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The Best Way To Pay Off Your Student Loans (In 3 Sad 'New Normal' Words)

Tyler Durden's picture




 

Not exactly the American Dream but, as the following brief clip explains, due to the depth of debt and lack of opportunities, the best way to pay down student debt is to "live at home"... not exactly the first-time homeowner pillar of the housing recovery hopium The Fed was hoping to hear (but then again, as we noted previously, they should have known better than to push every unemployed youth into a life of debt servitude)...

 

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Sat, 10/04/2014 - 20:07 | 5289651 syntaxterror
syntaxterror's picture

3 words? Vote for Hillary

Sat, 10/04/2014 - 20:17 | 5289672 TeamDepends
TeamDepends's picture

It's sad, actually it's beyond sad, but there are scores of lefty-chicks who are ready to vote for her simply because she possesses the "right" genitalia. Meanwhile Saul Alinsky, the only man she ever loved, is discoing down with Lucifer in the Fellatio A Go Go in Hades....

Sat, 10/04/2014 - 20:23 | 5289686 knukles
knukles's picture

They said the average student's starting job pays $45,000.
NO FUCKING WAY
Only 1/3 of graduates get full time jobs with bennies, and many of those pay hourly wages.
Another 1/3 flip burgers
Another 1/3, well, ain't any fucking $45,000 jobs they be gittin', folks

Sat, 10/04/2014 - 20:43 | 5289727 booboo
booboo's picture

Future bullet catchers for Uncle Scam

Sat, 10/04/2014 - 20:54 | 5289749 Newsboy
Newsboy's picture

My kids could live with us, but only the senior med student has any debt, and will finish with $60k of it (could be worse).

We miss them, but we're helping them as much as we can.

The engineer graduated in May and was employed by June, and the younger 2 are employed (bike mechanic & math TA) as they go to college.

Sat, 10/04/2014 - 21:31 | 5289840 overexposed
overexposed's picture

A video for blithering idiots.

It speaks so warmly of our future as a nation.

Sat, 10/04/2014 - 21:53 | 5289894 SafelyGraze
SafelyGraze's picture

paw-paw said to pay the least amount possible and convert all unspent wages into pm

then he and maw-maw looked at each other and laughed

later she explained what the laughing was about

"it's the advice his paw-paw gave him. and he wasn't able to follow it either."

then she held my hands and said "we're real sorry about what's going to happen to you. but we'll be long gone. and we sure have enjoyed the ride."

 

Sun, 10/05/2014 - 03:48 | 5290252 AldousHuxley
AldousHuxley's picture

only rich can afford not to go to college and get a seat on the board of directors at Coke.

 

see Buffetts

Sun, 10/05/2014 - 04:32 | 5290275 Sudden Debt
Sudden Debt's picture

For a 20 you can afford some coke to!

Sun, 10/05/2014 - 05:36 | 5290294 Manthong
Manthong's picture

"It's sad, actually it's beyond sad, but there are scores of lefty-chicks who are ready to vote for her simply because she possesses the "right" genitalia. Meanwhile Saul Alinsky, the only man she ever loved, is discoing down with Lucifer in the Fellatio A Go Go in Hades..."

wow..  all that might be added is that Bill Ayres could have been in the tryst.

Sun, 10/05/2014 - 10:19 | 5290530 DaddyO
DaddyO's picture

Webb Hubbell got some of that as well, just look at the offspring's face and tell me otherwise.

DaddyO

Sun, 10/05/2014 - 10:34 | 5290565 TeamDepends
TeamDepends's picture

Webb's conditions were reasonable and few: 1) Hil must be sedated. 2) Hil must wear Marilyn Monroe mask.

Sun, 10/05/2014 - 17:51 | 5291919 pelican
pelican's picture

Three words

Eat a bullets

Sun, 10/05/2014 - 09:40 | 5290433 roadhazard
roadhazard's picture

A story made up for this thread. Your parents would be so proud of you.

Sat, 10/04/2014 - 21:09 | 5289784 NoPension
NoPension's picture

Coming soon.

Daycare loans.

To qualify, you need to be 4-12 years old. You sign the form with fingerpaint. These loans can be deferred to after college, but the interest acrues. If your really savvy, you can sign mom and dad as the daycare providers, help bring some extra income to the house. But be carefull,they cross reference social security numbers. It could mess with the child care deduction or earned income tax credit.

Sat, 10/04/2014 - 21:59 | 5289914 TeamDepends
TeamDepends's picture

Ohhhhhhhh kay, we just need a final palm-smudge here on the dotted line, and, we're good to go! Say, do you think mommy would like a new car?

Sun, 10/05/2014 - 10:58 | 5290626 BoNeSxxx
BoNeSxxx's picture

I would like to point out the fatally flawed premise of the piece...

To wit: once any offspring becomes 18, "home" ceases to be their parents' house. That they have a free place to stay makes them no less homeless.

Sat, 10/04/2014 - 22:25 | 5289947 kchrisc
kchrisc's picture

"Future bullet catchers for Uncle Scam"

Future bullet throwers and catchers for Uncle Scam

Sorry, I just had to fix it.

An American, not US subject.

 

Got in a little hometown jam so they put a rifle in my hand
Sent me off to a foreign land to go and kill the yellow man
Born in the U.S.A.

                                       Springsteen

Sat, 10/04/2014 - 23:22 | 5290036 Government need...
Government needs you to pay taxes's picture

Or 'clincial trial specialists', choosing from a 'diverse' selection including: (1) Ebola; (2) SARS (v3.41); (3) MERS (v2.1); and (4) contagious malaria.

Sat, 10/04/2014 - 21:15 | 5289794 NoPension
NoPension's picture

Watch it again. The graphic showed an average debt of 29500 or so, and then the graphic showed $45000 salary , but the narrarator said " average debt is $29500 and and salaries are not much higher.

Sat, 10/04/2014 - 21:21 | 5289817 strangeglove
strangeglove's picture

Dont forget the Parental Unit also carries an equal amount of debt as the student as i recall.

Sun, 10/05/2014 - 00:28 | 5290099 OldPhart
OldPhart's picture

My thought exactly.  What jobs are kids actually getting these days, at what hour and wage.

Sun, 10/05/2014 - 05:56 | 5290271 Eirik Magnus Larssen
Eirik Magnus Larssen's picture

This may come as a shock to the (many) right-wing nuts here, but the candidacies of Hillary Clinton and Elizabeth Warren raise a pertinent question from the progressive point of view as well. Even today in the year 2014, and in the age of president Obama, what are the odds of the first female president of the United States becoming something other than a blond-haired, blue-eyed "Aryan" woman?

When you realize the answer to this question is essentially: "None at all", it makes one wonder whether American society has progressed as much as it would like to tell itself. This social issue is compounded by media phenomena such as "Missing White Woman Syndrome"; a prevalent instance of racial discrimination in Western media outlets that apparently has enough relevance to merit its own Wikipedia page.

Sun, 10/05/2014 - 06:42 | 5290319 nmewn
nmewn's picture

"Even today in the year 2014, and in the age of president Obama, what are the odds of the first female president of the United States becoming something other than a blond-haired, blue-eyed "Aryan" woman?

When you realize the answer to this question is essentially: "None at all", it makes one wonder whether American society has progressed as much as it would like to tell itself."

Well, the progressives have looked through that PC-lens and tried that once with "the first head of the Secret Service being a brunette haired, green-eyed woman" and it was starting to appear like Julia Pierson might end up getting a sitting president killed.

I say the progs should make it Hitlary and whoever the White House maid is, afterall it was the maid who discovered the bullet holes in the plexiglass...not Julia Pierson.

For your review ;-)

http://upload.wikimedia.org/wikipedia/commons/3/3b/Julia_Pierson_USSS.jpg

Sun, 10/05/2014 - 07:35 | 5290330 N2OJoe
N2OJoe's picture

@Eirik Magnus Larssen

What is the word for someone who is so obsessed with race that it influences every thought and decision in thier life, even(especially?) on completely unrelated topics?

*Hint* it's a word you people accuse everyone else of being.

Sun, 10/05/2014 - 09:03 | 5290407 New_Meat
New_Meat's picture

I'll try!!! I'll TRY!!!!!

Is it Sharpton? No?

Is it Duke? No?

Then it must be Jackson!!!!

- Ned

Sun, 10/05/2014 - 11:14 | 5290657 TeamDepends
TeamDepends's picture

Man, we haven't been able to sit through more than 30 seconds of SNL without getting severe gastro-intestinal problems for many a moon. Would bet our bottom dollar the entire cast, crew, and writers are all progressives. Which would explain why the show is now the opposite of funny. Hey Mr. Larssen, how is multi-culturalism working out in your once-glorious Sweden? When muslim hordes rape then behead your bull-dyke leaders will you shout, "Progress!!!"? Everyone please go to theresnoplacelikeutopia.com. Joel Gilbert's masterful film exposes communism/progressivism (same thing- watch the movie!) as the lunatic cult led by tyrants that it is. Time is short!

Sat, 10/04/2014 - 20:30 | 5289701 junction
junction's picture

Buy Ebola life insurance.  If Obama's CDC Director Tom Frieden has his way, Ebola hemorrhagic fever will take up permanent residence in the USA. Even in Frieden's favorite place, Fire Island.

Sat, 10/04/2014 - 20:56 | 5289750 August
August's picture

Yep.  I just reviewed Frieden' Wikipedia bio, and all the warning signs are there.  Not that there's anything wrong with taking it up the ass, but, as Niall Ferguson noted, the gay scene's denizens are not noted for their committment to posterity, or to the long term in general.

Sat, 10/04/2014 - 21:16 | 5289800 NoPension
NoPension's picture

Does that boy got sugar in his tank? Something didn't feel ,eh,er, seem right about him.

Wed, 10/08/2014 - 12:28 | 5303784 jkostzh
jkostzh's picture

"He (Frieden) served as Commissioner of the New York City Department of Health and Mental Hygiene from 2002–2009"  So if you have poor mental hygiene are you guilty of thoughtcrime?

Sat, 10/04/2014 - 22:41 | 5289979 TeethVillage88s
TeethVillage88s's picture

Correct me but isn't Whoring and selling Drugs the best??

Sarcasm....

Sun, 10/05/2014 - 00:37 | 5290105 Bloppy
Bloppy's picture

Email death threats aimed at Harvard Asian students a hoax?

Sun, 10/05/2014 - 01:43 | 5290172 JuliaS
JuliaS's picture

Irony overload! The debt in the video is represented as a pyramid composed of dominos! Holy shit.

Sun, 10/05/2014 - 08:29 | 5290376 Raging Debate
Raging Debate's picture

Syntax - I was up in NH recently and saw "It's Time for Hillary" bumper stickers.

Sun, 10/05/2014 - 10:34 | 5290564 syntaxterror
syntaxterror's picture

That bitch is going to promise so much free shit that even Obamao will blush. 

Sat, 10/04/2014 - 20:10 | 5289660 Seasmoke
Seasmoke's picture

Birth. School. Work. Death. 

Sat, 10/04/2014 - 20:18 | 5289677 NoDebt
NoDebt's picture

You forgot taxes.

Sat, 10/04/2014 - 22:02 | 5289920 deflator
deflator's picture

 And making exhorbitant interest payments. 

Sat, 10/04/2014 - 21:19 | 5289811 negative rates
negative rates's picture

And then rinse and repete until YOU get it right.

Sat, 10/04/2014 - 21:49 | 5289884 NeedleDickTheBu...
NeedleDickTheBugFucker's picture

+1 for the Godfathers reference.

Sat, 10/04/2014 - 22:14 | 5289936 Crawdaddy
Crawdaddy's picture

Great tune...The Godfathers

http://www.youtube.com/watch?v=QO5dcW0P75M

Sat, 10/04/2014 - 23:11 | 5290018 Barley Burnside
Barley Burnside's picture

Birth...school..work..death..dannunu-nun-nuu... Who sang that song.. Remember seeing it on MTV back in the day...

Sat, 10/04/2014 - 23:13 | 5290020 Barley Burnside
Barley Burnside's picture

Thx..

Sat, 10/04/2014 - 20:14 | 5289667 dirtyfiles
dirtyfiles's picture

yea but....

Sat, 10/04/2014 - 20:16 | 5289670 alexcojones
alexcojones's picture

Be"Rolling Homeless."

Or a professional Couch Surfer / Hitman

Sat, 10/04/2014 - 20:18 | 5289674 Decolat
Decolat's picture

If a tent on squatted land is your home, you're not homeless. 

 

EDIT: sarc

Sat, 10/04/2014 - 20:18 | 5289679 alexcojones
alexcojones's picture

Live in your van for a dozen years.

I did

Sat, 10/04/2014 - 20:21 | 5289682 TeamDepends
TeamDepends's picture

Down by the river?

Sat, 10/04/2014 - 20:29 | 5289697 Decolat
Decolat's picture

@Alex

I've considered your lifestyle. Camper van with shower toilet kitchen. Break away from servitude. Any advice?

Sat, 10/04/2014 - 21:16 | 5289795 Big Corked Boots
Big Corked Boots's picture

Wal-Mart parking lots will be your friend.

Sat, 10/04/2014 - 21:16 | 5289798 Almost Solvent
Almost Solvent's picture

Government Cheese

Sat, 10/04/2014 - 21:51 | 5289886 Decolat
Decolat's picture

Hey thanks! Where do I sign up?! Ugh...

Sat, 10/04/2014 - 21:42 | 5289870 BolanosGhost
BolanosGhost's picture

A friend of mine in Austin lived in a van for a while. He built the whole thing out into a super efficient mini apartment. Showered at a gym, and cooked his meals on a fold out stove on the back door.

Sat, 10/04/2014 - 22:02 | 5289919 Decolat
Decolat's picture

I suppose it's all about getting mad enough to not want to take it anymore. And to just let go of that ideal we've been led to believe is required to avoid ostracism, or expulsion. Isn't that slave mentality? I'm sure we'd find like-minded friends soon enough, especially in this socio-economic climate.

Sat, 10/04/2014 - 22:22 | 5289943 Crawdaddy
Crawdaddy's picture

This guy has it figured out, works as a oil rig gate gaurd.

http://www.myoldrv.com/

Sat, 10/04/2014 - 22:30 | 5289960 One of We
One of We's picture

I bought a 24' motorhome to live in with a $245/mo payment instead of paying $700/mo to share a 1bd/1ba shithole with a buddy while I was going to school at UCSB.  It was great for a while going to gym and showering before class but I soon found out that motorhomes were not welcome anywhere outside a campground in Santa Barbara County.  I ended up having to work nights so I could avoid the zero dark 30 banging on my doors every night parking on the street or in parking lots and this was a nice motorhome not some mystery machine with 10 hippies living in it. Anyway  it was fun while it lasted but I have no love lost for the chickenshit Isla Vista/Goleta/SB swine....

Sat, 10/04/2014 - 20:25 | 5289690 22winmag
22winmag's picture

The other three words: student loan suicides.

Sat, 10/04/2014 - 20:26 | 5289692 GrinandBearit
GrinandBearit's picture

Get it deffered as long as possible.  There will probably be a debt jublie of some sort.

Even if there isn't, wait as long as possible to pay it off... in devalued dollars

Sat, 10/04/2014 - 20:39 | 5289717 magnetosphere
magnetosphere's picture

exactly right go on the maximum length repayment plan

Sat, 10/04/2014 - 20:45 | 5289728 Sokhmate
Sokhmate's picture

it's possible to keep deferring for 25 years. After which the debt is forgiven.

Sat, 10/04/2014 - 22:02 | 5289906 aka_ces
aka_ces's picture

though ... there is possibility of a debt reset pegged to a dollar reset -- you continue to get paid in "old" worthless dollars, but your debt is redenominated to the "New" Dollar, pegged to something of "real" value.  Today's outstanding debt could be much more onerous in the future. 

Sat, 10/04/2014 - 23:49 | 5290070 gimme soma dat
gimme soma dat's picture

Anyone have suggestions on getting deferments?

Sun, 10/05/2014 - 00:18 | 5290089 Rock On Roger
Rock On Roger's picture

Play Russian roulette.

Sat, 10/04/2014 - 20:33 | 5289699 NoDebt
NoDebt's picture

As far back as 1990 (the year I graduated college) I was already doing the math on the value of a 4 year degree.  It looked a bit questionable back then if your major didn't prepare you to do something useful afterwards.  I thought the math would keep getting worse as the costs of a college degree rose.  I was wrong.  

The costs of going to college mounted just as fast as the costs of NOT going to college, netting no relative advantage.  College is not something the average family can pay out of pocket any more (they go into debt, or the student does).  Meanwhile the cost of NOT going to college stacked up just as quickly because your earning potential has dropped to about dick without a college degree (excluding the typical handfull of people who are naturally talented and motivated enough they'll succeed no matter what the circumstances).

What used to be a vast market for unskilled and semi-skilled labor in the private sector has mutated into government make-work (usually union) jobs or just outright living on the dole + a little side money under the table.

FYI- India is chock full of PhDs who earn the equivalent of about 20-30K a year.

Sat, 10/04/2014 - 20:51 | 5289739 DipshitMiddleCl...
DipshitMiddleClassWhiteKid's picture

disagree

 

the average college grad today would be better off working at Mcdonalds and stashing away the money than going into 50K+ of debt, if not more.

 

how is anyone supposed to get ahead when they're ransacked with debt and making 30K a year (if they're lucky)

 

 

college makes sense if you're extremely motivated and smart (finish engineering degree in 3.5-4 years, multiple internships, etc)

 

college is a SCAM!!

Sat, 10/04/2014 - 21:34 | 5289841 NoDebt
NoDebt's picture

"the average college grad today would be better off working at Mcdonalds and stashing away the money than going into 50K+ of debt, if not more."

Do you see the contradiction in that assertion?  They NEVER HAD THE MONEY so there is none to stash away while flipping burgers.  The value of the education vs. the debt required to get it is what's in question.

College has been a scam since at least the year I graduated.  The question is whether it's MORE of a scam than it used to be.  I think the answer is yes.  But your prospects WITHOUT a degree have degraded at least equivalently.

Sun, 10/05/2014 - 01:12 | 5290139 DipshitMiddleCl...
DipshitMiddleClassWhiteKid's picture

somone with no debt working at mcdonalds can use that money towrd food or whatever

 

debtors cannot

Sat, 10/04/2014 - 22:06 | 5289928 Money Squid
Money Squid's picture

"disagree

the average college grad today would be better off working at Mcdonalds and stashing away the money than going into 50K+ of debt, if not more."

Disagree, you are better off selling crack, buying a McDonalds and washing your money through it, then making hefty donations to your local, state and federal elected officials to get appointed to a fat federal government job. The contributions to the local officials keeps the popo off your back in the short term.

Sat, 10/04/2014 - 22:20 | 5289940 silentsock
silentsock's picture

lol You'd have to work at McDonald's for 800 or so years to get enough money to attend a university.  You MIGHT be able to work there for 350 years, and go to a community college.

 

If you could hit it big and work at Wal-Mart or get a job as a call center drone, you might be able to make it in half the time, but chances are - after you graduate, you'd just end up working as a call center drone or at Wal-Mart anyway, because some H1B gets every job you apply for, or there's nowhere to work anyway.

 

I once knew this stupid girl that graduated from a big university and she worked 2 part time jobs, at a shoe store and a restaurant. She had a Bachelor's degree in "Recreation Management"! When she told me what her Major was, it was so hard not to ask her, "where in the hell are you gonna work?". ROFL

Sat, 10/04/2014 - 22:26 | 5289949 FredFlintstone
FredFlintstone's picture

I stopped at a coffee shop a couple of times in a small town. One day I chatted with the sullen girl behind the counter who told me she earned a criminal justice degree at the college in town. You could see the college's monument from the shop. She said there were no opportumities for her in that field. I am sure she had loans, since she did not seem propserous and it was a private college.

Sun, 10/05/2014 - 01:38 | 5290165 Harbanger
Harbanger's picture

I had a friend in Highschool who I remember having this conservation with. He was weighing whether to borrow money to go to college or borrow money to open a pizzeria.  He opened a pizzeria when he was 19 yrs old.  Today he has 12 stores in the NE and makes a couple million dollars a year income.

Sun, 10/05/2014 - 00:59 | 5290123 OldPhart
OldPhart's picture

I'm not particulary smart, but I was motivated. 

Had been laid off from a position and could have transferred to another if I only had a college degree.

Went on welfare and food stamps, continued to work odd jobs as I could find them which made monthly reporting of income a painful affair.  California does NOT was fathers in the home, particularly when they insist on working.

Found out that in California, there was no tuition charge for classes taken over twelve credits.  After first sememster of Junior College I was doing double duty.  Made sure a I had a transfer contract with Communter U that listed all courses I would be taking plus a few extras just in case I had to switch because of full classes.

Communter U wanted to bitch over a few classes so I whipped out my copy of the contract and I was  suddenly in, after I physically walked my application through the process (they had 'lost' my three previous applications), double load thorugh that system.  Emerged with a BS in Business (Accounting), AS in Business Arts and AL in liberal arts  Time in school Jan 93 to Jun 96.  3.6 gpa.

Now corporate controller for fifty entities.

Oh, and my total student loans were $4,200 and paid back long ago.

Sun, 10/05/2014 - 03:09 | 5290231 jvetter713
jvetter713's picture

The only flaw in your logic is "college makes sense if you're extremely motivated and smart (finish engineering degree in 3.5-4 years, multiple internships, etc)"

 

If you're motivated and intelligent then you don't need college.  College is for people who lack ambition and are of average intelligence.

 

Sun, 10/05/2014 - 05:24 | 5290242 Canoe Driver
Canoe Driver's picture

College is what it has always been, for well over a century. It is one way for a wealthy family to legitimize the ascendency of their offspring. Other than that, only a few very smart people benefit from universities at all. This is because, for those with intellectual gifts, THERE IS NO TUITION in the first place. They are sought after by colleges and generally attend at no cost. So, the ones who perhaps should not be in college are the ones who bring nothing to the college except their loan proceeds. (College athletes also bring something valued to their institutions, if they are good enough.) If the truth about the way such things work had been told even once...

Colleges are in the business of aggregating your gifts and arrogating them to the university brand. They impart nothing, except that brand, and what I gave to my university came to me by birth. Now, if you have no gift to bring to the college of your choice, not family wealth, nor rare intellect, nor athletic prowess, then borrow the money or do not attend. Mass attendance at American universities is simply a matter of finance, from the University perspective.

Sat, 10/04/2014 - 20:53 | 5289743 falconflight
falconflight's picture

Yeah many gov'ts (Fed/State/Local) now require a certificate (CNA) costing two or three thousand dollars to wipe someone's butt.  See you really do need government permission to even live.  The Administrative State is what truly is the noose around your individual rights and  freedom.

Sat, 10/04/2014 - 20:56 | 5289752 tmosley
tmosley's picture

I take it you didn't factor in trade school into your calculations.

It's still a good way to get ahead without the debt.

Sat, 10/04/2014 - 21:24 | 5289828 NoDebt
NoDebt's picture

Correct.  I did not address trade schools.  Only 4 year degrees.

Just to let you know, if I had it to do all over again, I'd be an underwater welder.

Sat, 10/04/2014 - 22:00 | 5289916 Money Squid
Money Squid's picture

I studied subaerial welding, it was a breeze

Sat, 10/04/2014 - 20:34 | 5289708 1stepcloser
1stepcloser's picture

Gubment job payoff

Sat, 10/04/2014 - 20:46 | 5289731 falconflight
falconflight's picture

While they're living with mom and dad, it helps the Administration claim a great economy with a 5.9% unemployment rate.  He's campaigning on it for the mid term elections.  Never mind all the statistics...the one's that matter the most, that show the frightful economic decline for ten's of millions of Americans.  

Sat, 10/04/2014 - 20:46 | 5289733 Ineverslice
Ineverslice's picture

fuck that...

do porn vids, attend Duke ;))

Sat, 10/04/2014 - 23:35 | 5290058 Suisse
Suisse's picture

She dropped out. 

Sat, 10/04/2014 - 20:46 | 5289736 DipshitMiddleCl...
DipshitMiddleClassWhiteKid's picture

major in engineering or get the fuck out of the way!!

Sat, 10/04/2014 - 23:36 | 5290060 Suisse
Suisse's picture

Not all engineering degrees lead to gainful employment. Civil engineering has poor outcomes currently because it is mostly government and construction companies who hire these graduiates. 

Sun, 10/05/2014 - 01:14 | 5290149 DipshitMiddleCl...
DipshitMiddleClassWhiteKid's picture

of course, but an engineering degree opens other doors that require analytical skills and can pay quite good provide a stable career.

 

smart engineers dont become engineers

Sat, 10/04/2014 - 20:49 | 5289740 Cautiously Pess...
Cautiously Pessimistic's picture

GI Bill helped me get through.  Could not have afforded it otherwise and that was in early 90's.  Not sure how these kids are doing it these days.  Strapping on 10 of thousands in debt at age 22, 23, 24 etc....

Sat, 10/04/2014 - 20:54 | 5289744 alexcojones
alexcojones's picture

See the country. . . or City.

Pay No rent. Summer in the north, and winter in the South.

Images for living in your van camper

 

Sun, 10/05/2014 - 01:03 | 5290127 OldPhart
OldPhart's picture

How do they pay for gas, maintenance, major repairs, food, camp fees, etc?

Sun, 10/05/2014 - 13:51 | 5291125 Moe Howard
Moe Howard's picture

Don't ask too many questions. Just move into a van down by the river. It's great.

Sat, 10/04/2014 - 21:06 | 5289775 Tegrat
Tegrat's picture

I paid my own way working part time. My last two semeters were working for da man. In-state is the only way to go. I got out of a 4 year state (UNC) college with a $800 debt. I was earning $4.40/hr at the time. Don't know why it cost so much to go to in-state college.

 

 

Sat, 10/04/2014 - 21:16 | 5289801 falconflight
falconflight's picture

Because free taxpayer money for loans ran inflation up for both private and public institutions.  

Sat, 10/04/2014 - 21:58 | 5289903 Money Squid
Money Squid's picture

After read'n yo spellin you should ax for a refund.

Sat, 10/04/2014 - 22:33 | 5289964 Haager
Haager's picture

I don't think it will work this way any longer, with prices going up.

Sat, 10/04/2014 - 21:16 | 5289796 Hohum
Hohum's picture

Did I hear that one can volunteer in West Africa for six months (and then a month of quarantine) in return for forgiveness for student loans?  If not, maybe that should be discussed.

Sat, 10/04/2014 - 21:28 | 5289835 Pantalone
Pantalone's picture

Win the lottery.  Then you can farm until the money runs out.

Sun, 10/05/2014 - 09:02 | 5290408 post turtle saver
post turtle saver's picture

you win the thread! truer words never spoken

Sat, 10/04/2014 - 21:32 | 5289846 Jackagain
Jackagain's picture

Just what these parents deserve for sending their kids to college...the biggest scam since Hope & Change.

https://www.youtube.com/watch?v=V122ICNS8_0

Sat, 10/04/2014 - 21:43 | 5289871 eyesofpelosi
eyesofpelosi's picture

Being doomed sucks.

Sat, 10/04/2014 - 21:57 | 5289900 Money Squid
Money Squid's picture

Of course I want cheesy poofs

Sat, 10/04/2014 - 22:03 | 5289913 Atomizer
Atomizer's picture

I'm just being obamanoxous. Your children can repair broken government drones, fight airborne diseases, and tackle mobile phone identity theft. 

These kids have a lifelong career ahead of them. 

/sarc

Sat, 10/04/2014 - 22:10 | 5289932 Fuku Ben
Fuku Ben's picture

The American Dream always has been an American Nightmare. It's global actually. It's been told to us over and over and over again through every means possible. Lyric example below. But most people would rather bask in the delusion of a good fantasy dream. If you're really awake you know about Planet X mentioned in the link

Some of you western zombies have snapped out of it in time to possibly save yourself. Many more than in the east

http://www.metrolyrics.com/the-great-american-nightmare-lyrics-rob-zombi...

Sat, 10/04/2014 - 22:21 | 5289941 Manipuflation
Manipuflation's picture

I paid off my student loans a few years back and am now ready to declare bankruptcy.  I was planning ahead for the future.

Sat, 10/04/2014 - 22:25 | 5289942 kchrisc
kchrisc's picture

The best way to pay off your student loans: DON'T.

Just quit, and when they call get a hardship deferment and rinse and repeat.

And you will be well on the way to reclaiming yourself from the banksters' grasp.

An American, not US subject.

 

The most powerful weapon the American people have is Rejection.

The system of fraud and theft that has been built up upon the backs of the American people is dependent upon out backs. Withdrew our backs, and the whole thing collapses. This is our greatest weapon.

Quit Paying--put it into food, and precious metals, etc.They stole what ever "debt money" they loaned you in the first place )fractional reserve banking) and soon you won't be able to pay them anyways.

Quit Obeying--If they are in violation of the Constitution then they are not legitimate anyways.

Quit Playing--Quit being a tool for them to use.

The Four Rs
Rejection: Quit paying, quit obeying , quit playing
Revolution: It is inevitable, so prepare, as they are.
Retribution: The guilty must answer for their crimes against the American people and the Constitution.
Restoration: Restore the American people, country and Constitutional republic.

Sat, 10/04/2014 - 22:49 | 5289991 g'kar
g'kar's picture

"The system of fraud and theft that has been built up upon the backs of the American people is dependent upon out backs. Withdrew our backs, and the whole thing collapses. This is our greatest weapon."

 

The debt slaves are used to their lifestyles. Little do they know, that if they quit for one month they'd bring the system to it's knees. Little do they know that the system will crap out anyways and by that time it'll be too late to effect any changes.

Sat, 10/04/2014 - 22:56 | 5290000 kchrisc
kchrisc's picture

My job, and now also yours, is to inform them of this fact--Educate it forward.

An American, not US subject.

Sat, 10/04/2014 - 23:16 | 5290027 g'kar
g'kar's picture

I gave up and retired early a couple years ago. Now I'm lowering my income to cough up as little as possible in taxes to avoid feeding the monster. I'm also too far away from the throngs to affect any changes. It's sit back and watch time for me. Sadly, I'm part of the problem.

Sun, 10/05/2014 - 02:43 | 5290216 OldPhart
OldPhart's picture

Too old, and in ill health...my thirty year vision of being that dried up corpse on the side of a desert road draws nearer every day.

But to the young, revolt.  Make my death happen.  I will die proudly.

Sun, 10/05/2014 - 11:16 | 5290658 magnetosphere
magnetosphere's picture

we are coming for you

Sun, 10/05/2014 - 13:53 | 5291132 Moe Howard
Moe Howard's picture

I "went Galt" this year. I am watching too. Gardening food, repairing stuff around the house, hanging around the net. What could be better?

Sun, 10/05/2014 - 17:00 | 5291793 g'kar
g'kar's picture

I'm enjoying it.

Sun, 10/05/2014 - 09:52 | 5290462 Aremo
Aremo's picture

You can *leave the country*, travel, live, and work on another passport and not look back.  Are they going to come yank you out of Mongolia while working on a Panama passport when they don't directly know you are there?  Oh yes they could find you if they really really really wanted too I suppose but if you aren't Ed Snowden why would they notice you?  If there were a *million+* Ed Snowdens how well could they go after them?  How many simply vanish... leave... no taxes, no child support, no alimony, no mandatory court payments, no student loans, no hospital bills, no forced transfers of money..... no slavery.  If you remain they'll parasitize you until you are dead and then some all the while pretending its your moral duty to be worked to death for their benefit.  If you leave they can't do this, you don't have to listen to their lies and bullshit, AND its too much trouble to follow you around the world.  They'll turn to the low hanging fruit - the proles and fools who insist on staying behind.  Who would Sauron kill if everyone went to Valinor and simply left Middle Earth?  Who does he rule?  The war is over, he has the ring, now get on the boat and leave!  You owe the place nothing, let it burn.

Sat, 10/04/2014 - 22:24 | 5289946 Atomizer
Atomizer's picture

Skull cap meets aspault. Another MSM roadkill terrorist storyline.

Sat, 10/04/2014 - 22:37 | 5289974 Atomizer
Atomizer's picture

Saw a group of them on 29th block N. Ocean Blvd Myrtle Beach this morning. I laughed within, never said a word. Just seeing them wearing their skull cap was enough to provide morning comedy. 

Sat, 10/04/2014 - 22:26 | 5289951 alexcojones
alexcojones's picture

Decolat: Since You Asked for Advice.

Gas getting cheaper; just hit the Open Road as I did, and will do again.

 

Sailing Around North America: Leaving

 

"A voice said to him: 'Why do you stay here and live this mean and moiling life, when a glorious existence is possible for you?" ~ Henry David Thoreau

 

An antique man in an antique van, traveling around a wondrous land.

 

Before I left on this mid-life road trip, I decided, if given a choice, I wouldn't stop in cities and I would prefer not to stay in towns. Instead I was seeking wide open spaces and water. A freshwater paradise, a saltwater playground, a sparkling river or creek or even a glacial pond, all these I sought. . Too often we snake past them in a speeding car with scarcely a glance. Now I intended to make their acquaintance.

 

I wanted to spend some time in places we had all heard of, glorious places most of us longed to be, those lakes and tree-shaded rivers we saw in geography books or from our car windows. I wanted to get firsthand experience rather than second glance glimpses. I wanted to float, swim, drink, sail, splash and frolic in sparkling water. I wanted to spend more than a few stolen moments besides these cool waters, appreciate them, know their histories, their "life stories," instead of rushing past them, on my way to some dry, indoor pursuit.

 

Fifty years young when I began my voyage in April of 2001 (now half complete), traveling fifty miles per hour in my antiquated time machine, I sought timeless sources of water and time to enjoy them. An inland voyager, that's what I hoped to become.

 

Dumb? Maybe, maybe not.  No dumber than spending years spinning my wheels in some sweltering concrete city - Los Angeles , Phoenix , Vegas - in pursuit of that domesticated servitude called success. And no closer to accomplishing that vague, self-flagellation than a sparrow has of becoming the space shuttle. This was to be a voyage around North America , on a wind and a prayer, inspecting lakes, rivers and bays. Floating in some, fishing in others, swimming and sailing over most of them, camping besides them, metaphorically making love to them, hiking around them, and enjoying them, thanking the rain gods and human angels for sustaining and protecting them.

 

It wouldn't cost much money. I could work along the way. Behind the wheel of a thirty-year old Volkswagen van named Tinkerbelle, with a sailboard (another antique) strapped to the roof racks, I planned to cover some ten thousand miles at a leisurely pace, whether it took one year or five or forever.  A great, clockwise, circle-sailing of the North American continent. To look at ephemeral bodies of water that had been around for thousands of years, and enjoy them at my leisure.  

 

I began my trip in Tempe, Arizona.  Even before I left, I received a warning citation on Tempe Town Lake, for windsurfing across that stagnant impoundment. I smiled when I received the citation, perceiving it as a good sign, an auspicious event. It wouldn't be the last warning I'd receive on my trip.

 

"Wherever a man goes," wrote Thoreau, "men will pursue him and paw him with their dirty institutions ."  The best solution seemed to flee those dirty institutions. Throughout the trip, I would be warned, written up, lectured, scolded, and cautioned along the way by scads of government minions--but envied too, I imagined, by more than a few folks along the shore.

 

I intended to drive west across the Mojave desert to California in late April, then head north to Washington state. Then east to New England during the high summer, where I would wander south during the late fall, skirting most of the coastal cities. From there I would winter in Florida and then one day head west again, where I would finish the journey.  And then begin another adventure. A person should never be without plans for at least one future adventure, even if only building a wonderful, backyard treehouse or rafting down the Mississippi.

 

 Before I left, I penned an itinerary that included famous western lakes I wanted to visit - Mono, Tahoe and Crater - and infamous inland seas like the Salton Sea, as well as historical eastern icons like the Mississippi River, Walden Pond, Chesapeake Bay and the Hudson River.  Along the way I planned to visit as many local lakes and notable rivers as I could, seldom passing a single day without slipping into water somewhere. I went to all these water with a forgotten joy I hadn't felt in thirty or forty years. Like the joy felt by young lovers when discovering each other for the first time (No exaggeration!).

 

What foolishness convinces us that concrete and steel equates to great centers of civilization, when the wild water within ourselves - we're about 70% water - wants nothing more than to hasten to a lake, any lake, and immerse our bodies? I imagine Jesus in his boat, enjoying a breeze on Lake Galilee, felt more peace of mind than he ever did on shore, squabbling with those money changers, Pharisees and high priests.

 

 

Man made the places and charged us all a fee; God made the spaces and gave them all for free. Thank God for the lakes, rivers and streams. Thank God for the waterfalls and mountain freshets. Thank God for the nameless ponds and bogs and tidal bays, all of them amusement parks of nature, all of them a greater part of inner selves than any concrete city ever could be. By God I wanted to see them all!

Alex C

Sat, 10/04/2014 - 22:32 | 5289962 FredFlintstone
FredFlintstone's picture

@Alex...awesome!

Sat, 10/04/2014 - 22:38 | 5289976 BouncyTheWonderbunni
BouncyTheWonderbunni's picture

Thomas Aquinus infinte egrees

 

wrap your head aruond that

 

self-sufficient cause no cause needed.

 

neber ben over turned man....

Sat, 10/04/2014 - 22:42 | 5289982 BouncyTheWonderbunni
BouncyTheWonderbunni's picture

doble post solly must pour another

 

 

 

 

gotta bounce!

Sat, 10/04/2014 - 22:45 | 5289977 BouncyTheWonderbunni
BouncyTheWonderbunni's picture

Thomas Aquinus infinite egrres

 

wrap your head aruond that

 

self-sufficient cause no cause needed.

 

neber ben over turned man....

 

forgot the i added an e

Sat, 10/04/2014 - 22:45 | 5289985 limacon
limacon's picture

Nicely put . 

Thoreau would have approved .

But where did you put the "old ladies knitting toilet cushions " ?

There is a theorem in topology where , no matter how you stretch and twist an elastic surface (without puncturing it) , you can find one point that is unchanged .

May you find that point .

Good luck !

 

Sat, 10/04/2014 - 22:59 | 5290003 BouncyTheWonderbunni
BouncyTheWonderbunni's picture

Theorems are nice however the only thing I know that is truely elastic

 

is glass, silica.

 

an infinite egress has never been logically shown to be not?

 

and what about the Qbit?

 

seem to occupy the same time and space A cannot not be A and B at the same time

 

a irresistable and immovable object in the same space and time?

 

 

/

 

 

Sat, 10/04/2014 - 22:54 | 5289997 Decolat
Decolat's picture

Wow is all I have to say. And thanks, brother.

Sat, 10/04/2014 - 23:28 | 5290043 Manipuflation
Manipuflation's picture

Well written and nice imagery.  I enjoyed the Salton Sea reference in particular.  I wonder how many folks know about what happened there? 

Sun, 10/05/2014 - 00:31 | 5290103 Frank N. Beans
Frank N. Beans's picture

Nice.

His 5-year mission, to explore strange new waters, to seek out new beaches and new mermaids, to boldly go where few men have gone before.

Sun, 10/05/2014 - 14:06 | 5291163 Moe Howard
Moe Howard's picture

I walked out of the USA in my later 20's until I returned on Christmas day, 1986, in my early 30's. I went through Mexico once on foot, hitchhiking, and finally, once down the east coast, through Central America and and return up the west coast on a motorcycle. I spend time in Guatemala, Belize, El Salvador, lived in Honduras, traveled to Tahiti, England, the Netherlands, France, Spain, lived in Israel, including the Golan Heights, Negev, Taba beach, Elait, and lived across the street from the Sea of Galilee, spent time in Cairo and lived in the Sinai for about 6 months. I worked my way around and made due. Why did I do this? I heard an old man say retirement was wasted on the old, we had things backwards. Seeing the mess, I opted out. I came back when I realized I would, perhaps, get too old someday to work. Now, 30 years later, I have a paid for house, no debt, a little at the bottom of the lake, and free again. However, my wanderlust is gone and I am quite happy to stay home, with the occasional visit to Poland - my wife's native land.

It is something entirely different to be a tourist vs. living in another country for an extended period. I preferred staying and getting to know the people and the culture for lack of a better word. I have friends all over the world, that I would never have had if I didn't throw on the backpack and take off.

Sun, 10/05/2014 - 14:10 | 5291177 FredFlintstone
FredFlintstone's picture

@Moe, OK you win the adventurer of ZH award. My hat is off to you. I must be about the most boring person on this board.

Sun, 10/05/2014 - 14:31 | 5291261 Moe Howard
Moe Howard's picture

I will say this: it was anything but boring. You haven't lived until you are camping on the side of a hill overlooking a valley in Salvador, watching the little people like ants move across a farm field, then a helicopter appears over your head and proceeds to rocket and machine gun the "ant people" you are watching. That's a memory you don't forget.

Sat, 10/04/2014 - 22:32 | 5289955 BouncyTheWonderbunni
BouncyTheWonderbunni's picture

Did anyone read Bill Gross's farewell letter on Bloomberg?

 

I don't care wether it was real or not it was " how is that equity thing going" ?

 

and I almost shit myself (hershey squirts here ) everyone at the office today

 

is going why the fuck is bouncy bouncing all over the place.

 

I was in such a fucking good mood!!!!!!!!!!!!!!!!!!!!!!!

Sat, 10/04/2014 - 22:29 | 5289956 Haager
Haager's picture

Pay off a student loan? The loan the government has taken wiith your future as an asset? Only with a sound job, otherwise nope. Otherwise its just not smart and I seriously doubt that they'd expected all students to usually pay off their loan, they can easily write it off without too much hassle (except inflation/devaluation). What's next, does any newborn baby gets a 10K credit card?

Sat, 10/04/2014 - 22:36 | 5289970 alexcojones
alexcojones's picture

A lot of high school and college grad students are given a Dr Seuss book.

"Oh The Places You'll Go."   So I went.

Here is a photo of my rolling home at 8,000 feet.

Bodie Ghost Town

Sat, 10/04/2014 - 22:45 | 5289987 FredFlintstone
FredFlintstone's picture

My oldest is living on a sailboat after traveling the country by rail (hobo style). He graduated from college in December 2008 and worked for about 6 months in an unsatisfying job, then went on his journey.

Sun, 10/05/2014 - 14:07 | 5291171 Moe Howard
Moe Howard's picture

He has the right idea.

Sun, 10/05/2014 - 20:21 | 5292399 FredFlintstone
FredFlintstone's picture

Yes, I believe you are correct.

Sun, 10/05/2014 - 02:52 | 5290219 OldPhart
OldPhart's picture

Last time I went to Bodie I had helped a Boy Scout Troop on a camp in Death Valley.  I had a magnificent white beard and was wearing a pretty rough clothes.

This guy came up and asked to take my picture.  He said I looked like the iconic old cowboy and he was a teacher for some LA district.

What the hell.  I leaned against some old building and he took a shot.

 

Sat, 10/04/2014 - 22:46 | 5289978 alexcojones
alexcojones's picture

Thank you Fred. Appreciate it.

John Steinbeck and William Least Heat Moon inspired me.

And Robert Manry who sailed his small, home made sailboat across the Atlantic alone.

   "Entitled "Tinkerbelle," by Robert Manry, the book inspired me in a couple of ways. Manry was just an average guy like myself with a wild dream. A newsman and weekend sailor who floated around Lake Erie in a ten-foot boat, Manry wanted to go places slowly. An unassuming guy with a faraway look in his eyes, Manry dreamed of sailing his small craft to England. And damned if he didn't do it!"

Sailing Around North America #4--Tinkerbelle
Sat, 10/04/2014 - 22:52 | 5289994 limacon
limacon's picture

Dare to be a nomad !

http://andreswhy.blogspot.com/2010/02/whatever-happened-to-nomads.html

Cities are passe 

http://andreswhy.blogspot.com/2014/01/evanescence-of-cities.html

 

"Young man , East or West , North or South , just go !"

Sun, 10/05/2014 - 14:10 | 5291175 Moe Howard
Moe Howard's picture

There are three kinds of people in my opinion

Nomads

Urban Dwellers

Rural Dwellers [or farmers]

The Bedouin are a good example of Nomads, the mideast governments keep trying to get them to accept "nationality" and they don't want it.

Sat, 10/04/2014 - 22:52 | 5289995 sessinpo
sessinpo's picture

I was expecting

Kill a banker

Sell your soul

Become a hooker

and many more

Sat, 10/04/2014 - 23:13 | 5290019 TheGreatRecovery
TheGreatRecovery's picture

Living at home and paying off your loan sounds like a prudent idea to me.  As long as you get a job and DO pay off your debt.

Sun, 10/05/2014 - 00:01 | 5290078 Bemused Observer
Bemused Observer's picture

Yeah, maybe living at YOUR home is a 'prudent idea'...So tell me, where do I send the kid? I'll need your home address...

Seriously, I've worked all my life, and now THIS? A mid-twenties who will likely never leave home now?

And people wonder why I drink...

Sun, 10/05/2014 - 02:54 | 5290222 OldPhart
OldPhart's picture

Have one, living here, has a job that he loves, Junior Asssitant Manager of a Starbucks...moved to Tequila instead of beer.

Sun, 10/05/2014 - 14:10 | 5291179 Moe Howard
Moe Howard's picture

The first thought that entered my head when I watched this was "living at home is not free". It's cost shifting on to the parents. I, as a parent, would rather they stew in their own mess.

Sat, 10/04/2014 - 23:17 | 5290030 Rootin' for Putin
Rootin' for Putin's picture

They forgot to add, 'live in your parents basement and when they are out masturbate for tokens from strangers on your webcam"

that seems to be the new normal

Sun, 10/05/2014 - 00:00 | 5290076 homiegot
homiegot's picture

Sell your organs. You don't need them now.

Sun, 10/05/2014 - 00:05 | 5290080 ToNYC
ToNYC's picture

4 Words: Learn something someone wants.

Sun, 10/05/2014 - 12:27 | 5290875 headhunt
headhunt's picture

So true; Puppetry is a good skill to pick up but only if you get your Masters in it

Sun, 10/05/2014 - 00:15 | 5290087 Peter Pan
Peter Pan's picture

So much advice on how to get rid of it.
What I do not understand is that people have been getting educated for decades without becoming debt slaves, so why not prevent the problem rather than attempting to cure it?

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