personal finance


Owners Of Inherited IRAs Face Dec 31 Deadline To Start Taking Withdrawals

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After delayed enforcement, a complicated new rule is now active


Wealthy U.S. Investors Embrace AI Tools... But Don't Let Them Run Their Retirement Accounts

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Just 12% of investors said they would trust AI to handle retirement planning...


The Wealth Gap Widens: Survey Shows Rich Now Means $2.3 Million Net Worth

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The benchmark for wealth in America has undergone a dramatic transformation...


These Are The US States With The Most Low-Wage Workers

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Nationwide, 30% of workers, about 45.2 million people, earn less than $20 per hour...


Alaskans Carry The Highest Average Credit-Card Debt In The US

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The average U.S. credit card balance is $6,523...with the lowest balances in Wisconsin, Iowa, and West Virginia.


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What The Top 1% Richest Americans Pay In Taxes Across The US

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The top 1% richest Americans earn 19.5% of U.S. income yet pay 37% of total income taxes...


OCC Says 9 Big Banks Took Part In 'Inappropriate' Debanking Practices

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Earlier in the week, JP Morgan CEO Jamie Dimon was dismissive of concerns about debanking, telling Fox News that the issue was mostly made up and that the people concerned about it needed to “grow up”...


Who's Glued To The 'Telly'?

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The United Kingdom has a particularly strong culture of television viewership...


Affordability Crisis: Challenging The Poverty Line

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Of course, diagnosing the affordability problem and fixing it are two different things. But it’s hard to fix the problem without being aware of it...


Australia's Social Media Ban For Under-16s Comes Into Effect

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Other countries, including Malaysia and Denmark, as well as various states across the United States, are either bringing in similar controls or attempting to.


Money For Nothing

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The looming technocracy has no use for the majority of the workforce...


McDonald's Serves Up Creepy Soulless AI Christmas Ad

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Utterly joyless...


Homeownership Has Become A Luxury In Many US Cities: Report

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“Nationally, over 75 percent of U.S. homes on the market are unaffordable to the typical household...”


Mississippi Has The Highest Credit Card Delinquency Rate, Florida The Lowest

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A payment is considered delinquent once it’s 30 days or more past due... and rates vary widely across the US...


Washington, DC Has The Highest Share Of Renters In America, Nearly Double National Average

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West Virginia ranks lowest nationally, thanks to its share of affordable homes...


Goldman Reminds Clients Where Travel & Leisure Cracked First Ahead Of 2008 Crisis

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What cracked last was the cruise line industry.


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ADP Weekly Employment Report Signals Rebound In Labor Market

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Is this the start of the end of the Low-Fire, Low-Hire economy?


Greed, Centralization, Monopoly, Ruin

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Greed is good up to the point that it delivers ruin...


Wendy's Data Pinpoints When Working-Poor Customers Ditched "Dave's Single" Burger

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"The company has invested in more rigorous data analysis that will allow for greater segmentation of its consumer base, but for now the view is comprised of sub-$75k..." 


Jamie Dimon Says "People Have To Grow Up" After Being Asked About Crypto Debanking Claims

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We do debank them..."