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Why Government Hates Cash
Submitted by Joseph Salerno via The Mises Institute,
In April it was announced that Greece was imposing a surcharge for all cash withdrawals from bank accounts to deter citizens from clearing out their accounts. So now the Greeks will have to pay one euro per 1,000 euros that they withdraw, which is one-tenth of a percent. It doesn’t seem very big, but the principle at work is extremely big because what they’re in effect doing is breaking the exchange rate between a unit of bank deposits and a unit of currency.
Why would they do this? Why would they want to do this? Well, it’s one of the anti-cash policies that mainstream economists have vigorously been promoting.
PAVING THE WAY FOR NEGATIVE INTEREST
To make the calculations easier, and to illustrate the effect, let’s say that the Greek “surcharge” is ten dollars for every 100 dollars withdrawn. Now, instead of being able to convert one euro in your checking account into one euro in cash, on demand, you will only be able to buy one euro in cash by spending 1.10 euros in your bank accounts. That’s a negative 10-percent rate in some sense. That is to say that you can only take out one euro from the bank if you’re willing to pay 1.10 euros. So, you would only really get ninety cents for every dollar that you wanted to withdraw and that’s very significant because this means it will be more expensive to buy an item with cash than with bank deposits.
At the same time, the Greek government made it very clear that if you deposit the cash in the banks, you don’t get 1.10 euros of bank money for every euro you deposit.
So the system is now structured to lock the money in the banks. Now, what does that allow them to do? If you lose 10 percent every time you withdraw one euro in cash, they can lower the interest rate that you get on bank deposits to negative 5 percent, or negative 6 percent. You still wouldn’t withdraw your cash from the banks even if the interest rate went negative.
What we are witnessing is a war on cash in which governments make it either illegal or inconvenient to use cash. This, in turn, allows governments the ability to spy on and regulate financial transactions more completely, while also allowing governments more leeway in manipulating the money supply.
THE ORIGINS OF THE WAR ON CASH
It all started really with the Bank Secrecy Act of 1970, passed in the US, which requires financial institutions in the United States to assist US government agencies in detecting and preventing money laundering. That was the rationale. Specifically, the act requires financial institutions to keep records of cash payments and file reports of cash purchases or negotiable instruments of more than $10,000 as a daily aggregate amount. Of course, this is all sold as a way of tracking criminals.
The US government employs other means of making war on cash also. Up until 1945, there were 500 dollar bills, 1,000 dollar bills, and 10,000 dollar bills in circulation. There was even a 100,000 dollar bill in the 1930s with which banks made clearings between one another. The US government stopped issuing these bills in 1945 and by 1969 had withdrawn all from circulation. So, in the guise of fighting organized crime and money laundering, what’s actually occurred is that they made it very inconvenient to use cash. A one hundred dollar bill today has $15.50 worth of purchasing power in 1969 dollars, when they removed the last big bills.
THE PROBLEM IS INTERNATIONAL
The war on cash in Sweden has gone probably the furthest and Scandinavian governments in general are notable for their opposition to cash. In Swedish cities, tickets for public buses no longer can be purchased for cash; they must be purchased in advance by a cell phone or text message — in other words, via bank accounts.
The deputy governor of the Swedish Central Bank gloated, before his retirement a few years back, that cash will survive “like the crocodile,” even though it may be forced to see its habitat gradually cut back.
The analogy is apt since three of the four major Swedish banks combined have more than two-thirds of their offices no longer accepting or paying out cash. These three banks want to phase out the manual handling of cash at their offices at a very rapid pace and have been doing that since 2012.
In France, opponents of cash tried to pass a law in 2012 which would restrict the use of cash from a maximum of 3,000 euros per exchange to 1,000. The law failed, but then there was the attack on Charlie Hebdo and on a Jewish supermarket, so immediately the state used this as a reason for getting the 1,000 maximum limit. They got their maximum limit. Why? Well, proponents claim that these attacks were partially financed by cash.
The terrorists used cash to purchase some of the stuff they needed. No doubt, these murderers also wore shoes and clothing and used cell phones and cars during the planning and execution of their mayhem. Why not ban these things? A naked barefoot terrorist without communications is surely less effective than the fully clothed and equipped one.
Finally, Switzerland, formerly a great bastion of economic liberty and financial privacy, has succumbed under the bare-knuckle tactics of the US government. The Swiss government has banned all cash payments of more than 100,000 francs (about $106,000), including transactions involving watches, real estate, precious metals, and cars. This was done under the threat of blacklisting by the Organization of Economic Development, with the US no doubt pushing behind the scenes. Transactions above 100,000 francs will now have to be processed through the banking system. The reason is to prevent the catch-all crime, of course, of money laundering.
Chase Bank has also recently joined the war on cash. It’s the largest bank in the US, a subsidiary of JP Morgan Chase and Co., and according to Forbes, the world’s third largest public company. It also received $25 billion in bailout loans from the US Treasury. As of March, Chase began restricting the use of cash in selected markets. The new policy restricts borrowers from using cash to make payments on credit cards, mortgages, equity lines, and auto loans.
Chase even goes as far as to prohibit the storage of cash in its safe deposit boxes. In a letter to its customers, dated April 1, 2015, pertaining to its “updated safe deposit box lease agreement,” one of the high-lighted items reads, “You agree not to store any cash or coins other than those found to have a collectible value.” Whether or not this pertains to gold and silver coins with no collectible value is not explained, but of course it does. As one observer warned, “This policy is unusual, but since Chase is the nation’s largest bank, I wouldn’t be surprised if we start seeing more of this in this era of sensitivity about funding terrorists and other illegal causes.” So, get your money out of those safe deposit boxes, your currency and probably your gold and silver.
ONLY (SUPERVISED) SPENDING IS ALLOWED
Gregory Mankiw, a prominent macroeconomist, came up with a scheme in 2009: the Fed would announce that a year from the date of the announcement, it intended to pick a numeral from 0 to 9 out of a hat. All currency with a serial number ending in that numeral, would instantly lose status as legal tender, causing the expected return on holding currency to plummet to -10 percent. This would allow the Fed to reduce interest rates below zero for a year or even more because people would happily loan money for say, -2 percent or -4 percent because that would stop them from losing 10 percent.
Now the reason given by our rulers for suppressing cash is to keep society safe from terrorists, tax evaders, money launderers, drug cartels, and other villains real or imagined. The actual aim of the ?ood of laws restricting or even prohibiting the use of cash is to force the public to make payments through the financial system. This enables governments to expand their ability to spy on and keep track of their citizens’ most private financial dealings, in order to milk their citizens of every last dollar of tax payments that they claim are due.
Other reasons for suppressing cash are (1) to prop up the unstable fractional reserve banking system, which is in a state of collapse all over the world, and (2) to give central banks the power to impose negative nominal interest rates. That is, to make you spend money by subtracting money from your bank account for every day you leave it in the bank account and don’t spend it.
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Not nearly as big as the surcharge banks charge for a withdraw. That breaks the exchange rate between a unit of deposit and a unit of cash even more...
Bitcoin will solve this! Oh wait...
In the last year I've gotten a new passport and 3 new credit cards... All of them have an RFID chip.
I feel so much more secure, thanks big brother!
Can't wait until they make us all wear RFID suppositories in their brave new zio world and shut mine off for uttering the J word.
Just wait for the flood of turds who are first in line to buy the "iCar". Other than being 'driverless' the other main feature is that there are no handles, buttons, keys, or any other type of historical input. The entire thing is controlled with your free "iPlant" inserted into the base of your skull through the rectum. No purchase necessary.
Rackets.
It's handy that they can track the transactions, but I suspect the real reason behind it is that the .gov simply wants to take everything that is yours.
By charging a negative interest rate on deposits at the end of every day, they are actually ASSURING a new stream of income, because that money never leaves the bank, so it is always in SOMEONE'S account at the end of each day.
This article is 25 yr. old news! Where was everyone then?
I cut up and burned my credit card after my bank said they couldn't send me one without an rfid chip. I copied all the info down on a business card and only use it for online purchases. I use cash for everything else. The more they keep pushing this crap on me, the more I want to remove myself from their system. Cables cut, credit card is cut up, no 'money' in the bank except for monthly expenses. If they keep pushing I will have to downgrade from a smart phone to a filp phone while they still exist.
I see they haven't banned sexual services as payment. Must be because that's the favorite medium of exchange for politicians.
I just drilled a small hole through the chip itself and destroyed it. Fuck asking permission. And yes the cards all still work.
Edit: props to msmith9962 for beating me to the punch with this link https://www.youtube.com/watch?v=E_f5oRwaQew
I requested the same thing. They said no new cards without a chip. Here is how to fix it.
https://www.youtube.com/watch?v=E_f5oRwaQew
Buying gold and silver, that's where. The war on cash is to trap everyone into the financial sector. They know a crisis of confidence is approaching. That could prove fatal to the credit based currency Ponzi scheme.
Expect very low cash withdrawal limits, no foreign currency unless you show airline tickets or some other proof you are travelling, no large cheques except to service existing debt, even tighter restrictions on international wires and transfers, no access to safe deposit boxes unless a bank agent present......
I forget who said it but.....you need to be your own central bank. F@^# the clowns and their circus. Get out while you can.
"Be your own Central Bank, buy gold."
I too have seen that one around, but do not remember who wrote/quoted that. Wise advice.
Popular among bitcoin fans.
3 seconds in the microwave will blow the RFID chip in your passport. Don't go over5 seconds or the passport may scorch. I have knowledge that the passport is still accepted when entering the US and other countries.
Just saying...
Thanks. Will def be doing this. I also read that they are considering putting chips in welfare people. If you are one of them, you better get off the government teet quickly.
Yes, three seconds is about right, or until you hear a little pop.
You can see the flash through the window and hear the explosion... or so I have been told...
Various companies sell sleeves which are lined with a thin layer of metal. Blocks radio waves, so your passport (credit card) withing it will not react.
I like your idea of microwaving a passport...
A folder of aluminum foil will work too. Also, wrap your cell phone in foil and then call the number. You will find that the phone does not ring... it is effectively invisible.
Finally...another application for my tin foil hat.
OT: With so much financial turmoil, Tyler hasn't posted anything on Hitlery so I thought I would help out a little...
Hitlery is toast, look for an indictment before this is all over with or a pardon in exchange for a mea culpa from the Hildabeast.
http://www.cnn.com/2015/08/24/politics/joe-biden-obama-blessing-2016/ind...
DaddyO
A bottle of scotch says hillary gives her superpac warchest to Fauxcahontas in a deal for not being investigated once Faux becomes POTUS.
Is the chat down Trux, It doesn't pop up for me.
Is the chat down Trux? It doesn't pop up for me.
I have been saying this for months to the clowns that were soiling their spiderman under roos thinking she devil was a shoe in for queen. She will never make it to the primary
Yes, I think you are right. But my predictions have a bad track record.
A friend of mine said two weeks ago that the serious FBI probe is going to nail her, they will almost surely find something illegal enough to go forward.
Obama cannot stop the FBI probe, noth without the FBI leaking all of the dirt. Of course, Obama has no interest in stopping an investigation of Hillary.
I would like to see her aides Huma Abedin and Cheryl Mills taken down too.
FBI rolls up to who? ANd they roll up to who? Who reports to who? Yah, Obama can stonewall this if he wants.
Please quite slandering Adolf Hitler by using his name on that waste of skin. Your consideration will be appreciated.
"...That is, to make you spend money by subtracting money from your bank account for every day you leave it in the bank account and don’t spend it..."
That's what inflation use to be for, but they screwed the pooch on that one.
The ultimate transaction tool is here. Don't take it.
https://www.youtube.com/watch?v=DSBVi6jQrB8
We are not going to a cashless society. The CIA would be out of the drug business. Nobody pays their dealer with a credit card. Without cash there would be a paper trail leading back to Langley.
I'm with stupid
I find myself reminded of Jim Willie's prediction of a dollar partition. One for international trade (potentially backed by gold) and another for domestic use (an potentially locked into the banking system, now that I think about it). The CIA should be fine with such an arrangement.
Which is basically exactly what happened already in the 1930's with the gold standard. Plenty of precedent.
That should do wonders for Int'l trade....duh. It does reate a lot of encouragement for fraud. Remember they did that with oil in the 1970s / 80s. How do you think Marc Rich and Pinky Green got rich ?
Yep. I was unsure of Willie's prediction, but I feel this is evidence of the coming split.
Crooked politicians love cash. How else could they keep their ill-gotten gains secret?
If there was a war on PAC cash, I might sign on.
Maybe they will piss the mobsters off enough for some real political change.
The only reason they want cashless so they can get the tax, rob us of our hard earned coin while the 1% get off. Also it keeps Mastercard, Visa and American Express in business and JP Morgan's EBT income.
What do we get in return?
Losing military equipment, lives and mucho dinero in far off lands defending freedom which is never threatened except from within.
I'm glad I am old. Do not want to see what this world is like 50 years from now.
We are probably about one generation away from TPTB to have a completely digital currency, and it will be the coolness and convenience factor that brings it home for them. I had a conversation with some young millennials about banking and paying bills. They all used electronic bill pay, they paid for things with their cell phones, and none of them balanced their check books. They had no idea how to. They just checked their balance and if they had cash that's all that mattered. None of them had a clue whether or not the bank charged them any fees, they simply trusted the balance was right. Really smart kids who are completely clueless.
It will be so much easier for them when the smartphone becomes a tiny nueral implant and the planet-wide totalitarian grid is in place.
Wouldn't these politicians be stepping on their own dicks by banning cash?
How are they going to justify all of the money from bribes, kickbacks, or special 'deals'? What about payments to mistresses, former molestation victims, etc.?
They really need to think hard about what they're proposing here. Not all of them are going to get seven figure book deals and $250K for giving a speech that no one wants to hear.
Wouldn't these politicians be stepping on their own dicks by banning cash?
I have NO doubt they'll have their own dark-pool-ish ways of getting bribes and kickbacks - probably not that different from what they already do. The tracking will be for the "little people" - the bureacrats and politicians and their overlords and owners will all have zero problems continuing criminal business as usual.
The author, however, failed to point out reason #3 they want a cashless society: To be able to shut down dissenters with the flick of a switch.
I also agree, though, that the CIA won't like going cashless - their endless black-budget stream from the illegal drug trade will have to be made up somewhere ...
No. They would just shift the way that they get paid. Instead of getting paid in cash they would get full time access to a million dollar yacht parked in a prime slip in a nearby marina. The yacht is always maintained and always full of gas. The politician just gets to use it whenever he wants. It's not registered to the politician but to some holding company out of the Cayman Islands. If somebody spots him sailing it he can claims that he was a guest of a friend.
If sailing isn't his thing it could be an airplane, or a power boat or keys to an expensive house in a resort location or a remote location. None of which are owned by the politician. He/She just has the use of it.
So you don't have to be a millionaire to live like one. You just have to be a corrupt politician.
Politicians get paid in coke, hookers, children and power. Cash is a minor consideration.
People are isolated, starving. They know only what they're taught, they see only the information that's made available to them. And who controls all that? The government.
Allegiant (Veronica Roth)
No faction customs [belief in the dependence on the State] anymore. Now I get to defend myself. I get to have a sense of self-preservation.
Allegiant (Veronica Roth)
It's [democracy] evils were less obvious, cloaked as they were in the guise of selflessness.
Allegiant (Veronica Roth)
The reason the factions [or countries all under State rule] were evil is because there was no way out of them. They gave us the illusion of choice without actually giving us a choice. That's the same thing you're doing here, by abolishing them. You're saying, go make choices. But make sure they aren't factions [countries under State rule] or I'll grind you to bits!
Allegiant (Veronica Roth)
i sense a subliminal message in there
Want to end the drive toward a cashless society? Stop using the damn credit cards and use cash. Don't use your damn cell phone to transfer payments. Don't do banking functions on line.
How much planning does it take to be sure you have enough FRN's in your wallet for a day or a week? Just about none! Fucking lazy idiots playing right into the banker's profits and government surveillance. JUST STOP IT!! YOU ARE PAYING FOR YOUR OWN SLAVERY!!!!!
I don't get it. I just don't get it.
u r not alone...trust me...
been sayin the same shit now for almost 8 fucking years....
some u cant just cant try to save...
push the body down stream man...push em down stream...
Totally agree. Not only do I use cash, I don't participate in retailer bonus schemes that allow them to track purchases. It's a lot cheaper in the long run to just buy your airline ticket rather than get a free one from some retailer or credit card company in exchange for your identity.
The reason people use credit cards so much is to accumulate points/miles/cash back. We did research recently and all these consumers chase offers month to month to get the most rewards. It's the free shit army mentality.
Agreed. They are paid promoters for Visa and MC and their 3-4% vig.
@linconsteffens... best post of the day.. the only problem with your advisce... people have become dumb as a bag of hammers... 99% of them have zero fight, ambition, or balls!! I promote owning PM in my local area... my best customers are people in their 70's!!!! Which is not ideal as PM is a long term store of weath so the age profile does not match,,, however this generation of people have guts and see thru the .gov bullshit... the younger generation (and that includes anyone from 20 to 50) are completely brainwashed and essentially terrified to step out of their comfort zone...
www.teamramgold.com/about-us
i have no credit cards or credit lines, no debit card either. atm card only. are they gonna pass a law requiring an out of debt person to go into debt and or require a credit line? fuck'em
In June, all Chase banks in Illinois removed their coin counters.
Owning gold is next on the radar. Either they'll try to confiscate it, or make it illegal to use for currency.
Like this?
That's what I was thinking of. ;-)
Lots of people think owning gold bullion is a hedge against fiat collapse. But central banks can make it pretty difficult for you to use it. Control of the money supply is very important to TPTB.
That won't happen again because there is no gold to confiscate. Westerners have less than 2% of their investable assets exposed to gold. I'd wager most of that 2% is paper or proxies such as mining shares.
Making gold illegal will drive it underground where no transactions are reported. Few would turn their gold in. My shop gets old US gold coins regularily in spite of the fact that possession of such was once illegal. I bet that less than half of the gold specie in circulation in 1933 found it's way back to the treasury.
i thought about that too. i'm now convinced there isn't enough in small hands to matter. most people know little or anything about pm's. check mark dice's video:
https://www.youtube.com/watch?v=ndshbH3qZ6Y
I saw that video before. But he's going up to random people and trying to sell something to them, which they are understandably leery of. I don't think that video really proves anything other than people are wary about being sold something they didn't seek out themselves. Then again, no one went into the coin shop with him either. ;-) I wonder if he really would have then sold it for $25 once they got confirmation that it's worth $1500?
Well then check this one out where Mark Dice offers either a free 10 oz. bar of silver or a free hershey's chocolate bar. Everybody took the chocolate bar. He was outside the same coin store.
@SSRI Junkie.. have to agree with you. I spend my evenings trying to teach ordinary folk about the benefits of owning PM, in a room of 20 or 30 adults, there may be one that actually listens and objectively considers the points. The rest just glaze over and start daydreaming. Initially i though it was me and my delivery, but talking to others it turns out that it is not me its them... people have no interest or fight anymore... they would rather watch some shite on the TV and with 500+ channels. The have Fu*k all and seem happy with it... for me thats simply not good enough.. I want some of what the .01% have.. and sure as a bear shits in the woods im going after it...
One or two do however get it, they get of their arse, study the material and take a step towards some semblence of self protection - i get great satisfaction seeing even just one person seeing thru the "matrix".
I converted a bunch of my own €'s into 5gram bullion back in June and ironically took delivery yesterday morning just as the markets tanked. I can say I felt much better yesterday morning with my stack of PM in my hand than I did in 15 September 2008 when lehman news broke and my measely pension fund was duly wiped....
www.teamramgold.com/about-us
This push for cashless society finally removed the veil over the true role of the money as a tool supporting the parasitic financial and political system that enriches the Oligarchs and pauperizes the rest of us.
We will not understand nothing what's going on if we do not understand what the money really is.
The critical importance of human relationships and their subset, the so-called economic relations as well as role of the money in the formation of social organizations and power structure is neatly presented here:
https://contrarianopinion.wordpress.com/2015/04/14/plutus-and-the-myth-o...
Re:We will not understand nothing what's going on if we do not understand what the money really is.
Wow, a triple negative statement that makes no sense.
You must work for .gov
Times will never be better than they are right now! Reminds me of an old Merle Haggard song! Except there is no stopping the snowball!
Be your own banker.
"It all started really with the Bank Secrecy Act of 1970, passed in the US, which requires financial institutions in the United States to assist US government agencies in detecting and preventing money laundering. That was the rationale. Specifically, the act requires financial institutions to keep records of cash payments and file reports of cash purchases or negotiable instruments of more than $10,000 as a daily aggregate amount. Of course, this is all sold as a way of tracking criminals."
And what are the largest criminal gangs on the face planet?
Why, governments of course.
We should track those bastards!
Some of us are, patience.
Its best served cold ;-)
government can track cash better than you think - those serial numbers aren't just for show
Cash - a relic of the barbaric. Common folks, drop the habit of fiat fondling. Electronic numerals representing an odd belief system should be enough for you. Turn the numerals into gold and silver if you like, paper is worthless.
Somebody call the police. Arrest the Federal Government. Don't let them get away.
Emerging mark-of-the-beast system : Sleepwalking into a surveillance society
Click on image to see full aticle....
http://newworldorderwatchblog.blogspot.com.au/2015/04/the-emerging-mark-of-beast-system.html
Once a year I run a booth selling honey in a major city for ten days. I only accepted cash, as it would cost too much to set up a plastic payment. For years no one had a problem pulling out some cash. The last two years I noticed a shift in people. Most young people do not have any cash on them. They freak out when I say I do not have a debit machine. They get ugly, they do not understand that they cannot have it without cash. They argue, they stand there staring in disbelief. I suggest they go over to the ATM machine and get out 20 bucks and they complain that they do not want to spend two bucks to get out twenty. I suggest they move on, but they want it. I repeat about the ATM. Some go away...some come back with cash.
My point...within 20 years after guys like me die out...the banks will have the kids putting RFIDs under their skin so they can buy some honey...fuckin' idiots.
Worthless fiat paper is still worthless... unless you need kindling. Personally, I do not want a single fiat FRN paper or digital dollar more than what we need for taxes, operations and emergencies.
This looks like a great investment opportunity to get in at the bottom of a black market in cash.
In 2014, Argentina made it to the World Cup final, and thousands rushed to the stores to buy big-screen TVs. Those who paid with a tall stack of 100-peso notes did fine, but *everyone* who paid with a credit card got an income tax audit.
This is how civilizations end -- instead of promoting specialization and trade by e.g. building good roads and crucifying bandits along them, governments kill trade with regulation and taxation. Eventually the people give up and revert to subsistence agriculture under the protection of local warlords.
Trump wants to continue Drug Prohibition. As do quite a few Republican candidates.
I like Rand Paul.
Following the leader is getting old... I like none of the above.
The war on cash is alive and well with picking up your prescriptions too...if you pay cash, you are an Outlier, conversation I had with a pharmacist that now is on pay for performance to "fix" those flawed scores. If they can't find enough data, you default to being non compliant. This is all pharma marketing we know as it helps them keep the drugs priced higher if they can use stats to blame consumers.
http://ducknetweb.blogspot.com/2015/07/patients-who-pay-cash-when-filling.html
Read the link in there too about Express Scripts and their model for predicting whether or not you will take your meds, and you can see why Goldman pointed them out as one of the most shorted stocks. Anyone who puts faith in their bogus scoring is stupid. Have kids in the home, ding, one notch down, male seeing a female doctor, ding..another and so on. It's all proprietary so we have no clue what's in this quant model, but the quants on the street are smart enough to recognize a bull shit quant model when they see one. The images I used are right from the Express Scripts website infographic and they are so proud of their dupes and predictions. What it does is facilitate selling more analytics, scores and data about you, more profit in other words. Let the algos do the walking through the Yellow pages...
http://ducknetweb.blogspot.com/2015/06/medication-adherence-predictions-enter.html
These scores get sold to banks, insurance companies and so on.
Well, we tried to stop them, but you twerps kept talking about my shape-shifting brothers in the illuminati and our allies in the free masons, so we had to go back into hiding.
It is all about taxes. The government knows it will have to keep increasing taxes and that will encourage cash-to-cash transactions that can be kept under the table. The clue is when the IRS wants you to start reporting baby sitting, or tips, or domestic servants over $20. They encourage renters to get a token 'tax credit' - by turning in a form that the landlord has to fill out stating how much rent he collected. That is not about the tax credit - it's about making sure the landlord pays taxes on that rent. The county wants to 'inspect' your well. Not for water quality, but to make sure you do not build a house that they do not know about for tax purposes.
I hate cash too.
It's smelly, it's dirty, and every bill is a symbol of evil scum pissing on the Constitution.
The minute cash enters my wallet, I start looking to spend it on ammo, booze, and 100 can cases of sardines.
Lots of bullshit in this thread.
I'd rather see an article of why people hate their government... just sayin.
I am not sure the logic is convincing to any extent. You can pretty much write anything you want. this kind of post can only reduce your credibility.