Are more and more people in the western world dropping off the radar and becoming the invisible poor or is the opposite happening? We are always interested in looking at the financial health of real people. We noted earlier that an astounding 46 million Americans are officially below the poverty line  (That's $23,050/year for a family of four according to the official sources). That number really caught PaydayLoan.co.uk 's eye and as such they decided to do a little more digging to help put some more facts and figures around it. The below is an excellent visualization of the results they came up with. Conservative MP Norman Tebbit when responding to a question on unemployment noted "I grew up in the 30's with an unemployed father. He didn't riot. He got on his bike and looked for work, and he kept looking 'til he found it." Are the American (and possibly other western populations) poor really in this mess because they are lazy (27% of Americans think so) or is it because they don't have the right work ethic (49% of Americans think this is all it would take!)?