For many hundreds of years, the main purpose of a business desk was the study of various reading materials. Things changed drastically with the invention of the computer and then of the internet. The very way we conduct business shifted and the means we use to do so altered to the point where, today, there are many paperless businesses.

On Tuesday, February 5th, the Chairmen of the U. S. Securities and Exchange Commission (SEC) and Commodity Futures Trading Commission (CFTC) testified before the U. S. Senate banking committee regarding regulation of cryptocurrency trading. Both agencies have recently brought major cases against, and issued cease-and-desist orders to multi-million dollar operations.

One source of labor already firmly embedded and becoming more important to employers are independent contractors or “freelancers”. Work on an as-needed basis and/or from a remote location is becoming more accepted and is known as the “gig economy.”

Two for Two


 ​​​On Friday, January 12th the two-year United States Treasury Note closed trading at 5 PM New York time with a yield of 2.002%. This security has not traded with a “two handle” since September of 2008.


Finance people can sometimes be offended when activities like stock investing are likened to betting. Some would be quick to point out nuances such as betting being won largely by luck whereas investments are influenced by factors that can be studied and analyzed. Perhaps they are simply reacting to the negative connotation betting carries.