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Chilean Activist Burns $500 Million Student Loan Docs In Protest Against Debt Serfdom
Submitted by Mike Krieger of Liberty Blitzkrieg blog,
This story struck a particular chord with me considering my mother left Chile for the United States back in the early 70′s after Salvador Allende was elected President. She was able to instinctively see the writing on the wall, and got out ahead of the political chaos, military coup and dictatorship that followed.
Beyond my own person connection, I find this to be a very important story in that it further highlights the fact that the current war/civil unrest cycle is an interconnected global phenomenon. Since the parasitic Central Bank driven financial system is more or less entrenched in every country on earth, every country on earth is experiencing increased concentrations of wealth into the pockets of a handful of oligarchs. Meanwhile, those nations which heretofore had a middle class are finding that this entire socio-economic class is disappearing into the dustbin of history via a variety of methods, not the least of which is criminal quantities of student loans. These loans are pushing an entire generation into inescapable serfdom, while many university administrators are enriching themselves at their expense.
So it appears student loan based debt serfdom is also a major issue in Chile, and one activist, known as “Papas Fritas,” decided to take matters into his own hands. During a takeover at Universidad del Mar, he was able to get his hands on $500 million of student debt, which he subsequently torched.
This is what remains of the debt. A pile of ashes:
The Independent covered the story, here are some excerpts:
An activist in Chile has burnt documents representing $500 million (£300 million) worth of student debt during a protest at Universidad del Mar.
Francisco Tapia, who is also known as “Papas Fritas”, claimed that he had “freed” the students by setting fire to the debt papers or “pagarés”
In the five-minute video the artist and activist, translated by the Chilean news site Santiago Times, he passionately says: “You don’t have to pay another peso [of your student loan debt]. We have to lose our fear, our fear of being thought of as criminals because we’re poor. I am just like you, living a s**tty life, and I live it day by day — this is my act of love for you.”
While his act of defiance will have brought smile to those now debt-free students, it will be difficult for the university to recoup the losses and the higher institution may have to individually sue students to get the get the debt repaid.
There have been protests in Chile since 2011 calling for reform of the university system and for free high-quality education. It was hoped the newly-elected president, Michelle Bachelet, would be bring reform, after a campaign promising drastic change to the education system.
However, two months on, tens of thousands of students have taken again to the street calling again for changes promised.
Last week there were clashes on the street of the Chilean capital, Santiago, as demonstrations turned violent.
Now here’s the video. It has over 70,000 views. Unfortunately, there are no english subtitles, but if you understand even a little Spanish you’ll get the point.
And his passion needs no translation.
The global masses are getting fed up with the bullshit system we are forced to live under, and rightly so. The key is that we must ensure that what comes next is better and not just another reactionary centralized system.
We must evolve and move toward a world characterized by decentralization, freedom and a creative spirit.
Full Independent article here.
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Does that work? I was thinking of burning my mortgage contract if so.
Call me a crazy conspiracy theorist, but I think they have 1's and 0's for that. In fact, they'll probably sue a bunch of people who didn't have student loans, and then cite the burning as a basis for not having to produce the original documentation.
yeah.
what LTER said
Might there have been an original Amex loan document in those burning papers by any chance???
typical al qaeda designer ... these guys do not even care to change subcontractors ... in your face BIATCHES!
burn the servers and backup
Guess it's just a matter of time not-so-smart folks would pick up on the act of flooding and burning DTCC vault of all mortgage docs.
Oh, it was allgedly Sandy's fault.
If you put a signt that says "Don't tread on me." They will stump on the head.
Genius act of resistance! Better yet is to forget the whole student loan racket and sbuild a completely different system. www.oplerno.com!
Call me a crazy conspiracy theorist, but I think they have 1's and 0's for that.
According to comments on the independent article, the school is being shut down for financial irreqularities and the server which had stored the info was mishandled somehow and the only record of the loans was those papers...So could be a win-win
Sweet if true.
!!
Unrest in Chile??
I guess I missed the report on that from Simon Black.
There's always money in the Banana Stand.
+1. Maybe one of the most funny, and underrated TV shows ever.
+5 LMAO
"Oh the humanity!"
Yeah, now on to America and the financial emancipation.
Call me a crazy conspiracy theorist, but I think they have 1's and 0's for that.
According to comments on the independent article, the school is being shut down for financial irreqularities and the server which had stored the info was mishandled somehow and the only record of the loans was those papers...So could be a win-win
How is one fewer educational institution a win-win? I mean, apart from the minority of students that are not obliged to pay for the resources they consumed while learning... while the remainder of their peers are?
Who shoulders the cost for this act? Much as I dislike how education is 'organised' in the West (I have no idea how they do things in Chile) I don't see this leading to anything other than i) higher costs for students going forward, or ii) even more socialised (read: State-directed) education.
"How is one fewer educational institution a win-win?"
This is the problem. What he has done is a one-off. He's attacking the trees and ignoring the forest. What is needed is enough people who are sufficiently smart and well-educated not to take on the debt in the first place. Although I don't know the system in Chile, I assume these people had all signed these documents to take on this debt. Going back retroactively and burning the documents ignores the root of the problem that they were signed in the first place. That is the fertile ground for a genuine evolution of human thought: stop accepting money in exchange for servitude, no matter how pretty the packaging offered.
Because this so-called "educational insititution" is a government-supported indoctrination center. The entire academic system of "higher education" is a giant misnomer and misallocation of resources.
What mind can conceive, criminal government can achieve ;)
There may be a ledger entry in a computer but if the contract is gone the debt is unenforceable.
Not from what we've seen in the DC US, especially Florida. They have even 'foreclosed" and taken homes that had NO mortgage much less one with the suing bank.
"When the courts go, the bitch isn't done, she's burnt."
Good point. Interesting that Chile courts might be less of a banana republic than the US courts and make them produce a contract to collect. Strange world we live in.
There was a movie made about that. I think it was called Wisdom.
http://www.youtube.com/watch?v=NjzUU3csP_0
it was called Fight Club
Plesae, sombody, translate and provide a transcript...even a crude trans would be valuable if the message does indeed communicate easily the vital truths of the student-debt sledgehammer on our youth.
Then, synchronized subtitles would send this viral.
Kids, this is how to protest. Get into the vaults and burn the docs and you're free of debt. While you're there, being so clever, wipe the computers.
And lend hand to your parents by burning all the other debt...mortgages, car loans, health...just make sure you wipe those computers good.
That's bullish for backup servers.
And moving trucks with industrial electromagnet's in the back.
http://www.youtube.com/watch?v=2clAFvMmSbc
Okay your crazy.
If you really want to be objective* how do you know those 1s and 0s are accurate? Good fucking luck showing that.
*Good luck getting the courts to stand by objectivity when it comes to "trusted" institutions. Courts are not going to assume that banks have bad records unless you can show hard examples of bad records. Because they're "trusted" institutions.
this is why we need to keep debt-records like these sealed in a lock box
in a data center
in utah
or whatever
Yep. if there is only one record...
Fuck' em for being so dumb!
Hey, uhh, guys. Wasn't that the plot of a movie or...something?
Fight Club just opened in Chile and this cat just rolled out project mayhem. Fuck yeah bitchez!!
it will be difficult for the university to recoup the losses and the higher institution may have to individually sue students to get the get the debt repaid.
You cannot force people to pay. If they refuse, it doesn't matter what a "court" says.
It only works if you burn THEIR copy.
The best time to burn the loan documents is right before you sign them!
It works, Oldwood, when there’s a people’s uprising behind you. Solidarity brought down the USSR, Communist-founded by Lenin, Trotsky, and Stalin.
If you want peace, work for justice.” – Pope Paul VI
“Soviet power swept across Eastern Europe in the mid-1940s, imposing Communist governments. The leadership of Lech Walesa helped bring down the Communist government in Poland, which influenced reforms against Communism throughout Eastern Europe. Walesa led an anti-Communist organization, formed in 1980, which fought for political, economic and civil rights to improve conditions. The collapse of Communism brought down the Soviet Union and ended the Cold War, as democracy and prosperity rose in Poland.” – Lech Walesa and Poland’s Battle to Bring Down the Iron Curtain (The Soviet Union Collapses)
http://www2.needham.k12.ma.us/nhs/cur/Baker_00/baker_modern/baker_kk_sm_p1/walesa.htm
If someone wants to do this to my wife's loans feel free. I paid outta pocket. My Chilean activist name would be Chengan Federales.
Borrowing money then defaulting sounds like something krugman would suggest. He would also claim it doesn't have tail risks.
In the words of my Keynesian economist associate who inherited all of his wealth and hasn't worked a serious day in his life: "We don't need to worry about debt accumulation as a species. It's just a Ponzi Scheme."
Advice like that will have 99.999% of the population chained up and trough fed in barns by 2050.
A real Keynesian just takes out a loan to repay another loan a.s.o.
We need to default on the sytem. This is nothing more than legal plunder. We need to delegalize the plunder.
When students enter the university, there, waiting for them at the door is the banker-university partnership where the banker sucks the student into debt slavery and the university raises the tuition accordingly -- always a little bit farther than the student can reach.
So where does this end? Answer: There has to be a revolution against these pieces of paper, these pieces of paper printed on Bernanke’s printing press that say, You know what, see this piece of paper, that means we own you!
The government created tax-deductible college education savings funds for parents, such as the Section 529 college savings and prepaid tuition plans, then it issued massive aid to students who would never be able pay the rising fees, then it opened up the border to low-wage workers that destroyed student jobs, and, then, when the paying student arrived at the college door, the university raised the rates, accordingly, wiping out all his parents' saving nest along with his ability to work his way through college. And, voila, America’s graduating students were enslaved in debts during the starting years of their adult lives, all for the profits of the bankers and the high living professors and administrators. It's called usury -the bankers working with the university for the loans.
Never mind that “the average 529 account size continues to grow,” says CSPN, “reaching an all-time high of $19,584 as of December 31, 2013.. a 14% increase over the past 12 months.” Because as it grows, so will the tuition.
It’s a nice plan to destroy America’s future middle and upper-middle class aided and abetted by a banker-owned Congress that works for the bankers only.
William Shakespeare put it well: “When we are born, we cry that we are come to this great stage of fools.”
I would be willing to burn everyone's Notes here in USA, but the banks already did that. Yet they still foreclose without the wet ink notes........and everyone just packs up and leaves
Home of the Brave, My Ass !!!
You might need a co conspiritor, and it was a time share.
Viva la revolucion!
What CE said.
Beans, bullets, bullion. Not necessarily in that order.
"Beans, bullets, bullion. Not necessarily in that order."
Beans, bullets, bulllion, bimbos and bourbon. You missed a few.
What about the NSA's copies?
Count NSA records on my record score?
ROFLMAO!
I love this story.
This is why TPTB want to go 100% digital.
It will be digital slavery. Even if you don't owe money you will owe money.
Fuck the banks, fuck the banksters, fuck the kleptoligarchy and crony their states.
When people actually begin to understand what is going on things are going to get real brutal. You can see the early stages of massive dissent now.
Money might not "trickle-down" but information certainly does.
Agreed.
And I meant "their crony states".
I'm fed up, and in the small talk I have locally 99% of the people I talk to are.
Yeah. When the dissent hits home, be smart if you get involved. Don't get capped for being part of the dumbass crowd.
Cliffs: Do not use organized strikes on hard targets.
Yup. Take it from someone who saw armed forces popping off live rounds into an angry crowd and zipping them with 50. cal BMG from a high-rise nearby. You don't want to be "that guy". Decisive victories are won through brilliant tactics, not through brute force.
Don't be a martyr just for 20 minutes of fame. It's a waste.
I see the guys with the black guns shooting at 25 and 50 yard targets as a rule. My protocol: I'll cover them from at least 600 yards back.
338 LM
6.5 Creedmoor
Anything that goes *bang* that you can hit the target with from more than 50yds.
But I bet you a lot of the poeple who are fed up cannot articulate what the problems are.
and that is what makes the situation dangerous. the very criminals who set all this up will throw out a straw man for the mobs to beat on, while they slink back into the shadows to wait... not this time though. that is not the way its going to go down.
The basic premise will be to pit neighbor against neighbor and try to get society to eat itself from inside out. Then a solution will be presented in the form of martial law and a firm, authoritarian stance.
And since people are apparently still unaware that risk is an unavoidable consequence of the world in which we live, they will probably favor stability and low-risk over a risky battle for liberty. People are sleepwalking into the arms of their captors willingly.
They did a pretty good job on the OWS crowd! I think they need to tweak their protest model a bit.
"Those who make peaceful revolution impossible, will make violent revolution inevitable." - JFK
They did. It was helpful exposure. The protest model has you still talking about it. Something to consider...
The OWS crowd might want to watch a few more Westerns.
Hmmm.
Kind of hard to see Clint Eastwood doing up-twinkles.
True. Such as that "high quality free education". Cuz free govt run school always work so well. For a look into what those look like, I present the American public school system. A "free, high quality education" that is neither 'free' nor high quality.
I can assure you that very many of the students (and recent graduates) (and older graduates) are beyond the dissent phase. It is becoming culturally acceptable in some notable communities to attend college with the intention of defaulting on their loans.
Digital is not going to work, either. If you have a clue about where this world is heading, then you are already learning very well how to live basically and productively. You have unbanked, you have moved, you have established a community that shares your views. The NSA can snoop all it wants, because the keyboard can be put down tomorrow, and the phone shortly afterward. If the gov wants to prevail in pursuing those people, it better start poisoning the food, as the conquistadores did, and the Europeans did to the North American Indians. [Edit: Oh wait...}
And the legal system? Well, it won't be the first time in our history that we've had debtor prisons. One can argue that the system is devolving into that already. But so what? Who doesn't break the law these days? Our society is becoming very dangerous. Globally. (I hate to refer to "our civilization" because that hasn't been the most successful human social model, nor does it look like it will be anything close to the most durable.)
So, in briefer terms, go ahead gov, chase away. And don't let those kids catch your records in a university office.
You better start figuring on the nano-sized drones NSA will eventually be deploying to keep an eye on you. Won't matter whether you use a keyboard or not.
Or disguised as common objects...
https://warosu.org/data/cgl/img/0066/86/1363036454724.jpg
You should put a warning on that just lost half a cup of coffee.
That's why our system is so strongly based on the Romans: prior to the Roman Empire, monarchs in Sumeria, Babylon, Egypt, and -- gasp! -- even in Israel used to cancel all debt every so many years. They held a Debt Jubilee. When the point was reached when people's debt exceeded their ability to pay, the Debt Jubilee was held.
When the Romans came along, they decided that no debt would EVER be cancelled. They'd rather have a scorched earth (as a warning to other conquered lands), than forgive their taxes or debt.
The Oligarchy will never cancel our 'debt'
http://www.youtube.com/watch?v=00iY4cpEQDY
The Oligarchy would rather annul the Debtors' right to live than to waive the debt -- a debt created with currency out of thin air. That's why, during and after the Reset, the guillotines will probably do overtime for the DC lobbyists and financial Oligarch.
In the meantime... just as the Oli's are keeping detailed and redundant (paper and digital) records of who owes what, we need to keep detailed and redundant records on the Lobbyists, Banksters and other Purveyors of Fraud who Aided & Abetted and got rich in the process. People in all countries need to keep records on this, and ZH needs to do so also.
A Debt Jubilee comes from the Bible, written down by Moses after the Exodus in 1445/6BC.
I don't suppose that would have been Moses' people cancelling the debt they owed to others.
And I do suppose you've never read the Bible to say that.
And when you don't pay up, they'll cut your internet and everything else hooked up to the grid.
http://m.thelocal.de//20140513/woman-75-ordered-to-demolish-house-instea...
They" never forget.
All is written, recorded, kept.
The future of the all seeing, all recording state is here now. Sheeple like their pens nice and tidy.
Look how all that fiat related shit fits in that container with plenty of room to spare.
Outstanding.
finally an authentic hero - where is america's?....thank you michael!!!
Spend the next four years in racking up student loans for an antiquated job. It’s hard to compete with robots.
Routine vs. non-routine. Anyone with half a brain will be looking at non-routine work coming out of college (even if it is on a lower wage) these days. Anything routine is subject to automation.
I'm nearing 47. Why would I give a fuck about college? I feel sorry for the upcoming generation.
I'm a relatively recent grad student, and I feel sorry for the upcoming generation. By the time I hit 47 most of the colleges will be empty and full of squatters.
Much bankruptcy ahead.
I went all in at age 53 and can tell you professors are giving passing grades to those that don't deserve them.
BTW - I made straight A's studying 20hrs./day and was accepted to the fraternity. Never had to prove to the youngsters I could drink them under the table.
Yeah, take out a note saying "I promise to pay...", get the education and then try to invalidate the debt and your promise. This invalidates property rights, contracts and your grandma's pension. It is simply theft. No one forced anyone to take on that debt any more than the home, car or credit card. Perhaps we should burn all those documents and claim a right to them. You can argue about the false promises and benefits of college and the costs and I would be sympathetic, especially with respect to the USA, but this is not the answer. I also find it interesting that higher education/college is the monastic bastion of the Left.
I like the part where Tapias states, "We have to lose our fear, our fear of being thought of as criminals because we’re poor. I am just like you, living a s**tty life, and I live it day by day — this is my act of love for you.”
So breaking and entering, probable destruction of private property and breaking contracts is not criminal and means love? Well, it's all about feelings, anyway, right?
This is straight historical leftist pablum and doublespeak. It is the essential promise to give everyone free stuff from the government money tree or the pockets of the evil wealthy. Every single country that practices this falls into wretched poverty. However, perhaps the 102nd time it is tried it will finally work...103rd, 104th, 105th.
FG - As to Doublespeak -
"This invalidates property rights, contracts and your grandma's pension. It is simply theft. No one forced anyone to..." use a fiat currency that has it's value constantly inflated away by design. Oh, wait...
Sorry I had to finish your sentence properly. There is no freedom without economic freedom, and I am forced to use the "currency of the realm" by coersion at threat of extortion (fines), kidnapping ("going" to jail), and murder (justified refusal to "go" to jail). Any contract made in a phony currency is by it's nature a phony contract.
If the setup was part of all of our indoctrinations to begin with, maybe you'd have more of a point. Maybe not.
Man's world is an insane asylum designed by government to operate for the benefit of government.
The note promising to pay is the actual creation of the money/credit; the bankers facilitate the transaction, take all the credit (pun intended), tske all the money, charge interest and strut around saying insane shit like "we're doing God's work"
It really Is the matrix, but people deal with it differently.
But our only source of power is through the collective, where we can use the power of public opinion and the mob to get what we want, which is typically security. If we are threatened by people with money or weapons, the collective can fix that.
Anyone notice that for all the noise the progressives make about wealth disparities, the only way they have of narrowing them is by lowering the overall income of society. They will do it directly by taxation or expropriation, but generally they do it by simply poisoning the economy, destroying the will of those who might normally pursue wealth. Unfortunately there are plenty of people out there who would gladly do with less in order to see those above them brought down a few pegs. Something in the nature of cutting one's nose off to spite their face.
That's right. Our only source of power is the collective. Individuals don't have courage or choices or stubbornness or moral suasion or persuasiveness; only committees have those.
Nothing much progressive has been done in the US apart from the New Deal and the Moonshot, your conclusions seem to be based on a rather small sample size (and blaming progressives for what crony capitalist of party X did).
Progressives are in favour of things like Green Backs and LVT ... whether that would lower median wealth or not, hard to say.
I'm sure they didn't have a digit copies of all those loans and Chile universities do the same file keeping as the Amish.
We can all get along together. You’re just reaching a point of understanding the lies. The hijacked government is the problem, not the people. We extend our hand to help you.
I'd like to BURN my loans, and the people who created the screw job system that is now in place.
I am having intense feelings of man love for this hero.
God is smiling on you papa. You have kicked Satan in the balls.
pity the poor students forced at gunpoint to borrow the money to aquire a college education.
Debt is evil and those who ply us with it are bad news, but until WE accept responsibility for our part, we will never have the moral grounds to demand responsibility from our leaders.
Without debt these debt slavers who have little power over us. It is up to us.
It is not unreasonable to expect a banking system which is not corrupt.
When shark loans and predatory lending are returned to the little shops on the bad side of town (usually near the pawn shops), consider what you say valid. Otherwise, shut the fuck up.
It totally unreasonable to expect a banking system which is not corrupt if government exists.
Government will seek to control anything that, in and of itself, is a form of control.
So Bunny, as long as corruption exists we are no longer responsible for our actions. How CONvenient! Am I the only one who sees the virus that is killing us is the lack of personal responsibility? No matter what the fuck happens it ain't my fault because its an ugly world? Just keep excusing stupidity and see what it gets us. Half the world now is fully enabled to this stupidity and is catching with the other half. Bankers and stock markets can do nothing without our complicit involvement. You may not believe it but there are still a number of people out here who do not borrow what we can't repay, who borrow well within our collateral limits. There are lots of educational alternatives that don't require massive debt, it just that they believe its only worth having if it costs a lot and they make it easy to borrow. Sure there are and always have been plenty of assholes out there willing to take advantage of greed and stupidity. Nothing new in the world.
The only problem with your argument, is it depends on a free exchange of untainted information. People whom have been brainwashed are not totally responsible for their actions. They were operating under falsehoods taught by an educational system designed to create compliant workers and citizens.
Did Greenspan lie? Bernanke? Were people not led to believe things from their leaders which encouraged them to make financial decisions fatal to their selves and families? In a society that does not teach buyer beware, you wish to demand accountability? Accountability that is missing in their own government? Where are the examples?
Just because you were raised to be responsible and concerning, you assume every one else was? Then want to hold them responsible?Does not the State take on huge levels of debt, unpayable debt, without regard for the taxpayer? Is not fractional reserve banking purposely designed to enslave the population? Is there proper representation of future voters whom will be required to pay debts they neither agreed to or benefitted from?
To use your argument, it would then be fair for the government to institute a wealth tax to bring debt down to a safer gdp ratio, because if we had been more responsible, we would have never voted for or allowed the degree of debt accumulation to happen. Are you willing to pay that debt?
WE are continually lied to by the institutional powers and apparatus' of the ruling class as to the true nature of debt and how it is created. WE are sold a bill of goods from birth, indoctrinated by our schools, institutions, parents, siblings, and friends, to a cacaphony of lies, falsehoods, and deceptions, so pervasive, so ubititious, than maybe one in 500 eventually escapes its claws.
We are told that these things are good for us, that they will allow us to better ourselves, and the lives of our loved ones.
And EVERY SINGLE ONE OF US, even WE in Fight Club have bought into that lie for some substantial period of our lives.
So please Oldwood, spare me the "holier than thou" bullshit. I sincerely doubt that by first grade, you were looking around at your environment, your world, and muttering to yourself, or others for that matter, that you recognized that the world was a Potemkin village, a mirage, a charade.
So clever and pervasive is The Great Lie, that nary one in 500, maybe even a 1000 will ever figure it out in their lifetimes. We will take the illusion to our graves, believing every last lie.
So you sit at your monitor looking down on those still living under the Grand Illusion, all high and mighty you, reveling in your own pride. Yet it does nothing for the betterment of yourself, or your fellow man. It is indeed, counterproductive.
I am 48, I didn't figure out the horseshit until I was 37 and my measured intel is 3 sigma above the population norm.
Look around fight club. 2, 3, 4+ sigma intelligence. This is not a normal gaggle of folks, Fight Club, nor is it a representative swath of humanity. This place attracts highly intelligent followers, and I'll bet that most never figured it out immediately.
So kettle, before you blame the rape victim for the rape, ask yourself this: At what age did you figure out that it was ass rape and not some rough form of anal love?
How are you so sure that you are still not being fed a pack of sophisticated bullshit, tailored specifically to your new found awareness, that you have not been suckered once again and led down the wrong path of unreality? Are we an alternative collective of new Pipers, trying to pull the pack of human rats from marching off into the abyss? or are we just another pack of rats being led down another path to the same cliff by clever actors? Are we too clever by half? Fools, yet again?
Because in my situation, I sure as hell don't know what is true and what's not true. I stil don't.
Yes, bash the sheep for their stupidity given that the mask of illusion has been lifted over the past decade. It is so obvious to so many now, where in the past the odious control of information made even muttering the possibility of an alternative reality a guaranteed trip to the nuthouse. But don't you dare blame them unless you yourself were questioning your grade school teachers about the same crap that you question today. Many errors based on believing lies have been made by all of us in the past, and many of us continue to make those same mistakes given the powerful conditioning that we have been exposed to. Many others still do not have free acess to alternative views and are thus still caught in the vice of disinformation with no other options to consider with respect to explaining why their lives are so shitty.
But remember, at one time or another, we have all been had, and in many cases, we probably continue to be had.
Think about that.
It is our duty, our responsibility, to God, family, friends, country, and humanity to expose the bullshit, to help more sheep shed their wool, and transform themselves from livestock into men.
But we must do it wisely, and with tact, and strategy, lest we let the greatest of human flaws, pride, specifically our own pride, and the pride of those that we wish to reach, from acting as an inpenetrable barrior to reason and insight.
Instead of cutting insults, and blanket condemnation of individuals, which are counterproductive, try getting people to think about their surroundings, and force them to connect the dots until the unreality makes no sense at all.
But do it with humor. Otherwise they, the herd, will kill you for what you say.
Frankie, wake the fuck up! Do you think we are born with knowledge of our world? NO! That is what good parentage and an education are FOR! My parents grew up in the depression and WWII. They KNEW what the fuck was up and did their best to educate a couple of knot headed kids of the way of the world. Believe it or not people have been lied to since before we learned to communicate, and it was used exactly as it is today, to defraud. There is no holier than thou going on here. There is only willing stupidity that pervades every portion of society. The belief that we can do whatever we want without consequence, be it sexual activity, drugs and alcohol, or how we handle or economics. This is obvious in every aspect. Look at the stock markets ramped to the moon, not because they think the economy is so great, but because they all think it can't fail. Big gov will step in and save them. We can eat what we want, killing ourselves with obesity and it is the failure of society to stop them from eating and the failure of not having a affordable healthcare system. People are borrowing money at this current level because they think they will never have to pay it back, just like a significant number of people here believe. Borrow too much? Confused at you ability to repay? Then fuckem you say. Sounds like a great basis for any "progressive" society. I mean, please. Why don't you Shut The Fuck Up!
Oh, and you don't have be a fucking genius to figure this out, unless you were born to fucking wolves and dropped on your head in the forest and left to fend for yourself. Of course maybe it was that upbringing by "the village" that left you lost and confused for the first 37 years of your life. Debt is servitude and everyone lies...get it?
So you agree then.
Did you know that the Constitution, in plain language, forbids bills of credit (federal reserve notes) to be used as legal tender? That the only dollar is 371 1/4 grains of pure silver? That gold may be used as tender as well as silver, but only at a proportion regularly determined by Congress?
Your contract with the government has been violated in so many ways, it is BROKEN. Therefore, the laws of said government have no legitimacy- unless you agree to uphold them. As perpetrators of the violation of this contract, though sworn to uphold it, government employees have no legal status- unless you give it to them.
People are behaving "as wolves" because they are amongst the wolves. In a lawless society, the only people who follow laws are fools.
So we will seek technicalities of the law to excuse our blatant disregard of our very word, our commitment. Is that like stealing from work because you feel under paid? Because some police are corrupt, should we ignore all law? Or just that law we find unsuitable? Modern law has been written to give cover to scoundrels. I do not need a contract with you to understand a pledge to pay you what I have borrowed. Just because I have found my purchase to be valueless should not negate my pledge to you. If I need 50 pages of text to explain my integrity, them all is lost anyway. A world with no integrity is fucked, and excusing the lack of integrity because others are equally lacking is pathetic. We used to define it as having character.
A contract has TWO parties, not one. If the contract is violated, it is null and void. THAT is the agreement. There is no loss of integrity when you discover you were lied to from the beginning. Further, a loan is a promise to pay, with the risk being, it may not be paid back. Which is why they charge interest. If for some reason it cannot be paid and you took no collateral, how is that their fault?
People use technicalities of the law all the time. If you eliminate law, then the technicalities cease to exist and you are left with a dependence on integrity. I would prefer this type of system. However, we do not abide in this kind of land.
3 sigma above mean IQ...
But thought TV and magazine ads were real.
What the fuck kind of neighborhoods allow that kind of thinking?
I was a 10 yr old paperboy when I learned that some people are not credit worthy...
And it ain't always who you think.
Standing and Clapping Frankie. Well Said.
Banks can write off loans, we can't
Corp's just go bankrupt (washing hands of it), then the Board members and executive Staff just go to work for another corp with no personal loss WITH their Golden Parachutes.
We Can't
If the game is rigged, you are stupid to play by their rules.
A better form of justice would be for these students to graduate and just vote away the pension benefits of their professors and college administrators and apply that money, dollar for dollar against their student loans. SS is what working people get and a Marxist professor should not get more.
I remember when this was called Project Mayhem.
However, no one forced them to take out these loans. Just like in the US.
However, the publlic has never been told that legally and morallly the lender must offer legal consideration in exchange for the loan. In fact, the public has ben purposely misled into thinking that consideration is in fact backing their loan (that the bank has deposits to back up the loan). They don't. Consideration would occur if loans came AFTER deposits, not BEFORE, and such deposits would be tangible (a stable form of stored value). Writing a loan based on the deposit of another's promissory note is not consideration. It is by definition parasitic usury and fraud. Which means they have been conned.
If these people took out loans, and defaulted, and as a result someone else lost real, stored savings, I would be with you on this point. But that is not the case.
For my next job I have decided to become a con artist, and will be looking for guys like Oldwood. Because no man is more easily conned than the one that thinks he can't be.
Looks like someone in Chile has done what Americans should be doing as well: Just quit paying the criminals.
The most powerful weapon the American people have is Rejection.
The system of fraud and theft that has been built up upon the backs of the American people is dependent upon out backs. Withdrew our backs, and the whole thing collapses. This is our greatest weapon.
Quit Paying--put it into food, steel and lead, and precious metals, etc. They stole what ever "debt money" they loaned you in the first place via fraudulent-reserve banking and soon you won't be able to pay them anyways, so just stop now.
Quit Obeying--If they are in violation of the Constitution then they are criminals and not legitimate.
Quit Playing--Quit being a tool for them to use.
The Four Rs
Rejection: Quit paying, quit obeying, quit playing
Revolution: It is inevitable, so prepare, as they are.
Retribution: The guilty must answer for their crimes against the American people and the Constitution.
Restoration: Restore the Constitutional republic.
While your comment has been generalized by other commentors, could I have your permission to reproduce it in a derivative work to some extent?
Use it, spread it. No need to give credit or attribution. Just spread the word.
The American people need to wake up, start thinking and acting.
Note: The reason for the Restoration goal is the idea of not disuniting over a goal, but uniting toward restoring what is already in place. Debate and argument can commence once the treasonous criminals are gone and the American people country are Restored.
As a matter of fact, I may change Restoration to "Restore the American people, country and Constitutional republic."
How about...quit borrowing? Is that too simple? Stopping enabling them to BUY you? Or is it just better to take what you want and then say FUCK YOU to whomever holds the debt? I agree we should refrain form participating but it is fucked up to suggest we should feel free to borrow what we want and then default, especially on unsecured debt. Stop paying for your home and see how long you last. While I share the perspective that the system is absolutely corrupt and that the only way to stop it is to step back from it, but to deliberately borrow money and then not pay ultimately punishes those who try to do the right thing. There are lots of people who try to live right, borrowing and living within their means,, but what you are implying will crush us all.
My dear aptly monikered fellow. Do not be dismayed when those around you cannot grasp archaic concepts. If they are not inbued with a mothers milk and nurtured with a fathers guiding hand, they shall be lost.
Time for a zippy quote, because we do not get enough of them around here.
"Since an intelligence common to us all makes things known to us and formulates them in our minds, honorable actions are ascribed by us to virtue, and dishonorable actions to vice and only a madman would conclude that these judgments are matters of opinion, and not fixed by nature."
Marcus Tullius Cicero
Hows you like them apples?
Or you could eliminate the problem by getting rid of fractional reserve banking. Credit would then be based on collateral. Sound money would solve this. Think that will happen? Or is debt freely dispersed to enrich the bankers and subsidize universities at rates guaranteed by said funding? Much like medicine or any other socialized operation?
Yes, people need to live more responsibly. However, fictional debt should be repaid with fictional money.
We are in agreement. The system is completely fucked. My point is that if we refuse to hold ourselves responsible and excuse ourselves because the system is rigged against us, they will continue to win. They cannot succeed without our participation. If a women parades around naked, will we excuse the rapist for his natural urgings compel him so? If they offer you a no payment down, two year deferred loan, when you really don't have the money to pay, who's fault is that? Sure, we are weak. So what are you going to do about it? Try to invent some system that protects us from ourselves. Build a nice solid cage to live in. I think that is what our government's are trying to do now. They are monitoring every credit transaction we make today, and likely about everything else we do as well. They shelter us, allow us to live as dumb animals and every time we do something stupid they go "Ah Ha! See I told you so, they are stupid and need us to direct them". Our only protection, our only chance for liberty and freedom is to take responsibility for our lives. The education is free if we are willing to watch and pay attention. The last ten years should be enough for anyone, yet instead we are back at the trough, begging for more credit, more protection, more, more, more. People are still lined up here, just sure that they can make a fortune from betting on the markets, or hoping for a financial collapse so their gold stash will make them the richest, smartest person on the block. All of them suckers of those running the show.
And a debt is not fictional if I promise to repay in kind what I borrowed. Maybe commitments mean less to you than myself. We all understand the corrupt nature of fractional banking, but that does not remove my commitment, my word. Maybe that's old fashioned but it has served me pretty well over the years. Sure there are liars and cheats, but I'm not one of them.
How do they win? They win if we continue to go along. If everyone, tommorrow, said no to every credit transaction- the system collapses and WE win.
The only way a system built on integrity will exist is if we eliminate the law and depend on sound money. Until then, they will play on integrity to fleece as many as possible, convincing you debt must be repaid regardless of how it was generated in the first place. Not all debt has honor. Not all debt deserves respect. The inability to recognize this will only impoverish you.
You and the rest must realize that they stole the money from the debtor in the first place. That is the way fraudulent-reserve banking works--they steal the deposits of their depositors and then wealth from the entire population by "printing" counterfeit "loan money," currency.
Lots of things to read about this, but Griffin's, Creature from Jekyll Island, is the best.
As for "quit borrowing," great, but that is just a change in behavior, a good thing, not an assault against them and their house of cards like "quit paying” is. Also when one "quits paying" they can put the retained wealth into preparing for what is coming anyways.
Or put another way: If the American people keep paying they are funding the crimes against them. If they "quit paying" they bring down the monstrous edifice arrayed against them rendering it destitute AND also retain wealth to Restore themselves with.
The scary part is that in response to this;
"protests in Chile since 2011 calling for reform of the university system and for free high-quality education."
The patients have taken over the nut house...
Clearly the source of his outrage had nothing to do with anything anyone has posted here; he's simply another member of the FSA. Free uni for all!
My friends and I probaly should do this when we graduate
You do it a day or two before graduation, while you're still an insider 'student'.
The initial storm of confusion and dismay will last long enough for the ceremony and diploma. After which they may want a reconfirmed debt document. I don't recommend agreeing to it.
Hopefully there is a solution between 'screw paying debts' and 'pay up or go to jail'.
If debt can be easily defaulted then there will be no loans. If the government just creates the cash then we get non stop hyperinflation. Socialism does not solve this.
We humans always want free shit and the consequences are always seen as some future generations problems.
What is needed is a way to protect the savings of the lender while enabling money to flow when it is needed.
All well and proper if we had a properly functioning system. But we didn't always view the consequences as the next generation's problem. That attitude crept in with the installment of the Fed, then from Keynsian philosophy. That really caught hold in the 'Me Generation' of the 60's and our current 'leaders' from that period have seldom looked back.
We have a criminal financial system founded upon fraud against the public.
To paraphrase: "It is the right of the public to turn 'criminal' against such a system, then alter or abolish it, and institute a new financial system, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their Financial Safety and Economic Happiness."
SOLUTION
Do not pay to be brainwashed.
Every university today, especially universities considered "official" by any government, are nothing more than brainwashing centers.
Humans should learn to educate themselves. No, replace that word "educate" with "learn".
The current state of human uncivilization is so insane and stupid as to be mind-boggling!!! Just to give you a hint and flavor of what I mean, consider the following FACT that everyone knows.
Humans have created an absolutely, completely, utterly artificial and absurd gap in the natural process of "learn" and "produce". The idea... which is seriously STUPID, is that humans must pay to learn (school)... then later get paid to produce (employment).
Since the whole idea of "learn" is to be able to "produce"... why does such a huge gap exist between "borrow tens or hundreds of thousands of dollars to learn"... and... "get paid tens of or hunderds of thousands of dollars to produce"?
????? WHERE IS THE MIDDLE GROUND ?????
If you know a bit more about history than the average modern clueless TV-watcher, you might mention terms like "apprentice" at this point. Good for you! For anyone not familiar with this aspect of past human history, let me just inform you that the term "apprentice" was not coined for "Jedi Knights" in Star Wars.
Not at all. In fact, it was quite common for young humans (starting as young as age 6, but sometimes as old as mid-20s) to become an apprentice. What is the nature and purpose of apprenticeship? Twofold. Like Obiwan and others in StarWars, the young apprentice helps his teacher achieve whatever the teacher does. Usually the apprentice helps his teacher produce something tangible... like woodworking (create furniture), like metalworking (cast, machine, assemble metal parts), almost anything. For example, an apprentice can often help a pilot who flies airplanes that only requires one pilot. The apprentice doesn't do anything critical at first, and the pilot always checks that his orders have been followed. As time passes, the apprentice becomes a competent woodworker, metalworker, pilot, mathematician, hardware developer, software developer, or any of thousands of other skills.
At the very beginning, the apprentice might not be paid at all. Sometimes the teacher will recognize the apprentice has no natural talent or inclination for the skills in question, and suggest other endeavors that the apprentice does seem to suit. Otherwise, as the apprentice becomes able to perform more and more productive work, the teacher begins to pay the apprentice more and more (in goods that he can trade, or in money).
Why does the world not work this way today?
Seriously. Answer the question.
The full answer is complex, but the basic answer is... because the predators-that-be have set up the current system, brainwashed the entire planet to accept their corrupt system, and not take advantage of NATURAL learning processes that benefit apprentices as well as teachers and producers.
I'm completely serious.
Since before I finished high school, I've been self-employed scientist, engineer, inventor, product developer. I've been doing this for decades now. And I'd love to find apprentices who are seriously interested in learning hardware (electronics) design, software development, or even some of the breakthrough technologies I'm working on.
But... no cigar. Not even any websites to connect potential apprentices with producers.
Why is this? Why do kids have to spend tens or hundreds of thousands of dollars... and go without any income for many, many years... to learn skills? When there are people out there producing real goods, making real advances, who would be happy to help apprentices learn and gain skills (and a LOT faster and more practically than any school)?
The answer is... the predators-that-be have done such an effective job of brainwashing entire generations of human beings, that almost ZERO of them can see other ways of living that would be VASTLY easier and better for them (and earn them at least a little money, as opposed to getting deep into debt).
Of course, one completely obvious way this is implemented by the predators-that-be is what are called "minimum wage laws".
Think about it. Assume I could afford to collaborate with a young apprentice who wanted to learn, say, software development (or a whole range of related skills necessary to create smarter than human robots). The LAW would prohibit me and the apprentice from this collaboration... unless I did not pay him a cent.
Think about it. This apprentice could learn from me while he helped me... as long as I paid him NOTHING. Or, this apprentice could learn from me while he help me... if he paid me money for "education".
But I could NOT pay him small amounts of money, and gradually raise those amounts as he became more competent, productive and helpful. That is against the law.
I won't add the endless number of other silly aspects of modern life, because they'd be off topic. Suffice to say, humans go through so many utterly stupid and pointless motions. Some eventually figure out they're being scammed and ripped-off... and complain. An extremely tiny minority take actions like this guy in this video when they finally understand how egregiously corrupt the system is (but still have no freaking idea how completely they comply with the corrupt system in endless other ways).
-----
BTW, maybe one of you out there should attempt to create some kind of apprentice-producer matching site. This would take a bit of time and effort to figure out how to formulate the relationships so they are mutually advantageous and contain no ways for either side to significantly cheat the other.
But the most obvious point is this. With the information that exists on the internet, and with libraries in many populated parts of the planet, and with some kind of creative "book lending" system that should be reasonably easy to establish (local collections of more technical books that apprentices could borrow or read on-site)... plus availability of a wide variety of apprentice-producer services... WHO NEEDS COLLEGE?
Seriously.
And for any of you young folks out there who have a passion to understand some field, or a passion to become expert in some field... look for individuals or tiny collaborations in your field or endeavor, and go offer your services... for free at first if you must. Once you show you can be helpful, even if only in non-expert ways, you will probably be accepted as part of the "team" or "endeavor", and almost certainly you can find someone you can learn-from AS you help them. At which point, you're on your way.
Don't let "convention" (or minimum wage laws) stand in your way.
I read an article recently about an astute, young Swedish guy who was tired of being unemployed, so he got an apprenticeship at a local shop. Of course the government put an end to it really fast and fined the store.
wwoof--world wide opportunities on organic farms. This is matching a demand of unpaid labor (interns) to study under experienced organic farmers. It's a start...in exchange for labor, interns learn to farm organically, are fed, and often given living arrangements. After a summer or a couple years, they are ready to start CSA's or begin their own farm.
This type of model, as the poster above described about apprentices, really works. It takes a willing LEARNER and matches with an experienced TEACHER. Way better than college, in my opinion.
But, but, but....your model is flawed, how could I learn useful things like:
"What if Harry Potter is real?" (Appalachian State University)
"Invented Languages: Klingon and Beyond" (The University of Texas)
"The textual appeal of Tupac Shakur" (University of Washington)
"Getting dressed" (Princeton)
...and will I be able to buy a iPad if you don't pay me?
I am seriously worried about your proposition!
PS: The mentioned courses really exist. These and many other really stupid courses that will cost you thousands of Dollars in debt.
I am self educated and agree with your post. For me, it was a desire and need that motivated me to learn.
Tie it in with practical experience and a foundation is built which is much more useful than what I see the education system producing.
All very lovely when you leave out the part about an apprentice's indentured servitude of a period lasting anywhere from 7 to 14 YEARS typical of those in the Middle Ages.
The blacksmith specializing in arms and armor had the longest apprenticeships because it was a highly lucrative trade and the guild system limited the number of people who could engage in it.
Same as today.
Organized Labor was not a late 19th -20th 'invention'.
You obviously prefer our indentured servitude for life model? And there's moar! What is productive about the thirteen years spent, at great cost, to turn out compliant workers incapable of complex thought? And there's moar! Of course, we could never tweek a medievel system to suit modern philosophy, we MUST do it the way they did it! Do you troll here often?
+100 Honestann.
Universities like MIT etc allow you to come into close contact with world class minds in a way which would otherwise be impossible ... you can't get into contact with people who could at their whim start working at Intel on CPU architecture by looking for individuals or tiny collaborations in the field.
Universities like MIT etc allow you to come into close contact with world class minds in a way which would otherwise be impossible ... you can't get into contact with people who could at their whim start working at Intel on CPU architecture by looking for individuals or tiny collaborations in the field.
I have nothing against learning from "free university" websites. Each individual needs to investigate all possibilities, and do what works.
But you are quite wrong to claim that individuals cannot find or contact other individuals with extraordinary knowledge and expertise who are often working on revolutionary, breakthrough science, engineering or technology. Just to briefly mention one example, because it relates to your comment, I know one scientist who was offered huge money to do design new CPUs for AMD several years ago (not quite Intel, but... close enough), and he is now working on a breakthrough project that would benefit from a few dedicated and talented apprentices.
What an individual can find depends on the field. Furthermore, an individual trying to learn this way needs to have at least a little bit of insight, and accept some risk. Probably the best opportunities for learning and career are NOT people currently recognized as being "top in their field". Believe me, getting more publicity is NOT the same as being the most creative, most capable or most intelligent.
What I'm saying is... working with the top people in a field is NOT the same as working with the most recognized or popular.
Of course, they will need to find a private project. Today, so much is dominated by government and large corporations (who have access to unlimited fiat funds), smaller endeavors are less common than at previous times in history. So anyone who wants to be an apprentice needs to search further and wider, and perhaps even work for two or three projects before they find one that suits them. But they can be found. And when you consider the waste of the alternative (in time, money, and brainwashing), such overhead is worth it to anyone who is serious about their life and about intellectual advancement.
This guy is the 500 million dollar man. Lee Majors was a six million dollar man. This just shows how much the dollar has eroded in the last 40 years.
It's worth observing that virtually every country has its socio-economic elite who control the majority of the country's wealth. They are its Oligarchs. What's remarkable about these people/families, is that those who have a balanced world-view will not allow excessive wealth to be concentrated in too few hands or for too long.
In most Germanic and Nordic countries of Central and Northern Europe, the richest families comprise a kind of a national Oligarchs also. They however, have a vision and worldview that seeks to rise as many of their countrymen to a higher standard of living -- while competing with the rest of the world. The wealth gap is not as extreme as in poorer countries, because they seek (self-serving) SOCIAL STABILITY over maximum short-term profits, and they realize that to achieve such social stability, it is imperative that its people have a decent standard of living that includes decent and affordable education and health care -- rather than wasting money on warfare and empire-building.
In poor countries it is typical that the oligarchs are not visionaries and nation builders, but corrupt, self-indulgent sociopaths, who care not about the rest of society.
This is exemplified in a two-part series, worth watching on Youtube, and takes the case of the Rise and Fall of the Russian Oligarch. After the fall of the USSR, they rose spectacularly, but most fell just as fast when Putin came to power. It turns out that most of the latter were Russian-Jewish oligarchs, whose values and world-view was not Russia-centric, but Zio-centric. Rather than making Russia rich and powerful, they wanted to make it part of their Globalist Empire.
Part 1: The Rise of the Russian Oligarchs... http://www.youtube.com/watch?v=Q2Cl8lSv9Is
Part 2: The Fall of the Russian-Jewish Oligarchs... http://www.youtube.com/watch?v=x2nNtynZAiI
All loans should be collateralized, amortized and, most important, nonrecourse, the latter term meaning that if you decide for any reason you don't to pay the balance of the loan then you just tell your creditor to take the collateral. Nonrecourse loans would not mean no loans - just fewer loans and with higher amount of collateral. Of course, there is no way to collateralize education expenses so there would be no more student loans unless the student or his parents were willing to put up other assets as collateral. Fewer loans would mean less expensive tuition and textbook prices.
What nonrecourse loans would really mean is that all loans would come out of savings rather future earnings that might not occur or could make the borrower a debt slave.
I concur
Unacceptable.
Far too limiting to ever be implemented when you can invent money on the spot.
With real money that comes from savings, however...
That would require a system free of fractional reserve banking. Nice thought though.
Got physical ? As we can now see, paper is worth shit when it comes to the crunch.
Ashes to ashes dust to dust.
I say fucking awesome!