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The Beginning Of The End For The Affordable Care Act? Largest US Health Insurer May Exit ObamaCare
Tracking the slow motion trainwreck of Obamacare has become one of our preferred hobbies: below is just a random sample of headlines covering just the most recent tribulations of the "we have to pass it to find out what's in it" Unaffordable Care Act:
- In Latest Obamacare Fiasco, Most Low-Income Workers Can't Afford "Affordable Care Act"
- The Stunning "Explanation" An Insurance Company Just Used To Boost Health Premiums By 60%
- Your Health Insurance Premiums Are About To Go Through The Roof -The Stunning Reason Why
- Obama Promised Healthcare Premiums Would Fall $2,500 Per Family; They Have Climbed $4,865
- Largest Health Insurer On Colorado Exchange Abruptly Collapses
- Co-Op Insurers Across America Are Collapsing, And Now There Is Fraud
- "$19,000 Premiums, Up 4x Since Passage": The 'Crippling Effect' Of Obamacare On The Middle Class
- Meet The Family That Just Spent Half Its Annual Income Paying For Obamacare
But the most surprising article we wrote was our explanation from three weeks ago explaining why "Your Health Insurance Premiums Are About To Go Through The Roof" showing that even insurance companies have been unable to earn a profit under Obamacare, as shown in the following chart:
This was a stunning revelation because, after all, the Affordable Care Act was largely drafted by the insurance industry itself, and if for whatever reason, it itself was unable to capitalize on Obamacare, then it has truly been a disaster.
Today we got confirmation of this when none other than the U.S.’s biggest health insurer, UnitedHealth, cut its 2015 earnings forecast with a warning that it was considering pulling out of Obamacare, just one month after saying it would expand its presence in the program.
According to Bloomberg, "UnitedHealth Group would scale back marketing efforts for plans it’s selling this year under the Affordable Care Act, and may quit the business entirely in 2017 because it has proven to be more costly than expected."
This was precisely what we cautioned on November 2.
Fast forward to today when UnitedHealth said in a statement that "the company is evaluating the viability of the insurance exchange product segment and will determine during the first half of 2016 to what extent it can continue to serve the public exchange markets in 2017."
Needless to say, the implications for Obamacare - which has seen a surge in tangential problems in recent months - are dire: "A pull-back would deal a significant blow to President Barack Obama’s signature domestic policy achievement. While UnitedHealth has been slower than some of its rivals to sell Obamacare policies since new government-run marketplaces for the plans opened in late 2013, the announcement may indicate that other insurers are struggling, said Sheryl Skolnick, an analyst at Mizuho Securities.
“If one of the largest and presumably, by reputation and experience, the most sophisticated of the health plans out there can’t make money on the exchanges, then one has to question whether the exchange as an institution is a viable enterprise,” Skolnick said.
UnitedHealth further said it suspended marketing its individual exchange plans and is cutting or eliminating commissions for brokers who sell the coverage.
What is surprising is that for UnitedHealth, its Obamacare-facing exposure is relatively limited: the company covers fewer than 550,000 people on the Obamacare exchanges. About 9.9 million people had insurance through the U.S.- and state-run insurance markets as of June 30. This means that all other insurance companies must be getting crushed, something which the market also noticed earlier today hitting the stocks of not only hospitals, such as CYH, HCA, LPNT, THC and UHS but also home health care providers as well such as AFAM, AMED, GTIV and LHCG.
What is perhaps even more perplexing is the abrupt shift in posture: just last month, UnitedHealth had struck a more optimistic note. I think we’ll see strikingly better performance on the insurance exchange business” next year, Chief Financial Officer David Wichmann told analysts on an Oct. 15 conference call."
Perhaps he had not seen the P&L? Oh well, he certainly did in the subsequently 4 weeks.
The rest of the story is well-known and has been covered here extensively in the past: the inability of businesses to turn a profit from Obamacare has meant that about a dozen non-profit “co-op” plans created under the Affordable Care Act have failed, after charging too little to cover the cost of patients’ medical care, and because an Obama administration fund designed to stabilize the market paid out just 12.6 percent of what insurers requested. And Anthem last month said some rivals were offering premiums too low to provide the coverage patients require and book a profit.
At the end of the day, the worst news is not for the corporations, since Obamacare is not going away any time soon. It simply means that what until now were supposedly Affordable plans under Obamacare, will soon become (even more) Unaffordable as insurer after insurer hikes premiums dramatically in order to make the biggest US governmental intrusion into the private sector in recent decades profitable to shareholders.
Or, as we explained three weeks ago, "Your Health Insurance Premiums Are About To Go Through The Roof"
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Affordable for the .0001%
Don't worry, Bernie has a solution!
/sarc
Unfortunately that sarc can be taken with a grain of salt, as the next guy in will talk smack about how bad Obiecare is, and will go on to usher in _____care, lauded as the greatest thing since sliced bread, only paving the way towards uncontionable increases in premiums and the end-goal of an "All-American" (hah) single-payer system.
Adverse selection, muther fuckers!
Obamadoesntcare is going bankrupt, made everythign worse and will have to be replaced ?!?!?!
In other working as INTNEDED. Here comes fully socialized medicine which was the goal of Obamadoesntcare all along.
If you like your UnitedHealth policy...you can keep it...even if they go out of business...just trust me dammit. Yes, yes, ISIS was a spontaneous uprising but is contained.
This is a "hint" from the big insurers to the Obozo Admin...
"Hey guys, we want moar kickbacks for supporting ObozoCare."
There is time when Boris is read news from Amerikansky press and is sit back and laugh and then cry. USSA is elect abject amateur of emotional disregulation and psychotic break (okay, sometime Vlad is manifestation of slight strange behavior, but is obvious he is love Russia motherland!).
Funny thing is Barry is tell every voter plan to "Fundamentally Exchange Amerika" and people are still vote twice (some 5 or 6 time even) for schmuck. Then people are surprise when they are lose doctor, healthcare plan, savings in bank, house, etcetra.
Boris is try to form facial expression of sympathy for Amerikansky but can you say, "you are only get what you are deserve."
It’s legacy, it’s law, too big to unwind, too complicated to restructure, too costly to support, too political to appeal.
You are correct. The only option left is to raise everyone's premiums (again)!
This is going exactly as planned. Next up will be cries that the only option left is to go single payer.
we're beyond the tipping point....bc.....
ALL THESE ILLEGALS....From Syria to Mexico to who knows where.....flooding in....will ALL get fully subsidized healthcare...
"We have to pass it to find out what is in it!"
That is the same thing my dog said right before he ate that tennis ball.....<and with similar results>....
yeah, and what was in it was the true trojan horse that most of us on here knew from the very beginning. They sold the sheep-tards a load of crap deal wrapped in lies that only sheep-tards could fall for. The biggest being that it was "Free".
What the sheep-tards never realized was that this system was written and designed to do everything it has done to this point. It's meant to sucker everyone in and force others who resist. It's meant to cause costs of nearly everything bigger than a cotton swab to skyrocket in price. It was meant to cause failures across the board in claims payments, expediency of appointments and scheduling operations, jam-ups at the ER's, frustration for doctors and nurses who many will ultimately quit the profession all together, and ultimately what obamacare was meant for was this:
To be so fucking bad in all ways possible so that the sheep-tards will then scream for help and will fall once again for more big government when the sociopaths roll out the next phase which is the single-payer 100% government screw job.
And that's how to topple the last free country on Earth with the tyranny of Socialism.
The fucked up thing is that if government wasn't so fucked up, single payer could reduce the bloated buracracy. Stick with me here....
No VA hospitals
No Medicare
No Medicaid
No exchanges
No SSDI health benefits
No uninsured slobs going to ER and raising prices
I'm sure there is more, just show up with an ID and SS number and get healthcare, sounds great doesn't it? But .gov would only fuck it up. I'll keep dreaming and go to my GP who only takes cash, no insurance.
Why do doctors and nurses and researchers need to make money? Why do any of us need to make money? Why can't we just trust the government to distrubute wealth equally? Look at North Korea. They have the happiest citizens on the planet and their leader gets reelected over and over and over with some 100% of the vote because they are so happy.
In a speech before the Center for American Progress Mr. Obama said this about the Affordable Care Act and its eventual implosion leading to total government control:
"The Capitalists will sell us the rope with which we will hang them."
The audience laughed and laughed.
I have told everyone that cares to talk about it , that the ACA was designed to explode the traditional health care market and leave everyone begging for the political gold ring,, single payer.
The collectivists are almost there now.
So now we get to go full U.K. NHS retard, then it will collapse and costs to the users will go up and then they will want to spin it off to whomever...
Wash, Rinse, Repeat...
Supporting Obama and his lik is like winning the Special Olympics. You're still retarded
The US already has the highest health care insurance premiums of any country on the planet... As the old saying goes, you can't squeeze blood from a turnip... It makes one wonder what Obiwans legacy will truly be in 10 or 20 years... Most likely how one man brought down an entire country... Never has one person done so much damage in such a short period of time... A pox on the idiots that elected this fraud...
you're worried about barry's legacy???
are you fuckig kidding me??
History is written by the victors.
Winston Churchill
Maybe O'Bama will resign this week ... all his Legacy is going down the toilet -- Obamacare disaster, "It's Contained" disaster, thousands of refugees that even the Congressional intelligence committee admits cannot be seriously "vetted" since the simply don't have and/or can't get all the info they would need from the Syrian gubmint. Add to that, we see how well the French vetting turned out.
Negotiate.
(1) Offer to pay in fiat for services rendered.
(2) Offer to pay in Silver for services rendered.
(3) Offer to pay in Gold for services rendered.
This is all going according to design.
Next, more opt out, leaving the Government no other choice but to be the sole payer and arbiter of craddle-to-grave health.
Basically the transition from a free person to complete serf will be effected.
Single-payer, like almost everywhere else on the Planet.
Think about it.
Less duplication,
Less need for "Oversight" (expensive bums-on-seats),
Less need to "pad" prices to compensate for inefficiencies (competition WASTES resources after all),
Less need for "Management" - Accountancy and Legal (VERY high-cost but nil benefit bums-on-seats)
No more "Advertising" budgets - no longer needed,
No more "sweetners / back-handers" to "lubricate commerce",
Centralised procurement - massive economies of scale,
Rational prescribing - not necessarily generics-only, but reduction in duplication withing activity classes (i.e. one or two Statins, rather than ten or twenty),
Nationwide integrated system for information exchange - you live in Washington, but have a car crash in Hawaii: I can access ALL your medical records (including imaging) via central repository, rather than having to "apply" to access records directly to your usual range of providers (often individually).
Seems better to me (along with most other "providers"), but trying to convince you Americans that maybe there are better ways of doing what you do, seems akin to tilting at windmills.
Listen genius,
Why would anyone in their right mind trust the government to implement single payer, when they're directly responsible for creating the Kafkaesque nightmare that's currently in place?
Oh, that's right - the solution to statist quagmires is obviously biggerer, moarer statism. Thank you for amazing insight from your seat at the Politburo.
Obviously you "like" your system :-)
You are welcome to keep it. Just another reason why visitors from "The Rest of the World" (Civilised edition) NEED $1 million++ Medical Insurance when they visit . . . .
Every step of the way down this path to hell is cushioned by convenience and efficiency. Look at history and you can see it everywhere. Every increment of our loss of freedoms is sold to us as but another convenience and improved efficiency...like digital currency....a central bank.....income taxes automatically deducted from our pay checks.....surveillance for our own protection.....a central government....and much much more.
"Single-payer, like almost everywhere else on the Planet. Think about it."
aw geez..
I used to say that the military was the only thing that .gov did not F up, but after Shrub and O’bama that is no longer true.
ANYTHING .gov does is too expensive and too inefficient.
PLUS.. do you have even the remotest idea how much the ICD-10 program is costing the medical profession and how vulnerable your most intimate information is now?????
HIPPA is a scam.. do not resist - you have been assimilated.
or you could try a free market, which is generally pretty good at getting very complicated economic questions sorted out in an organic, sustainable manner
We need doctors and drugs, we don't need insurance comanies.
Damn right, and don't even bother with ID and SS number. Anyone shows up needing health care, doctors treat him, send the bill to the government, and it is paid automatically with near-zero administrative cost. This would of course make doctors, and computer hackers pretending to be doctors, fabulously wealthy, but the Fed can always print another trillion!
Bigger picture, at the point of single payer the govt will have to own the hospitals and drug companies to control prices to control costs. Single payer means our govt grows even more bloated and sick.
I hope he bounced back OK.
(the dog that ate the tennis ball)
"Next up will be cries that the only option left is to go single payer."
Exactly. Obama must be thrilled this planned implosion is going even faster than expected. He might see it start to happen even before he leaves office.
Here were my choices. No platinum plans going forward in my state from any insurer. Currently I have Blue Cross Blue Access Platinum which has some copays but NO deductible. About $1250 a month. For next year (I have to buy in individual market, cannot get group due to small company size) they will keep me on the current plan which they no longer offer if I do nothing but the monthly premium goes up to $1900+, a 48% increase, OR I can buy a Gold plan with a $4000 deductible, for $1600+ or a 28% increase, but I will of course ALSO pay up to $4000 in deductible before that 28% increase buys me fuck all. Net net, assuming I have more than $4000 in health expense, pretty safe assumption wuith two kids and bad knees, it is cheaper to stay on the same plan with a 48% increase, especially as the business pays it anyway.
I pray nightly as I lay me down to sleep that every fucker who voted for, signed or upheld this fucking legislation be taken personally by Satan himself to hell with burning fire covering every inch of their hides in perpetuity.
Fuck you and yours Oblowme
Dude, here's a choice you left out:
STOP PAYING.
I don't know how much you make, but $1250 a month is a good deal of money in many places. Tell your kids you'll give each of them $100 every month they don't have to go to a doctor and put another $100 in an acocunt you'll give them when they reach a certain age.
And your knees? Shit, I don't know, cut down on carbs, as in donuts or pizza, maybe. Not to impugn your character as you're probably a good guy, but why do you think paying more than $14k a year for health "care" is an option. Look for docs who will take cash. I'm sure you can find better deals in the open market.
And, for the rest of you nitwits who jsut cant stop paying for shit, STOP PAYING.
Fucking cheat on your taxes. It's the American way. In fact, the next time I go shopping, I;m going to make a point of asking the clerk why I should have to pay sales tax. Following whatever innocuous answer he/she may give, I intend to ask if they think they're getting their money's worth from said taxes.
Just open up some more minds. That too, is American.
STOP PAYING. Governments, from the feds all the way down to your local town or village, are wasting YOUR money.
Mr. Alatovkrap,
All ya gotta do is cut and paste a few lines in the over 2000 pages of the ACA. It is easy as containing ISIS. Please send in your suggestions to your favorite Congress Person and Pres.of US
Remember, we all have to pitch in and help. We can do it. We are all Americans in this.
Obamacare: 20,000ish pages
Tax Code: 73,954 pages
Constitution: 20 pages
One of these doesn't belong here because everyone ignores it... take a quess.
And...we told them it wouldn't work. And...we said NOTHING is Faaarrreee! in this life. And...we told them premiums & deductibles would skyrocket. And...we told them good, quality doctors would quit/retire en masse. And...we told them sick people would actually DIE when government screwed around with "healthcare". And...we told them HEALTH INSURANCE is not a right. And...we told them it's fundamentally wrong, dare I say CRIMINAL to force people to buy a product or service from a corporation under duress of a fine/tax/penalty from the government. And...we told them that youtz have very little money to be FORCED to buy from a private corporation to pay for old or sick people in the first place.
But no, motherfucking technocratic progressives know every-fucking-thing, they are fucking Einsteins who never tire of their social engineering, dominatrix bullshit.
Fucking dumbasses.
////
And...while we're on the subject of retarded progressive ideas, they just range tested the Armatix iP1 "smart gun"...yeah you guessed it, moar fucking brilliance ;-)
http://www.americas1stfreedom.org/articles/2015/11/12/exclusive-we-test-...
and i vote twice against schmuck and i have to live with these idiots.
Always making me laugh. You must be in The Peoples Cube as well. It is good. +1
ok, im gonna die if i keep laughing
The Dude in the picture is a Total Disaster...
Yeah. It's just the first salvo of the coming taxpayer shakedown.
Fishing for moar subsities.
Obviously we need more laws, more gubmint enforcement people with guns, and a MUCH larger IRS administering this in order to force you to buy the product. The progressives controlling gubmint have TOLD you that it is good for you. And.... it's the law...
Buy Obamacare and like it. Or go to jail.
Boris is help friends in USSA! Please, you are not go to jail! You are not pay penalty! You are NOT PAY OBAMACARE!
Best part, you are not pay doctor or utility company!
Here is form for waiver:
https://www.healthcare.gov/health-coverage-exemptions/forms-how-to-apply/
Please to note, if you are receive cutting notice on Utility or you are have unpaying bill from provider of healthcare service, you are receive waiver from mandate!
Please also to read:
http://articles.latimes.com/2013/oct/03/news/la-ol-obamacare-waivers-exe...
or
http://www.wsj.com/articles/SB10001424052702304250204579433312607325596
Americkansky bureacracy is make Russia look like playground rule!
One more is thing... Maybe Amerikansky familyl is learn to perform suture, enema, minor epideral surgery, and if you are room, please keep x-ray machine on balcony for handy. Rubber hose with condom pull over diaphram is make for satisfactory stethascope.
Say Boris, thanks for the link to the gov. website. I found an exemption for those whose "income" is below the level to be required to file a tax return. Interestingly I have watched most of 12 hour video series https://www.youtube.com/watch?v=ZW1Pqey_pe4 which explains that following the tax codes a Citizen born in one of the united States is not a "Taxpayer" with "income" unless he is working outside of the USA. The 1040 form is for "income" from non resident aliens earning income in the USA and Citizens of the USA earning "income" in a foreign country. As everyone who buys stuff in America pays a sales, real estate etc. taxes they are "tax payers". Only some one who is subject to the "income" tax or volunteers to pay "income" tax is a "Taxpayer".
The IRS NEVER TELLS YOU THIS AND TRIES TO OBFUSCATE by omission or slight of hand. Just passing on information, not tax advice. It is all about the legal definitions not common usage words.
You either pay taxes, are a trust fund baby, or they are now giving open internet to people in jail for tax evasion. It is not volunteering when you get put in a cage for non compliance.
The technicalities of our laws are only exploitable by those who make the rules, not the subjects. Any accidental benefit to the citizens that might be exposed is quickly remedied, or quietly ignored. There are plenty of smart people in prison or financially wiped out.
When I was reading this, I thought you were going to mention something about..."and if you are room....temperature.... Thought you would be referring to waiting rooms in hospitals and Dr. offices.
Next phase of Obamacare is deal with Zombie:
http://www.cdc.gov/phpr/zombies.htm
(Boris is surprise as you are! This is REAL website sponsor by US Government!)
Long silver bullets and wooden crucifixes. Thanks Comrade
Why are you down-arrow Boris!? "Zombie" is racism in USSA...? But Boris is watch rerun of popular "Walk of Dead" and is see many black actor turn into zombie.
you crack me up man
If you is like Walk of Dead, you'll is love Moose and Squirrel. Is Amerikanski classic!
The prevalence of zombies in movies and literature is due to the fact there's not a real human group left that you can use as an antagonist without having your movie cancelled or mobbed by SJW's.
So zombies are the catch-all stand-in. Tiresome, really.
Until they qualify for their own safe zone...
Pretty sure you've triggered me.
We need a horror movie where the antagonists are SJWs.
Oh wait, that's already been done. Countless millions of Nazi movies...
wrong. you always need somebody in the movie that people can relate to.
Next time I see an insurance executive sucking dick for beer money, I'll start to feel bad for them.
1. HOPE - check
2. CHANGE - check
3. withdraw troops prematurely - check
4. WW3 - check
5. spend 8 years golfing - check
6. have biggest program blow up in my face coz Nancy won't let anyone in congress read it & pass at midnight on Xmas break - check. double check.
NANCY SAYS - just pass the motherfucker. we'll deal with the fallout later... NOW DEAL WITH IT YOU @#$%#%$^%$%^$^%$#$%@w@#$ HO
...and he ain't done.
TPP is on deck for passage through a pussified congress. The ACA was a predictable, expensive failure of .gov (in)competency, but TPP is a BIG step towards corporate-sponsored world government - it's a globalist/corporatist's bucket list. what's left of the US economy will shrink, probably until a re-localized barter/grey market eclipses the doomed 'bigbox'/retail consumer model.
How is "repeal the ACA" not yet a key issue in the GOP primary race? Shouldn't the eventual nominee be made to sign an ironclad ACA Repeal Pledge? Otherwise the GOP is complicit in Big Guv socialism and again fails to behave as a viable political counterbalance to "progressive" (bankrupt) globalist/collectivist dogma.
And people wonder why Trump is popular? The same people think Benanke is a hero. Same people have been writing Tea Party obituaries for eight years...
Exactly. Single payer here we come. Because only the people who Designed Obamacare to begin with are smart enough to fix this steaming pile of shit. At least that's the line the Socialist Press will parrot.
And republicans are scared shitless that if they cut a dime from the free shit army's budget, they will be labeled as haters (a badge they have worn for fifty years, yet still think the press will ever drop it). Desperate politicians doing anything to keep their office, power and prestige by feeding the tyranny of democracy, a democracy made up of dependents that are as desperate to keep the free shit coming as the politicians are trying to keep their job.
ObamaCare-Less, who in their right mind would put their name on this.
Yep! A Clown
Everything a government tries to intervene against marke forces turns to shit. FED, Cash for Clunkers (now a debt bomb), mining tax (Oz), and how about China's artifical economy.
hey! i have a great idea! let's raise everyone's insurance premiums 1000% that got wiped out in 2008... BRILLIANT!
I don't think there will be another ----- care. We're hitting hyperdrive straight to single payer. Medicare for everyone!
Burn the whole corrupt mess down to the waterline.
Eliminate political parties - and eliminate lobbyists.
You buy a lottery ticket to be eligible to serve the people in your state, or in D.C., SO YOU HAVE SOME SKIN IN THE GAME.
You win the lottery, you get an all expenses paid job representing the people.
You do a good job, you get an optional second term in office.
You do a bad job, do anything involving graft, corruption, or criminal acts while in office, you get a minimum sentence of 10 years, hard labor, chain gang, no exceptions, no parole.
Serious crimes against The People of The United States of America get rewarded with summary execution, no exceptions.
I fucking well guarantee you things would be different, if things were this different.
Until then, stock up on firearms, ammo, and life supporting commodities, because when the EBT cards run dry for members of The Free Shit Army, life will start to get real interesting.
Burn the whole corrupt mess down to the waterline.
I knew when I read that line I was going to like what followed. Yes, yes and yes.
Punishment swift, severe and unpardonable. Capital punishment to be administered in front of the Jefferson Memorial (nice touch). I prefer roasting alive in the Iron Bull but I am willing to compromise with ritual disembowlment.
OK, that was easy. Now we've got a country worth fighting for again.
While the single payer system is the "final solution" in their minds, anyone who thinks The Usurper in Chief is just going to sit back and watch his baby go down the tubes is sadly mistaken. His ego is boundless, and nothing that bears his name will fail as long as he is President. he would do ANYTHING to keep it functioning, even illegal means. The Supreme Court would back him on it too.
So, Obamacare is in the process of repealing itself? Sheeeeeit, that makes it more effective than the Republicans who have been screaming like a bunch of Chimps over it, but getting nothing done.
As the late great Gomer Pyle , surprise surprise surprise.
God damn monkeys in Washington, all of them
I know I said "screaming like Chimps," but it was not my intent to imply that they were chimps, or even monkeys. I think that chimps and monkeys would do a better job.
"Chimps"? That may constitute a microaggression.
I believe they like to be called Apes or Chimpanzee.
Actually, they prefer Chumps. But if you want to lable them properly, it is politicus selloutus.
"Republicans who have been screaming like a bunch of Chimps "
Interesting that they are doing the same screaming dance against ISIS. In both cases, nothing gets done.
HEALTHCARE LIVES MATTER !
Good - let the latest form of taxation for nothing get shoved up The Great Architect's ass.
Fucking fire everyone. POTUS, Congress, House.. everyone. I will personally fill the government with 3rd graders from Detroit ISD and provide them with plenty of crayons.
It's far time the United STATES stand up and declare this country ours!!
Even names drawn from the voting lists, as juries are selected in some places.
One term and they're out.
Could they do worse?
.... the first 500 names in the ______ phone book.
With a lttle work, it is a great idea. Add term limits and we have no more professional politicians. Love it!
http://beforeitsnews.com/conspiracy-theories/2015/11/all-of-your-wars-ar...
Fuck that stupid cocksucking son of a whore just like Reggie rides his queer black ass.
The funny thing is, there's likely nothing untrue in your rant.
Obama will not finish his second term! WW3 already STARTED!
http://motivationdose.com/is-america-babylon/
Didn't UnitedHealth write that crap to begin with?
Not unless mcGruber was working for United. I'd like to see professor Gruber swinging from a lamp post, right next to Lois Lerner
I expect that a lot of people had input.
That's OK, there's plenty of trees and telephone poles once all the lampposts are occupied.
A guillotine is more efficient.
Texas has millions of BBQ smokers that could double as Iron Bulls. Just have to double them over when you stuff them in the door. Not a big deal.
Why not just compost them?
+1000
Don't forget about Max Baucus - he was basically a kamikazee senator. Responsible for a lot of the law, moreso than any other legislator, then resigns in 2014 rather than face re-election.
Kamikaze Senator - that's brilliant; writing that down.
Kaboom
As designed.
Like anything else in a corporate/fascist state, things like this are more expensive for some people...
This is what we call a stunning failure (Epic Fail for the yutes).
pods
Don't tell the democrats, they think it is saving lives. No shit!
ins co's did write alot of the act- but sometimes the unexpected happens and you end up shooting yourself in the foot.. too bad united, we all are crying for you. this shit legislation that nobody read seems to apply to some big insurance co's..gotta laugh
Their mistake was thinking they were the apex predator.
"ins co's did write alot of the act- but sometimes the unexpected happens and you end up shooting yourself in the foot.. too bad united, we all are crying for you. this shit legislation that nobody read seems to apply to some big insurance co's..gotta laugh"
UH somehow decided to partipate in the Exchanges would work. I am sure the other insurance companies that did not participate in the Exchanges are doing fine.
None are immune to Kharma
These insurance blow-hards are just jaw boning to get the Rep/
Dems, whom they own, to ammend the laws/regs so thay can become more predetory upon the citizens of the USA. If you think the first version of this give-away to Wall Street and Insurance Corporations was bad, wait for the amended version.
The first principle of the corporate state is looting, and not just in Iraq, Libya, but in anywhere else handy including the pockets , and well beings. of US citizens.
Can you say 'appropriations?' That's the warning order from UnitedHealth -- if you like your plan, you can keep your plan, as long as Uncle Sam pays for your plan.
Your "insurance premium" payment was declared a "tax"
there is no legislature or court in the world that will mandate what services must be provided in return for a tax payment
That money you paid in goes to bail out the insurance industry-one which has the same derivative risk exposure as the banks.
congress couldn't politically pass another TARP bailout for tthe insurance industry in 2010. So they did the next best thing-slapped a 'healthcare" title on the bill and refused to allow it to be read until after the so called "vote".
Still don't understand exactly how anyone can claim that a bill that was never read was somehow "passed'. Logically it would follow that if no one read the bill, then no one's vote could be valid.
You know when healthcare became unafforable....it's really easy.
i. Look at long term charts of healthcare costs
ii. Draw a little dot on the line (s) for when a. medicare came into effect, and b. when medicaide came into effect.
As soon as those two government programs came into effect the costs literally go parabolic. It should not be a surprise that giving a bunch of free shit away actually makes things more expensive
Case in point 2. Look at when the government started to heavily subsidize or underwrite all these student loans. Now look at the long term cost of education.
Case in point 3. Government involvement in the housing bubble particularly with FNM/FRE.
Less government involvement = lower costs for everyone. Less bureaucracy. Easier access to care, services, and goods. Period end of story.
ours went up over 2200 last year alone.
I can't wait for this year's increase.
If i didn't have a family I'd say fuck you obama and leave the country.
he'll spend eternity in hell. he is evil.
Cmon Madcow...He is a shill a puppet, you dont actually think any president actually write any bills or make any real decisions do you...that's why you have lobbyists who work for corporations....the real decision makers
(del)
I say fuck him, too, but yea - he's just the face for a room full of pole smokers that need to go bye bye.
If he did anything meaningful, he wouldn't have time for 200+ rounds of golf. I'm in charge of a family of 4 and cancelled my cable tv and gym membership, due to no spare time left for either. This guy in charge of 330M? Hahahah!
I am in the same boat brother, no time to do squat. Kinda feel like the working Joe is being tasked to death. Two incomes and only just getting by. We certainly are progressing, straight to hell.
It's time for a song:
And all the roads jam up with credit
And there's nothing you can do
It's all just bits of paper flying away from you
Oh look out world, take a good look
What comes down here
You must learn this lesson fast and learn it well
This ain't no upwardly mobile freeway
Oh no, this is the road
Said this is the road
This is the road to hell
- Chris Rea
https://www.youtube.com/watch?v=gyVIF_bxkZI
PLAY LOUD!!!
;-D
Adjust the typical college grad's initial salary today for the ACTUAL increase in the cost of living (good proxy being nominal GDP), and that grad receives an equivalent after-tax purchasing power of a full-time, minimum-wage job in the 1970s to early 1980s.
Put differently, it requires a university credential to earn the equivalent purchasing power of minimum wage 35-40+ years ago.
But note that the average earned income in the US is ~$27,000/year, thus and the bottom ~50-60%% receive earned income of LESS THAN MINIMUM WAGE in the 1970s to early 1980s.
And then we have the likes of Jewish ministerial intellectual sophists such as Krugman feigning confusion and bemusement about why a majority of the working-class bottom 90% masses seem gloomy and doomy. DUH?!
Although we don't know it, a large majority of Americans are labor socialists (yes, I know, get over it) who do not support the values, objectives, and actions of the top 0.001-1% owners of the militarist-imperialist, rentier-socialist corporate-state that has been jammed down our throats for more than a century unitl it is protruding from our bloody a$$es.
Obirdbrain is murdering American citizens. Willfully and intentionally.
That's very evil in my book.
Grimaldus
Must be a .gov employee down voting you
Gruber.
He lives in a lonely world now.
Who would neg that? Look at the size of govt apparatus to combat price fixing: DOJ, DOL, NLRB . . .yet the fucking answer govt has for their problems is moar price fixing! Student loans? Price-fixed! (You don't think a 14% default rate warrants a loan at 2.5% interest, right?) Health care? Price-fixed! Medicare/Caid is one giant price-fixing perversion. OOh, yeah, housing loans? Price-fixed! (You loaned money to a black person who has shitty credit? That's predatory! You refused to loan money to a black person with shitty credit? That's racist!)
Then there is the Holy Grail of price-fixing: the minimum wage. Hell, why stop at $15/hr? Why not $30?
Indeed.
HOWEVER...explain that to to fucking masses of asses that voted for this piece of SHIT Obama...like talking to a turd in the bowl....
Rice puddin between the ears and dumb....as a jackass - the fucking lot of them.
AND....they want their free shit.....
That's the exact reason you used to have to own property to vote. No skin in the game then, yeah sure give the free shit I will vote for you. And that is how its been ever since with the exception of women getting the right to vote, that is when the politicians started using fear all the time to get support for BS projects.
AND.... to begin with you were the biggest turd in the bowl, and now you want to blame somebody else for the place getting shitted up.
Fuck you... JamaicaJim.
Come again, fuckwoi?
Look....Art...make some fucking sense before you go taking your weenus out and spraying pee pee all over the site...
I deny you the chance to fuck me....it's too early in the season, plus, I highly doubt I'd feel anything.
2 questions;
Still sleeping with that guy?
Still drinking out of the toilet? Must be.
@ oneandonly
It is called "hot money".
It distorts price discovery.
It inflates the price and infuses inefficiency in that which it touches.
At the same time it creates a honey pot for corruption.
It buys conformance of the politician.
It picks winners and it punishes losers.
It funds wars.
It purchases freeedom off the marketplace shelf until bare.
From where does it originate?
It originates as an alliance between your government and the currency-banking industry.
And ultimately, the most of what remains is not the government, but merely the governed.
Government involvement never reduced the cost of anything.
But that is always the line when they decide to get involved.
sschu
Nothing a few billions for a website can't fix. Omercia!
More force will keep this shitshow going for alot longer. It is what it is.
If you like your country you can keep it.
Unforutnately our country's nightmare will come to fruition he will be establsihig his third term before he lets any one usurp his position.
Please confirm I am wrong in that prediction.
The government has but one tool in its bag. Force. Guess how they handle this.
The Corporate State has a sold out Congress and a sold out White House, that fixed the first version for Insurance Corporations, so they can fix the next version.
Seriously, could that be the trigger for widespread civil disobedience in the US?
so what. just mandate them to provide ACA coverage,,,, as a tax.
The fines for not having health insurance really start ramping up this tax year. Next year, we're looking for ramping up of pitchforks and torches.
Do not be afraid to say no thank you.
But...competition. I thought there would be moar companies in the exchange all trying to fuck thier customers up the ass with the biggest barbed wire wraped govenment authorized dildo as legaly possible. Oh Im sorry, I not fucking sick enough to benifit form any of that coverage with a $10,000 deductable. Im taking my marbles and going the fuck home I dont want to play your reindeer games.
Universal Healthcare is their fix. Just ask Deek Sanders.
Big fat hairy deal! The way around it all is so elegant in its simplicity!
JUST DON'T GET SICK!
yep, my co-workers get annual flu shots and get sick and poo poo me for not getting a flu shot and denigrate me for eating and drinking fermented foods.
Just smile and say "your probably right but I will just keep doing it my way". No sense arguing with people that aren't ready or willing to wake up yet. Don't worry they will get there. The worse it gets the more people will. And remind them if they start pushing the mandatory Vaccine shit on you that farm animals can't say no to a vaccines because they are property and People are not property. Mandatory vaccines are also in violation of the Geneva Convention. Its written in there plan as day, under No Medical procedures without informed consent.
i cancelled my bcbs as soon as i got my last premium hike notice. they called me yesterday and i hung up on them. fuck if i'm paying through the nose for owebomba's crowd to get free shit. good luck to all the insurers and hospitals when only deadbeats and sick people are their customers.
My class 4 NIC stamp only costs me $450-00 per year. i still pay it for my NHS care.
I hope to be not so sick i can't fly to receive it.
The only way I'm going into another US hospital will be in a body bag.
God bless you and keep you. You are the hope of our ruined land.
This guy has been wrong on everything.