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Americans Scrambling To Refinance: HARP Beats Out McRib, NFLX As Hottest Topic On Google Trends
For once Americans are all over arcane economic alphabet soup concepts, at least according to Google Trends. As of minutes ago, the hottest topic on Google is the Home Affordable Refinance Program, or HARP, which makes sense - to borrow an Obamaism, "there is money to be made or saved." Following yesterday's announcement of significant changes to EFSF eligibility which was pitched as allowing every American to effectively have access to the discount window, it is not surprising that mortgage holders everywhere are scrambling to refi, or at least attempt to do so. Even with the laxer guidelines, it is hardly likely that HARP, which has only refinanced under 900,000 mortgages since inception, will do much good due to forceful bank pushback on terms especially with the 2s10s trading where it is now. But regardless, the mere promise of more money in one's pocket has brought out the great unwashed in droves, cap in hand. After all there are apps to be bought. What is stunning is that interest in refinancing is even bigger than in such more "American" pastimes as the McRib or NFLX, although we attribute the fascination in the latter more to rubbernecking at a slow motion train crash. We wonder how long it will take the bulk of Americans to realize that going forward they purchase a government REOed home from HUD for $100 down, and use the 2000x levered money for a variety of "fungible" purposes. Expect the term "203k" to be quite popular shortly...
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What? No hot chicks on that list? Lame.
Can you say credit - and bubble economic....
I must say, what is up with the ravens? There are a lot of them around these days. Harbingers of bad tidings, I believe.
LET THEM EAT MCRIB!
Where is "tranny porn ?"
Apparently SEC surfers were excluded from the data.
when shit like this happens, they start to call it a depression...
sorry honey, I don't feel that good.
.
Good thinking.
Anyone seen the early Vegas line on the LSU vs Bama game?
HAARP, bitchez
Northern lights and aurora borealis? What happened lately for US citizens to get concerned about that?
Trust me, you don't want to know that.
Good grief I hope you guys are ready for the suns EMP. Your power could be out for months.
Anyway; check all about the auroras news here:
http://spaceweather.com/
totally normal to be able to see the northern lights in arkansas. /sarc off.
It's transitory.
.... bitcheZ.
If a solar EMP takes out the US power grid then you are looking at Fukushima times fifty. Power will be the least of our concerns.
Come on y'all, seriously, as soon as people chase down that snipe, it will be time for a remake of War of the Worlds or some pesky comet en route to destroy us.
Now, pass the northern lights and if that's caked, then load up some afternoon delight.
Quite telling that at least two of the top ten search words were drug realted...
That is a list to fear my friend. Now, I believe the only thing on that list that Americans actually get: Mcrib.
do prefer yours with oran pop or grapedrank?
McRIBS ARE MADE OUT OF PEOPLE!!!!!!!
You say that like it's a bad thing...
McDonalds is always hiring.
Northern Lights+McRib= Winning!
pods
S978 --- makes unauthorized streaming of copyrighted content on youboob a Felony
HARP is #1 because you can't get 200:1 non-recourse leverage on NFLX. Artificially low interest rates drive the sheep to risk. Same as it ever was.
Where for art thou oh whoever you were touting NetFlix every day?
Who was that?
Gold 1699.60.
what does that mean?
pretty much nothing.
I can see you're excited but we've been there you know?
I will have the McRib with no mortgage paymentm thanks!
And when they realize they don't have a GSE owned mortgage? Wonder what the top search result will be then...
How many bought into last years Cash4ClunkerHomes program now find their home worth less?
I am just waiting for the EU to announce that all their problems are solved now that McDonalds has agreed to bring the McRib back in Europe.
McRib...think smaller and more legs.
McMillipenises?
trending in twitter (#2) - Lindsay Lohan Posing Nude in Playboy
Next year's headline:
Lindsay Lohan to co-star in new movie, with that kid from The Toy.
pods
Add a 1.75 of vodka and that flick goes what the fuck into off the tracks never never land.
Actually, not a bad idea to meet her leaving rehab with one of those. A few cogent moments and then, bazoomies!
Yes, but how would have HARP done on the search list if American Idol was in season?
i'm ashamed at some of these searches. the country needs a serious cleansing.
#20 is "flat tax" which is surprising, and a start. "When "end the fed" is in the top 10 then we'll be getting somewhere. That "occupy," "OWS", nor anything related is in there indicates it hasn't gained as much traction amongst the general population as some would want to make it out as having.
yeah. no porn stars. must be a quiet day
Google rankings are purchased, so why aren't these hot trends purchased...or appropriated? Do you mean to tell me that whenever whoever actually eats McRib hears an ad for it they go straight for the internet to google it? I assert that these "trends" are trended from the top down. Kind of how people get trended into the military during war time and trended into tax filing around April 15.
Prior to the algo being changed, Alex Jones topped this thing every afternoon.
ha!
that explains why I top it just after my wife goes to sleep. Auto-google feature.
I'm serious lol.
AJ would say "Google blah blah, e.g. Cancer Viruses in Vaccines", a short time later the phrase would top this list.
McDonald's to leverage 2 trillion McRibs to collateralize EU debt crisis. McRib 2.0 rumored to contain cancer fighting virus.
Wendy's and Burger King expected to downgrade McRib meat grading to F+ due to suspected heightened saw dust content.
That be the absolute truth.
TPTB (who were the orininal investors in Google, read NSA amongst others and it's all public domain) didn't like some of the results, so the algos got changed, the filters began, and try now (as was possible in the past) getting into Google DE or UK, etc. Need an IP masking tool to be able to do so.
Freedom of the Internet is now a myth.
Google is the NSA's public arm.
McRib is the nastiest thing ever put between 2 buns...except for HARP.
No Snookie on the list? Lame!
The nastiest thing ever put between two buns is a dead heat between the fed and the government. Make that 600 million buns.
But what about HAARP?
EU SUMMIT CANCELLED !
http://www.welt.de/politik/ausland/article13680345/Finanzminister-Treffe...
Take it easy there Tonto, read a little further:
The summit will take place as planned on Wednesday night, however, it said.
Though, to your credit, who the hell knows who will be there. Interns?
Nevermore.
Lol...
TIme for some...
http://www.youtube.com/watch?v=sWS-FoXbjVI
Somebody should remix that song with a post '08 significance.
It's comforting to know that the majority of HARP participants will be eating their 4th McRib of the week while trying to figure out how to add Rambo III to their Netflix que.
does HARP stand for Horribly Ass Raped Populous?
Horribly Ass Raped Producers
HARP, HAMP & HUMP
Timmah's big 3 TBTF mortgage bankster rescue ideas...
REFY!!!! BITZHES!!!!
i'm surprised this isn't in the TOP 10:
"I am a loser and do not live within my means - Mr. Nobama Bail Me Out too"
no no no the trick is to smear the mcrib sauce on your bills to make them spontaneously combust
Hey Here's an idea -- because CRAZY seems to be all the rage now:
why don't we just figure out the average amount of money that would make everyone in the country whole and just give EVERYONE that amount of money.
i was appalled while the bubble was building to see everyone getting bigger houses, new appliances, etc and now they're all getting bailed out. meanwhile, i'm not getting any funds from anyone and my taxes and future debt interest payments via inevitably increasing taxes will go towards all this bailing out.
if we're going to go into debt to literally give idiots free cash - why not just give everyone free cash.
They can't because that would crash the system.
They have to loan people the money.
pods
Because there must always be more debt outstanding than there is 'money' available to pay that debt. Vicious circle of entrapment bitchez.
WacArnolds tops the list
until you find someone else's gloves on top of the fridge
McRib #3.......wtf
I wonder how many prisoners on death row will apply for (and get!) benefits?
http://theweek.com/article/index/204502/how-1300-prisoners-got-the-home-...
I'm surprised Marco Simoncelli isn't on there.
RIP Super Sic #58
That's pretty much America summed up in three words. "Home refinance, Netflix and Mc Rib"
And that's marginally preferable to ...shit... I've got nothing. Wait, canyons of razor-sharp rock, unpredictable gravitational conditions, unexpected eruptions... scariest environment imaginable, that's all you had to say.
I just used Google's "time travel" search feature and six months from now, the top three are Martial Law, Rationing and Mass Rendition, whatever that last one is.
I'm going to do a search on "How to refinance my home using HARP so I can afford to eat a McRib and rent Netflix videos about aurora borealis" just to see if I can bring Google down.
Mcrib! Now with even more beaks and brain parts!
Not any more! NetFlix and McRib have reestablished their hold on number 1 and number 2.
You can't eat HARP.
#10 should be changed to "how is blaine gabbert a starting NFL QB"
I love that our priorities are free government handouts, football and McRibs. So basically, they need to have HARP reps at NFL games handing out free McRibs to whomever will take one of their homes.
what a joke. yeh, cant wait to get a refi (cash handout) on my third vacation home. clearly those Occupy WS people dont know how to work hard (game the system).
Go ask Alice brings back a few memories. The few I remember anyways.
Average Amerikan Public:
"I'll refinance my underwater house with HAMP... so I can pay my netflix account and gets me a McRib... STFU bitch and let me google this shit..."
this is just bad,... a plain and simple POS!
thankyou tyler
I wonder if HARP 2.0 would also beat out the McRib and Netflix. Too bad we'll never be able to tell since McRib is out of season and NetFlix lost most of their customers after the price hike.