The average US student today is graduating with $39,400 in student-loan debt, an enormous sum, particularly for liberal arts grads with few reliable employment options allowing them to earn more than $30,000 a year right out of school. The aggregate figure is even more egregious: Nationally, students owe more than $1.4 trillion on their loans, nearly 50% more than all credit card debt in the US. Given this enormous sum, Brookings Institute projects that nearly 40% of student loan borrowers will default by 2023. And yet, most Americans still believe that college is a sound investment.
But students who bother to conduct an ROI analysis will find that the return on a degree varies widely depending on the school. Which is why, in a recent study, HowMuch.com and Payscale decided to calculate the schools with the best 20-year ROI in each state. Many of the names may not be widely familiar to people - and some might be downright surprising (particularly the winner for Connecticut, where the Coast Guard Academy beat out Yale). Indeed, across the US, technical colleges and military academies appear to outrank big-name schools at every turn.
In its analysis, HowMuch and Payscale factored in the cost of tuition, the average student debt, the typical length of time to graduate and the graduation rate. They then compared the 20-year ROI for the school with the 20-year ROI for somebody who skipped college to start a career out of high school.
Here's the full list of schools with the highest ROI in each state:
Comments
University education in CA is a bankster’s scam. Little to nothing of value is being taught, except hard lessons about how bankruptcies (don’t) work.
I don’t know about other states.
Most U educations are scam.
In reply to University education in CA… by Lost in translation
The right degree counts.
In reply to Most U educations are scam. by sanctificado
Liberal arts is a scam for the most part. An engineering degree from Wyoming will trash a gender studies degree from Havad in terms of ROI.
In reply to . by bigkahuna
Conservatives need to reorient themselves to LAW SCHOOLS.
If not, the laws will be made for us by kikes and libturds. And even worse, wominz.
The Horror !
In reply to The right degree counts. by bigkahuna
..
In reply to . by Leakanthrophy
" "
In reply to .. by ravolla
Frat parties, hot SJW chicks, football games, tailgates, bongs, 'everyone passes policies'...
Worth every penny !!! /sarc
"Look, Mom, I got a Bachelor of Arts in Political Science and a minor in African Studies"
Libtard Dad: "Son, this is the proudest day of my life !!!"
In reply to " " by Mr Hankey
Oh man. I thought that seven years at Faber College would make me a rich man.
In reply to Frat parties, hot SJW chicks… by Yellow_Snow
50 years to too fucking late
In reply to . by Leakanthrophy
Stop blaming the United States for your misery.
In reply to University education in CA… by Lost in translation
I appreciate your following me so faithfully.
Take care, Miss.
In reply to Stop blaming California for… by Simplifiedfrisbee
Suck my dick. Wait, you're from CA and you will.
In reply to Stop blaming California for… by Simplifiedfrisbee
STFU fagzzz.....
CA is a land. Only fags... blame DIRT for his suffering.... Fucken learn how to farm or something
BWahahahahahahahahah
In reply to Suck my dick. Wait, you're… by TheFederalistPapers
Nothing like a a degree in Wymens and Negroid Studies to show ones intellectual abilities.
In reply to University education in CA… by Lost in translation
' University education in CA is a bankster’s scam. '
Do you know about Harvey Mudd? I'm guessing not. Along with CalTech, Harvey Mudd is a very no nonsense university for those pursuing engineering/math/physics/computer science/etc. Very rigorous and not easy at ALL to achieve a degree from. Mudders go on to quite lucrative careers in various fields. It is one of a handful of engineering colleges where corporate recruiters stand up and take notice. You don't have to search for the job post graduation, the job will search for you. Tuition is high, but vast majority of students are on high level of student aid.
The funny part is Harvey Mudd shares an overall campus with a few of the biggest snowflake safe space universities in the entire USA. Scripps, Pitzer are just the worst kind of social justice warrior university.
In reply to University education in CA… by Lost in translation
Liberal reeducation and indoctrination shitholes. Call them exactly what they are.
Those naval and merchant marine schools teach real skills that translate in the real world. Same for the school in AZ and FL that teach flying. I am guessing there aren't many fags and pussy hat wearers at those campuses.
In reply to Liberal indoctrination… by I am Groot
Also, the SD School of Mines.
In reply to Those naval and merchant… by HRH of Aquitaine 2.0
In terms of ROI v. Tuition, its good to be a Hell of an Engineer.
Alums don't ask when you graduated from GT. They ask when did you get out.
In reply to Those naval and merchant… by HRH of Aquitaine 2.0
Good old WVTech, my beloved alma mater :-) it was a lot cheaper in the 80s. Still a decent deal, though, my son goes there now (and is on the wrestling team)
Colorado school of mines kicks ass.
Fuckyou faggot colleges.
Teaching buttfucking is not cool.
Any questions?
Sorry, New Mexico Tech is better.
<yes, we have a long standing rivalry>
In reply to Colorado school of mines… by Zappalives
How about the Paris School of Mimes?
In reply to Colorado school of mines… by Zappalives
Maine maritime academy, US Naval academy, and US Merchant Marine Academy look like the best deals to make the most $$$. Wow, that Merchant Marine school has the highest ROI and doesn't cost a fortune! Impressive! That is one heck of a bargain. Great article will pass it on to friends and family!
OK,altrightgyrrll, hurry up and spam me so you can get back to fapping to white phosphorus Palestinian baby snuff prOn!!!✡✡✡✡✡✡✡✡✡✡✡😤😤😤😤😲😲🤑🤑😜😛😊😊😁😁😍😍😍😍✡✡✡✡✡✡✡✡✡✡✡✡✡✡
..
In reply to OK,altrightgyrrll, hurry up… by Mr Hankey
Who cares? Where are the best party schools???
80% of students that graduate from predominately liberal blue state colleges move on to jobs within the science and technology industry. 65% of students that graduate from colleges in Christian Jihadist red states move on to jobs within the military, the MIC and the energy industries. Evolution is a bietch! How many elect vehicles are being used within the MIC?????????????,,,oh wait most drone use batteries!!
If you think libs sign up for tech and science your high. Im comfortable the 80% was one you just pulled out of the ether as well. They do flood the market for unemployed baristas however.
In reply to 80% of students that… by Nov1917Sucks
Not in my anecdotal experience: I attended New Mexico Tech (high on the ROI list, especially when my scholarship covered 80% and I worked to cover the rest, no loans) the liberal/libertarian/conservative spectrum varied from dept. to dept. For me Elec. Engs. were across the spectrum, Mech. Engs. were more conservative, partially a function of where they grew up (oil patch kids), biology and chem were liberal, Comp. Sci. guys (there were NO women) were very libertarian (this all back in the early 2000s). When I visited recently to give a talk on engineering ethics, the kids seemed to be roughly the same still, and looked WAY too young to be in college...
In reply to If you think libs sign up… by Stan Smith
Engineering Ethics?
Like "Don't kill people who use your stuff"?
In reply to Not in my anecdotal… by IAmStrider
Source please.
In reply to 80% of students that… by Nov1917Sucks
98.7% of statistics are simply made up on the spot. There's your source.
In reply to Source please. by WeeWilly
You are so full of the ravages of shit. What part of your ass did you pull this "fact" from?
In reply to 80% of students that… by Nov1917Sucks
What fairy tale have you been reading?
In reply to 80% of students that… by Nov1917Sucks
Links to back up your preposterous claims or it didn't happen.
In reply to 80% of students that… by Nov1917Sucks
OK so I got my degree from a New England school and did go into tech but that is because my major was computer science.
You claim that 80% of college graduates from these leftist states go into jobs in tech and science goes a long way of explaining why the field has gone to shit and is infested with morons to the point that I hate the field.
In reply to 80% of students that… by Nov1917Sucks
And the national ' labor participation
rate is what'?
About 30%? The Free Shit Army is strong.
In reply to And the national ' labor… by Yen Cross
Fuck the list...
This school: California State University at Dominguez Hills' BA Economic degree ... ($2000/semester) (Cost $30,000/4 years)
Made me a Millionaire!
Its obvious that the schools which teach actually useful subjects like engineering and science dominate the list. In fact, the one in California, Harvey Mudd, has only science and engineering undergraduates (no graduate students), and no liberal arts majors. Not surprisingly its graduates found more high tech companies per capital than any other institution, thus the extremely high ROI.
So, the important parameter is the type of degree, with the hands on, problem solving laboratory experience at science and engineering schools being a key benefit compared to lecture, memorization and rote learning characterizing other institutions offering say, women's studies, black studies etc. The ability to think and reason will be of even more importance than your eventual job and its high salary. And, of course, with that critical thinking ability you will certainly be conservative, or libertarian in your worldview and likely read ZH as your major source of news. (No confirmation bias there, eh?)
They're also virtuous in their rejection of grade inflation. I recall reading that they've graded less then 10 4.0 GPAs in their entire school history.
https://www.quora.com/Harvey-Mudd-College-Which-Mudders-achieved-a-perfect-4-0-GPA
In reply to Its obvious that the schools… by John_Coltrane
Great point!
In reply to Its obvious that the schools… by John_Coltrane
Because Black, Womyns and gender studies will automatically increase your thinking capacity?
In reply to Great point! by JibjeResearch
The local GOP sent me this. Not sure why. I can and have done public speaking. It's easy, just have a note card in case you blank. I've been bitching for so long that I go full auto job interview/political talk. Just don't tell the audience that they are all fucking morons and that we can't to pay for their lazy asses anymore.
I'm not doing this. I need the registered voter list with addresses.
You can already see what I am dealing with. Good Gawd.
Give me the delegate list. I'll do it myself just like I always have to do.
I'm not paying anyone to tell me how to tell people that they are full of shit. The P&L statement does that.
Susan,
Every month, I hold multiple trainings to help conservatives like you better communicate your message. Unfortunately, many of them are held in person, making them inaccessible to those outside the Washington, DC area.
This month I am holding two online trainings to teach you how to effectively craft and deliver your message to the press and public.
Online Public Relations School
Date: June 12-14, 6:00 PM to 9:15 PM EDT
Location: Online
Cost: $15
Register Now
The Online Public Relations School will teach you everything you need to know to translate your words into positive media coverage.
Whether you work in the communications department of a non-profit or for-profit, or as a press secretary for a candidate or elected official, the words you use matter.
At this school, you'll learn how to:
Online Public Speaking Workshop
Date: June 26, 9:30 AM - 12:30 PM EDT
Location: Online
Cost: $10 (or $15 after June 19)
Register Now
Learn the basics of message construction and delivery, and finally understand how the best communicators do it at the Online Public Speaking Workshop.
You'll receive practical lessons and personalized feedback, and participate in in-class exercises to make you a better, more confident public speaker.
At this workshop, you'll learn how to:
The online platform is interactive, so you will be able to ask questions and interact with other students.
Public relations and public speaking training can be valuable for anyone, especially conservative leaders in media and communications roles.
I hope to see you at one of these online trainings!
Best,
Hannah-Catherine Smith
Communications Training and Studios Coordinator
Leadership Institute
P.S. Sign up for the Online Public Speaking Workshop today to save $5!
Forward
Thank you for providing the Leadership Institute with your email address, suerice311@gmail.com. Occasionally, you will receive brief emails about LI trainings, events, and news. If you would no longer like to receive communications training emails then please Update your Preferences. To unsubscribe from all Leadership Institute emails please click here.
Leadership Institute Steven P.J. Wood Building 1101 N Highland Street Arlington, VA 22201 USA
This ROI calcuatlon is bullshit.
It's not controlled for IQ. People with high IQs are more likely to go to college. They are also more likely to make a lot of money. They would almost still make a lot of money without college just based on their natural intelligence. Unless you control for IQ in the different pools ("go to college" v. "only HS degree"), the ROI calc is nonsense.
There is also no control for family wealth, family education, and family network, all of which correlate to both going to college and making more money.
I bet if you controlled for those factors, the ROI would be negative at most schools.
Really? In this day and age, everyone goes to college, especially minorities who get pushed through to satisfy diversity quotas. Student loans are easy to get since you are stuck with them for life, and the students believe that the piece of paper they get after 4 years of partying in the transgender study hall will get them to the corner office in 5 years.
I bet if you got rid of subsidized student loans and made them dischargeable in a bankruptcy proceeding, not only would the quality of education improve, but the costs would drop significantly as well.
In reply to This ROI calcuatlon is… by gammab0y
+++
Government is evil, and should be destroyed.
In reply to Really? In this day and age,… by Singelguy
I think you're right because the ROI calculations go too far back. Most people started getting on the internet right before that, which enabled them to access more information, theoretically making college a moot point. Problem is, that if you project the data 20 years into the future, we will have arrived at a point when either nobody needs college, or everyone needs it. I think nobody will need college in 20 years and these colleges know it, which is why they're pushing for that last hurrah with the exorbitant tuitions. I went to NJIT in the 80s and only paid about 1500 USD/year taking 24-30 credits/semester. Did I get my money's worth? Of course NOT because I never wound up going into engineering, but finance. I also had a full scholarship so I actually paid only a couple hundred bucks. And what is finance, really? Just accounting + calculus. If anyone wants to study these, all they have to do is find a YouTube video on it, ask their questions in the comment section, and do a couple of problems on your own from a textbook you can buy for USD 5.00 on eBay. All it takes is a desire to know the material.
Just like you have peer-to-peer payments (Craptocurrencies), peer-to-peer stuff (eBay), peer-to-peer filesharing (uTorrent), peer-to-peer financing (GoFundMe), so now you got peer-to-peer learning via YouTube.
In reply to This ROI calcuatlon is… by gammab0y