Millions Of Millennials Could Be Trading Sex For Their Next Debt Payment - Here's How

Tyler Durden's picture

As the storm clouds of peak stupidity gather over the heads of the millennial generation who were conned by banks, government, and universities to take out excessive amounts of leverage in auto loans, credit cards, and student debt; millions have flocked to a new website seeking ‘Sugar Daddies’ and or even ‘Sugar Mommies’ to pay off their debt amid an economic environment where wage growth remains non-existent.

Today’s real simple get-out-of-debt option for the broke college/post college millennial is through an unconventional dating website called

In 2016, the website identified some 2.5 million college students who turned to the site in an act of desperation to find a ‘Sugar Daddy’ or even a ‘Sugar Mommy’ in exchange of personal time for straight cash.

The website’s mission is to “delivers a new way for relationships to form and grow. Sugar Babies and Sugar Daddies or Mommas both get what they want, when they want it”.

We find it hard to believe the intention of the website, when created by MIT graduate Brandon Wade in 2006, was to have 25% of the 10 million users—broke college millennials.

According to Business Insider,

A couple years ago, the site noticed an uptick in the number of members signing up with a university email address, Alexis Germany, a spokesperson for, told Business Insider.


It decided to launch a marketing campaign - dubbed Sugar Baby University - targeting indebted college students and young people who are interested in college but afraid of taking on massive loans.

In total, Americans owe more than $1.3 trillion in student loan debt to federal government agencies and or private lenders.

As explained by UBS strategist Matthew Mish, millennials have never been more in debt and this shocking development could hint why millennials are resorting to an online dating site, in the millions to trade sex for their next debt servicing payment.

Exploring the data from UBS, the divergence between consumer delinquencies and the unemployment rate at record lows signals wage growth is non-existent at a time when millennials’ leverage is high.

We further summarized: “Per the charts below, when you break out rising consumer delinquencies into their individual buckets the catalyst for the trend above suddenly becomes more clear. While delinquency rates on mortgages, HELOCs and credit cards are improving, or at least not deteriorating rapidly, delinquency rates on student loans and auto loans are a completely different story."

And lastly, who took on all those $40,000, 0%, 80-month loans all so they could drive around in a brand new BMW they couldn’t afford? Well, if you guessed millennials in the lowest quintile of wages earners in the country then you’re absolutely right!

As Mish points out in Figure 7 below, the median debt-to-asset ratio for Americans under the age of 35 has surged over the past couple of decades from ~40% to a staggering 100%”.

With the financial security of the millennial in grave danger, as per UBS strategist Matthew Mish’s charts, we start to get the sense of why millennials are flocking to

First, Sugar Daddies and or Mommies have an average annual income of $250,000 and the average net worth of $1.5 million. The simple term in life: ‘follow the money’ seems to be at play here. Sugar Daddies and or Mommies have a monthly membership of $80.00 per month, meanwhile the website allows a broke college student free of charge.

Here are the benefits of a ‘Sugar Daddy’:


Browsing the ‘Sugar Baby Female’ mill of broke millennials. We find this:

Here are the disturbing ‘Sugar Daddies’ preying on broke desperate college millennials:

Business Insider, , interviewed a broke college millennial by the name of  Christina, 29-year old, and user of

Christina said she isn’t willing to have sex for money, but has received over $90,000 for education-related costs from her ‘Sugar Daddies’.

The MBA student at Michigan State University living in Las Vegas said,

That was when it finally set in and I was looking at the prices and I was looking at how much debt I was getting in and I had already started my MBA. I was like, I can’t afford this, I’m going to be paying this off for years and years and years.

In addition, she made it clear that she isn’t interested in “one-night stands”.. We find that hard to believe.. Here’s what she said:

I’m not a person that is interested in one-night stands with people who are visiting Vegas for a couple days - that’s not interesting to me. If that’s what you’re going to come at me with, my response is going to be, thank you for the offer, but I’m going to pass. On my profile it specifically says, I’m going to school for this, this is what I’m looking for, I would like help paying for my school and my books.

Bottomline: The millennial generation has turned desperate with debt up to their eyes balls and it shows how this avocado and toast generation will do anything for a debt service payment.

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Two-bits's picture

Sure, if they get knocked up they go from in debt to collecting government checks.

Win win.

J S Bach's picture

As Mr. Spock would say, "This is all quite logical".

Pump these kids' heads full of material dreams while removing their innate sense of moral restraint... and you've got the perfect recipe for this kind of concupiscent trangression.

Nobody For President's picture

Plus 1000 Mr. Bach for 'concupiscent'.

chumbawamba's picture

You, Lordflin below, and I are The Brotherhood of the Concupiscent, with JS Bach as our patron saint of resplendent vocabulary!


I am Chumbawamba.

Lordflin's picture

I like that word, concupiscent... have not seen it used in awhile. Words that extend beyond gutteral utterances have become little more than an anacrhonism.

spieslikeus's picture

Chick begins an MBA only to afterwards figure out she can't pay for it. Classic, you can't make this shit up.

vealparm's picture

At 29,,,,,,what the fuck has she been doing for the last 8 years? Probably bouncing from waitress job to waitress job and pissing away every cent she made and more on worthless shit.

The Wizard's picture

iphones and carrier services are getting more expensive.

DavidC's picture

Ah J.S.,
"Concupiscent" - what a wonderful word!


Sirius Wonderblast's picture

concupiscent trangression - fine turn of phrase, sir!

TeethVillage88s's picture

Commercialism, Materialism, Planned Inflation, More Expensive Cars and IPhones, More Expensive Vacations, Deflating Dollar-Fiat, Suppression of Labor Compensation Rates through various means but mostly through use of foreign Labor, Open Borders, Work Visas, 1 Million Legal Immigrants a year, Off-Shoring Capital, Trans-National Corporations who have no Patriotism, Loss of Corporate Tax Base through Tax Avoidance, ... Youth Labor Suppressed-Loss of Apprenticeships in Trades, Inflated University & Tech School Costs, Higher costs to Relocate, Planned Delay of Emancipation of Youth through Byzantine Rules and Inflationary Pressures and loss of Jobs's picture

Concupiscent? In you dreams.

More like grifting.

Cursive's picture



Wow. People always tell me they don't know half the words I use ("half" is obviously hyperbole on their part), but never heard this word!  Had to look it up.  Thanks!

divingengineer's picture


That sounds like a word North Korea would use in a propaganda speech. 

Oracle of Kypseli's picture

It may cost you lots of money in STD doctors

Blue Steel 309's picture

Feminism was an end run around the monogamous system that allowed civilization to happen. The break down of that reverses the whole process.

Kobe Beef's picture

Yup. Trained entire generations of women to kill their babies with abortion, and kill their families through divorce.


vealparm's picture

"I am woman.....hear me roar"

jin187's picture

Actually civilization started under norms closer to what we have now. Children were pretty much just lumped together with the women until reaching an age where men felt they were worth teaching something. What we had up until this current regression in society, was the culmination of tens of thousands of years of civilization. But yeah, the whole getting a bunch of people together to build cities and armies has been going on a lot longer than the nuclear family.

I do get your point though. It's pretty ironic that feminism has led us away from a point where most decent women locked down the man they wanted from 16 to death. Now men simply no longer care, since they were raised by feminist single mothers to think they didn't matter. That has led women back to selling themselves to men like cattle to make ends meet. From 2000, to 20000 B.C. in the space of a few decades.

Dukes's picture

Was that the time period when the Africans were kangz?
Seems like they may have missed this tens of thousands of years of civilization you refer to.

PlayMoney's picture

Go to Velvet Jones school of how to be a HO.

GunnerySgtHartman's picture

if they get knocked up they go from in debt to collecting government checks

And child-support payments.

jin187's picture

Depending on what/how much government support you get, they actually go after the child support for you, and often seize it to repay what they give you for your child. Around 20 years ago, my sister got a procedure paid for by Medicaid, when her father had been mandated by the court to pay for health insurance for her. Last I checked, he was still paying, and all those checks are going straight to the government to pay the ever increasing interest. Pretty damned good investment for the government at this point I'd say. Give someone 10k at usury rates, and have them paying you $100 a month for life.

migra's picture

This isn't any different than regular women selling themselves in Gorky Park in Moscow after the Soviet Union fell apart. Only difference there was those women were trying to survive. These dumb bitches here are selling their ass because they are just stupid and lazy.

HominyTwin's picture

Like you get laid, but you have to take her on some shopping sprees, on a couple of vacations, and put up with her spoiled brat nonsense. No fucking thanks.

DeadFred's picture

Where's Carlos Danger? Oh yeah...

Lurk Skywatcher's picture

The ones with real money and power prefer partners with single digit ages.

Ms No's picture

^^^^  There it is.  That is so damn weird.  Okay it's not as bad as I thought.  This comment was on your lower comment, or something real similar, for a minute.  I hit it repeatedly.  It read one thing then when I hit reply it changed.  Went back and forth repeatedly and it kept doing it.  Some kind of glitch in here or something.

Nobodys Home's picture

He kept changing his comment. It's scary to call them out.

Ms No's picture

Oh Okay, I've never had that happen.  I was a tad afraid there was a glitch in the Matrix.


Lurk Skywatcher's picture

Sorry, yeah I did change my comment. No matrix.... yet


peddling-fiction's picture

Ms No.

I told you before, they are gaslighting you, and messing with your mind.

At home and online.

Online it is done with eNeSgAy Quantum Attack spoofing, that Snowden revealed, and was confirmed by my colleagues.

Don't believe me at your own risk.

No fear.

BarkingCat's picture

I think that high end call girls are probably cheaper and as Charlie Sheen used to say "you don't pay them to have sex, you pay them to leave".

mkkby's picture

But they don't leave if you knock them up. They stay firmly attached, like a super leech, until 18-21 years later.

Even if they refuse to take a paternity test. Even if they only blew the guy and "saved" some. Courts will still order child support.

Fun times we live in.

jin187's picture

That's why you seal the deal as quick as possible, then cancel all the credit cards, serve her the eviction notice, and change your phone #. Abandon her during the middle of a trip to an exotic locale, like Zimbabwe, or the Philippines for bonus points. Shouldn't be a problem for her. After all, she's got plenty of universal currency in that "wallet".

Seasmoke's picture

If I have sex with them now. In 20 years when I'm famous they will come after me for sexual harassment. No thanks. 

dark pools of soros's picture

Exactly, but instead just own it... tell em sure thats how I roll

Implied Violins's picture

If you're rich and famous, no sex is required - they will get you anyway. What a fucked world...where even not fucking gets you fucked.

fedupwhiteguy's picture

You said it all. Society has given bitchez so much power...

50% of women have a man already picked out as plan b if their current relationship fails. (

60% of women admit to having an affair. (

69% of wives initiate divorce. (

90% of wives, wherein the couple are college-educated, initiates divorce. (

10% of children are false paternity. (

95% of genetic counselors lie about paternity. (

41% of 1st marriages end in divorce. (

60% of 2nd marriages end in divorce.

73% of 3rd marriages end in divorce.

82.2% of women granted child custody. (

Child support payments can be extended beyond 18 years of age. (

Alimony payments continue even when women cohabitate with another man. (

Palimony payments forced on men who had live-in girlfriends. (

Prenups are thrown out in favor of fairness. (

Divorce devastates men financially (paying for 2 households) & emotionally (loss of access to children). (

Posponing intercourse until 26+ avoids life's pitfalls (cock carousel riders are bad news all around). (

Virgin brides divorce less than cock carousel riders. (

Women start losing their Sexual Market Value at 20 y.o. (

Women gain weight after marriage. (

Frequency of sex drops off after marriage. (

Woman are just crazy for a man's money. (

Sperm donors can be forced to pay child support. (

Dragon HAwk's picture

Oldest profession on the planet, with a new technology twist

koaj's picture

One monthly student loan payment has to be less cash than three dates...


No alimony. No taking half your stuff. This sounds like a win-win

runswithscissors's picture

I don't have a problem with it....sometimes you just gotta grab some pussy.

Ignatius's picture

Financial capitalism turns everything and everyone into a commodity.

We don't have to wait for the anti-Christ... he's here.

Ms No's picture

I think they may have been on to something back in the 70s when there was a prevalent theory that Kissinger was the anti-Christ.  Still there...

shovelhead's picture

Good then.

Maybe that will finally shut up all the fucking retards who claim he's coming next week.