Systems down all Thursday afternoon for multiple banks in Texas

hedgeless_horseman's picture

"When everyone else is losing their heads, it is important to keep yours."
- Marie Antoinette


Just a quick note to my ZH friends that the banking system has been down this afternoon since about 11:30am for many banks in Texas (possibly all?) and apparently Oklahoma, too. 

I have confirmed this firsthand.  Have any of you been affected?

For example, some banks and credit unions in Texas were giving hand-written receipts for deposits, and limiting cash withdrawals to $300!  Other banks were not making wire transfers for Friday payrolls of corporate customers.

Here is one message I found on a Credit Union website...

Due to an internet outage, FCCU in-store locations will be closing at
6pm today. Normal business hours will resume Friday, March 3rd. Please
use Online Banking, Mobile Banking and ATMs

I am sure it is just a glitch, but maybe grab a screen cap or print a copy of your account balances tonight.  You might also consider visiting your financial institution in the morning, and try a withdrawal, just to see what is really going on.  If that doesn't go well, better top off the fuel tanks and raise the threat level.

Probably nothing to worry about.  Although, there do seem to be a lot of these "internet" outages lately.

If you are worried and looking for something to do over the weekend, consider this inventory.

Have you watched this recently?

"The system will be fine, provided nobody panics."

Yes, but...

He that panics first panics best!

US blames Russia in a false flag cyber attack in 3...2...1...

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TePikoElPozo's picture


TeethVillage88s's picture

In fly-over country I saw EBTs go down a couple of times within say last two years. It was probably a month when some state budget or something was tight.

Saw my Credit union go down LAST year.

I went in to deposit a check. One teller would fill out of form and tell you the computer was down. Then the other Teller would do something else, but I had to wait for the 2nd teller like 10 minutes at least. I don't go in that branch much. They seem to treat me poorly. The Teller I remember looks upset and frustrated and nervous about depositing my check and telling me their is a hold on these checks I have.

Anyway I guess they posted the transactions the next day when the computers are down.

They in effect set up a two teller rule, filter, management, system.

If I wanted cash, they probably would check old balance, then limit cash to $200 or $300 or denied me cash.

cherry picker's picture

Many people here believe Mexico is below them, but they are going back to silver coins.

I wonder who is smarter, the globalists or bit coiners or the Mexicans who are minting silver coins?

Macavity's picture

Them be fightin' words! 

Tan cerca de los estados unidos, tan lejos de dios. -- Porfirio Diaz  ("so close to the US, so far from God")

But seriously, being so close to the USSA this might not end well for the Mexicanos.  EHM, economic war, not real war...probably.

cherry picker's picture

We need to take banks and credit unions back, prevent Government from accessing accounts or anyone else.

Right now a bank is not a safe place for anything neither is a credit union.  Your mattress is safer.

PoasterToaster's picture
PoasterToaster (not verified) Mar 3, 2017 10:03 AM

How often are you in a grocery store, drug store, or some other place of business where the cashiers all turn to the management booth and start bugging the boss about the credit card machine being down?  This seems to be happening more and more.  Some days, entire towns seem to on the fritz when it comes to Visa and debit cards.

The idea that they can go entirely cashless is silly.  It's too much against human nature to work for extended periods of time, especially when people are naturally nervous about frequent electronic outages.  More than a few people have had to walk out of stores without food because their bank cards won't work until the system comes back up.

So what's the real game?

ConnectingTheDots's picture

Folks, this is a warning of how things will be in a "cashless" society.

Nothing to fall back on in case of "computer glitch", bail-in, government disappearing of you economically, or bank run.

Of course the "terrorists" and "criminals" will also not have access to their money.

SirBarksAlot's picture

I've been having trouble recently with my banks in Texas.

I was trying to check into a hotel 2 weeks ago and the bank refused to allow the charge on my debit card, even though there was plenty of money to cover the charge. The credit union refused as well. When I called to ask why, they told me that there were certain institutions from which they were no longer accepting charges.

The bank told me my account had been locked, but that it was
"now okay and you have access to your money." You know, like I had been naughty in elementary school and was asking for my fucking allowance or something.

optimator's picture

Looks like the Banksters are having dry runs to make sure when the big day comes......

PoasterToaster's picture
PoasterToaster (not verified) SirBarksAlot Mar 3, 2017 10:00 AM

Hope you don't keep a lot in the "banking system".  They've been tightening capital controls for years, and besides that you don't have any right to your money once it's "deposited" in a bank.  You aren't even a creditor of the so called bank, you're just a common shareholder who will absorb all losses if they feel like pushing the subject.

Smart thing to do is only keep enough in an account to pay bills and other incidentals.  They are really screwing themselves with this cashless campaign.  All it's going to do is scare people into getting the rest of the way out of their financial system.

MedicalQuack's picture

Also, how the credit card anti fraud algos work, MasterCard last year denied 180B of legic transactions to catch an actual $9B in fraud.  Those are the numbers.

mrdenis's picture

300 bucks limit'll could drink for a week in Texan on that !

Food Loaf Junkie's picture

Upper Michigan credit unions no problem so far

tuetenueggel's picture

Just be patient.

The days, when this becomes business as unsual isn´t far away.

You´ll get used to it rather fast. "1/10 of an oz Au against 1pair of shoes and 1 shirt.

No, we don´t accept paper any more."

blindman's picture

Emerson, Lake & Palmer – Fanfare For The Common Man
Clinton Advisor Says Dem’s Should Keep Poor People In Poverty
play these two links on top of one another.
there ya go…..

Macavity's picture

I suspect areas are being selected and tested for suitability of cashless. Keep card, internet, etc functional but limit cash "due to technical problems." We'll see soon enough, eh?

TheVillageIdiot's picture

Who told you?...damn. now they wil accelerate the program because a deplorable learned the truth...actually, all joking aside this has been an inside discussion with global central banks for over a year, the phasing in of a cashless society thus allowing governments to effect complete control

Macavity's picture

That rings true.  Any hints, evidence, policy communiques, links?

fbazzrea's picture

had no problems accessing my account online today in Oklahoma. don't know about ATMs

We Are The Priests's picture

Texas, huh?  I don't know.  There's a whole lot of gun totin' rednecks in Texas.  May not be the best place to test the panic reflex.

Dragon HAwk's picture

I agree with Hedgeless,  too damn many internet failure test scenarios roaming about right now.  Too many alien ufo stories also, but that's another page..  Cash in the House Ammo in the House, Food in the house, and a plan for all the extended family in place that assumes cell service and phones are down.  if your cell phone is part of your emergency plan, you're an Idiot, if it works that's great, but don't count on it.

  If Pizzagate breaks, the internet will go down till they can shape the news and get things back under control, you can bank on it,  or maybe not ( the banking part )

bluskyes's picture

How do you spell contaigin?

83_vf_1100_c's picture

Used plastic debit thrice today in East TX. Post office, CVS and auto parts. No probs. Folks weren't panicking in the streets. Meh. Got a few months cash in the safe.

optimator's picture

Be sure to keep a small cheap box with some papers and a few twenty dollar bills where they can grab it and run and not disturb your whole house looking for things to grab.

Dave Whiteman's picture

Are you still using the (((communist))) money system?

blindman's picture

counting. one, two, three .....
South Park - "...and it's gone"

Death By Cold Steel Report's picture

The Tax Return people are taking there checks out in Cash! They're out in Mass!

DaBard51's picture

Russians, Y'all... them sneaky hackers... musta be H1B Eastern Europe outsource slots...



When nine hundred years old you become, look this good you will not.

Hail Spode's picture

Is it "Texas Midlands Bank"? 

YourAverageJoe's picture

I logged in to USAA Federal Savings Bank in San Antonio earlier today with no issue.

hedgeless_horseman's picture


See if they "allow" you to withdrawal $500 of your cash in the morning.

CrazyCooter's picture

Slow down there boss.

USAA is the bank that most mil folks use (which you probably know).

They don't have branches - their customers are spread quite literally over God's earth. Folks use the website, ATMs (I get a 15 buck ATM rebate every month), wire transfers, plus the whole spectrum of products like life, auto, credit card, loans, etc.

Personally, I REFUSED to use banks for multiple years when I was younger - long story, don't want to get into it - but I was able to make it work. It isn't easy.

The folks at USAA are by far and above the BEST folks I have EVER dealt with for financial services. For going on 15 years, I don't think I have had ONE bad customer service call - not ONE.


If I wasn't able to bank with those folks (SALUTE!), I might not have a real bank for real banking - I'd just cash the check - and be an asshole about it - at the issuing bank. Eventually the gals get to know ya and the paperwork isn't so bad (and the issuing bank can't check cash fee ya).



PoasterToaster's picture
PoasterToaster (not verified) CrazyCooter Mar 3, 2017 10:06 AM

Are they exempt from rules pushed by the Federal Reserve or other entities that regulate them?  Customer Service counts for little when they can't do anything for you in the first place. 

Do you expect to have access to your money while everyone else is cut off?

A. Boaty's picture

USAA = Good for mil folks, veterans and their families.

SmallerGovNow2's picture

Agree with you ref USAA, been with them for 30 years now ...

Shift For Brains's picture

Just checked USAA online at 12:45AM 3/3/2017. Saw this: Your account balance shown is as of Mar. 02, 2017. We are currently unable to access information for this account. We apologize for the inconvenience.

Could be just routine maintanance but I noticed two things: Transactions were not in chronological order like they normally are and  some weirdness with Blue Cross Blue Shield having a reversal (two deductions, one returned) that I did not originate. I have not seen that before, I don't recall ever having a reversal that I didn't initiate.

Saving my online financial records now just to be sure...

YourAverageJoe's picture

Well, being in Houston with no USAA branches here makes it a hassle to test.

I don't really have a way to put the cash back in after the test.

I didn't see any postings on the website, and they're very good about posting maintenance advisories, and I used the debit card for lunch ok.

I will stay tuned for further developements though.

Shift For Brains's picture

I don't really have a way to put the cash back in after the test.

Easiest way is to buy a USPS money order and scan it back in as a deposit into your checking account with Deposit At Home. Much easier than trying to find store to bring cash to. You can buy a MO up to $1000.

RightLineBacker's picture

A few months ago USAA announced they had a new arrangement with other banks to provide ATM and cash deposit and withdrawal services. About a month ago I called and asked what banks in my area (Dallas) I could use. They said their announcement was premature and they would let everyone know as soon as it was operational. Sounded strange to me.

Have you heard anything about this?

YourAverageJoe's picture

No, the only thing I know along those lines is they refund the ATM surcharges up to 10 withdrawls/month from other bank's ATM's.

I hardly ever pull cash from ATM's 

BigFatUglyBubble's picture

I think most people think all their "money" is sitting in the vault in their bank.  I think I thought that just a few years ago.  I've learned so much I feel like a different person, it's hard to remember how I used to think.  But I digress...


Circlehook's picture

The Red-Pill is an eye opener fer sure.

We Are The Priests's picture

The ratio of actual cash in circulation to M2 is .06:1

BandGap's picture

Not in my house.

Buying 1/10 pieces of Au and 1/4 pieces of Ag these days. Just sorta think it's a good idee'er.

ebworthen's picture

"Do not worry".

hedgeless_horseman's picture



Do Not Worry


“Therefore I tell you, do not worry about your life, what you will eat or what you will drink, or about your body, what you will wear. Is not life more than food, and the body more than clothing? Look at the birds of the air; they neither sow nor reap nor gather into barns, and yet your heavenly Father feeds them. Are you not of more value than they? And can any of you by worrying add a single hour to your span of life? And why do you worry about clothing? Consider the lilies of the field, how they grow; they neither toil nor spin, yet I tell you, even Solomon in all his glory was not clothed like one of these. But if God so clothes the grass of the field, which is alive today and tomorrow is thrown into the oven, will he not much more clothe you—you of little faith? Therefore do not worry, saying, ‘What will we eat?’ or ‘What will we drink?’ or ‘What will we wear?’ For it is the Gentiles who strive for all these things; and indeed your heavenly Father knows that you need all these things. But strive first for the kingdom of God and his righteousness, and all these things will be given to you as well.



 “So do not worry about tomorrow, for tomorrow will bring worries of its own. Today’s trouble is enough for today.