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3 In 5 Americans Don't Have Savings To Cover Unexpected Bills

Tyler Durden's picture




 

While various CNBC anchors may be willing to say that the US is "growing gangbusters" yet again confusing the liquidity-oozing equity markets with the economy, there are a couple hundred million Americans who would bet to differ (which incidentally may also explain why the Comcast channel no longer wishes to have its viewership calculated by Nielsen): the reason is that according to the latest Bankrate survey released today, more than three in five Americans don't have money in their savings accounts to cover any unexpected bills such as a $500 car repair or a $1,000 emergency room visit.

In fact, only 38% of respondents said they have enough funds in their bank accounts to cover even the most mundane of spending emergencies.. Most others would need to take on debt or cut back elsewhere.

As the WSJ reports, citing Bankrate banking analyst Claes Bell, "a solid majority of Americans say they have a household budget but too few have the ability to cover expenses outside their budget without going into debt or turning to family and friends for help.”

The survey found that an unexpected bill would cause 26% to reduce spending elsewhere, while 16% would borrow from family or friends and 12% would put the expense on a credit card. The remainder didn’t know what they would do or would make other arrangements.

Ok, so clearly more than half of Americans not only can not budget more than a few months down the road, but is living paychek to paycheck: hardly a surprise.

What baffles, however, is that as only Zero Hedge showed so far the biggest reason why the US economy was represented to have grown as strongly as it did in Q2 and Q3 is because the Bureau of Economic Analysis decided to revise US household income lower and spending higher not once, but twice, in the process "boosting" Q3 GDP higher to 5%, but only getting there after estimating that US savings were reduced by $140 billion at the end of September, a 20% reduction in the estimated amount of savings held by US consumers.

Which begs the question: just which savings are Americans said to have drawdown by $140 billion more than in initial estimates: the ones they don't currently have or the ones they can't ever hope of having?

Inquiring minds want to know.

 

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Wed, 01/07/2015 - 12:55 | 5632971 screw face
screw face's picture

...Bullish ...the revolution will not be televised.

Wed, 01/07/2015 - 12:56 | 5632987 Dr. Engali
Dr. Engali's picture

That's because there will be no revolution.

Wed, 01/07/2015 - 13:04 | 5633009 hedgeless_horseman
hedgeless_horseman's picture

 

 

Our collective failure to meet this challenge -- year after year, decade after decade -- has led us to the breaking point.  Everyone understands the extraordinary hardships that are placed on the uninsured, who live every day just one accident away from bankruptcy.  These are not primarily people on welfare.  These are middle-class Americans.  Some can't get insurance on a car they need to get to their job.  Others are self-employed, and can't afford it for their work vehicle.  Many other Americans who are willing and able to pay are still denied affordable insurance due to previous accidents or prior convictions that insurance companies decide are too risky or too expensive to cover.

It is time, America, for the next logical change:  ObamaCar: Automobile Insurance Subsidized Hope Act

Wed, 01/07/2015 - 13:13 | 5633081 Muddy1
Muddy1's picture

"a $1,000 emergency room visit"  How naive to think it would be so cheap.  I recently took my wife to the ER, diagnosis was vertigo, bill was a bit over $5,000.  That's right, FIVE THOUSAND.  NEVER saw a doctor, only a physicans assistant.  It would have been more, but she refused to let them inject a dye into her as part of the MRI.  There was a lot of pressure to do the MRI with a dye and they made her sign a paper saying she refused the dye MRI so that they could cover their ass.  Oh, the hospital was part of a group we had last gone to about 30 years ago and they still had medical records from that visit.

It started again a few days later, she went to the chiropractor.  The chiropractor bill was $50, FIFTY DOLLARS, and the problem has not happened since.  effin hospitals.

Wed, 01/07/2015 - 13:46 | 5633109 hedgeless_horseman
hedgeless_horseman's picture

 

 

You took your wife to the Emergency Room because she was feeling light headed?

Really?

OK.

Then you took her to a chiro?

OK.

Then you are going to complain about the price?

OK.

Then you insinuate there is a correlation between the chiro visit and the fact that she has not had a recurrence.

OK.

How is massaging her back and waving colored lights over her spine going to fix what is highly likely just a natural occurrence in life?

http://en.wikipedia.org/wiki/Vasovagal_response

I go vasovagal every time I hear contemporary church music with a snare drum.

If mrs_horseman or I elected to go to the ER every time we got kicked in the head, or fell off a horse, and got knocked out, or felt woozy, then we would expect to be poorer.  We do not.  But if we did, then we wouldn't whine about it, and we wouldn't act surprised to have to pay the high deductible and co-insurance amounts that we selected with our health insurance plan to keep the premiums low.  We set aside money for this in advance, because we are responsible adults.

However, we darn sure aren't going to an Emergency Room when someone experiences vasovagal response.

Do you go to an Emergency Room every time you experience stomach cramps?  Diarrhea?  Sore muscles?  Headache? 

Wed, 01/07/2015 - 13:55 | 5633309 new game
new game's picture

above discussion cuts to the point-merican CHOOSE to NOT have saving, for whatever reasons. mainly compulsive disorder i will call SPENDERs' DISEASE. now i ask; is it my place to feel sorry for these muthorfockers?

Wed, 01/07/2015 - 13:59 | 5633318 hedgeless_horseman
hedgeless_horseman's picture

 

 

SPENDERS' DISEASE?

I am going to ask my doctor about that. 

Maybe there is a pill he can prescribe?

Where can I donate to research?  Is there a 10K run?

Wed, 01/07/2015 - 14:02 | 5633350 new game
new game's picture

it is curable. serious reflection upon ones' past and some childhood understanding of traits from upbringing. change, what humans are for the most part incapable of. I know as I have had to make many changes to survive. minimalist, more enjoyment less bullshit...most likely the way you live.

ps. second batch of home brew kombucha, probiotic refreasment...

1.5 acres going into first growing season. all raw, all organic, all grass fed, and i feel great...

thanks for your contributions.

up nort herein da snota cold...

Wed, 01/07/2015 - 15:08 | 5633659 daveO
daveO's picture

I have several 'Spend Bots' in my family. Common sense reasoning doesn't put a dent in their credit card fueled arrogance. Just stand back and watch the train wrecks (divorces).

Wed, 01/07/2015 - 15:47 | 5633904 nodhannum
nodhannum's picture

Of course it is your place to feel sorry for them and bail them out...you heartless, (insert whatever cumbaya PC term here gets the guilt going) new game person you :-)

Wed, 01/07/2015 - 17:32 | 5634451 Muddy1
Muddy1's picture

HH,

You missed the entire point of my comment, that being that it is naive to think a visit to the ER is as cheap as $1,000.  You really are a dumb fuck.  It was far more than light headedness.

A natural treatment worked successfully with no extensive tests to pad the hospital's pocket.  There was no waving of colored lights and I ave no idea where you came up with that.  Nor was there a massage of the back, again I have no idea of where you came up with that except you're a dumb fuck.

To imply that I am irresponsible because of the way I pay my bills demnstrates further what a dumb fuck you are.  i not only have money saved for medical expenses, I choose to live debt free.  Don't lecture me asshole, and shove your arrogant, superiority complex up your ass.  As for you adn your old lady, maybe getting kicked in the head by a horse is why you are such a dumb fuck.

As for a case of diarrhea, I just think of you.

Wed, 01/07/2015 - 13:01 | 5633012 Pool Shark
Pool Shark's picture

 

 

"3 In 5 Americans Don't Have Savings To Cover [Next Month's] Bills."

 

There, fixed that for you...

 

Wed, 01/07/2015 - 14:02 | 5633349 SickDollar
SickDollar's picture

How about "3 in 5 Americans live paycheck to paycheck"

 

Wed, 01/07/2015 - 14:03 | 5633358 pelican
pelican's picture

I wonder what percentage of these have jobs.

Wed, 01/07/2015 - 15:45 | 5633892 steveharless
steveharless's picture

realistically more like 4 outta 5

Wed, 01/07/2015 - 13:20 | 5633131 KnuckleDragger-X
KnuckleDragger-X's picture

Depends on how your defining revolution Doc. People are trying to start things like a race war and the general destruction of rights. We probably won't see a Russian revolution but I rate a dissolution type revolution pretty high.

Wed, 01/07/2015 - 13:35 | 5633202 Dr. Engali
Dr. Engali's picture

There will be an uncivil war long before there is any revolution. TPTB divide us for a reason.

Wed, 01/07/2015 - 13:56 | 5633326 KnuckleDragger-X
KnuckleDragger-X's picture

We've already got the uncivil and a little push, which a lot of fools seem to be willing to supply, will create a nightmare that will be damned hard to stop.

Wed, 01/07/2015 - 13:34 | 5633196 Fun Facts
Fun Facts's picture

The revolution already happened.

It was the PNAC ZWO New Pearl Harbor in 2001.

Anything happening now would technically be a counter revolution to the 2001 soft coup.

...and it won't happen because americans are ignorant TV zombies, which is why ziowood turned them into TV zombies.

Wed, 01/07/2015 - 15:41 | 5633872 Pie rre
Pie rre's picture

I'm going to verify that with Arnold Ziffle next time I'm in Pixley.

Wed, 01/07/2015 - 14:37 | 5633525 PTR
PTR's picture

Someone once said "What we need is a revelation, not a revolution."

Wed, 01/07/2015 - 13:10 | 5633060 Freddie
Freddie's picture

The idiots keep watching TV and Hollywood's crap.  I bet 65% of ZH posters still watch TV like little whining serfs.

Wed, 01/07/2015 - 13:19 | 5633120 economics9698
economics9698's picture

I really like Bonanza reruns these days.

Wed, 01/07/2015 - 15:11 | 5633686 daveO
daveO's picture

The Surgeon General has determined that watching 'old' reruns is not part of a balanced daily diet of propaganda. No black heroes, 'strong' women or homo white males. 

Wed, 01/07/2015 - 13:26 | 5633169 T-NUTZ
T-NUTZ's picture

I'll take the under and up the ante

65% of ZH posters don't even subscribe to TV.  

TV is dead, only old people and zombies haven't realized it.

Wed, 01/07/2015 - 12:56 | 5632982 Dr. Engali
Dr. Engali's picture

It's tough finding that third or fourth  part time job in order to put some money away.

Wed, 01/07/2015 - 13:01 | 5633015 playnstocks
playnstocks's picture

 I'm looking for that hospital with the $1000 emergency room visit.. Now that's a deal!

Wed, 01/07/2015 - 13:05 | 5633031 oddjob
oddjob's picture

Quite unfortunate that your government invests in better ways to kill people rather than help them.

Wed, 01/07/2015 - 13:12 | 5633061 playnstocks
playnstocks's picture

Population control..?

Wed, 01/07/2015 - 13:53 | 5633313 Equality 7-25-1
Equality 7-25-1's picture

Sheep Breeding for Dummies by Marge Singer

Wed, 01/07/2015 - 13:17 | 5633112 ZeroPoint
ZeroPoint's picture

Green Valley Animal Hospital is here to serve you!

Thu, 01/08/2015 - 10:47 | 5636752 Peanut Butter E...
Peanut Butter Engineer's picture

I was thinking of same thing, $1k for emergency visit is a steal! I won't even need to worry about buying insurance any more if only my emergency is that cheap! But then again I don't have insurance due to self-startup business, so all I have are my savings to cover for emergency or if it's a treatment that I need I'll be traveling to another country for procedure. Byw CAT scans are like $100 in HK.

Wed, 01/07/2015 - 13:08 | 5633042 BandGap
BandGap's picture

That's why God gave us TWO kidneys. Keep one, sell the other. Duh.

Wed, 01/07/2015 - 13:15 | 5633102 Mike Honcho
Wed, 01/07/2015 - 13:47 | 5633265 cheech_wizard
cheech_wizard's picture

and if you were truly lucky (genetically speaking) you got FOUR kidneys.

Standard Disclaimer: Duplex kidneys occur in 1% of the population

Wed, 01/07/2015 - 12:56 | 5632984 City_Of_Champyinz
City_Of_Champyinz's picture

This Obama 'economy' is a complete joke...

Wed, 01/07/2015 - 13:24 | 5633030 franciscopendergrass
franciscopendergrass's picture

It's not a joke.  It's a criminal enterprise.  The banksters are making off with billions that are completely insured by the taxpayer in the form of bailouts.  motherfuckers!

Wed, 01/07/2015 - 12:58 | 5632999 Seasmoke
Seasmoke's picture

Just stop paying. Everyone. So simple. And no bloodshed either.

Wed, 01/07/2015 - 13:04 | 5633021 NotApplicable
NotApplicable's picture

"Savings" = money not spent on other bills that are due (or past due).

Wed, 01/07/2015 - 13:16 | 5633027 Vincent Vega
Vincent Vega's picture

3 out of 5...... Nor does the federal government and likely not your state nor local government.

Wed, 01/07/2015 - 13:08 | 5633037 Latitude25
Latitude25's picture

Based on the amount in my bank account I'm nearly penniless. 

Wed, 01/07/2015 - 13:11 | 5633069 Pool Shark
Pool Shark's picture

 

 

I'm sure that's true of most Americans.

We used to live "Paycheck to paycheck."

Now we live "EBT to EBT."

 

Wed, 01/07/2015 - 13:18 | 5633113 Latitude25
Latitude25's picture

I don't live paycheck to paycheck.  I'm simply avoiding bailins.

Wed, 01/07/2015 - 13:45 | 5633251 Pool Shark
Pool Shark's picture

 

 

Well played, sir.

That's why I always say: "Cash, Bonds, Gold."

[Note: "Cash" does not include bank deposits...]

Wed, 01/07/2015 - 15:40 | 5633861 MrSteve
MrSteve's picture

Technically speaking (TMI), now the Candians are cent-less since the nickel is their smallest coinage denomination. The English pound-shilling-pence systems had two penny, penny and half-penny coinages at various times. Poor folks could have been penniless under that system. Americans have been penniless since the 100 mostly copper cents to the one silver dollar was founded, way before the FRN was sprung on us in 1913.

 

 

 

Wed, 01/07/2015 - 13:09 | 5633052 Creepy A. Cracker
Creepy A. Cracker's picture

Thank you Dear Leader Obama and your fellow socialists for strangling businesses with excessive taxes and regulation, destroying jobs in the U.S.  You have done your job well.  Your government dependent, socialist utopia, is almost here...

Wed, 01/07/2015 - 13:23 | 5633151 El Gringo
El Gringo's picture

Are you trying to tell me that liberal "progressive" nanny-staters are scum bags?

Wed, 01/07/2015 - 13:11 | 5633067 Bunga Bunga
Bunga Bunga's picture

Few hours emergency room visit is closer to $5,000+ in CA.

Wed, 01/07/2015 - 13:13 | 5633070 Slowdrip
Slowdrip's picture

That painful climb to DOW 30,000, up 205, beautiful....

Wed, 01/07/2015 - 13:14 | 5633084 Hitlery_4_Dictator
Hitlery_4_Dictator's picture

35% of retards in America have debt in collections....amazing

Wed, 01/07/2015 - 13:23 | 5633152 Latitude25
Latitude25's picture

And what are my options if faced with a fraudulent health insurance charge?  I simply refuse to pay.  Fuck em and let it go into collection and while I'm at it, fuck their credit rating system too.

Wed, 01/07/2015 - 15:08 | 5633651 Creepy A. Cracker
Creepy A. Cracker's picture

Fraud is illegal.  Sue the insurance company for the fraudulent charges plus millions for the anguish that their intentional fraud has put you through.  Any scum-bag lawyer will be happy to take your case while you pay them nothing - they'll do it on a contingency basis.  Since the illegal fraud is no doubt obvious to the point where it is virtually guaranteed that you'll have millions of $$$ rolling in the scum-bag lawyer might even front you some cash to live on while he sues.

Wed, 01/07/2015 - 13:53 | 5633302 cheech_wizard
cheech_wizard's picture

True story: Repo man knocked on my door two nights ago looking for the apartment tenant next door.. Who the hell names their offspring Reshaunda (Reshawnda)? Repo man had old information. That tenant was gone months before I even moved in.

 

 

Wed, 01/07/2015 - 16:11 | 5633997 Ripley
Ripley's picture

The death of the landine has been great for people who want to hide from creditors because they don't have to give a current address for their phone number. Previously used phone numbers are recycled, so it's easy to wind up with the phone number of a debtor if you have a landline. I was getting calls for someone who had every sort of debt that you can imagine in collections in 2008 or so, even her cord blood. Based on letters that were still arriving after she moved away, she was trying to get child support from some guy. I jusrt marked them "No longer at this address" and dropped them in the mail. 

It was possible to time the reselling of debt, because every 90 days or so, a new group of callers would call for the same old debts. 

A fun crime in my area is the theft of the rear license plate so that the vehicle looks like it has a current registration. Colorado requires you to register vehicles annually, and the registration fee is based on the value of the vehicle.  

Wed, 01/07/2015 - 13:16 | 5633096 ZeroPoint
ZeroPoint's picture

$1000 Emergency Room visit fee? Aye, no! Mi nombre es Juan Gonzales , tengo que pagar nada!

Wed, 01/07/2015 - 13:20 | 5633106 franciscopendergrass
franciscopendergrass's picture

I would feel sorry for the person with no savings if:

1) they didn't pay for subscription TV (cable/Netflix/satellite)

2) didn't own a smartphone

3) made their own meals

4) own a cheap, fuel economic car/use public transit.

5) paid down debt

otherwise, if you don't have savings and wasted your money on frivilous pursuits, it's your own damn fault.

Wed, 01/07/2015 - 13:25 | 5633162 Mike Honcho
Mike Honcho's picture

Grossly arrogant with your sound advice. /s

 

You are describing America, this here sir is 'Merica and if you dont like it you must be one of them furigners.

Wed, 01/07/2015 - 13:33 | 5633193 franciscopendergrass
franciscopendergrass's picture

Funny thing is that the "furingers" have savings making $50-100 a day.  they send money home.  I've seen how they live.  They live in coachroach infested apartments in dangerous neighbors working 10-14 hours a day with 8 people to a one bedroom apartment.  We should deport all the fuckers on welfare and import more people willing to work.  Welfare problem solved. 

Wed, 01/07/2015 - 13:43 | 5633248 rbgnr111
rbgnr111's picture

Ha!... I totaly agree with this and your last comment.

it's what you do with your money that will make you rich or poor.

the forigners are also appreciate that the even get to oppertunity to work also, its rare to see that in anyone other than them... I can't say I've ever known any 1st generation immegrants that didn't work harder than most americans.. a lot of the one's I know of even started their own business ... giving jobs to americans.

Wed, 01/07/2015 - 15:54 | 5633937 Pie rre
Pie rre's picture

Problem is there's no-one checking to see if their claims are fraudulent.

Wed, 01/07/2015 - 19:56 | 5635062 bunnyswanson
bunnyswanson's picture

When you do not pay taxes, expendable income goes up.  And if you think the influx of migrant workers is that of a band of highly functional work force with integrity, think again.  Having worked on a huge ranch that had a satelites in 4 locations on west coast, while married to the owner, I can tel you they steal anything and everything that is not tied down and work as little as required to get the money.  The immigrants have networks in place that are more sophisticated than one would believe until you realize that funding from tax payers accessed by lobby groups who rode the elections and help select the candidates also takes place.  There are no heroes today, only people struggling to get through the day.  People Bubble due to poor planning perhaps.  But Americans are not the villains anymore than the Canadaians who are doing the same thing up there.  Failed business model is more like it.  Leaders have a job and that is to prevent something like this from happening.

Wed, 01/07/2015 - 13:27 | 5633164 franciscopendergrass
franciscopendergrass's picture

The down vote must have come from someone where the truth hit a lil too close to home.

Wed, 01/07/2015 - 14:44 | 5633550 PTR
PTR's picture

Upvote for referencing Charles.

Wed, 01/07/2015 - 19:50 | 5635020 bunnyswanson
bunnyswanson's picture

No less than the swindlers who own yachts and live large thanks to the system in place.  Poor people who are working and have nothing left either do without the cheapest entertainment available, TV and internet (as opposed what the rich do with their stolen loot, vacation, own 2nd homes, driving expensive vehicles, eat out at diners which charge out the ass for a meal) or use their savings - because drudgery is a mental prison when we reach the point we have today - corruption has consequences and this is one of them.  Feast before famine.

It is fairly obvious social engineering has led us here.  Think tanks and media manipulation created Monster Consumers who Buy Buy Buy.

Wed, 01/07/2015 - 13:18 | 5633117 B2u
B2u's picture

If I moved to the tropics, Panama, am I still an American?  

Wed, 01/07/2015 - 15:23 | 5633752 FredFlintstone
FredFlintstone's picture

You would be a Pan American

Wed, 01/07/2015 - 13:20 | 5633125 Kreditanstalt
Kreditanstalt's picture

Amerikans must be supremely confident of keeping their McJobs..this is paycheck-to-paycheck living.

We're the other way round...plenty of savings but no income...

Wed, 01/07/2015 - 13:22 | 5633139 Mike Honcho
Mike Honcho's picture

The placement of the survey is fixed.  It takes months to pay off the Xmas expenditures, saving is a summertime attempt.

Wed, 01/07/2015 - 13:36 | 5633205 IridiumRebel
IridiumRebel's picture

sure

Wed, 01/07/2015 - 13:23 | 5633149 Toolshed
Toolshed's picture

I have one question: Why would anyone keep money in a bank? I only have enough in my savings account to keep it open. I only keep enough in my checking account to pay my bills, plus a small buffer to protect me from my poor math skills. Haven't we heard again and again (and it's good advice) that banks can't be trusted and when the SHTF your funds will be Corzined. My money is in physical stuff.......not paper and digital stuff. Less liquid you say? Definitely. That is why I keep a few credit cards handy with high limits and low balances. Works for me.

Wed, 01/07/2015 - 14:26 | 5633474 Kreditanstalt
Kreditanstalt's picture

I pay my bills in cash...save a lot on bank fees as the months pass.

Wed, 01/07/2015 - 15:55 | 5633933 Toolshed
Toolshed's picture

I pay all my bills on-line, which costs zero, and most of my credit cards, that I actually use, are zero interest. When a cards introductory zero interest period expires, I either stop using it or pay off the balance every month. Fuck the banks. I know they still get a cut of every transaction, but this is as close to sticking it to them as I can get, without major inconvenience. My savings and checking accounts are with a credit union that charges me zero fees. Did I mention....FUCK THE BANKS!!!!!!!

Wed, 01/07/2015 - 15:24 | 5633746 FredFlintstone
FredFlintstone's picture

What is your asset allocation in physical items roughly?

Wed, 01/07/2015 - 15:46 | 5633907 Toolshed
Toolshed's picture

Well Fred, let me break it down for you:

 

precious metals         - 40%

real estate                - 30%

bartering goods         - 10%

firearms & ammo        -  5%

controlled substances - 10%

pimpable bitches        -  5%

PS: All values based on non-GAAP methodology......especially the last entry, as these units have a negative value, other than potential future rental revenue.

 

Sat, 01/10/2015 - 10:40 | 5645476 FredFlintstone
FredFlintstone's picture

Pimpable bitches, awesome. Pimpable in Manhatten or Anchorage (I am assuming there is a big difference)?

Wed, 01/07/2015 - 13:44 | 5633253 wissen dass scheiBe
wissen dass scheiBe's picture

Curious what falls under "other" in the pie chart....

Looting, forcing wife or kids into prostitution, fatally shooting father/hedgefund manager....are these included under that heading?

Wed, 01/07/2015 - 14:28 | 5633479 FreeShitter
FreeShitter's picture

Since I live in houston where the oil bidness has been booming for awhile and everyone has a new truck, mustang, camaro, etc.....how long before I start seeing the effects of lower oil.

Wed, 01/07/2015 - 14:28 | 5633480 Tom Serfo
Tom Serfo's picture

5 Out of 5 Americans don't know  the definition of savings,

and would  lose the "challenge definition " in scrabble

Wed, 01/07/2015 - 14:33 | 5633499 Manipuflation
Manipuflation's picture

I have your back Hedgeless.  I discovered a Marie Claire magazine on top pf my printer so I had to start reading it because there was a hot chick on and Mrs, M said, 'No, give that back".  I asked where she got it and she said from a friend.  It is nothing but advertising for shit you don't need but finally on page 204 after seeing no naked ladies I found this.  That is a classic.  Of course she doesn't want to have sex right after having a child.  Duh!  And the NOW woman says that men are the problem because we didn't approve of a sort of viagra for women because.  

Pretty much, if there was a way to make women want sex, that is all we would be doing to try to figure out.  Why would any male NOT want to figure out how to make a woman ready?  That is our job!  We just don't want fat fucking tons-o-fun ugly women.  In a way it is a double standard.  I want my want woman to be pretty but not need a Louis Vuitton handbag.  An S-K wrench set would make more sense.          

Wed, 01/07/2015 - 14:36 | 5633519 Tom Serfo
Tom Serfo's picture

Go read  The Manuipulated Male by Esther Vilar.....before they ban it.

 

Explains it all.  But the basic fundemental point one must understand is that women have no real emotions.

Wed, 01/07/2015 - 14:54 | 5633597 pound the vix
pound the vix's picture

and by "Other" they mean STEAL IT

Wed, 01/07/2015 - 15:11 | 5633685 WTFUD
WTFUD's picture

3 in 5 Amurikans are dead from the neck up! The mitigating circumstances are the resources invested from cradle to grave in maintaining that status quo.

Wed, 01/07/2015 - 15:20 | 5633734 FredFlintstone
FredFlintstone's picture

Does this include infants and children?

Wed, 01/07/2015 - 16:15 | 5634030 theyjustcantstop
theyjustcantstop's picture

is this article a victory lap for msm, and the fed.?

 

Wed, 01/07/2015 - 16:53 | 5634290 Bear
Bear's picture

Hell 3 out of 5 Americans don't have savings to cover expected bills

Wed, 01/07/2015 - 18:05 | 5634643 _SILENCER
_SILENCER's picture

** CLANK **

 

Here's a silver bar, Doctor Harvard Fuckballs. Fix my wife up or it's going into your temple.

Wed, 01/07/2015 - 20:29 | 5635152 MeelionDollerBogus
MeelionDollerBogus's picture

Whassa savings? Is that like more EBT?

Obamamoney... it's a SNAP!

Thu, 01/08/2015 - 00:05 | 5635759 Arthur Schopenhauer
Arthur Schopenhauer's picture

I keep seeing stuff like this and it pisses me off. Obviously people don't have any savings because they don't have any incentive to do so. The only incentive they have to do anything resembling saving is to jump into a ring of thieves and gamble what extra money they do have in this abomination called a stock market.

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