personal finance


Mapping America's Wine Consumption By State

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From coast to coast, wine is often seen as a staple on tables across the U.S, with certain regions raising their glasses a little more often...


Halloween Spending Expected To Fall Short Of 2023 Record

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U.S. consumer spending for Halloween items like candy, decorations and costumes is expected to drop by $600 million to $11.6 billion...

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Trick-Or-Treat Around The World

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...traditions of children going door to door in a quest for treats exist in many parts of the world, with one European custom being widely recognized as the precursor of the North American tradition.


Central Bank Digital Currency (CBDC) Projects Are Foundering In Five-Eye Nations. What Gives?

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Canada and Australia shelve plans for retail CBDCs while the US could soon become the first country to explicitly ban the central bank from issuing a CBDC...


October Surprise: ADP Employment Report Signals Six-Sigma Beat (A Week Before Elections)

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...biggest monthly addition since July 2023...


The Importance Of Discipline

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The mind is a powerful instrument that can either sabotage our goals or guide us on the road toward self-governance...


Conference Board Surveys Signals Surge In Consumer Confidence In October

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Not exactly the kinds of 'bad news' that prompts more rate cuts anytime soon!?


US Home Prices Remain Near Record Highs... As Mortgage Rates Re-Surge

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The pace of home price appreciation continues to track bank reserves at The Fed...


Why Nobody Believes The "Data": Surging Prices Of Everyday Items Are Excluded From CPI

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"The CPI is capturing the goods and services that you purchased for consumption, but there are things that affect your cost of living that are outside of that..."


Real Estate Bubbles: Where Rent Prices Are Going Up Or Down

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Across real estate bubble cities, average rent prices have increased 5% since mid-2022 in real terms, while inflation-adjusted home prices have dropped 15%...


On The Wrong Track: This Is What An Imploding Economy Looks Like

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A desire for change is in the air, but our economy is unraveling so rapidly that it won’t be easy for anyone to turn things around...


"This Is Starvation": VW Union Head Warns 3 Plants Closing, Thousands In Layoffs, Amid Auto Crisis 

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"This means taking out even more products, quantities, shifts and entire assembly lines far..." 


The Vampire Fiat Money System: How It Works and What It Means for Your Wealth

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...for most people, the damage caused by fiat money is unknown; it creeps upon them under the cover of darkness, like a vampire...


Mapping Real Home Price Changes In Bubble Markets

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Since mid-2022, housing prices in the world’s real estate bubble cities have sunk approximately 15% in real terms as central banks embarked on rate hikes...


These Are The World's Best Bars In 2024

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Mexico City has been named the world capital of cocktails...


39% Of US Couples Met Online

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...between 1995 and 2017 the number of heterosexuals who met their partner on the internet rose sharply from 2 percent to 39 percent...


American Horror Story: How We Create Our Own Worst Nightmare

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We must embrace willing restraint from indulgence if we are to secure the free and prosperous future we dream of...


Dems Lose Faith As UMich Sentiment Expectations Dip In October

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The upcoming election looms large over consumer expectations...


These Are The Cities With The Most Centi-Millionaires

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According to estimates from New World Wealth, there are 29,350 individuals worldwide with fortunes exceeding $100 million.


Visualizing The Cost Of The American Dream In 2024

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Today, the rising cost of living is making the American dream increasingly difficult to achieve...