all you younger people out there were f-ing idiots. hopey-changey.

Tue, 01/21/2014 - 10:33 | 4351417 esum
esum's picture

1. what doctors will take this "insurance"

2. what hospitals will take this "insurance"

aca/obamacare is a FRAUD

look for yor TAXES to go up ... as usual with any libtard program

how many states will this bankrupt.......

IT WAS DESIGNED TO FAIL FROM DAY ONE

AND IS NOTHING MORE THAN A FACET OF OBUMBLER'S PLAN TO TAKE AMERIKA DOWN... ECONOMICALLY, MORALLY AND POLITICALLY...

SUKKAS

 

 

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