One-Third Of 'Obamacare-Prospects' Intend To Stay Uninsured

Tyler Durden's picture




 

Despite spending over half-a-billion dollars on increasingly mind-blowing promotions for Obamacare, a new survey released today shows that even the website apparently fixed, over one-third of Americans without insurance say they plan to stay that way, even after being told that the new law requires them to get covered or pay a penalty. As CBS notes, some 46% of those surveyed also were unaware of the March 31 deadline for being insured as it seems "low-income, young families may have been overlooked. They're probably not spending a lot of time watching television, they never read a newspaper and if they listen to radio it's probably music in the car." 41% cited insurance as still too expensive with, oddly, 39% of middle-aged men preferring to stay uninsured.

 

 

As Bloomberg notes, the headline number above hides some other notable highlights (or lowlights)...

Gender matters. When the pollsters asked the uninsured whether they planned to stay that way, despite the individual mandate, 37 percent of men said yes, compared with 29 percent of women. Further confirmation, if anyone needed it, that men are statistically more likely to be morons.

 

There's no correlation with education. You might have thought people with more years of school would be better attuned to the risks -- physical, emotional, familial, financial, professional -- of going without health insurance. But the survey found that one-third of every group, from high school dropouts to people with graduate degrees, say they'll remain uninsured.

 

The decision to stay uninsured isn't about party (though reasons for staying uninsured very much are). Among the uninsured, Republicans were more likely than Democrats to say they'll stay that way -- but only slightly, 29 percent to 22 percent. The big difference was for uninsured independents, 41 percent of whom said they won't get insurance.

 

It's not the young who worry most about cost. A little more than one-third of those 18 to 29 said they would stay uninsured because coverage is too expensive. For those 50 to 64, 39 percent cited cost; for the 30 to 49 group, the share was almost half.

 

But the young really do think they're invincible. Almost one-third of those 18 to 29 who said they won't get insurance said it's because they don't need it. Just 6 percent of those 30 to 49 said they same, and 11 percent of those 50 to 64.

As Bloomberg concludes,

The Barack Obama administration is doing a terrible job of publicizing the law's subsidies. The people most likely to say they won't get insurance because it's too expensive were those earning $30,000 to $50,000 a year -- those who probably stand to benefit the most from financial assistance. Sure enough, one-third of respondents in that category didn't know about the subsidies.

CBS notes on health insurance resercher's comments that "low-income, young families may have been overlooked. They're probably not spending a lot of time watching television, they never read a newspaper and if they listen to radio it's probably music in the car," she is quoted as saying. "In communities of color, people might hear about [Obamacare] in church, but for people who are not attached to a church, I don't know how they get the information."

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Mon, 03/17/2014 - 18:31 | 4560891 Manthong
Manthong's picture

Tax evaders!

Lock 'em all up.

 

 

Mon, 03/17/2014 - 18:34 | 4560896 LetThemEatRand
LetThemEatRand's picture

"Lock 'em all up."

In a few years when they don't pay their tax bill penalty for the plan that is not a tax.  Prison, Inc. thanks them for their non-compliance.  At least they'll have free healthcare (paid for by you and me) when they are in the clink. 

Mon, 03/17/2014 - 18:43 | 4560936 DoChenRollingBearing
DoChenRollingBearing's picture

That is right LTER.  Oh, hey do me a favor?  I am down in Peru so I can't call and scream at them at them myself.

Tell all the Democrats in office you (or any friends or family may know) that I hope they get slaughtered in the Congressional races in 2014.  Hey, the D-Team voted for this travesty...

While you're at it, see if you can have Chief Justice John Roberts impeached too for calling this a "tax", I wonder what "they" have on him...?  Does he get Obamacare too?  Hmm, inquiring minds want to know!

***

Most importantly, will we get free health care in FEMA Camp?  Or do they just turn us into fertilizer if a tree falls on us...

Mon, 03/17/2014 - 18:47 | 4560950 LetThemEatRand
LetThemEatRand's picture

Bush selected Roberts because he's a corporatist.  Obamacare is the biggest give away EVER to insurance companies and BigHealthcare.  It's not that they have something on Roberts.  It's that they have something on all of us.

Mon, 03/17/2014 - 18:51 | 4560969 Manthong
Manthong's picture

Like, WTF.. so if you don’t understand or agree with a federal tax, just ignore it and everything is hunky-dory?

No jackboots, swat teams or anything?

Works for me.

Mon, 03/17/2014 - 18:54 | 4560978 LetThemEatRand
LetThemEatRand's picture

Private corporations own the government, and the IRS is the enforcement arm of the Fed.  It will take a few years for the unpaid penalties to turn into "deliberately" unpaid tax bills.  Then the jackboots.

Mon, 03/17/2014 - 19:20 | 4561062 knukles
knukles's picture

You gotta be kidding me... "low-income, young families may have been overlooked." 

Overfucking looked?
Overfucking looked?
Overfucking looked they say?
And who pray the fucking tell overlooked these. their very own first fucking target market?
Overfucking looked with Bazillion US Taxpayer Dollars, Which Are All Voluntary, courtesy of Joe Biden, Franz Kafka and Eddie Bernays!

OVER FUCKING LOOKED?

Mon, 03/17/2014 - 20:32 | 4561319 Sokhmate
Sokhmate's picture

Dear Liza, Over--Looked.

Tue, 03/18/2014 - 08:09 | 4562377 johnQpublic
johnQpublic's picture

 "that men are statistically more likely to be morons"

 

or men are better at math

no way i'd have health insurance without my wife

its cheaper for me to pay as i go

we have hit the deductible twice in the last eighteen years together

Mon, 03/17/2014 - 22:25 | 4561638 RafterManFMJ
RafterManFMJ's picture

Save us from this corporate fascist bullshit, Comrade Putin!

Mon, 03/17/2014 - 19:29 | 4561098 HardAssets
HardAssets's picture

Yeah, seems that some are still dumb enough to think it has something to do with their health.

(Like 'social security' - which has been robbed for decades - had something to do with peoples retirement when old.)

 

Wake up and smell the coffee.

Mon, 03/17/2014 - 18:50 | 4560963 DCFusor
DCFusor's picture

I am one of those "middle aged men" who has never had insurance and needed it at the same time, ever.  I've been self-insured most of my life.  Works for me, and I'll pay the fine - even cut my income so it's less, rather than sign on.  They can go pound sand.  I can *live* off what they want for premiums + deductables for a 60yo, before it pays out the first dime.  Surely they are kidding...and since it's a tax, that can only come out of my refund, I simply withold less...so no refund.  So, chew on that, losers.  You're not forcing me to buy that shit.

Mon, 03/17/2014 - 19:27 | 4561088 simplejustice
simplejustice's picture

Hi Dc ,glad to see your post. I won't be buying it ether,I plan to adjust accordingly. Time to let the rough side drag. Hope things are good down on the range. I think of you every time I see the sun shining brightly.

Mon, 03/17/2014 - 19:57 | 4561182 LetThemEatRand
LetThemEatRand's picture

Not defending the travesty that is Obamacare, but if you are diagnosed with cancer before Medicare kicks in who pays for that?  You never see people who needed help posting "I don't need help so fuck everyone else" shit.  Steve McQueen famously said he'd rather die young than go through cancer treatment, until he needed cancer treatment.  Then he got a big helping of it.  Maybe you're tougher than Steve and/or have as much money.

Mon, 03/17/2014 - 20:03 | 4561211 jcaz
jcaz's picture

It's called SELF insurance,  Rand- go out, make something of your life, and presto- you can afford to pay for your own healthcare YOURSELF-  you don't need help from Big Brother.   There isn't anything that can happen to me that I can't cover myself-  kiss my ass goodbye to the insurance system.

Mon, 03/17/2014 - 20:05 | 4561219 LetThemEatRand
LetThemEatRand's picture

I do pay for my own insurance and I own a small business.  If I were diagnosed with cancer tomorrow and I relied on my personal assets, the first month of treatment would wipe out everything I own.  You?

Mon, 03/17/2014 - 20:07 | 4561227 jcaz
jcaz's picture

You need insurance?   I don't.   So why should I pay for it?

Are you really this dense?   Maybe you do need insurance......

Mon, 03/17/2014 - 20:09 | 4561237 LetThemEatRand
LetThemEatRand's picture

If you have a heart attack tomorrow, your bill will be mid six figures next month.  Have that kind of coin laying around?

Mon, 03/17/2014 - 20:17 | 4561261 jcaz
jcaz's picture

Uh, yeah as a matter of fact- what, you think everyone on this board is struggling like you are?

BTW, get a better health care provider-  Mayo will take me on with a heart attack for $50K cash up front, plus I get run thru their gauntlet of health care evaluation- best in the world.   Talk to Dr Cahoon in Indiana, he got me all set up with a buddy.

It's called DOING IT YOURSELF,  verses relying on an insurance company to run your life- try it sometime, you may like it.

Mon, 03/17/2014 - 20:23 | 4561270 LetThemEatRand
LetThemEatRand's picture

You are delusional if you think Mayo will treat you for a full on heart attack for $50K.  I will now tell you what to do youself, narcissist douchebag.  And notice your own fine print about "up front."  And how many people have that kind of cash laying around?  Good for you if you do, but fuck everyone else?  Then fuck you.

"According to an article from the National Business Group on Health, the average total cost of a severe heart attack--including direct and indirect costs--is about $1 million. Direct costs include charges for hospitals, doctors and prescription drugs, while the indirect costs include lost productivity and time away from work. The average cost of a less severe heart attack is about $760,000. Amortized over 20 years, that's $50,000 per year for a severe heart attack and $38,000 per year for a less severe heart attack."   http://www.cbsnews.com/news/how-much-would-a-heart-attack-cost-you/

 

Mon, 03/17/2014 - 20:25 | 4561291 jcaz
jcaz's picture

LOL-is that worse that being an illterate douchebag?   Cut and paste is your answer?   Try THINKING.

"National Business Group on Health"???  Who do you think that is????  

Dude, I gave you the name of my contact-  be a man and look him him-  Lafayette, IN-  if you got the cash, you can score the same deal.

Oh, you don't have the cash?  

So how long have you been a health insurance agent?

 

Mon, 03/17/2014 - 20:30 | 4561298 LetThemEatRand
LetThemEatRand's picture

My sister went to school there (Lafayette, IN).   She's now a self-employed vet.   And I do have the cash for the upfront payment.  I don't have a million lying around for the rest of it.  Do you?  And I work for a living running a small business that will not survive if I'm laid up for a few months.   So should I not be free to contract with other like-minded people who want to share risk?

Mon, 03/17/2014 - 20:36 | 4561336 jcaz
jcaz's picture

The school is in West Lafayette, actually- good try tho.   And if she's a vet, you're covered, so again, why pay for insurance if you can score a deal with her?

Agreed, your insurance company won't survive if you're laid up for a month-  but that's not MY problem, it's yours.

My mind isn't like yours- quit whining about it,  I did better than you did.   Life isn't fair that way.

Seriously, I really need a quote on the Fiat..... Just liability, of course- I can cover the rest.....

Mon, 03/17/2014 - 20:42 | 4561351 LetThemEatRand
LetThemEatRand's picture

I don't believe that you are successful.  I know many very successful narcissists and they are able to put together much more cogent arguments.  West Lafayette is your come back?  Seriously?  You are a poser, my friend.

Mon, 03/17/2014 - 20:43 | 4561360 jcaz
jcaz's picture

Good one- you got me.   Now get me my quote- chop chop.

No wonder you're broke- your customer service is terrible....

Mon, 03/17/2014 - 20:45 | 4561366 LetThemEatRand
LetThemEatRand's picture

No quote for you.  You are not credit worthy.

Wed, 03/19/2014 - 18:28 | 4569774 TheRedScourge
TheRedScourge's picture

"So should I not be free to contract with other like-minded people who want to share risk?"

Obamacare doesn't make it legal to pay for health insurance, it makes it MANDATORY. You were free to do it before, and you were also statistically more likely to HAVE health insurance before.

Mon, 03/17/2014 - 21:09 | 4561432 Chump
Chump's picture

$760 grand for a "less-severe heart attack," and you want to focus on the insurance side of the equation??  What the fuck is wrong with you?

Mon, 03/17/2014 - 21:17 | 4561443 LetThemEatRand
LetThemEatRand's picture

That's how it goes with a private pay health system.  Don't ya know.  I hear the Scandavian countries are all like Detroit with their socialized medicine.

Mon, 03/17/2014 - 21:29 | 4561473 Chump
Chump's picture

You can be flippant if you'd like, but for someone who professes to be anti-corporatist you sure are keen to make sure large corporations maintain monopolistic control of the health care system.

Tue, 03/18/2014 - 07:48 | 4562307 Raging Debate
Raging Debate's picture

Rand - What is causing the inability to afford healthcare is government meddling resulting in lack of competition. The big crushing the middle class through vote buying.

I belive in catastrophic coverage, diet and exersice, preventative check ups. If those things happen you don't wind up with $150,000 medical bill to treat late stage cancers or heart disease. A penny of prevention is worth a pound of cure.

For $8,000 a year for a platinum plan I would rather invest it at this point. I don't need "maturnity care" or other services my health insurance premiums would pay for.

Wed, 03/19/2014 - 18:26 | 4569767 TheRedScourge
TheRedScourge's picture

$1 million per heart attack? Bullshit. There's over 700k heart attacks per year in the US, and 200k are fatal. That's at least $500 billion a year just in heart attacks, or about 1/6th of the entire budget.

Mon, 03/17/2014 - 20:45 | 4561365 Things that go bump
Things that go bump's picture

Steve McQueen died young of his cancer anyway, poor man. I seem to remember that he was down in Mexico trying treatments not sanctioned by the US medical community before the end for all the good it did him, but he had a lot to live for.

Mon, 03/17/2014 - 20:58 | 4561386 riskprice
riskprice's picture

sftdb

Mon, 03/17/2014 - 20:52 | 4561388 Mr Lucky
Mr Lucky's picture

You may not beieve this, but cancer treatment (surgery, radiation, chemo) often kills you faster and with more suffering than the cancer. The treatment is a racket, and only MDs are allowed to treat cancer in the US because it is a cash cow. If you get cancer, there is always a more natural route. Learn how to put your body back into balance so that it can heal. Cancer is a symptom not a cause. Everyone has to die sometime. Try and do it with maximum dignity, and when you go, head to the light.

Wed, 03/19/2014 - 18:36 | 4569801 TheRedScourge
TheRedScourge's picture

The science is pretty clear on cancer outcomes. You should be sued for criminal negligence causing death for suggesting natural treatments. Keep your Vitamin C and your homeopathy and prayers and tropical rain dances, while the rest of us stick with science backed by decades of studies.

Mon, 03/17/2014 - 20:52 | 4561390 riskprice
riskprice's picture

Just sign up for it when you are diagnosed;  there is NO PRE-EXISTING PROHIBITION.  

That right there is your biggest bogosity of all in the whole fucking thing. Health insurance is now a financing plan.

Mon, 03/17/2014 - 20:00 | 4561200 jcaz
jcaz's picture

Same boat here.  54 yrs old, self employed, no inshorance for me.  Price isn't the issue-  I lose more playing lotto every month, because I can.  What IS the issue is Taxation Without Representation.  What IS disturbing is the % of dupes who are mindlessly going along with this Facist regime,  so afraid to pay a "penalty".....  Kiss my ass,  I view it as paying a tax to live among the mindless-  which do you want to pay, the big tax or the little tax?   Seems simple......

Mon, 03/17/2014 - 20:03 | 4561208 LetThemEatRand
LetThemEatRand's picture

It is not a binary equation.  Steve.  Your health is your greatest asset.  Sad to see so many people put their political ideology ahead of that commodity (while they are healthy).

Mon, 03/17/2014 - 20:06 | 4561222 jcaz
jcaz's picture

It is for me, Bob-  now go find someone else to give you a hand out- my line is closed.

Mon, 03/17/2014 - 20:08 | 4561231 LetThemEatRand
LetThemEatRand's picture

I pay for my insurance, and I am not asking for a handout.  In fact, I am healthy as a horse but unlike you I realize that shared risk is a good thing because I am not an egomaniac who expects the best and fails to plan for the worst.

Mon, 03/17/2014 - 20:22 | 4561281 jcaz
jcaz's picture

Dude, you're not getting it.... By receiving insurance, you are- by definitition- ASKING FOR A HANDOUT!

How can I make this any more simple for you-  go to your doctor, ask for his cash price to service your decaying body-  you'll find his cash prices VASTLY different from his Ponzi-loving insurance companies up his ass-  if he's a decent doc, he'll be HAPPY to work with you.

It's not that complex-  this country was built without insurance companies.   Insurance companies exist for ONE reason- to SPREAD risk,  not solve it.  

Wake up.

Mon, 03/17/2014 - 20:25 | 4561295 LetThemEatRand
LetThemEatRand's picture

You are a mindless ideologue.  The exact opposite is true.  Doctors charge more for uninsured patients because they enter into contracts with insurance companies to charge less.  Not only are you a narcissist ideologically blind douche, you are also a well of misinformation to boot.  

Mon, 03/17/2014 - 20:28 | 4561306 jcaz
jcaz's picture

LOL- why don't you cut and paste me some more Insurance company propaganda?

Seriously- do you sell just Health, or do you do Health, Life, and Auto?   I have a '82 Fiat,  I need a quote.....

Mon, 03/17/2014 - 20:29 | 4561310 LetThemEatRand
LetThemEatRand's picture

When you run out of bullshit to say about why we should all just pay our own medical expenses even if it means that most of us will die trying, claim the poster is selling insurance.

Mon, 03/17/2014 - 20:39 | 4561343 jcaz
jcaz's picture

"most of use will die trying..."

Wow- those insurance companies really did a number on you, didn't they sweetie?   You must be terrified to walk out the front door in the morning...

Mon, 03/17/2014 - 20:44 | 4561353 LetThemEatRand
LetThemEatRand's picture

"Sweetie" -- the word that always seems to come out when I get the goat because it the last refuge of the small mind trying to remember what made it feel childlike.  Well played.  In a "tell" kind of way.  Sorry if I got to you. 

Mon, 03/17/2014 - 20:45 | 4561364 jcaz
jcaz's picture

You're awesome, dude-  truly my hero tonight.

Now gimme my quote-  what the hell, dude-  I have to BEG you to let me buy insurance for my Fiat from you?   No wonder this system sucks.....

Mon, 03/17/2014 - 20:46 | 4561372 LetThemEatRand
LetThemEatRand's picture

I'm sorry, but you don't qualify.  Ask your parents to co-sign and we'll talk.

Mon, 03/17/2014 - 21:04 | 4561420 jcaz
jcaz's picture

Gotta run, dude- time to trade, money to be made in China tonight-

Seriously, you should try working a little harder-  trade some currencies at night,  you'd be surprised how much you don't need insurance when you're earning a decent income....  Will make you more money than this mental masturbation, certainly,  tho perhaps less amusing.

Honestly, if your business is so precarious that you'll lose it by catching cooties for a month, then you're really not making in life anyway, are you?

You get back me with that quote on my Fiat-  and pm me if you ever want to earn a decent wage-  I'd like to see another person break free from depending on others financially to make it in life;

Sad, really-  but you keep on truckin', cowgirl.

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