This page has been archived and commenting is disabled.
Obamacare Sticker Shock Arrives: Insurance Premiums To Soar 20-40%
Two months ago, we outlined why the CPI-boosting Affordable Care Act is on the verge of bankrupting that all important driver of the US economic growth engine — the American consumer.
Put simply, inflation in medical care services costs hadn’t yet reared its ugly head because many insurers were as yet unable to gauge the full base-effect impact of Obamacare on their P&L. That, we said, was about to change: “After finally digesting the true cost of Obamacare, any recent insurance prime hikes will seem like a walk in the park compared to what is coming.
Sure enough, insurers have now taken a close look at exactly how much socialized medicine is costing them.
Not surprisingly, the picture isn’t pretty.
In some cases, forecasters grossly underestimated the number of claims they would likely receive, and indeed, even a PhD economist can tell you that when the amount going out for claims is greater than the amount coming in via premiums, there’s a problem with the model and because staunching the outflow is effectively now forbidden, something has to give on the receivables side of the equation which means dramatically higher premiums.
NY Times has the story:
Health insurance companies around the country are seeking rate increases of 20 percent to 40 percent or more, saying their new customers under the Affordable Care Act turned out to be sicker than expected. Federal officials say they are determined to see that the requests are scaled back.
Blue Cross and Blue Shield plans — market leaders in many states — are seeking rate increases that average 23 percent in Illinois, 25 percent in North Carolina, 31 percent in Oklahoma, 36 percent in Tennessee and 54 percent in Minnesota, according to documents posted online by the federal government and state insurance commissioners and interviews with insurance executives.
The Oregon insurance commissioner, Laura N. Cali, has just approved 2016 rate increases for companies that cover more than 220,000 people. Moda Health Plan, which has the largest enrollment in the state, received a 25 percent increase, and the second-largest plan, LifeWise, received a 33 percent increase.
Jesse Ellis O’Brien, a health advocate at the Oregon State Public Interest Research Group, said: “Rate increases will be bigger in 2016 than they have been for years and years and will have a profound effect on consumers here. Some may start wondering if insurance is affordable or if it’s worth the money.”
The rate requests, from some of the more popular health plans, suggest that insurance markets are still adjusting to shock waves set off by the Affordable Care Act.
Blue Cross and Blue Shield of New Mexico has requested rate increases averaging 51 percent for its 33,000 members. The proposal elicited tart online comments from consumers.
“This rate increase is ridiculous,” one subscriber wrote on the website of the New Mexico insurance superintendent.
In their submissions to federal and state regulators, insurers cite several reasons for big rate increases. These include the needs of consumers, some of whom were previously uninsured; the high cost of specialty drugs; and a policy adopted by the Obama administration in late 2013 that allowed some people to keep insurance that did not meet new federal standards.
“Our enrollees generated 24 percent more claims than we thought they would when we set our 2014 rates,” said Nathan T. Johns, the chief financial officer of Arches Health Plan, which covers about one-fourth of the people who bought insurance through the federal exchange in Utah. As a result, the company said, it collected premiums of $39.7 million and had claims of $56.3 million in 2014. It has requested rate increases averaging 45 percent for 2016.
The rate requests are the first to reflect a full year of experience with the new insurance exchanges and federal standards that require insurers to accept all applicants, without charging higher prices because of a person’s illness or disability.
There you go. Precisely as we said, the ACA and of course the ballooning cost of new drugs proxied by Janet Yellen's "stretched" biotech sector mean manidtorily insured Americans will now be charged more. Much more.
But do not despair because where there's an Obama there's always "hope". And on that note, we'll leave you with the following, from the President:
If insurance regulators “do their job, my expectation is that [rates hikes] will come in significantly lower than what’s being requested.”
»
- 68078 reads
- Printer-friendly version
- Send to friend
- advertisements -
Keep watching TV and Zollywood whitey - we like your support especially for Trayvon ball sports including Knock Out game. Americans are idiots.
man, freddie when you glom onto somthing you're like a fricken rabid pit bull.
can you repeat that 50K more times for us?
Why not.
The provocations are endlessly repeated.
Fight slime with fire.
why not?
cuz it contributes nothing to repeat something ad nauseum.
same as all folks around here condemning all jews or muslims.
anyone who's ever listened to mae brussell (a jew) who was born into an easy life of the IMagnin fortune, was exposing this corruption 50 yrs ago amid death threats and the murder of one of her kids.
that's why.
Americans are the sickest, most pill popping nation in the civilized world, with the most expensive healthcare and pills to pop.
Go figure.
People can be cured of cancer but people can't seem to be cured of government.
unfortunately for all of us, cures are not profitable whereas lifelong treatments are extremely profitable.
whenever someone is "practicing" an "art", run the other way.
20-40% would be great. Someone I know got almost 100% increase in premiums.
Since the law came into effect about 2.5 years ago or so - lousy $10,000 deductible plans for avg 50 year old went from $150 a month to $450 a month.
ObamaCare is the next solution to the Petrodollar recycling ponzi scam.
<golf clap>
Mexico - - insurance for the two of us is right around $700 USD / per year (early sixties). If we opt for private insurance it might cost us $5K for the two of us.
What does Donald Trump have to say about THAT !
If you are Christian and not a boozer or smoker then look at the 5 to 6 Christian health ministries. They work for people in America and for those who live outside of the USA too.
In some cases, they were designed for people who do missionary work. They just need to get the bills in English or with some translation. Check with them first.
You can search them with any search engine.
Thanks for that thought. Actually we are within walking distance of a very large Bendictine monastery. Haven't been to church in decades but as I get older...
This is the Catholic one. It is administer by Samaritan's Minitry which has their own healthcare ministry.
There are about 5 others and you do not have to be a specifically a Protesant or Catholic to join one or the other. The one I like is run by the Mennonites. Good folks.
http://www.cmfcuro.com/index.php
You've planted a seed. Sleep well.
Will the real FRED stand up?
Dig yourself.
Figured that was you, especially after your dive article the other day. Really like your writing!
So why does Obama want to flood United States with Mexican felons who can get cheap Healthcare insurance in Mexico? You don't need to ask Trump. The American people will tell you the answer.
It's called starting a multi level marketing scam. Avon, Amway, and Herbalife are Obama's building blocks of failure.
Some random thoughts on your post :
- first off - true - a large number of latinos have come across the southern US border recently.
- a very large portion of those were in fact NOT Mexican.
- I would suggest that a very small percentage of them are felons.
- as a US citizen in Mexicao - it truely was my perception that Obama was soliciting immigration. We live well inland, well off highways and we saw pickups filled with folks with suitcases. To be honest - it reminded me of when they announced that the Woodstock festival was now 'free'.
- healthcare - there are different levels of coverage in Mexico - every Mexican has 'FREE' coverage. That level of coverage might equate to a clinic-like experience in the US.
- we lived for years in South Florida - it was swamped with Brazilians seeking better paying jobs. That went on for years and noone ever complained. When the real-estate bubble burst they fled - ignoring their obligations - many square miles of housing went default.
We haven't even seen the increases for California yet. California is special. They got permission from the Feds to delay the release of the info for 6 weeks. That probably means it's really bad for Cali residents.
We did get to see the increases in premiums for Calpers (state worker) retirees: Those on an HMO plan get socked with 7.2% hikes; those on a PPO plan get socked with a 10.8% hike.
My guess is that as bad as 2016 is expected to be, 2017 will be far worse. Personally, I hope that it's enough to drive a wooden stake through Hitlery Clinton's heart. Oh, I forgot. The Hildebeest hasn't got a heart.
54% bump in blue state minnesota
Green arrow more than that California
Red arrow less than 54% Califormia
54% for Minnesota? Are they going to cover all of Somalia with that increase?
All 110,000 been shipped in there so far!
They put more in, prices will have to rise accordingly
Africanization of the Homieland
Obama?
Putin?
Who is the real enemy of the USA?
Phony CON-GrsZ and SCrOTUS are just as bad along with the Pentagram.
Price control time, muthas'!
Yeah...who could have seen this one coming?
Maybe the insurance industry can be bailed out like tue banks in 2008. Hire that paulson asshole to go put the arm on con -gress for 750 billion or so
You enjoying getting fucked in the ass yet, you stupid Americans? Remember, they voted for this. Like George Carlin, I will never register to vote, that way I can blame everyone else and not be personally held responsible.
Oh wow, I never saw THIS coming.
But then again, I am deeply shocked every time night follows day, too.
And I never see winter coming, either.
Hey you sick bastards! Don't you get it - Insurance companies ONLY want extremely young and HEALTHY customers! Jeez - get with the fucking program already.
Just like high interest rate pediphile credit card companies who prey on victims. Guess what party didn't pass a cap?
Use cash to avoid interchange fees.
Senate Hands U.S. Retailers a $16B Win OverCard Issuers
Obama thinks that once the government is finally paying for it all, then it will be free.
Obama: Some folks keep moving my golf divots.
shankapotomus President Barack Obama Golfer ...
COCKSUCKER OBAMA will be scorned by history and if you ever voted for him your desendants will piss on your grave.
If you like your money, you can keep your money !
I have to go to the doctor for insulin but I'm considering Mexico.
Mi tu amor obamacare amigos... :-)
this is Obama's own personal version of the Knockout game.
If insurance regulators “do their job, my expectation is that [rates hikes] will come in significantly lower than what’s being requested.” Obama.
I read somewhere, someone was explaining, that there couldn't be a dumb nigger in the whitehouse. Where did I read that? I may need to look that up again because all my friends are going to laugh at me for paying my insurance premiums just like whitey.
Fair and balanced.
Don't expect any delay in the trickle down effect from this one
Every employer will be forced to raise prices to offset
Working stiffs will have to figure out where to get money to pay for higher premiums
Suicide will become more socially accepted form of health care treatment
We sticker shocked some folks.
Obama's dagger into Medusa's blackheart
He stole it from her in 2008 and is gonna fuck her out of it in 2016
Only good thing Peace Prize ever did
Union employees are going to get slammed with a cadillac health plan tax. Well, until Republicans 'compromise' to give unions an exemption in exchange for some new carve outs for their big donors.
Anyone expecting the GOP-e to do anything for Americans to stop O or the Dems is dreaming.
I am thinking that if:
A. They did not make it mandatory, they would not have the problem. There are too many poor people in this country, thanks to government/bank policy being subsidized and those who can barely pay get screwed ... just so insurance and drug company execs, lobbyists and politicians get rich ...
or
B. If the government was single payer instead of the insurance (fraud) companies being involved and the government negotiated rates like they do for Medicare there would be no problem.
Too many parasites guaranteed to get rich off of Obamacare. As it stands now, the program was created for the benefit of insurance companies and drug companies, not for the people.
+++1Trillion! You've made the wisest and most accurate comment anyone will to this.
It is a tax and tool to destroy the middle class. The average person has gone from paying say $1800 a year to $5,000 a year while many with lower incomes pay next to nothing or nothing.
It is a tax and a tool to destroy the middle class and enrich people like United Healthcare, all the Blue Cross plans and others.
Yeah but the "Liar in Chief" said: https://www.youtube.com/watch?v=_o65vMUk5so
Obama is a Retard. Nuff said.
Sure Allopathic 'ambulance' medicine is a rip. What do you expect from corrupt government-protected monopoly medicine. And that's before the Obamacare cluster occured.
The good news is that it's quack medicine outside of accident and gunshot care. Educate yourself and be your own doctor using naturopathic nutritional treatments. It works and supports powerful immunity for disease prevention.
We've all been mind controlled and duped. The body will keep you healthy as long as you provide complete affordable nutrition.
Learn from a Naturopath and Veterinarian who has done over 20,000 animal and human autopsies and doesn't use dangerous AMA doctors. It's a colossal hoax.
True Cures - Dr. Joel Wallach - 90 Essential Nutrients
https://www.youtube.com/watch?v=ztwNXEBQIBg
Don't forget his excellent book: Let's Play Doctor!
http://www.amazon.com/Lets-Play-Doctor-Ma-Lan/dp/0970149093/ref=sr_1_1?s...
Anybody here have age spots? He'll tell you what causes them and how to get rid of them (it's your diet, dummy)
Between this book and a place like Direct Lab Services, medicine can be available for the do-it-yourselfer. Except for anything requiring general anesthesia, of course.
Your doctor's orders NOT NECESSARY.
http://directlabs.com/
Also completely private.
working is for goyim!!
just be unemployed and get free shit people!! that's what the elites want.
Obama could not have done it without GOP help.
Boehner and McConnell SAVED the TPP & TiSA, the most horrific pieces of legislation since the Immigration Act of 1965.
Then the SC State Senate voting to ban the Confederate flag, without GOP help that would not have happened.
Obamacare: Scott Walker, Republican Gov WI and presidential candidate fought FOR Obamacare AND the TPP & TiSA.
The GOP won an overwhelming victory in 2014 the mandate was to STOP immigration and Obamacare. We did not have any IDEA of TPP & TiSA.
And what did the GOP do? They did NOTHING to stop Obama's ILLEGAL amnesties, which he has been doing since August 2011.
The betrayal of their base, the White voter by the GOP, shows beyond a doubt, that we have NO OPPOSITION in Washington, DC. We have a FAKE OPPOSITION. So the Rush Limbaughs can continue to rake in their millions. Karl Rove another swine, like George W Bush, Mitt Romney and ALL THE REST save Jeff Sessions and a handful of Congressmen.
FB & Youtube are notorious for removing videos that show people of color in other than MSM portrayals
HORROR! Black Youths Mock and Laugh at Unconscious and Bloody White Victim After July 4th Beatdown (VIDEO)
The Establishment R's carry the D's water as all have sold out to Korporate Amerika
+100
Southern whites in SC will be out there cheering on trayvon knock out game thugs at Clemson, Univ of SC and what other shit colleges along with the rest of the south, Texas, Midwest. DSumb whites love thuggy Trayvon NCAA an, NFL and NBA thugs. Idiots. When will whites wake up.
Idiots in the south cheering NASCAR who are against the Conf Flag too. And SC keeps voting in Lindsey Graham like idiots.
The fucking election doesn't matter. What has to happen is that both parties have to grass root someone who promises to actually represent them. And then when the fucking liar shows up punt him for the next guy. Sooner or later there has to be someone with a conscious elected.
My premiums decreased by $6,250 per year -on my policy which had a $7,5000 deductible before anything kicked in. I simply told the Blue Cross Blue Shield people to fuck off. And Fuck Obama and wall Street too.
How many say fuck it and pay te penalty tax
Imagine next year's 20-40% right in time for election season.
Sheallacing IIIIveto proof overturning of Obamacare bc there are only a couple dozen Dems left in Congress come 2017
YET,...Trump is somehow the asshole.
Hahaha
This can't possibly be a surprise to anyone who wasn't Gruber'd. With group rating, which forces the most inexpensive healthcare spenders to bear the burden of those who spend more than a lifetime worth of wages in their last inevitable years of life it is literally impossible for prices to ever go down. If the cost of the latest Ferrari hypercar was inextricably linked to some multiple of the cost of a Toyota Corrola, no reasonable person would have any cause to expect the price of the Toyota appliance to decline or even stay stable.
With this indisputable fact documented, the premise of PPACA fails on the face of it. PPACA was never intended to succeed on the basis of the parameters it was sold on. The only reason it needed to be mandatory was because it was doomed from its inception. If it isn't abundantly clear what happens next then you shouldn't be in public unsupervised. Rest assured, those seduced by the hopey changey talking points are going to be a prime voting bloc.
For further clarity on this issue, examine "Lawyers per capita by year" and "Doctors per capita by year." Cartels are a helluva thing.
And the Health insurance companies have already raised rates 20-50 over the last 5 years, especially when Obamacare was being passed. The Obama threatened them and told them to keep their mouths shut about it.
How many people say fuck it and don't pay a goddamned thing after realizing the Government is an illegitimate crime syndicate
That's what's kind of fun inside of all this. The truth of it is that TPTB wimped out and canceled the parts of the ACA that made the insurance mandatory for EVERYONE (even the people like me who have unplugged and thus have very little revenue).
Add to that all the people avoiding corporate medecine now (the majority of ZH, and surely a growing segment of the rest of the population), and you start to see how TPTB have no choice but to offer free sick-care to illiterate illegal immigrants, who are amongst the only ones dumb enough to still want the radiation, chemo and nasty drugs.
So yeah, TPTB are forced to increase the premiums enormously, but none of these trends are good for them or their long-term plans, as I see it.
And in the meantime, I continue to progress with REAL health and mental improvements thanks to things like:
- Rick Simpson Oil
- lyposomal vitamin C
- muscle release ("Treat Yourself to Pain Free Living" julstro.com)
- cold showers
- intermittent fasting
- sfhelp.org
Great list Christophe - consider adding the great pure herb cannabis sativa. Yes, Chalky's ACA shut out cannabis too.
Rick Simpson Oil? I didn't like the sound of that until I looked it up.
Ol' Rick wasn't a marketing major was he.
We're only in year 5 of 80 million boomers getting healthcare and living longer. Anybody under 50, when you get sick in your 70's here is you hot dose, now go die.
Logans Run in 25 years tops.
Russia's avg life span was already going up before Putin started turning thing around.
USA avg life expectency was dropping BEFORE ObolaCare. I cannot imagine what the life expectency will be in a few years.
Any dumb jonathan pollard bibi loving free republic conservative or libtard who bashes Putin needs to look at where these life expectencies are heading. Ths USSA is joke.
First of all Obamacare was never about health care or even not about health insurance it was about bailing out collapsing insurance companies. Yes is was hidden bailout nothing more and Obama had nothing to do with it except signing it so he can have another cocktail party which he had more than all US presidents combined since Washington.
Now that aside.
It is abomination that we here in US do not have universal health care with structure similar to Medicare For All just for starters. We all should pay $100 a month for whole family at most, task easily accomplished if the coverage is truly universal. And could cost even less if criminal profits and high drug prices are curbed. It is doable unless you swallow corporate propaganda shit and you chose to die in pain for your freedom to dying in pain.
There many problems with Heath of the nation but do not get me started about Hospital and doctors and most of all about insurance companies in the so-called best health care destruction, torture and financial exploitation system ranked 37 in the worldmin health outcomes and #1 in cost.
In few words, in US and unfortunately in some other countries, Hospitals’ business plan and physicians’ true professional objective and purpose of education, even if they deny it, is to seriously to moderately injure their heavily insured patients to the degree that would still allow them to cover exuberant fees and enormous drug costs, through private insurance or government or desperate family selling all they got. Dying poor are left in pain to die, thrown out on the street pavements like dogs according to doctors Hypocritical not Hippocratic oath as it was well documented in LA Skid Row few years ago.
Additionally these Hospitals i.e. death and suffering factories and their parasitic doctors lie to their rich patients about diagnosis, making it potentially worse, just to make experiments on humans to patent the procedure or push another useless drug. Those heavily insured patients are purposefully misdiagnosed with certain diseases such as cancer and offer surgical removal of whole organs, breasts, uterus, ovaries etc., just to make money. Even worn out Hollywood starlets undergo televised self mutilation for commercial propaganda purposes to insidiously entice millions of potential victims of medical crimes to be maimed or disfigured without any shred of evidence of any disease. The transplantation industry is even worse, dealing with body parts obtained through mutilation or murder of poor and abandoned children of the streets or prisoners all over the world.
Unnecessary, but extremely profitable, painful testing which amounts to torture, highly addictive drug regiments are common examples of abuse of young and elderly unaware of the purpose of the procedures and often done against published research results condemning such tests, therapies or drugs as extremely harmful.
It’s that simple. Most doctors want you to be sick so he/she could suck up blood from you and your family. And after you dead they want your body and soul sold for profit.
Cheap preventive medicine, with 95% success rate of early intervention is practically abandoned since there is no money in it. Entire commercial food industry and tobacco conspire with medical establishment, hospitals and insurance companies to destroy health of a nation. To make you sick. Such act would amount to treason during cold war years.
Few doctors who focus of homeostatic physiological balance of human organism and developed successful therapies which restore the balance no matter what disease they are dealing with are persecuted, threaten with jail and have their medical licenses revoked.
However, this deceitful practice that doctors hospitals and Insurance companies are engaged, playing on people fear of pain, suffering and death by giving them false hope is not new.
Philosophers Kant and Voltaire in XVIII century being of very fragile health as children vow to stay away from doctors of their time and cured themselves using their own remedies in many occasions of serious diseases and live over 80, a quarter century longer then average people lifespan back then. What did they know?
We should demand that medical professions are declared as non- profit public duties as a service to our nation just like soldiers, and Hospitals should be treated as public utilities owned by American people. We have to demand preventive medicine all the way. The best cure is prevention. First of all we should demand that we consume real food and not the poisonous shit that is being sold in supermarkets, we should insist to break up vertically integrated food cartels that aim to continuously make us sick. But there is more that needs to be changed, namely brutal system of legal slavery and exploitation run by oligarchs since it is number one source of oppression and physically devastating stress that is killing us all.
I laugh at the ACA and am in full civil disobedience against it.
I have a self-employed friend who against my advice signed up for the subsidy. Fast forward 15 months after his sign up. He gets a claw back notice from the ACA acolytes demanding 15 months of 600+ dollars a month of his subsidy due to his actual income barely exceeding the subsidy limits.
In the final month where he "thought" he had insurance, he went into the healthscare system for a checkup. One $7500 checkup later he learns he's perfectly healthy. The kicker is that his insurance provider cancelled his policy leaving him hanging for the entire bill for the checkup.
$7500 + (15*600) = $16500 for phantom health insurance.
Obama will place you into Milgram Obedience re-educational summer camp. You must buy ACA, the government says so.
Stanley Milgram Obedience Experiment (May, 1962)http://m.youtube.com/watch?v=DZ-F6Waua3Y
Nope, by the law itself, I qualified to be exempted from the penalty.
Now, when it comes to an actual doctor visit. I will be flagged when they get my smartass answers to the ACA questionnaire.
Sexual preference will be midget hermaphrodites and degrading from there.
OK, true story here. First of all I don’t qualify for The Non Affordable Heath care act because I make too much money. I checked into it and the best they could do was $918 per month with a $12k deduct.
So anyway, last annual inspection my doc tell me that I’m over 50 now so I should get a colonoscopy. I say ok, but how much is one? He says, well, if you lived in Europe it would cost around $800. But because you live in the U.S. its around $8000.
I say SHIT MAN! I can’t afford that, all my money is tied up in a mortgage and all the things that go along with it. He says, if that’s the case here’s a phone number to a place that can help knock off some of the bill.
So I call the place. The first question I get is, “Mr. so and so! Do you make over 26k a year. I say, “Of course I do.” She says, I’m very sorry but we cant help you. So I say, “So because I’m a home owner whose paycheck is used up on going to work every single day to pay for a house and all the bill that go along with it and don’t have enough left over to pay for a colonoscopy you cant help me. But if I was an alcoholic, deadbeat homeless drug addict you would be more than happy to flip the bill.’ She says, I’m so sorry, it unfortunate but I cant do anything for you at this time. If your earned income falls below our required level please feel free to call us back. Have a nice day….click.
And so that’s my experience with the un-affordable health care act.
Avg $1,075 here and in about 70 cities in 33 states.
http://www.colonoscopyassist.com/Domestic_Colonoscopy.html
Try this Option 3 $199 a month. Cover Colonoscopies. Do your homework on it then call them. If you drink or do drugs it is not for you.
http://www.libertyhealthshare.org/3-program-options
Colonoscopy is another big scam. Why risk perforation & peritonitis? Should they find a polyp your next one will be substantially higher in cost & a real ass raping from then on out.
I'd highly recommend Dr. Jensen's guide to better bowel care...There's a reason they created the issues with food & subsequently health. ChaChing.
Also, the liver gallbladder flush by Andreas Moritz.
If you put it into practice it will change your life.
I had a neighbor on my street. Had a gov job with wife and three kids. One day I see the house up for sale. I ask a neighbor what happened. They said he died during a colonoscopy. I asked them if they were sure and he said yes.
Liberals will be taking out muti-million dollar insurance policies on their parents. Then wait with baited death panel decisions. Sick society we live in.
Paul Krugman Recommends 'Death Panels' to ...
If you like what Obummer did to health care...just wait till you see what Hitlery has planned for your 401K/IRAs and the 2nd Amendment
KeyRist! When are they going to let us working people alone?
Don't worry about it a colonoscopy killed my friend's mother from a perforated intestine. My mother's second colonoscopy infected her with Hepatitis C.
I'll never get one.
Occurrence of colon cancer: 1/10000.
Death rate from colonoscopies: 1/10000.
Have a nice day.
I mentioned in an above post that it killed a guy on my street and he had very good insurance.
Thanks for the info. Have had other people say pretty much the same.
Let Dr. Obama put his finger up your butt. He knows about the anal canal passages.
Yo there be GDP.
I thought the TEA PARTY was going to defund all these shitty programs and defund all these wars.
Guess not.
Look at Mississippi. They had TWO primaries in which Thad Cochran was beaten twice. The secon one the RINOs got Democrats to vote for him. The conservative guy was a attacked and harassed. That fat pig Haley Barbour and his goons plus Dem tribe members made sure that Thad Cochran was staying in.
We have a one party ploice state,.
What about Obamacare at the corporate level, when does that finally hit????
If my individual policy gets more expensive I'm going to bite the bullet and ask for the subsidy, if I still qualify. Would have saved me some money this year.
In my State, the subsidy decays exponentially once the income reaches $18K for a single person. You go over these limits then it's serious clawback time.
You are exempt from the penalty if your AGI is greater than 8% for the cheapest bronze plan for your area. This penalty exemption is only going to get wider as the corporatists increase premiums.
Neither a Bronze, Silver or Gold do a decent job of protecting one from potential medical bankruptcy. Food or healthcare? I choose good food.
This is a bunch of fucking bullshit. Getting 10 million more people covered was supposed to cover this. I fucking knew these cocksuckers were gonna start gouging their mandated customers.
affordable-care my ass ...
But, weren't prices stable BEFORE the law took effect? I seem to recall that they were rising just as fast if not faster. Current MLR is set to 80% with the law in effect while before there were no restrictions.
This is exactly what these fuckers intended. Bankruptcy for the insurers leaving one provider. Them.
You know. Useful lives theory.
We voted for this. This is what we deserve.
Those purple t-shirts probably say SEIU on the front.
Here we go, Robert Reich aka...uber-statist socialist fucktard "professor"-Berkeley:
"The alternative is a government-run single payer system -- such as is in place in almost every other advanced economy -- dedicated to lower premiums and better care."
http://www.huffingtonpost.com/robert-reich/private-health-insurance-monopoly-or-single-payer_b_7734742.html
Naturally, we all knew that was your "end game" only fools thought you were trying to help anyone, you're a motherfucking socialist who thinks pumping money into government is the ONLY solution.
It was only in 2014 that you were defending ObamaCare, you socialist hypocritical prick.
Yes, and the peoples will scream for single payer.
A well concieved and executed plan, indeed, diabolical though it may be (is).
The problem is that the cheap subsided plans are looked at a 'gubmint' insurance' and because they are for 'the poor' there is less of a deductible and co-pay. It's a similar recipe that Medicaid, VA, Indian Health, and other gubmint plans use. Because healthcare is free (or nearly free), the usage rates are much higher than private non-gubmint patients.
On top of this, the Obamacare high deductibles for the non-subsidized mean that only the really sick sign up. Sicker patients need more care, so premiums increase. Federal employees used to have a choice of standard option or high option insurance. High option was more expensive, but covered more. Thus High option drew in mostly sick patients.
And thirdly, every gubmint insurance plan is constantly being tweaked to add more and more 'pet' services (mostly determined by large donations from those specific health care providers). More services means higher costs. And do not think for a moment that gay marriage is going to lower health care costs either.
Good post. Gay marriage is going to make subsided healthcare a fortune. STD's and HIV fucknuts. If SCOTUS didn't pass it, the new epidemic would never occur.
Inject a HIV spore into SCOTUS or attorney. Watch how quickly they die changing their mind.
As usual, smaller insurers get hit worse. Be aware of how insurers determine your risk, and if you haven't seen this, look at this quantitated nonsense.Insurers buy these scores that predict your medication adherence risk and this is part of what they use to determine what your policy will cost. This is no monitoring, it's predicting with proprietary secret scores that everyone gets when they fill a prescription. I did a write up on Express Scripts but they all do it, Optum, Caremark and more
http://ducknetweb.blogspot.com/2015/06/medication-adherence-predictions-enter.html
In California, those who bought insurance are being further scored and those "scores" from some 3rd party that Anthem has contracted with will be combing through medical records that they will get from doctor's offices and more to determine why Anthem has few less sick patients. How costly too will this be.
http://ducknetweb.blogspot.com/2015/06/covered-california-insurance.html
Now for doctors, the nightmare lives on, less than 90 days after listing a bunch of new directives, come more. You don't see this but it is the red tape and reporting over excess "scoring" that takes time from seeing patients. I said a year ago insurers have buried themselves in their own complexities that are not having any value increase for us, but they are making some big money selling our data.
http://ducknetweb.blogspot.com/2015/07/anthem-issues-yet-another-change-to.html
Simply said, we've become apart of the derivatives market speculation of human risk and insurance pay off scam. The proactive support is high cost preventative healthcare to cash in on larger payout to the banking system. Let's use a analogy.
Pretend there are 10 hitman hired to complete a job. Only one hitman gets paid the golden goose of 5 million dollars. The other 9 get $50,000 for competing in hunting down this wanted clown. Eventually, everyone gets the slice of the pie.
Read that above sentence 50 times. It will sink in.
The health care industry did not want Obamacare in the same manner banksters did not want the Federal Reserve created. They lied.
Great! I bet they will go up again. And again. And again in perpetuity. Why wouldn't they skyrocket infinitely when three hundred million+ customers are REQUIRED to pay the premiums? I wonder how many of the 8 million beneficiaries are(or aren't) hypochondriacs, bottom-feeders and drug seekers... luckily welfare will cover their premiums with our taxes, too. And the For=Profit socialists can buy more multi=million dollar garages around the world to park their jets & Lambo's & Bentleys in. Only in the USA, Home Of The Fee.
It's all about taking money from you in the land of fraud. what else do you expect?
Damn...I am going to have to rename one of my spreadsheet cost lines from Obamacare to Obamacost. Let see delete "are" and replace with ""ost". Wow...that wasn't hard.
40% yoy increases will destroy the USA economy before the end of Hillary's second term.
That increase rate compounded yields 2025 monthly premiums of 2k+.
Pile on the Chinese exceeding the USA GDP on a nominal basis, Chinese expansionism and growing militarism, the rise of AI and robotic workers, the Boomers Peak OASDI draining the Treasury, trillions more in debt, reaching the end of median empire lifespan, and the end of the Fourth Turning, and you can wave bye-bye to the USA as you knew it within 8 short years.
Forget about going to Mars or the Moon - we cannot get to LEO, now.
It was a good run, but it's over folks.
Shylock bought the US govt.
Shylock lost money in sub-prime crisis.
Shylock got free money from QE.
Shylock wants the pound of flesh now.
Just walk into your hospitals emergency room-its all free because of the Hill Burton act=Mitt Romney said so-they even have signs in the waiting room outlining that if you cant afford care or have no money right now, they cannot refuse service.
"Insurance commissioners" have to approve premium hikes? Then it is already a fully socialistic system in all but name.
Vitamin D can be found in various types of foods, including fish, mackerel, sardines, and tuna. The issue is that you can’t find vitamin D in many products, so they are added to dairy products, juices, and cereals. Although consuming vitamin D-rich foods can help you fight vitamin D deficiency, the most prominent source of it for your body is exposure to sunlight. http://www.doctorshealthpress.com/vitamin-d-deficiency