It's no secret that today's US job market is tough and that having a degree doesn't necessarily guarantee you high-paying, stable, full-time employment. In fact, Moody's recently cited [5] "sluggish economic growth and high unemployment rates among recent graduates" as factors in the ratings agency's decision to put some $3 billion in student loan-backed ABS on review for downgrade.
Still, we thought that at least the federal government would be interested in keeping the employment dream alive for the millions of students to whom it has loaned hundreds of billions of dollars in tuition money, which is why we assume the following graphic is simply the result of someone making a very poor design choice because if not, the government has just admitted that in the event you can't find a job after school, your only choice may be to take out more student loans and go back to school, thus staving off the harsh realities of the real world for another few years.
Put differently: why is this a circle?

